Last update: Oct 2026

Cost of Living Comparison Between Derby and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,255 in Derby, rent and utilities included – about $10,900 less a year. Other living expenses account for most of the difference.

108

Cost of Living Index in Derby
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Derby Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Derby

🇬🇧 United Kingdom

$2,255

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Derby and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derby and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,255 per month in Derby vs $1,349 in Ubud, Bali, rent included.

Derby $2,255
Ubud, Bali $1,349

A couple spends around $3,377 per month in Derby vs $2,305 in Ubud, Bali, rent included.

Derby $3,377
Ubud, Bali $2,305

A family of three spends $4,499 per month in Derby vs $3,261 in Ubud, Bali, rent included.

Derby $4,499
Ubud, Bali $3,261

Derby costs about 67% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$26.57 £19.81

$3.32 Rp 60.3K

700.30%

Three-Course Dinner for Two, Mid-Range

$95.0 £70.8

$35.64 Rp 646.7K

166.55%

Fast Food Meal (McDonalds, etc)

$10.72 £7.99

$5.53 Rp 100.4K

93.85%

Cappuccino

$4.97 £3.70

$2.72 Rp 49.3K

82.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 £1.88

$1.70 Rp 30.9K

48.24%

Water (0.33 liter bottle)

$1.96 £1.46

$0.76 Rp 13.8K

157.89%

Local Beer (0.5 liter draught)

$6.82 £5.08

$2.65 Rp 48.2K

157.36%

Imported Beer (0.33 liter bottle)

$7.10 £5.30

$4.38 Rp 79.5K

62.10%

Milk (1 liter)

$1.57 £1.17

$1.49 Rp 27.1K

5.37%

White Bread (500g)

$1.43 £1.07

$2.28 Rp 41.3K

-37.28%

Rice (white) (1kg)

$2.34 £1.75

$1.19 Rp 21.6K

96.64%

Eggs

$3.96 £2.95

$2.04 Rp 36.9K

94.12%

Local Cheese (1kg)

$8.42 £6.28

$17.70 Rp 321.2K

-52.43%

Chicken Fillets (1kg)

$8.58 £6.40

$3.96 Rp 71.9K

116.67%

Beef Round Steak (1kg)

$23.38 £17.43

$12.19 Rp 221.2K

91.80%

Apples (1kg)

$5.42 £4.04

$3.66 Rp 66.3K

48.09%

Banana (1kg)

$2.80 £2.09

$1.52 Rp 27.5K

84.21%

Oranges (1kg)

$2.96 £2.20

$2.23 Rp 40.4K

32.74%

Tomato (1kg)

$3.74 £2.79

$1.97 Rp 35.8K

89.85%

Potato (1kg)

$1.55 £1.15

$1.85 Rp 33.5K

-16.22%

Onion (1kg)

$1.54 £1.15

$2.42 Rp 44.0K

-36.36%

Lettuce (1 head)

$1.05 £0.78

$0.99 Rp 18.0K

6.06%

Water (1.5 liter bottle)

$1.37 £1.02

$0.51 Rp 9,316

168.63%

Cigarettes 20 Pack (Marlboro, Camel)

$23.73 £17.70

$2.22 Rp 40.3K

968.92%

Wine (Bottle)

$10.62 £7.92

$22.24 Rp 403.6K

-52.25%

Local Beer (0.5 liter bottle)

$3.28 £2.45

$2.26 Rp 41.0K

45.13%

Imported Beer (0.33 liter bottle)

$3.61 £2.69

$2.97 Rp 53.9K

21.55%

One-way Ticket (Public Transport)

$4.01 £2.99

$0.25 Rp 4,555

1504.00%

Public Transport Monthly Pass (Regular Price)

$115 £86.0

$7.82 Rp 142.0K

1374.55%

Taxi Start (Normal Tariff)

$4.34 £3.24

$0.44 Rp 7,975

886.36%

Taxi (Normal Tariff) (1km)

$1.62 £1.20

$0.43 Rp 7,804

276.74%

Taxi 1hour Waiting (Normal Tariff)

