Last update: Oct 2026

Cost of Living Comparison Between Dharwad and Austin, TX

For one person, living is cheaper in Dharwad: $371 a month against $2,663 in Austin, TX, rent and utilities included – about $27,500 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Dharwad
Learn more

Dharwad Living Index
130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Dharwad

🇮🇳 India

$371

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Dharwad and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dharwad and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $371 in Dharwad versus $2,663 in Austin, TX.

Dharwad $371
Austin, TX $2,663

Estimated couple costs with rent: $582 in Dharwad versus $4,133 in Austin, TX.

Dharwad $582
Austin, TX $4,133

Monthly costs for a family of three with rent: $792 in Dharwad versus $5,603 in Austin, TX.

Dharwad $792
Austin, TX $5,603

Living in Dharwad costs roughly 86% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Dharwad is 73% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.36 ₹319

$20.77 $20.77

-83.82%

Three-Course Dinner for Two, Mid-Range

$7.16 ₹680

$84.6 $84.6

-91.54%

Fast Food Meal (McDonalds, etc)

$4.21 ₹399

$12.32 $12.32

-65.83%

Cappuccino

$1.59 ₹151

$5.63 $5.63

-71.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.23

$3.72 $3.72

-90.05%

Water (0.33 liter bottle)

$0.11 ₹10.01

$2.50 $2.50

-95.60%

Local Beer (0.5 liter draught)

$1.56 ₹148

$8.05 $8.05

-80.62%

Imported Beer (0.33 liter bottle)

$3.22 ₹305

$9.01 $9.01

-64.26%

Milk (1 liter)

$0.67 ₹63.7

$1.12 $1.12

-40.18%

White Bread (500g)

$0.47 ₹44.20

$3.75 $3.75

-87.47%

Rice (white) (1kg)

$0.62 ₹58.8

$3.26 $3.26

-80.98%

Eggs

$0.85 ₹80.4

$4.17 $4.17

-79.62%

Local Cheese (1kg)

$4.14 ₹393

$12.90 $12.90

-67.91%

Chicken Fillets (1kg)

$2.78 ₹264

$14.16 $14.16

-80.37%

Beef Round Steak (1kg)

$16.22 $16.22

Apples (1kg)

$1.91 ₹181

$4.33 $4.33

-55.89%

Banana (1kg)

$0.63 ₹59.5

$1.46 $1.46

-56.85%

Oranges (1kg)

$0.94 ₹89.7

$4.51 $4.51

-79.16%

Tomato (1kg)

$0.48 ₹45.73

$4.34 $4.34

-88.94%

Potato (1kg)

$0.32 ₹30.02

$2.58 $2.58

-87.60%

Onion (1kg)

$0.36 ₹34.58

$2.35 $2.35

-84.68%

Lettuce (1 head)

$0.47 ₹44.62

$1.78 $1.78

-73.60%

Water (1.5 liter bottle)

$0.31 ₹29.46

$2.22 $2.22

-86.04%

Cigarettes 20 Pack (Marlboro, Camel)

$5.38 ₹511

$9.88 $9.88

-45.55%

Wine (Bottle)

$7.27 ₹690

$15.08 $15.08

-51.79%

Local Beer (0.5 liter bottle)

$1.41 ₹134

$2.92 $2.92

-51.71%

Imported Beer (0.33 liter bottle)

$2.40 ₹228

$3.46 $3.46

-30.64%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.93 ₹468

One-way Ticket (Public Transport)

$0.25 ₹23.59

$1.49 $1.49

-83.22%

Public Transport Monthly Pass (Regular Price)

$7.80 ₹741

$41.72 $41.72

-81.30%

Taxi Start (Normal Tariff)

$0.80 ₹75.8

$2.73 $2.73

-70.70%

Taxi (Normal Tariff) (1km)

$0.25 ₹24.12

$1.66 $1.66

-84.94%

Taxi 1hour Waiting (Normal Tariff)

$1.50 ₹142

$35.30 $35.30

-95.75%

Gasoline (1 liter)

