Last update: Oct 2026

Cost of Living Comparison Between Đakovo and Ubud, Bali

For one person, living is cheaper in Đakovo: $1,281 a month against $1,349 in Ubud, Bali, rent and utilities included – about $820 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Đakovo
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Đakovo Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Đakovo

🇭🇷 Croatia

$1,281

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Đakovo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Đakovo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,281 per month in Đakovo vs $1,349 in Ubud, Bali, rent included.

Đakovo $1,281
Ubud, Bali $1,349

A couple spends around $1,889 per month in Đakovo vs $2,305 in Ubud, Bali, rent included.

Đakovo $1,889
Ubud, Bali $2,305

A family of three spends $2,498 per month in Đakovo vs $3,261 in Ubud, Bali, rent included.

Đakovo $2,498
Ubud, Bali $3,261

Đakovo is about 5% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.00 €7.18

$3.32 Rp 60.4K

140.96%

Three-Course Dinner for Two, Mid-Range

$28.27 €25.39

$35.64 Rp 647.8K

-20.68%

Fast Food Meal (McDonalds, etc)

$5.49 €4.93

$5.53 Rp 100.6K

-0.72%

Cappuccino

$1.64 €1.47

$2.72 Rp 49.4K

-39.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 €1.48

$1.70 Rp 30.9K

-2.94%

Water (0.33 liter bottle)

$1.64 €1.47

$0.76 Rp 13.8K

115.79%

Local Beer (0.5 liter draught)

$3.26 €2.93

$2.65 Rp 48.2K

23.02%

Imported Beer (0.33 liter bottle)

$3.39 €3.05

$4.38 Rp 79.6K

-22.60%

Milk (1 liter)

$1.26 €1.13

$1.49 Rp 27.1K

-15.44%

White Bread (500g)

$1.11 €0.99

$2.28 Rp 41.4K

-51.32%

Rice (white) (1kg)

$1.14 €1.02

$1.19 Rp 21.6K

-4.20%

Eggs

$2.66 €2.39

$2.04 Rp 37.0K

30.39%

Local Cheese (1kg)

$5.46 €4.90

$17.70 Rp 321.7K

-69.15%

Chicken Fillets (1kg)

$5.43 €4.88

$3.96 Rp 72.0K

37.12%

Beef Round Steak (1kg)

$13.27 €11.92

$12.19 Rp 221.6K

8.86%

Apples (1kg)

$2.18 €1.95

$3.66 Rp 66.4K

-40.44%

Banana (1kg)

$1.73 €1.55

$1.52 Rp 27.6K

13.82%

Oranges (1kg)

$2.17 €1.95

$2.23 Rp 40.5K

-2.69%

Tomato (1kg)

$1.14 €1.02

$1.97 Rp 35.9K

-42.13%

Potato (1kg)

$1.11 €0.99

$1.85 Rp 33.6K

-40.00%

Onion (1kg)

$1.21 €1.09

$2.42 Rp 44.1K

-50.00%

Lettuce (1 head)

$1.09 €0.98

$0.99 Rp 18.0K

10.10%

Water (1.5 liter bottle)

$1.09 €0.98

$0.51 Rp 9,332

113.73%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.92

$2.22 Rp 40.4K

146.85%

Wine (Bottle)

$5.61 €5.04

$22.24 Rp 404.2K

-74.78%

Local Beer (0.5 liter bottle)

$1.69 €1.52

$2.26 Rp 41.1K

-25.22%

Imported Beer (0.33 liter bottle)

$2.19 €1.97

$2.97 Rp 54.0K

-26.26%

One-way Ticket (Public Transport)

$1.83 €1.64

$0.25 Rp 4,562

632.00%

Public Transport Monthly Pass (Regular Price)

$42.39 €38.08

$7.82 Rp 142.2K

442.07%

Taxi Start (Normal Tariff)

$2.23 €2.00

$0.44 Rp 7,989

406.82%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.43 Rp 7,817

165.12%

Taxi 1hour Waiting (Normal Tariff)

