Last update: Nov 2026

Cost of Living Comparison Between Dera Ghazi Khan and Cebu

For one person, living is cheaper in Dera Ghazi Khan: $429 a month against $943 in Cebu, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

20

Cost of Living Index in Dera Ghazi Khan
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Dera Ghazi Khan Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Dera Ghazi Khan

🇵🇰 Pakistan

$429

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Dera Ghazi Khan and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dera Ghazi Khan and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $429 in Dera Ghazi Khan versus $943 in Cebu.

Dera Ghazi Khan $429
Cebu $943

Estimated couple costs with rent: $661 in Dera Ghazi Khan versus $1,437 in Cebu.

Dera Ghazi Khan $661
Cebu $1,437

Monthly costs for a family of three with rent: $893 in Dera Ghazi Khan versus $1,930 in Cebu.

Dera Ghazi Khan $893
Cebu $1,930

Living in Dera Ghazi Khan costs roughly 55% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Dera Ghazi Khan 68% lower, Cebu 30% lower.

Meal at Budget Restaurant

$1.76 PKR 488

$3.88 ₱244

-54.64%

Three-Course Dinner for Two, Mid-Range

$10.65 PKR 2,945

$23.22 ₱1,462

-54.13%

Fast Food Meal (McDonalds, etc)

$5.39 PKR 1,491

$3.90 ₱246

38.21%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.59 PKR 716

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.20 PKR 610

Cappuccino

$1.51 PKR 418

$2.56 ₱161

-41.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 PKR 132

$1.60 ₱101

-70.00%

Water (0.33 liter bottle)

$0.33 PKR 90.0

$0.51 ₱32.02

-35.29%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$0.82 PKR 227

$1.99 ₱125

-58.79%

White Bread (500g)

$0.61 PKR 168

$1.37 ₱86.3

-55.47%

Rice (white) (1kg)

$1.25 PKR 347

$0.95 ₱59.8

31.58%

Eggs

$1.25 PKR 345

$2.02 ₱127

-38.12%

Local Cheese (1kg)

$8.71 PKR 2,409

$9.63 ₱606

-9.55%

Chicken Fillets (1kg)

$2.56 PKR 707

$4.35 ₱274

-41.15%

Beef Round Steak (1kg)

$4.02 PKR 1,111

$7.70 ₱485

-47.79%

Apples (1kg)

$1.06 PKR 293

$3.30 ₱207

-67.88%

Banana (1kg)

$0.67 PKR 184

$1.27 ₱79.7

-47.24%

Oranges (1kg)

$0.57 PKR 157

$2.34 ₱147

-75.64%

Tomato (1kg)

$0.59 PKR 163

$1.51 ₱95.3

-60.93%

Potato (1kg)

$0.28 PKR 76.3

$2.23 ₱141

-87.44%

Onion (1kg)

$0.47 PKR 130

$1.93 ₱122

-75.65%

Lettuce (1 head)

$0.44 PKR 120

$1.18 ₱74.4

-62.71%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.65 ₱40.92

-32.31%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.53 PKR 146

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 143

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.75 PKR 206

Cigarettes 20 Pack (Marlboro, Camel)

$1.41 PKR 390

$2.89 ₱182

-51.21%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.18 PKR 50.6

$0.23 ₱14.42

-21.74%

Public Transport Monthly Pass (Regular Price)

$9.74 PKR 2,693

$12.24 ₱770

-20.42%

Taxi Start (Normal Tariff)

$1.10 PKR 303

$0.82 ₱51.5

34.15%

Taxi (Normal Tariff) (1km)

$1.10 PKR 305

$0.20 ₱12.56

450.00%

Taxi 1hour Waiting (Normal Tariff)

$2.92 PKR 807

$4.32 ₱272

-32.41%

Gasoline (1 liter)

$0.93 PKR 258

$1.38 ₱86.7

-32.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K PKR 6.6M

$21.2K ₱1.3M

12.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K PKR 6.4M

$19.3K ₱1.2M

20.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$68.2 PKR 18.9K

$124 ₱7,814

-45.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.48 PKR 1,517

$15.93 ₱1,003

-65.60%

Internet (50+ Mbps, Unlimited Data)