$31.95 £23.82

$5.41 Rp 98.2K

490.57%

Gasoline (1 liter)

$1.98 £1.47

$0.82 Rp 15.0K

141.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.5K

$23.8K Rp 432.6M

60.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K £29.7K

$31.7K Rp 576.1M

25.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$366 £273

$79.1 Rp 1.4M

362.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.97 £14.89

$6.45 Rp 117.0K

209.61%

Internet (50+ Mbps, Unlimited Data)

$39.71 £29.61

$18.58 Rp 337.1K

113.72%

Gym Membership (Monthly)

$36.95 £27.55

$49.48 Rp 897.9K

-25.32%

Tennis Court (1 Hour on Weekend)

$25.60 £19.09

$17.65 Rp 320.2K

45.04%

Cinema Ticket

$15.22 £11.35

$4.27 Rp 77.6K

256.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,912 £1,426

$491 Rp 8.9M

289.85%

International Primary School, 1 Child (Yearly)

$20.3K £15.1K

$5,674 Rp 103.0M

257.93%

Jeans (Levis 501 Or Similar)

$114 £85.3

$44.64 Rp 810.0K

156.16%

Summer Dress (H&M, Zara, etc)

$58.0 £43.22

$34.95 Rp 634.2K

65.87%

Sport Shoes (Adidas, Nike)

$87.2 £65.0

$79.9 Rp 1.4M

9.11%

Men's Leather Business Shoes

$98.1 £73.1

$79.4 Rp 1.4M

23.52%

1-bedroom Apartment, City Center (Monthly)

$947 £706

$1,125 Rp 20.4M

-15.79%

1-bedroom Apartment, Outside City Center (Monthly)

$746 £556

$671 Rp 12.2M

11.13%

3-bedroom Apartment, City Center (Monthly)

$1,532 £1,142

$3,565 Rp 64.7M

-57.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,206 £899

$1,723 Rp 31.3M

-30.02%

Buy Apartment in City Center (m2)

$4,201 £3,132

$2,732 Rp 49.6M

53.79%

Buy Apartment Outside City Center (m2)

$3,055 £2,278

$2,284 Rp 41.4M

33.77%

Average Monthly Net Salary (After Tax)

$3,541 £2,640

$164 Rp 3.0M

2061.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.88

13.78

-64.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derby

$746 33.1%

Ubud, Bali

$672 49.8% 10% $75

Monthly Utilities & Internet

Derby

$425 18.9%

Ubud, Bali

$104 7.7% 75.5% $321

Eating Out

Derby

$371 16.4%

Ubud, Bali

$108 8% 70.9% $263

Groceries & Markets

Derby

$341 15.1%

Ubud, Bali

$288 21.4% 15.4% $53

Clothing & Footwear

Derby

$161 7.1%

Ubud, Bali

$108 8% 33.2% $53

Getting Around

Derby

$144 6.4%

Ubud, Bali

$11 0.9% 92.1% $132

Sport & Entertainment

Derby

$67 3%

Ubud, Bali

$58 4.3% 13.9% $9.4

Cost Breakdown

A central one-bedroom costs $947 in Derby versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Derby are about 22 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95 in Derby versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $341 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇧 Derby

🇮🇩 Ubud, Bali

🕒 Local time

16:46 4:46 PM

00:46 12:46 AM

8 h ahead of Derby

🌤 Weather

👥 Population

233,700

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 2, 2026: 1 USD = 0.746 GBP (1 GBP = 1.34 USD). 1 EUR = 0.832 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Derby Ubud, Bali 12,530 km ≈ 16 h nonstop flight

From you

Derby
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derby vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Derby costs about 67% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,383 per month in Derby and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments: a one-bedroom in the center costs $947 there versus $1,125 in Ubud, Bali.

Kindergarten costs $1,912 per month in Derby and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 18% more in Derby, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,255 in Derby and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,255 in Derby. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Derby makes more sense. Both are solid long-term options with distinct trade-offs.