Last update: Nov 2026

Cost of Living Comparison Between Cebu and Dera Ghazi Khan

For one person, living is cheaper in Dera Ghazi Khan: $429 a month against $943 in Cebu, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
20

Cost of Living Index in Dera Ghazi Khan
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Dera Ghazi Khan Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$943

/mo nomad

Dera Ghazi Khan

🇵🇰 Pakistan

$429

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Dera Ghazi Khan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Dera Ghazi Khan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $429 in Dera Ghazi Khan.

Cebu $943
Dera Ghazi Khan $429

Estimated couple costs with rent: $1,437 in Cebu versus $661 in Dera Ghazi Khan.

Cebu $1,437
Dera Ghazi Khan $661

Monthly costs for a family of three with rent: $1,930 in Cebu versus $893 in Dera Ghazi Khan.

Cebu $1,930
Dera Ghazi Khan $893

Living in Cebu is roughly 120% more expensive than in Dera Ghazi Khan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Dera Ghazi Khan 68% lower.

Meal at Budget Restaurant

$3.88 ₱244

$1.76 PKR 488

120.45%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$10.65 PKR 2,943

118.03%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.39 PKR 1,489

-27.64%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.59 PKR 716

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.20 PKR 609

Cappuccino

$2.56 ₱161

$1.51 PKR 418

69.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.48 PKR 131

233.33%

Water (0.33 liter bottle)

$0.51 ₱32.03

$0.33 PKR 89.9

54.55%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.82 PKR 227

142.68%

White Bread (500g)

$1.37 ₱86.3

$0.61 PKR 167

124.59%

Rice (white) (1kg)

$0.95 ₱59.9

$1.25 PKR 346

-24.00%

Eggs

$2.02 ₱127

$1.25 PKR 345

61.60%

Local Cheese (1kg)

$9.63 ₱606

$8.71 PKR 2,407

10.56%

Chicken Fillets (1kg)

$4.35 ₱274

$2.56 PKR 707

69.92%

Beef Round Steak (1kg)

$7.70 ₱485

$4.02 PKR 1,110

91.54%

Apples (1kg)

$3.30 ₱207

$1.06 PKR 292

211.32%

Banana (1kg)

$1.27 ₱79.7

$0.67 PKR 184

89.55%

Oranges (1kg)

$2.34 ₱148

$0.57 PKR 157

310.53%

Tomato (1kg)

$1.51 ₱95.4

$0.59 PKR 163

155.93%

Potato (1kg)

$2.23 ₱141

$0.28 PKR 76.2

696.43%

Onion (1kg)

$1.93 ₱122

$0.47 PKR 130

310.64%

Lettuce (1 head)

$1.18 ₱74.4

$0.44 PKR 120

168.18%

Water (1.5 liter bottle)

$0.65 ₱40.93

$0.44 PKR 121

47.73%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.53 PKR 146

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 143

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.75 PKR 206

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$1.41 PKR 390

104.96%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.18 PKR 50.5

27.78%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱771

$9.74 PKR 2,691

25.67%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$1.10 PKR 303

-25.45%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$1.10 PKR 305

-81.82%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$2.92 PKR 807

47.95%

Gasoline (1 liter)

$1.38 ₱86.7

$0.93 PKR 258

48.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.8K PKR 6.6M

-10.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$23.2K PKR 6.4M

-16.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,816

$68.2 PKR 18.8K

82.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$5.48 PKR 1,515

190.69%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,768

$14.66 PKR 4,051

91.47%

Gym Membership (Monthly)

$33.41 ₱2,104

$14.86 PKR 4,106

124.83%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$8.21 PKR 2,270

-22.05%

Cinema Ticket

$5.85 ₱368

$7.16 PKR 1,978

-18.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$26.90 PKR 7,433

905.84%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.5K

$1,996 PKR 551.7K

303.73%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,042

$19.13 PKR 5,288

152.54%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$26.18 PKR 7,236

-6.19%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,856

$53.9 PKR 14.9K

43.23%

Men's Leather Business Shoes

$56.5 ₱3,558

$29.54 PKR 8,165

91.30%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$136 PKR 37.6K

264.04%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.3K

$86.4 PKR 23.9K

272.15%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.4K

$271 PKR 74.8K

266.07%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.6K

$180 PKR 49.7K

248.96%

Buy Apartment in City Center (m2)

$4,459 ₱280.7K

$826 PKR 228.2K

439.96%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.8K

$503 PKR 139.1K

501.83%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.83

-39.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Dera Ghazi Khan: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Dera Ghazi Khan

$86 20.2% 73.1% $235

Groceries & Markets

Cebu

$206 21.8%

Dera Ghazi Khan

$99 23% 52.1% $107

Monthly Utilities & Internet

Cebu

$168 17.8%

Dera Ghazi Khan

$88 20.6% 47.5% $80

Eating Out

Cebu

$95 10.1%

Dera Ghazi Khan

$52 12% 45.6% $43

Clothing & Footwear

Cebu

$93 9.9%

Dera Ghazi Khan

$58 13.5% 37.7% $35

Sport & Entertainment

Cebu

$45 4.8%

Dera Ghazi Khan

$29 6.8% 35.3% $16

Getting Around

Cebu

$15 1.6%

Dera Ghazi Khan

$17 4% 14.1% $2.1

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $136 in Dera Ghazi Khan. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $11 in Dera Ghazi Khan for a mid-range dinner for two. Groceries echo the gap at $206 vs $99 per month, with Dera Ghazi Khan cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇰 Dera Ghazi Khan

🕒 Local time

13:06 1:06 PM

10:06 10:06 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

399,064

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Dera Ghazi Khan 5,920 km ≈ 8 h nonstop flight

From you

Cebu
Dera Ghazi Khan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Dera Ghazi Khan: Cost of Living - Frequently Asked Questions

Dera Ghazi Khan is about 55% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,415 in Cebu and $644 in Dera Ghazi Khan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $495 in Cebu versus $136 in Dera Ghazi Khan. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $429 in Dera Ghazi Khan – Dera Ghazi Khan is about 55% cheaper, which adds up to real savings over time.

A monthly transit pass in Dera Ghazi Khan runs roughly 20% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Either city works on $1,200 a month, though Dera Ghazi Khan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Dera Ghazi Khan gentler on the wallet – expenses run 55% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.