$14.66 PKR 4,055

$28.07 ₱1,767

-47.77%

Gym Membership (Monthly)

$14.86 PKR 4,109

$33.41 ₱2,103

-55.52%

Tennis Court (1 Hour on Weekend)

$8.21 PKR 2,272

$6.40 ₱403

28.28%

Cinema Ticket

$7.16 PKR 1,980

$5.85 ₱368

22.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.90 PKR 7,439

$271 ₱17.0K

-90.06%

International Primary School, 1 Child (Yearly)

$1,996 PKR 552.2K

$8,060 ₱507.3K

-75.23%

Jeans (Levis 501 Or Similar)

$19.13 PKR 5,292

$48.31 ₱3,041

-60.40%

Summer Dress (H&M, Zara, etc)

$26.18 PKR 7,242

$24.56 ₱1,546

6.60%

Sport Shoes (Adidas, Nike)

$53.9 PKR 14.9K

$77.1 ₱4,855

-30.18%

Men's Leather Business Shoes

$29.54 PKR 8,172

$56.5 ₱3,557

-47.73%

1-bedroom Apartment, City Center (Monthly)

$136 PKR 37.6K

$495 ₱31.2K

-72.53%

1-bedroom Apartment, Outside City Center (Monthly)

$86.4 PKR 23.9K

$322 ₱20.2K

-73.13%

3-bedroom Apartment, City Center (Monthly)

$271 PKR 74.8K

$990 ₱62.3K

-72.68%

3-bedroom Apartment, Outside City Center (Monthly)

$180 PKR 49.8K

$628 ₱39.5K

-71.34%

Buy Apartment in City Center (m2)

$826 PKR 228.4K

$4,459 ₱280.6K

-81.48%

Buy Apartment Outside City Center (m2)

$503 PKR 139.2K

$3,030 ₱190.7K

-83.38%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.83

7.2

64.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dera Ghazi Khan: November 3, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Dera Ghazi Khan

$99 23%

Cebu

$206 21.8% 109% $107

Monthly Utilities & Internet

Dera Ghazi Khan

$88 20.6%

Cebu

$168 17.8% 90.4% $80

Accommodation & Living

Dera Ghazi Khan

$86 20.2%

Cebu

$322 34.1% 272% $235

Clothing & Footwear

Dera Ghazi Khan

$58 13.5%

Cebu

$93 9.9% 60.4% $35

Eating Out

Dera Ghazi Khan

$52 12%

Cebu

$95 10.1% 84% $43

Sport & Entertainment

Dera Ghazi Khan

$29 6.8%

Cebu

$45 4.8% 54.6% $16

Getting Around

Dera Ghazi Khan

$17 4%

Cebu

$15 1.6% 12.4% $2.1

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Dera Ghazi Khan and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $11 in Dera Ghazi Khan vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $99 vs $206 per month, with Dera Ghazi Khan cheaper across the board.

Good to know

🇵🇰 Dera Ghazi Khan

🇵🇭 Cebu

🕒 Local time

08:22 8:22 AM

11:22 11:22 AM

3 h ahead of Dera Ghazi Khan

🌤 Weather

👥 Population

399,064

964,169

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

USD to PKR in detail →

On the map

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Highest

Between locations

Dera Ghazi Khan Cebu 5,920 km ≈ 8 h nonstop flight

From you

Dera Ghazi Khan
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dera Ghazi Khan vs Cebu: Cost of Living - Frequently Asked Questions

Dera Ghazi Khan is about 55% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $644 in Dera Ghazi Khan and $1,415 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $136 in Dera Ghazi Khan versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $429 per month in Dera Ghazi Khan versus $943 in Cebu – Dera Ghazi Khan is about 55% cheaper, which adds up to real savings over time.

A monthly transit pass in Dera Ghazi Khan runs roughly 20% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Either city works on $1,200 a month, though Dera Ghazi Khan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Dera Ghazi Khan gentler on the wallet – expenses run 55% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.