Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Đakovo

For one person, living is cheaper in Đakovo: $1,281 a month against $1,349 in Ubud, Bali, rent and utilities included – about $820 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
62

Cost of Living Index in Đakovo
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Đakovo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Đakovo

🇭🇷 Croatia

$1,281

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Đakovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Đakovo actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,281 in Đakovo, rent included.

Ubud, Bali $1,349
Đakovo $1,281

A couple spends around $2,305 per month in Ubud, Bali vs $1,889 in Đakovo, rent included.

Ubud, Bali $2,305
Đakovo $1,889

A family of three spends $3,261 per month in Ubud, Bali vs $2,498 in Đakovo, rent included.

Ubud, Bali $3,261
Đakovo $2,498

Ubud, Bali costs about 5% more than Đakovo, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$8.00 €7.18

-58.50%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$28.27 €25.40

26.07%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$5.49 €4.94

0.73%

Cappuccino

$2.72 Rp 49.0K

$1.64 €1.47

65.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$1.65 €1.48

3.03%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.64 €1.47

-53.66%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$3.26 €2.93

-18.71%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$3.39 €3.05

29.20%

Milk (1 liter)

$1.49 Rp 26.9K

$1.26 €1.13

18.25%

White Bread (500g)

$2.28 Rp 41.0K

$1.11 €0.99

105.41%

Rice (white) (1kg)

$1.19 Rp 21.5K

$1.14 €1.02

4.39%

Eggs

$2.04 Rp 36.7K

$2.66 €2.39

-23.31%

Local Cheese (1kg)

$17.70 Rp 319.1K

$5.46 €4.90

224.18%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$5.43 €4.88

-27.07%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$13.27 €11.92

-8.14%

Apples (1kg)

$3.66 Rp 65.9K

$2.18 €1.95

67.89%

Banana (1kg)

$1.52 Rp 27.4K

$1.73 €1.55

-12.14%

Oranges (1kg)

$2.23 Rp 40.2K

$2.17 €1.95

2.76%

Tomato (1kg)

$1.97 Rp 35.6K

$1.14 €1.02

72.81%

Potato (1kg)

$1.85 Rp 33.3K

$1.11 €1.00

66.67%

Onion (1kg)

$2.42 Rp 43.7K

$1.21 €1.09

100.00%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.09 €0.98

-9.17%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.09 €0.98

-53.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$5.48 €4.92

-59.49%

Wine (Bottle)

$22.24 Rp 400.9K

$5.61 €5.04

296.43%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.69 €1.52

33.73%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.19 €1.97

35.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$1.83 €1.64

-86.34%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$42.39 €38.09

-81.55%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$2.23 €2.00

-80.27%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.14 €1.02

-62.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$11.10 €9.98

-51.26%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.84 €1.65

-55.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$22.5K €20.2K

6.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$25.4K €22.8K

25.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$122 €110

-35.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$11.04 €9.92

-41.58%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$21.11 €18.97

-11.98%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$52.0 €46.74

-4.88%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$15.01 €13.49

17.59%

Cinema Ticket

$4.27 Rp 77.0K

$10.27 €9.23

-58.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$77.4 €69.5

534.18%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$9,949 €8,939

-42.97%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$108 €97.2

-58.72%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$34.16 €30.69

2.31%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$45.15 €40.57

76.97%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$99.4 €89.3

-20.09%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$689 €619

63.17%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$526 €473

27.61%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,190 €1,069

199.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$876 €787

96.83%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$4,101 €3,684

-33.38%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$2,896 €2,602

-21.13%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,316 €1,182

-87.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.3

317.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Đakovo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Đakovo

$526 41.1% 21.6% $145

Groceries & Markets

Ubud, Bali

$288 21.4%

Đakovo

$205 16% 28.9% $83

Eating Out

Ubud, Bali

$108 8%

Đakovo

$136 10.6% 26.6% $29

Clothing & Footwear

Ubud, Bali

$108 8%

Đakovo

$129 10.1% 20.1% $22

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Đakovo

$154 12% 48% $50

Sport & Entertainment

Ubud, Bali

$58 4.3%

Đakovo

$73 5.7% 25% $15

Getting Around

Ubud, Bali

$11 0.9%

Đakovo

$58 4.5% 405% $46

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $689 in Đakovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Đakovo are about 8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $28 in Đakovo. Monthly groceries follow the same trend: $288 vs $205 – making Đakovo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Đakovo

🕒 Local time

02:06 2:06 AM

19:06 7:06 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

16,875

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,066 IDR (100,000 IDR = 4.98 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Đakovo 11,210 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Đakovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Đakovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,281 in Đakovo – roughly 5% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,921 in Đakovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Đakovo, especially for central apartments: a one-bedroom in the center costs $689 there versus $1,125 in Ubud, Bali.

Public transport costs about 82% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $77 in Đakovo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,281 in Đakovo, leaving budget for savings and extras in both cases.

Families tend to lean toward Đakovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.