$11.10 €9.97

$5.41 Rp 98.3K

105.18%

Gasoline (1 liter)

$1.84 €1.65

$0.82 Rp 15.0K

124.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K €20.2K

$23.8K Rp 433.3M

-5.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K €22.8K

$31.7K Rp 577.0M

-20.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 €110

$79.1 Rp 1.4M

54.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 €9.92

$6.45 Rp 117.2K

71.16%

Internet (50+ Mbps, Unlimited Data)

$21.11 €18.97

$18.58 Rp 337.7K

13.62%

Gym Membership (Monthly)

$52.0 €46.73

$49.48 Rp 899.4K

5.13%

Tennis Court (1 Hour on Weekend)

$15.01 €13.48

$17.65 Rp 320.8K

-14.96%

Cinema Ticket

$10.27 €9.23

$4.27 Rp 77.7K

140.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$77.4 €69.5

$491 Rp 8.9M

-84.23%

International Primary School, 1 Child (Yearly)

$9,949 €8,937

$5,674 Rp 103.1M

75.34%

Jeans (Levis 501 Or Similar)

$108 €97.1

$44.64 Rp 811.4K

142.23%

Summer Dress (H&M, Zara, etc)

$34.16 €30.69

$34.95 Rp 635.3K

-2.26%

Sport Shoes (Adidas, Nike)

$45.15 €40.56

$79.9 Rp 1.5M

-43.49%

Men's Leather Business Shoes

$99.4 €89.3

$79.4 Rp 1.4M

25.14%

1-bedroom Apartment, City Center (Monthly)

$689 €619

$1,125 Rp 20.4M

-38.72%

1-bedroom Apartment, Outside City Center (Monthly)

$526 €473

$671 Rp 12.2M

-21.64%

3-bedroom Apartment, City Center (Monthly)

$1,190 €1,069

$3,565 Rp 64.8M

-66.62%

3-bedroom Apartment, Outside City Center (Monthly)

$876 €786

$1,723 Rp 31.3M

-49.19%

Buy Apartment in City Center (m2)

$4,101 €3,684

$2,732 Rp 49.6M

50.12%

Buy Apartment Outside City Center (m2)

$2,896 €2,602

$2,284 Rp 41.5M

26.80%

Average Monthly Net Salary (After Tax)

$1,316 €1,182

$164 Rp 3.0M

703.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

13.78

-76.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Đakovo: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Đakovo

$526 41.1%

Ubud, Bali

$672 49.8% 27.6% $145

Groceries & Markets

Đakovo

$205 16%

Ubud, Bali

$288 21.4% 40.7% $83

Monthly Utilities & Internet

Đakovo

$154 12%

Ubud, Bali

$104 7.7% 32.4% $50

Eating Out

Đakovo

$136 10.6%

Ubud, Bali

$108 8% 21% $29

Clothing & Footwear

Đakovo

$129 10.1%

Ubud, Bali

$108 8% 16.7% $22

Sport & Entertainment

Đakovo

$73 5.7%

Ubud, Bali

$58 4.3% 20% $15

Getting Around

Đakovo

$58 4.5%

Ubud, Bali

$11 0.9% 80.2% $46

Cost Breakdown

A central one-bedroom costs $689 in Đakovo versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Đakovo are about 8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $28 in Đakovo versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $205 vs $288 – making Đakovo the more affordable choice for daily food spending.

Good to know

🇭🇷 Đakovo

🇮🇩 Ubud, Bali

🕒 Local time

21:01 9:01 PM

04:01 4:01 AM

7 h ahead of Đakovo

🌤 Weather

👥 Population

16,875

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Đakovo Ubud, Bali 11,210 km ≈ 15 h nonstop flight

From you

Đakovo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Đakovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,281 in Đakovo, $1,349 in Ubud, Bali – Đakovo comes out roughly 5% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,921 per month in Đakovo and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Đakovo, especially for central apartments: a one-bedroom in the center costs $689 there versus $1,125 in Ubud, Bali.

Public transport costs about 82% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $77 per month in Đakovo and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,281 in Đakovo and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Đakovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.