Last update: Oct 2026

Cost of Living Comparison Between Cebu and Derry

For one person, living is cheaper in Cebu: $918 a month against $1,739 in Derry, rent and utilities included – about $9,900 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
84

Cost of Living Index in Derry
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Derry Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Derry

🇬🇧 United Kingdom

$1,739

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Derry

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Derry actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,739 in Derry.

Cebu $918
Derry $1,739

Estimated couple costs with rent: $1,409 in Cebu versus $2,589 in Derry.

Cebu $1,409
Derry $2,589

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,439 in Derry.

Cebu $1,900
Derry $3,439

Living in Cebu costs roughly 47% less than in Derry, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Derry is 29% above.

Meal at Budget Restaurant

$3.09 ₱195

$18.87 £14.16

-83.62%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$73.9 £55.5

-67.23%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$10.38 £7.79

-62.24%

Cappuccino

$2.51 ₱158

$3.88 £2.91

-35.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.13 £1.60

-25.35%

Water (0.33 liter bottle)

$0.53 ₱33.45

$1.67 £1.25

-68.26%

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.41 £4.06

-67.10%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.88 £4.41

-63.10%

Milk (1 liter)

$1.92 ₱121

$1.71 £1.28

12.28%

White Bread (500g)

$1.36 ₱85.5

$1.33 £1.00

2.26%

Rice (white) (1kg)

$1.01 ₱63.6

$2.01 £1.51

-49.75%

Eggs

$2.03 ₱128

$3.30 £2.47

-38.48%

Local Cheese (1kg)

$9.86 ₱621

$7.44 £5.58

32.53%

Chicken Fillets (1kg)

$4.39 ₱277

$8.85 £6.64

-50.40%

Beef Round Steak (1kg)

$7.60 ₱479

$16.69 £12.52

-54.46%

Apples (1kg)

$3.30 ₱208

$2.69 £2.02

22.68%

Banana (1kg)

$1.39 ₱87.8

$1.28 £0.96

8.59%

Oranges (1kg)

$2.33 ₱147

$2.78 £2.08

-16.19%

Tomato (1kg)

$1.50 ₱94.3

$3.31 £2.48

-54.68%

Potato (1kg)

$2.36 ₱149

$1.28 £0.96

84.37%

Onion (1kg)

$1.90 ₱119

$1.35 £1.01

40.74%

Lettuce (1 head)

$1.19 ₱74.9

$0.93 £0.70

27.96%

Water (1.5 liter bottle)

$0.63 ₱39.73

$1.52 £1.14

-58.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$21.22 £15.92

-85.86%

Wine (Bottle)

$6.03 ₱380

$10.54 £7.91

-42.79%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.44 £1.83

-49.59%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.41 £2.56

-48.68%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$3.67 £2.75

-93.19%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$94.8 £71.1

-86.66%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$5.38 £4.04

-85.69%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$1.14 £0.85

-79.82%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$34.36 £25.77

-87.02%

Gasoline (1 liter)

$1.31 ₱82.8

$1.83 £1.37

-28.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$38.2K £28.7K

-44.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$40.0K £30.0K

-52.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$132 £98.9

-8.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$15.52 £11.64

-9.79%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$42.42 £31.82

-35.08%

Gym Membership (Monthly)

$32.33 ₱2,036

$34.68 £26.02

-6.78%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$13.42 £10.07

-50.45%

Cinema Ticket

$5.65 ₱356

$10.42 £7.82

-45.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$932 £699

-70.47%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$22.1K £16.6K

-64.20%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$97.0 £72.8

-49.13%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$39.08 £29.32

-35.41%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$103 £77.2

-25.18%

Men's Leather Business Shoes

$57.2 ₱3,603

$63.8 £47.83

-10.29%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$821 £616

-39.17%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$669 £502

-53.83%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,277 £958

-15.62%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$956 £717

-35.64%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$4,964 £3,724

-41.86%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$3,785 £2,839

-49.36%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.76

51.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Derry: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Derry

$669 38.5% 117% $360

Groceries & Markets

Cebu

$206 22.4%

Derry

$286 16.4% 38.7% $80

Monthly Utilities & Internet

Cebu

$162 17.6%

Derry

$190 10.9% 17.3% $28

Clothing & Footwear

Cebu

$94 10.2%

Derry

$136 7.8% 45% $42

Eating Out

Cebu

$88 9.6%

Derry

$283 16.3% 220% $195

Sport & Entertainment

Cebu

$44 4.8%

Derry

$56 3.2% 27.3% $12

Getting Around

Cebu

$16 1.7%

Derry

$121 6.9% 674% $105

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $821 in Derry. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $74.0 in Derry for a mid-range dinner for two. Groceries echo the gap at $206 vs $286 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇬🇧 Derry

🕒 Local time

06:41 6:41 AM

23:41 11:41 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

85,016

💱 Currency

Philippine Peso PHP ₱

British Pound GBP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Derry 11,460 km ≈ 15 h nonstop flight

From you

Cebu
Derry

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Derry: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 89% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,609 in Derry to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $821 in Derry. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,739 in Derry – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 650% less than in Derry. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,739 in Derry, a $1,500 budget is realistic in Cebu but tight or insufficient in Derry. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Derry, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Derry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 89% less than in Derry. Beyond cost, consider language, visa policies, and how big the international community is in each city.