😐A single person spends $1,438 per month in Đakovo vs $1,392 in Ubud, Bali, rent included.
🙂A couple spends around $2,099 per month in Đakovo vs $2,557 in Ubud, Bali, rent included.
🙂A family of three spends $2,760 per month in Đakovo vs $3,723 in Ubud, Bali, rent included.
😐Đakovo costs about 3% more than Ubud, Bali, driven mainly by Getting Around.
📊Both Đakovo and Ubud, Bali sit above the global median – Đakovo by 8%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Đakovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.21€7.16
$3.57Rp 64.6K
129.97%
Three-Course Dinner for Two, Mid-Range
$28.42€24.78
$32.32Rp 584.4K
-12.07%
Fast Food Meal(McDonalds, etc)
$5.81€5.06
$5.01Rp 90.5K
15.97%
Cappuccino
$1.73€1.50
$2.82Rp 51.1K
-38.65%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.76€1.53
$1.35Rp 24.4K
30.37%
Water(0.33 liter bottle)
$1.78€1.55
$0.73Rp 13.2K
143.84%
Local Beer(0.5 liter draught)
$3.43€2.99
$2.93Rp 53.0K
17.06%
Imported Beer(0.33 liter bottle)
$3.41€2.98
$3.94Rp 71.2K
-13.45%
🛒 Groceries & Markets
Đakovo
Ubud, Bali
Difference
Milk(1 liter)
$1.28€1.12
$1.78Rp 32.2K
-28.09%
White Bread(500g)
$1.87€1.63
$2.45Rp 44.3K
-23.67%
Rice(white)(1kg)
$2.64€2.30
$1.15Rp 20.8K
129.57%
Eggs
$3.66€3.19
$2.41Rp 43.7K
51.87%
Local Cheese(1kg)
$10.85€9.46
$14.33Rp 259.1K
-24.28%
Chicken Fillets(1kg)
$9.82€8.56
$4.19Rp 75.7K
134.37%
Beef Round Steak(1kg)
$12.93€11.27
$12.06Rp 218.1K
7.21%
Apples(1kg)
$1.83€1.59
$3.64Rp 65.8K
-49.73%
Banana(1kg)
$1.75€1.52
$1.57Rp 28.3K
11.46%
Oranges(1kg)
$2.02€1.76
$2.79Rp 50.4K
-27.60%
Tomato(1kg)
$2.96€2.58
$2.24Rp 40.5K
32.14%
Potato(1kg)
$1.44€1.26
$1.98Rp 35.8K
-27.27%
Onion(1kg)
$1.45€1.26
$2.28Rp 41.2K
-36.40%
Lettuce(1 head)
$1.27€1.11
$1.05Rp 19.1K
20.95%
Water(1.5 liter bottle)
$1.32€1.15
$0.79Rp 14.2K
67.09%
Cigarettes 20 Pack(Marlboro, Camel)
$5.75€5.01
$3.19Rp 57.7K
80.25%
Wine(Bottle)
$5.65€4.93
$23.49Rp 424.8K
-75.95%
Local Beer(0.5 liter bottle)
$1.79€1.56
$2.90Rp 52.4K
-38.28%
Imported Beer(0.33 liter bottle)
$2.27€1.98
$2.76Rp 49.8K
-17.75%
🚌 Getting Around
Đakovo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.78€1.55
$0.27Rp 4,821
559.26%
Public Transport Monthly Pass(Regular Price)
$42.91€37.41
$8.37Rp 151.3K
412.66%
Taxi Start(Normal Tariff)
$2.29€1.99
$0.45Rp 8,180
408.89%
Taxi(Normal Tariff)(1km)
$1.02€0.89
$0.46Rp 8,311
121.74%
Taxi 1hour Waiting(Normal Tariff)
$10.27€8.95
$6.07Rp 109.7K
69.19%
Gasoline(1 liter)
$1.72€1.50
$0.86Rp 15.6K
100.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K€30.2K
$26.6KRp 480.7M
30.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K€22.5K
$32.5KRp 588.6M
-20.54%
🧾 Monthly Utilities & Internet
Đakovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$209€182
$79.0Rp 1.4M
164.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.96€17.40
$4.09Rp 74.0K
388.02%
Internet(50+ Mbps, Unlimited Data)
$32.40€28.25
$23.85Rp 431.2K
35.85%
🎉 Sport & Entertainment
Đakovo
Ubud, Bali
Difference
Gym Membership(Monthly)
$51.7€45.11
$98.8Rp 1.8M
-47.62%
Tennis Court(1 Hour on Weekend)
$14.54€12.68
$6.35Rp 114.9K
128.98%
Cinema Ticket
$8.74€7.62
$4.01Rp 72.5K
117.96%
🧸 Childcare & Education
Đakovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$242€211
$297Rp 5.4M
-18.53%
International Primary School, 1 Child(Yearly)
$13.1K€11.4K
$6,602Rp 119.4M
98.42%
👕👟 Clothing & Footwear
Đakovo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$101€87.6
$53.4Rp 966.0K
88.13%
Summer Dress(H&M, Zara, etc)
$40.57€35.37
$38.11Rp 689.2K
6.45%
Sport Shoes(Adidas, Nike)
$97.6€85.1
$88.7Rp 1.6M
10.13%
Men's Leather Business Shoes
$115€100
$76.6Rp 1.4M
50.35%
🏠 Accommodation & Living
Đakovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$670€584
$1,020Rp 18.4M
-34.30%
1-bedroom Apartment, Outside City Center(Monthly)
$458€399
$680Rp 12.3M
-32.72%
3-bedroom Apartment, City Center(Monthly)
$1,027€896
$3,469Rp 62.7M
-70.38%
3-bedroom Apartment, Outside City Center(Monthly)
$763€666
$2,090Rp 37.8M
-63.47%
Buy Apartment in City Center(m2)
$3,725€3,247
$2,729Rp 49.3M
36.49%
Buy Apartment Outside City Center(m2)
$3,055€2,664
$2,295Rp 41.5M
33.11%
💵 Salaries & Financials
Đakovo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,341€1,169
$164Rp 3.0M
719.21%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.72
13.28
-71.99%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Đakovo: July 28, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $670 in Đakovo versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 719% higher in Đakovo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $28.00 in Đakovo versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $273 vs $298 – making Đakovo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Đakovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Đakovo and in Ubud, Bali compare overall?
Monthly costs with rent: $1,438 in Đakovo, $1,392 in Ubud, Bali – roughly 3% apart. Đakovo costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Đakovo compared to Ubud, Bali?
For a comfortable life, plan on about $2,157 per month in Đakovo and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Đakovo and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Đakovo and in Ubud, Bali?
Public transport costs about 413% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Đakovo and Ubud, Bali?
Kindergarten costs $242 per month in Đakovo and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Đakovo at $1,438. In Ubud, Bali it covers expenses comfortably, while in Đakovo it requires careful planning or may not stretch far enough.
How does quality of life compare between Đakovo and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,392 in Ubud, Bali to $1,438 in Đakovo. Climate, culture, job market, and personal taste all factor in.
Is Đakovo or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Đakovo and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Đakovo makes more sense. Both are solid long-term options with distinct trade-offs.