Last update: Oct 2026

Cost of Living Comparison Between Derby and Austin, TX

For one person, living is cheaper in Derby: $2,167 a month against $2,704 in Austin, TX, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Derby
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Derby Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Derby

🇬🇧 United Kingdom

$2,167

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Derby and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derby and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,167 in Derby versus $2,704 in Austin, TX.

Derby $2,167
Austin, TX $2,704

Estimated couple costs with rent: $3,327 in Derby versus $4,133 in Austin, TX.

Derby $3,327
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,486 in Derby versus $5,562 in Austin, TX.

Derby $4,486
Austin, TX $5,562

Living in Derby costs roughly 20% less than in Austin, TX, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Derby 62% above, Austin, TX 102% above.

Meal at Budget Restaurant

$26.91 £20.33

$20.22 $20.22

33.09%

Three-Course Dinner for Two, Mid-Range

$94.2 £71.2

$85.0 $85.0

10.76%

Fast Food Meal (McDonalds, etc)

$10.43 £7.88

$12.35 $12.35

-15.55%

Cappuccino

$4.99 £3.77

$5.47 $5.47

-8.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 £1.98

$3.82 $3.82

-31.68%

Water (0.33 liter bottle)

$1.96 £1.48

$2.50 $2.50

-21.60%

Local Beer (0.5 liter draught)

$6.44 £4.87

$8.06 $8.06

-20.10%

Imported Beer (0.33 liter bottle)

$7.27 £5.49

$8.99 $8.99

-19.13%

Milk (1 liter)

$1.55 £1.18

$1.13 $1.13

37.17%

White Bread (500g)

$1.43 £1.08

$3.78 $3.78

-62.17%

Rice (white) (1kg)

$2.38 £1.79

$3.25 $3.25

-26.77%

Eggs

$3.79 £2.87

$4.14 $4.14

-8.45%

Local Cheese (1kg)

$8.33 £6.30

$13.08 $13.08

-36.31%

Chicken Fillets (1kg)

$8.28 £6.26

$14.31 $14.31

-42.14%

Beef Round Steak (1kg)

$23.21 £17.54

$15.96 $15.96

45.43%

Apples (1kg)

$5.35 £4.04

$4.38 $4.38

22.15%

Banana (1kg)

$2.82 £2.13

$1.45 $1.45

94.48%

Oranges (1kg)

$3.08 £2.33

$4.54 $4.54

-32.16%

Tomato (1kg)

$3.66 £2.76

$4.19 $4.19

-12.65%

Potato (1kg)

$1.47 £1.11

$2.63 $2.63

-44.11%

Onion (1kg)

$1.60 £1.21

$2.36 $2.36

-32.20%

Lettuce (1 head)

$1.05 £0.79

$1.76 $1.76

-40.34%

Water (1.5 liter bottle)

$1.36 £1.03

$2.16 $2.16

-37.04%

Cigarettes 20 Pack (Marlboro, Camel)

$23.53 £17.78

$9.81 $9.81

139.86%

Wine (Bottle)

$10.47 £7.91

$14.72 $14.72

-28.87%

Local Beer (0.5 liter bottle)

$3.13 £2.37

$2.78 $2.78

12.59%

Imported Beer (0.33 liter bottle)

$3.55 £2.68

$3.48 $3.48

2.01%

One-way Ticket (Public Transport)

$2.91 £2.20

$1.49 $1.49

95.30%

Public Transport Monthly Pass (Regular Price)

$90.0 £68.0

$40.51 $40.51

122.17%

Taxi Start (Normal Tariff)

$4.38 £3.31

$2.67 $2.67

64.04%

Taxi (Normal Tariff) (1km)

$1.66 £1.25

$1.58 $1.58

5.06%

Taxi 1hour Waiting (Normal Tariff)

$32.34 £24.44

$35.29 $35.29

-8.36%

Gasoline (1 liter)

$2.01 £1.52

$0.99 $0.99

103.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.7K

$35.8K $35.8K

6.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £30.0K

$27.2K $27.2K

46.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$367 £277

$219 $219

67.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.46 £14.70

$58.0 $58.0

-66.44%

Internet (50+ Mbps, Unlimited Data)

$40.48 £30.59

$68.4 $68.4

-40.78%

Gym Membership (Monthly)

$44.27 £33.45

$57.9 $57.9

-23.54%

Tennis Court (1 Hour on Weekend)

$26.00 £19.65

$14.82 $14.82

75.44%

Cinema Ticket

$15.41 £11.64

$14.13 $14.13

9.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,808 £1,366

$1,509 $1,509

19.80%

International Primary School, 1 Child (Yearly)

$20.3K £15.4K

$21.5K $21.5K

-5.27%

Jeans (Levis 501 Or Similar)

$113 £85.7

$51.7 $51.7

119.57%

Summer Dress (H&M, Zara, etc)

$56.6 £42.78

$44.05 $44.05

28.51%

Sport Shoes (Adidas, Nike)

$84.4 £63.8

$85.1 $85.1

-0.76%

Men's Leather Business Shoes

$98.5 £74.5

$105 $105

-6.44%

1-bedroom Apartment, City Center (Monthly)

$804 £608

$1,932 $1,932

-58.37%

1-bedroom Apartment, Outside City Center (Monthly)

$720 £544

$1,272 $1,272

-43.42%

3-bedroom Apartment, City Center (Monthly)

$1,576 £1,191

$3,670 $3,670

-57.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,345 £1,016

$2,525 $2,525

-46.73%

Buy Apartment in City Center (m2)

$5,789 £4,375

$7,617 $7,617

-24.00%

Buy Apartment Outside City Center (m2)

$3,100 £2,343

$3,199 $3,199

-3.11%

Average Monthly Net Salary (After Tax)

$3,570 £2,698

$5,105 $5,105

-30.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.88

6.79

-28.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: October 5, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derby

$720 32.7%

Austin, TX

$1.3K 48.2% 76.7% $552

Monthly Utilities & Internet

Derby

$427 19.4%

Austin, TX

$346 13.1% 19% $81

Eating Out

Derby

$371 16.9%

Austin, TX

$348 13.2% 6.3% $23

Groceries & Markets

Derby

$337 15.3%

Austin, TX

$403 15.3% 19.7% $66

Clothing & Footwear

Derby

$159 7.2%

Austin, TX

$129 4.9% 18.9% $30

Getting Around

Derby

$114 5.2%

Austin, TX

$57 2.2% 50.1% $57

Sport & Entertainment

Derby

$75 3.4%

Austin, TX

$86 3.3% 14.7% $11

Cost Breakdown

A one-bedroom apartment in the center runs $804 in Derby and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Derby vs $85.0 in Austin, TX. Groceries flip the comparison at $337 vs $403, with Derby cheaper for home cooking.

Good to know

🇬🇧 Derby

🇺🇸 Austin, TX

🕒 Local time

04:15 4:15 AM

22:15 10:15 PM

6 h behind Derby

🌤 Weather

👥 Population

233,700

974,447

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Derby Austin, TX 7,760 km ≈ 10 h nonstop flight

From you

Derby
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derby vs Austin, TX: Cost of Living - Frequently Asked Questions

Derby wins on cost – living expenses run 25% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Derby the obvious pick if budget is a priority.

On paper, salaries run 43% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $804 in Derby versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,167 per month in Derby versus $2,704 in Austin, TX – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Derby runs roughly 122% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,167 in Derby versus $2,704 in Austin, TX, a $2,000 budget is realistic in Derby but tight or insufficient in Austin, TX. The gap between the two cities makes Derby the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Derby gentler on the wallet – expenses run 25% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.