Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Dharwad

For one person, living is cheaper in Dharwad: $371 a month against $2,663 in Austin, TX, rent and utilities included – about $27,500 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
18

Cost of Living Index in Dharwad
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Dharwad Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Dharwad

🇮🇳 India

$371

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Dharwad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Dharwad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $371 in Dharwad.

Austin, TX $2,663
Dharwad $371

Estimated couple costs with rent: $4,133 in Austin, TX versus $582 in Dharwad.

Austin, TX $4,133
Dharwad $582

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $792 in Dharwad.

Austin, TX $5,603
Dharwad $792

Living in Austin, TX is roughly 617% more expensive than in Dharwad, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Dharwad is 73% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.36 ₹319

518.15%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$7.16 ₹680

1081.42%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$4.21 ₹399

192.64%

Cappuccino

$5.63 $5.63

$1.59 ₹151

254.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.37 ₹35.23

905.41%

Water (0.33 liter bottle)

$2.50 $2.50

$0.11 ₹10.01

2172.73%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.56 ₹148

416.03%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.22 ₹305

179.81%

Milk (1 liter)

$1.12 $1.12

$0.67 ₹63.7

67.16%

White Bread (500g)

$3.75 $3.75

$0.47 ₹44.20

697.87%

Rice (white) (1kg)

$3.26 $3.26

$0.62 ₹58.8

425.81%

Eggs

$4.17 $4.17

$0.85 ₹80.4

390.59%

Local Cheese (1kg)

$12.90 $12.90

$4.14 ₹393

211.59%

Chicken Fillets (1kg)

$14.16 $14.16

$2.78 ₹264

409.35%

Beef Round Steak (1kg)

$16.22 $16.22

Apples (1kg)

$4.33 $4.33

$1.91 ₹181

126.70%

Banana (1kg)

$1.46 $1.46

$0.63 ₹59.5

131.75%

Oranges (1kg)

$4.51 $4.51

$0.94 ₹89.7

379.79%

Tomato (1kg)

$4.34 $4.34

$0.48 ₹45.73

804.17%

Potato (1kg)

$2.58 $2.58

$0.32 ₹30.02

706.25%

Onion (1kg)

$2.35 $2.35

$0.36 ₹34.58

552.78%

Lettuce (1 head)

$1.78 $1.78

$0.47 ₹44.62

278.72%

Water (1.5 liter bottle)

$2.22 $2.22

$0.31 ₹29.46

616.13%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.38 ₹511

83.64%

Wine (Bottle)

$15.08 $15.08

$7.27 ₹690

107.43%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.41 ₹134

107.09%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.40 ₹228

44.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.93 ₹468

One-way Ticket (Public Transport)

$1.49 $1.49

$0.25 ₹23.59

496.00%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$7.80 ₹741

434.87%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.80 ₹75.8

241.25%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.25 ₹24.12

564.00%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.50 ₹142

2253.33%

Gasoline (1 liter)

$0.95 $0.95

$1.18 ₹112

-19.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$13.3K ₹1.3M

171.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$17.1K ₹1.6M

57.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$34.48 ₹3,275

564.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$3.09 ₹293

1822.01%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$5.62 ₹533

1143.95%

Gym Membership (Monthly)

$57.2 $57.2

$13.87 ₹1,317

312.69%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$6.56 ₹623

148.93%

Cinema Ticket

$14.28 $14.28

$2.95 ₹280

384.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$47.71 ₹4,531

3056.30%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$1,388 ₹131.8K

1445.58%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$24.78 ₹2,353

113.12%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$21.34 ₹2,026

105.34%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$42.91 ₹4,075

97.55%

Men's Leather Business Shoes

$103 $103

$27.61 ₹2,622

273.09%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$122 ₹11.5K

1469.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$73.6 ₹6,985

1632.26%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$258 ₹24.5K

1320.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$169 ₹16.0K

1402.38%

Buy Apartment in City Center (m2)

$7,614 $7,614

$961 ₹91.3K

692.10%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$469 ₹44.5K

573.84%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

8.86

-23.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Dharwad: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Dharwad

$74 19.8% 94.2% $1.2K

Groceries & Markets

Austin, TX

$405 15.2%

Dharwad

$97 26% 76.1% $308

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Dharwad

$43 11.6% 87.9% $315

Eating Out

Austin, TX

$354 13.3%

Dharwad

$75 20.1% 78.9% $279

Clothing & Footwear

Austin, TX

$128 4.8%

Dharwad

$52 14.1% 59% $75

Sport & Entertainment

Austin, TX

$86 3.2%

Dharwad

$20 5.3% 77% $66

Getting Around

Austin, TX

$59 2.2%

Dharwad

$11 2.9% 81.5% $48

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $122 in Dharwad. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $7.00 in Dharwad for a mid-range dinner for two. Groceries echo the gap at $405 vs $97.0 per month, with Dharwad cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇳 Dharwad

🕒 Local time

03:36 3:36 AM

14:06 2:06 PM

10 h 30 min ahead of Austin, TX

🌤 Weather

👥 Population

974,447

100,000

💱 Currency

United States Dollar USD $

Indian Rupee INR ₹

📈 Exchange rate

1 USD = 0.89 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, EUR to USD – United States Dollar Converter

🇮🇳 Indian Rupee (₹)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

INR to USD in detail →

On the map

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Between locations

Austin, TX Dharwad 14,870 km ≈ 19 h nonstop flight

From you

Austin, TX
Dharwad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Dharwad: Cost of Living - Frequently Asked Questions

Dharwad wins on cost – living expenses run 617% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Dharwad the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $557 in Dharwad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $122 in Dharwad. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $371 in Dharwad – a 617% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dharwad runs roughly 435% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $371 in Dharwad versus $2,663 in Austin, TX, a $2,000 budget is realistic in Dharwad but tight or insufficient in Austin, TX. The gap between the two cities makes Dharwad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Dharwad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dharwad gentler on the wallet – expenses run 617% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.