$1.18 ₹112

$0.95 $0.95

24.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.3K ₹1.3M

$36.0K $36.0K

-63.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.1K ₹1.6M

$27.1K $27.1K

-36.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.48 ₹3,275

$229 $229

-84.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.09 ₹293

$59.4 $59.4

-94.80%

Internet (50+ Mbps, Unlimited Data)

$5.62 ₹533

$69.9 $69.9

-91.96%

Gym Membership (Monthly)

$13.87 ₹1,317

$57.2 $57.2

-75.77%

Tennis Court (1 Hour on Weekend)

$6.56 ₹623

$16.33 $16.33

-59.83%

Cinema Ticket

$2.95 ₹280

$14.28 $14.28

-79.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$47.71 ₹4,531

$1,506 $1,506

-96.83%

International Primary School, 1 Child (Yearly)

$1,388 ₹131.8K

$21.5K $21.5K

-93.53%

Jeans (Levis 501 Or Similar)

$24.78 ₹2,353

$52.8 $52.8

-53.08%

Summer Dress (H&M, Zara, etc)

$21.34 ₹2,026

$43.82 $43.82

-51.30%

Sport Shoes (Adidas, Nike)

$42.91 ₹4,075

$84.8 $84.8

-49.38%

Men's Leather Business Shoes

$27.61 ₹2,622

$103 $103

-73.20%

1-bedroom Apartment, City Center (Monthly)

$122 ₹11.5K

$1,907 $1,907

-93.63%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 ₹6,985

$1,274 $1,274

-94.23%

3-bedroom Apartment, City Center (Monthly)

$258 ₹24.5K

$3,664 $3,664

-92.96%

3-bedroom Apartment, Outside City Center (Monthly)

$169 ₹16.0K

$2,538 $2,538

-93.34%

Buy Apartment in City Center (m2)

$961 ₹91.3K

$7,614 $7,614

-87.38%

Buy Apartment Outside City Center (m2)

$469 ₹44.5K

$3,157 $3,157

-85.16%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

6.79

30.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dharwad: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Dharwad

$97 26%

Austin, TX

$405 15.2% 318% $308

Eating Out

Dharwad

$75 20.1%

Austin, TX

$354 13.3% 374% $279

Accommodation & Living

Dharwad

$74 19.8%

Austin, TX

$1.3K 47.8% 1632% $1.2K

Clothing & Footwear

Dharwad

$52 14.1%

Austin, TX

$128 4.8% 144% $75

Monthly Utilities & Internet

Dharwad

$43 11.6%

Austin, TX

$358 13.5% 730% $315

Sport & Entertainment

Dharwad

$20 5.3%

Austin, TX

$86 3.2% 334% $66

Getting Around

Dharwad

$11 2.9%

Austin, TX

$59 2.2% 440% $48

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Dharwad and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $7.00 in Dharwad vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $405 per month, with Dharwad cheaper across the board.

Good to know

🇮🇳 Dharwad

🇺🇸 Austin, TX

🕒 Local time

12:29 12:29 PM

01:59 1:59 AM

10 h 30 min behind Dharwad

🌤 Weather

👥 Population

100,000

974,447

💱 Currency

Indian Rupee INR ₹

United States Dollar USD $

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Dharwad Austin, TX 14,870 km ≈ 19 h nonstop flight

From you

Dharwad
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dharwad vs Austin, TX: Cost of Living - Frequently Asked Questions

Dharwad wins on cost – living expenses run 617% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Dharwad the obvious pick if budget is a priority.

You'd need roughly $557 in Dharwad and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $122 in Dharwad versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $371 per month in Dharwad versus $2,663 in Austin, TX – a 617% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dharwad runs roughly 435% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $371 in Dharwad versus $2,663 in Austin, TX, a $2,000 budget is realistic in Dharwad but tight or insufficient in Austin, TX. The gap between the two cities makes Dharwad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Dharwad and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dharwad gentler on the wallet – expenses run 617% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.