Last update: Nov 2026

Cost of Living Comparison Between David and Calgary

For one person, living is cheaper in David: $884 a month against $2,297 in Calgary, rent and utilities included – about $17,000 less a year. Rent and utilities account for about half of the difference.

110

Cost of Living Index in Calgary
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Calgary Living Index

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David

🇵🇦 Panama

$884

/mo nomad

Calgary

🇨🇦 Canada

$2,297

/mo nomad

Monthly Cost of Living

How much you'll spend in David and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in David and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $884 in David versus $2,297 in Calgary.

David $884
Calgary $2,297

Estimated couple costs with rent: $948 in David versus $3,378 in Calgary.

David $948
Calgary $3,378

Monthly costs for a family of three with rent: $1,011 in David versus $4,459 in Calgary.

David $1,011
Calgary $4,459

Living in David costs roughly 61% less than in Calgary, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: David is 35% below, Calgary is 70% above.

Meal at Budget Restaurant

$5.38 PAB 5.38

$17.94 CA$25.05

-70.01%

Three-Course Dinner for Two, Mid-Range

$37.24 PAB 37.24

$68.9 CA$96.1

-45.93%

Fast Food Meal (McDonalds, etc)

$7.36 PAB 7.36

$10.94 CA$15.27

-32.72%

Cappuccino

$3.13 PAB 3.13

$3.70 CA$5.17

-15.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 PAB 1.54

$2.07 CA$2.89

-25.60%

Water (0.33 liter bottle)

$1.54 PAB 1.54

$2.04 CA$2.85

-24.51%

Local Beer (0.5 liter draught)

$1.97 PAB 1.97

$5.74 CA$8.02

-65.68%

Imported Beer (0.33 liter bottle)

$2.73 PAB 2.73

$5.70 CA$7.96

-52.11%

Milk (1 liter)

$1.70 PAB 1.70

$1.98 CA$2.76

-14.14%

White Bread (500g)

$2.26 PAB 2.26

$2.65 CA$3.70

-14.72%

Rice (white) (1kg)

$2.39 PAB 2.39

$5.84 CA$8.15

-59.08%

Eggs

$2.42 PAB 2.42

$3.81 CA$5.33

-36.48%

Local Cheese (1kg)

$10.81 CA$15.08

Chicken Fillets (1kg)

$11.02 CA$15.38

Beef Round Steak (1kg)

$17.87 CA$24.95

Apples (1kg)

$4.88 CA$6.81

Banana (1kg)

$1.45 CA$2.03

Oranges (1kg)

$4.15 CA$5.80

Tomato (1kg)

$3.99 CA$5.57

Potato (1kg)

$2.93 CA$4.09

Onion (1kg)

$3.02 CA$4.22

Lettuce (1 head)

$1.98 PAB 1.98

$2.67 CA$3.72

-25.84%

Water (1.5 liter bottle)

$1.57 CA$2.19

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.69

Wine (Bottle)

$9.87 PAB 9.87

$15.45 CA$21.57

-36.12%

Local Beer (0.5 liter bottle)

$2.50 CA$3.50

Imported Beer (0.33 liter bottle)

$3.18 CA$4.44

One-way Ticket (Public Transport)

$0.78 PAB 0.78

$2.85 CA$3.97

-72.63%

Public Transport Monthly Pass (Regular Price)

$90.2 CA$126

Taxi Start (Normal Tariff)

$2.92 PAB 2.92

$3.16 CA$4.41

-7.59%

Taxi (Normal Tariff) (1km)

$2.06 PAB 2.06

$1.41 CA$1.96

46.10%

Taxi 1hour Waiting (Normal Tariff)

$27.46 CA$38.33

Gasoline (1 liter)

$1.06 PAB 1.06

$1.18 CA$1.65

-10.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K PAB 24.6K

$27.9K CA$38.9K

-11.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K PAB 30.1K

$21.1K CA$29.4K

42.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 PAB 186

$182 CA$254

2.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.68 PAB 28.68

$36.01 CA$50.3

-20.36%

Internet (50+ Mbps, Unlimited Data)

$48.74 PAB 48.74

$48.80 CA$68.1

-0.12%

Gym Membership (Monthly)

$31.49 PAB 31.49

$48.78 CA$68.1

-35.44%

Tennis Court (1 Hour on Weekend)

$18.15 CA$25.34

Cinema Ticket

$14.52 CA$20.26

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$542 CA$756

International Primary School, 1 Child (Yearly)

$5,890 PAB 5,890

$21.2K CA$29.5K

-72.17%

Jeans (Levis 501 Or Similar)

$59.1 CA$82.5

Summer Dress (H&M, Zara, etc)

$42.34 CA$59.1

Sport Shoes (Adidas, Nike)

$94.2 CA$131

Men's Leather Business Shoes

$109 CA$152

1-bedroom Apartment, City Center (Monthly)

$352 PAB 352

$1,214 CA$1,694

-71.00%

1-bedroom Apartment, Outside City Center (Monthly)

$356 PAB 356

$1,036 CA$1,447

-65.67%

3-bedroom Apartment, City Center (Monthly)

$2,045 CA$2,855

3-bedroom Apartment, Outside City Center (Monthly)

$1,655 CA$2,310

Buy Apartment in City Center (m2)

$3,653 CA$5,099

Buy Apartment Outside City Center (m2)

$3,183 CA$4,443

Average Monthly Net Salary (After Tax)

$599 PAB 599

$3,219 CA$4,493

-81.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.43

58.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for David: November 2, 2026

Last update for Calgary: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

David

–

Calgary

$1K 45.1%

Groceries & Markets

David

–

Calgary

$390 17%

Eating Out

David

–

Calgary

$277 12.1%

Monthly Utilities & Internet

David

–

Calgary

$267 11.6%

Clothing & Footwear

David

–

Calgary

$137 6%

Getting Around

David

–

Calgary

$112 4.9%

Sport & Entertainment

David

–

Calgary

$78 3.4%

Cost Breakdown

A one-bedroom apartment in the center runs $352 in David and $1,214 in Calgary. Housing cost is often the main lever when comparing two cities.

Calgary pays about 5.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $37 in David vs $69 in Calgary for a mid-range dinner for two. Groceries echo the gap at $87 vs $390 per month, with David cheaper across the board.

Good to know

🇵🇦 David

🇨🇦 Calgary

🕒 Local time

18:08 6:08 PM

17:08 5:08 PM

1 h behind David

🌤 Weather

👥 Population

82,907

1,267,344

💱 Currency

Panamanian Balboa PAB B/.

Canadian Dollar CAD $

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.891 EUR

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

CAD, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of November 5, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.891 EUR).

Canadian Dollar exchange rates as of November 5, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

USD to PAB in detail →

On the map

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Between locations

David Calgary 5,550 km ≈ 7 h nonstop flight

From you

David
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

David vs Calgary: Cost of Living - Frequently Asked Questions

David is about 61% cheaper overall, especially in groceries, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 81% lower in David. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $352 in David versus $1,214 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 350% higher in Calgary. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in David – a meal for two runs $37 versus $69 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $884 in David versus $2,297 in Calgary, a $1,000 budget is realistic in David but tight or insufficient in Calgary. The gap between the two cities makes David the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – David wins on affordability, Calgary on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.