Last update: Oct 2026

Cost of Living Comparison Between Derry and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,739 in Derry, rent and utilities included – about $9,900 less a year. Rent and utilities account for about half of the difference.

84

Cost of Living Index in Derry
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Derry Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Derry

🇬🇧 United Kingdom

$1,739

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Derry and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derry and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,739 in Derry versus $918 in Cebu.

Derry $1,739
Cebu $918

Estimated couple costs with rent: $2,589 in Derry versus $1,409 in Cebu.

Derry $2,589
Cebu $1,409

Monthly costs for a family of three with rent: $3,439 in Derry versus $1,900 in Cebu.

Derry $3,439
Cebu $1,900

Living in Derry is roughly 89% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Derry is 29% above, Cebu is 32% below.

Meal at Budget Restaurant

$18.87 £14.16

$3.09 ₱194

510.68%

Three-Course Dinner for Two, Mid-Range

$73.9 £55.5

$24.22 ₱1,525

205.20%

Fast Food Meal (McDonalds, etc)

$10.38 £7.79

$3.92 ₱247

164.80%

Cappuccino

$3.88 £2.91

$2.51 ₱158

54.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 £1.60

$1.59 ₱100

33.96%

Water (0.33 liter bottle)

$1.67 £1.25

$0.53 ₱33.43

215.09%

Local Beer (0.5 liter draught)

$5.41 £4.06

$1.78 ₱112

203.93%

Imported Beer (0.33 liter bottle)

$5.88 £4.41

$2.17 ₱137

170.97%

Milk (1 liter)

$1.71 £1.28

$1.92 ₱121

-10.94%

White Bread (500g)

$1.33 £1.00

$1.36 ₱85.4

-2.21%

Rice (white) (1kg)

$2.01 £1.51

$1.01 ₱63.5

99.01%

Eggs

$3.30 £2.47

$2.03 ₱128

62.56%

Local Cheese (1kg)

$7.44 £5.58

$9.86 ₱621

-24.54%

Chicken Fillets (1kg)

$8.85 £6.64

$4.39 ₱277

101.59%

Beef Round Steak (1kg)

$16.69 £12.52

$7.60 ₱479

119.61%

Apples (1kg)

$2.69 £2.02

$3.30 ₱208

-18.48%

Banana (1kg)

$1.28 £0.96

$1.39 ₱87.8

-7.91%

Oranges (1kg)

$2.78 £2.08

$2.33 ₱147

19.31%

Tomato (1kg)

$3.31 £2.48

$1.50 ₱94.3

120.67%

Potato (1kg)

$1.28 £0.96

$2.36 ₱149

-45.76%

Onion (1kg)

$1.35 £1.01

$1.90 ₱119

-28.95%

Lettuce (1 head)

$0.93 £0.70

$1.19 ₱74.9

-21.85%

Water (1.5 liter bottle)

$1.52 £1.14

$0.63 ₱39.71

141.27%

Cigarettes 20 Pack (Marlboro, Camel)

$21.22 £15.92

$3.00 ₱189

607.33%

Wine (Bottle)

$10.54 £7.91

$6.03 ₱379

74.79%

Local Beer (0.5 liter bottle)

$2.44 £1.83

$1.23 ₱77.7

98.37%

Imported Beer (0.33 liter bottle)

$3.41 £2.56

$1.75 ₱110

94.86%

One-way Ticket (Public Transport)

$3.67 £2.75

$0.25 ₱15.86

1368.00%

Public Transport Monthly Pass (Regular Price)

$94.8 £71.1

$12.64 ₱796

649.84%

Taxi Start (Normal Tariff)

$5.38 £4.04

$0.77 ₱48.62

598.70%

Taxi (Normal Tariff) (1km)

$1.14 £0.85

$0.23 ₱14.53

395.65%

Taxi 1hour Waiting (Normal Tariff)

$34.36 £25.77

$4.46 ₱281

670.40%

Gasoline (1 liter)

$1.83 £1.37

$1.31 ₱82.8

39.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.7K

$21.2K ₱1.3M

79.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K £30.0K

$19.1K ₱1.2M

109.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 £98.9

$120 ₱7,569

9.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.52 £11.64

$14.00 ₱882

10.86%

Internet (50+ Mbps, Unlimited Data)

$42.42 £31.82

$27.54 ₱1,734

54.03%

Gym Membership (Monthly)

$34.68 £26.02

$32.33 ₱2,035

7.27%

Tennis Court (1 Hour on Weekend)

$13.42 £10.07

$6.65 ₱419

101.80%

Cinema Ticket

$10.42 £7.82

$5.65 ₱356

84.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$932 £699

$275 ₱17.3K

238.65%

International Primary School, 1 Child (Yearly)

$22.1K £16.6K

$7,918 ₱498.5K

179.32%

Jeans (Levis 501 Or Similar)

$97.0 £72.8

$49.33 ₱3,106

96.59%

Summer Dress (H&M, Zara, etc)

$39.08 £29.32

$25.24 ₱1,589

54.83%

Sport Shoes (Adidas, Nike)

$103 £77.2

$77.0 ₱4,846

33.65%

Men's Leather Business Shoes

$63.8 £47.83

$57.2 ₱3,601

11.47%

1-bedroom Apartment, City Center (Monthly)

$821 £616

$500 ₱31.5K

64.40%

1-bedroom Apartment, Outside City Center (Monthly)

$669 £502

$309 ₱19.4K

116.61%

3-bedroom Apartment, City Center (Monthly)

$1,277 £958

$1,078 ₱67.9K

18.51%

3-bedroom Apartment, Outside City Center (Monthly)

$956 £717

$615 ₱38.7K

55.37%

Buy Apartment in City Center (m2)

$4,964 £3,724

$2,886 ₱181.7K

71.99%

Buy Apartment Outside City Center (m2)

$3,785 £2,839

$1,917 ₱120.7K

97.47%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.76

7.2

-33.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derry: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derry

$669 38.5%

Cebu

$309 33.6% 53.8% $360

Groceries & Markets

Derry

$286 16.4%

Cebu

$206 22.4% 27.9% $80

Eating Out

Derry

$283 16.3%

Cebu

$88 9.6% 68.8% $195

Monthly Utilities & Internet

Derry

$190 10.9%

Cebu

$162 17.6% 14.8% $28

Clothing & Footwear

Derry

$136 7.8%

Cebu

$94 10.2% 31% $42

Getting Around

Derry

$121 6.9%

Cebu

$16 1.7% 87.1% $105

Sport & Entertainment

Derry

$56 3.2%

Cebu

$44 4.8% 21.4% $12

Cost Breakdown

A one-bedroom apartment in the center runs $821 in Derry and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Derry vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $286 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Derry

🇵🇭 Cebu

🕒 Local time

17:26 5:26 PM

00:26 12:26 AM

7 h ahead of Derry

🌤 Weather

👥 Population

85,016

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Derry Cebu 11,460 km ≈ 15 h nonstop flight

From you

Derry
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derry vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 89% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,609 in Derry and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $821 in Derry versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,739 per month in Derry versus $918 in Cebu – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 650% less than in Derry. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,739 in Derry, a $1,500 budget is realistic in Cebu but tight or insufficient in Derry. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Derry, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Derry and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 89% less than in Derry. Beyond cost, consider language, visa policies, and how big the international community is in each city.