Last update: Oct 2026

Cost of Living Comparison Between Đakovo and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,278 in Đakovo, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Đakovo
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Đakovo Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Đakovo

🇭🇷 Croatia

$1,278

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Đakovo and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Đakovo and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,278 per month in Đakovo vs $938 in Chiang Mai, rent included.

Đakovo $1,278
Chiang Mai $938

A couple spends around $1,879 per month in Đakovo vs $1,426 in Chiang Mai, rent included.

Đakovo $1,879
Chiang Mai $1,426

A family of three spends $2,480 per month in Đakovo vs $1,914 in Chiang Mai, rent included.

Đakovo $2,480
Chiang Mai $1,914

Đakovo costs about 36% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Đakovo and Chiang Mai are more affordable than the global median – Đakovo 5% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$7.64 €6.82

$2.26 ฿75.6

238.05%

Three-Course Dinner for Two, Mid-Range

$27.42 €24.46

$19.18 ฿643

42.96%

Fast Food Meal (McDonalds, etc)

$5.60 €4.99

$5.59 ฿187

0.18%

Cappuccino

$1.69 €1.51

$1.72 ฿57.8

-1.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 €1.45

$0.64 ฿21.60

153.13%

Water (0.33 liter bottle)

$1.63 €1.45

$0.33 ฿11.21

393.94%

Local Beer (0.5 liter draught)

$3.27 €2.91

$2.36 ฿79.0

38.56%

Imported Beer (0.33 liter bottle)

$3.30 €2.94

$3.90 ฿131

-15.38%

Milk (1 liter)

$1.23 €1.10

$2.05 ฿68.8

-40.00%

White Bread (500g)

$1.10 €0.98

$1.40 ฿46.83

-21.43%

Rice (white) (1kg)

$1.09 €0.97

$1.28 ฿43.01

-14.84%

Eggs

$2.71 €2.42

$2.25 ฿75.5

20.44%

Local Cheese (1kg)

$5.66 €5.05

$16.94 ฿568

-66.59%

Chicken Fillets (1kg)

$5.43 €4.84

$2.74 ฿91.9

98.18%

Beef Round Steak (1kg)

$13.32 €11.88

$9.36 ฿314

42.31%

Apples (1kg)

$2.27 €2.02

$2.40 ฿80.5

-5.42%

Banana (1kg)

$1.72 €1.53

$1.01 ฿34.01

70.30%

Oranges (1kg)

$2.11 €1.88

$1.61 ฿54.0

31.06%

Tomato (1kg)

$1.14 €1.02

$1.52 ฿50.9

-25.00%

Potato (1kg)

$1.15 €1.03

$1.28 ฿43.02

-10.16%

Onion (1kg)

$1.13 €1.01

$1.11 ฿37.32

1.80%

Lettuce (1 head)

$1.15 €1.02

$0.72 ฿24.16

59.72%

Water (1.5 liter bottle)

$1.10 €0.98

$0.52 ฿17.58

111.54%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 €4.95

$4.33 ฿145

28.18%

Wine (Bottle)

$5.47 €4.88

$17.73 ฿594

-69.15%

Local Beer (0.5 liter bottle)

$1.63 €1.45

$1.63 ฿54.6

Imported Beer (0.33 liter bottle)

$2.19 €1.95

$2.85 ฿95.6

-23.16%

One-way Ticket (Public Transport)

$1.57 €1.40

$0.85 ฿28.39

84.71%

Public Transport Monthly Pass (Regular Price)

$43.98 €39.23

$53.9 ฿1,806

-18.40%

Taxi Start (Normal Tariff)

$2.29 €2.04

$1.17 ฿39.28

95.73%

Taxi (Normal Tariff) (1km)

$1.10 €0.98

$0.57 ฿19.05

92.98%

Taxi 1hour Waiting (Normal Tariff)

$10.99 €9.80

$2.37 ฿79.4

363.71%

Gasoline (1 liter)

$1.82 €1.62

$1.45 ฿48.45

25.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K €20.3K

$20.5K ฿686.1K

11.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K €23.6K

$26.5K ฿888.5K

-0.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 €108

$62.3 ฿2,089

93.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.99 €9.80

$12.27 ฿411

-10.43%

Internet (50+ Mbps, Unlimited Data)

$20.84 €18.59

$19.97 ฿669

4.36%

Gym Membership (Monthly)

$50.7 €45.21

$37.91 ฿1,271

33.71%

Tennis Court (1 Hour on Weekend)

$13.93 €12.42

$3.76 ฿126

270.48%

Cinema Ticket

$8.68 €7.74

$6.71 ฿225

29.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.0 €70.5

$797 ฿26.7K

-90.09%

International Primary School, 1 Child (Yearly)

$9,991 €8,912

$14.8K ฿497.0K

-32.64%

Jeans (Levis 501 Or Similar)

$110 €98.1

$53.3 ฿1,785

106.55%

Summer Dress (H&M, Zara, etc)

$33.43 €29.82

$25.05 ฿839

33.45%

Sport Shoes (Adidas, Nike)

$45.02 €40.16

$91.6 ฿3,070

-50.86%

Men's Leather Business Shoes

$100 €89.4

$73.5 ฿2,462

36.50%

1-bedroom Apartment, City Center (Monthly)

$681 €607

$464 ฿15.6K

46.74%

1-bedroom Apartment, Outside City Center (Monthly)

$530 €472

$305 ฿10.2K

73.83%

3-bedroom Apartment, City Center (Monthly)

$1,179 €1,052

$915 ฿30.7K

28.79%

3-bedroom Apartment, Outside City Center (Monthly)

$875 €781

$552 ฿18.5K

58.49%

Buy Apartment in City Center (m2)

$4,141 €3,694

$1,912 ฿64.1K

116.58%

Buy Apartment Outside City Center (m2)

$2,841 €2,534

$1,438 ฿48.2K

97.51%

Average Monthly Net Salary (After Tax)

$1,360 €1,213

$595 ฿19.9K

128.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

5.57

-40.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Đakovo: October 12, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Đakovo

$530 41.4%

Chiang Mai

$305 32.5% 42.5% $225

Groceries & Markets

Đakovo

$205 16.1%

Chiang Mai

$238 25.4% 16% $33

Monthly Utilities & Internet

Đakovo

$153 12%

Chiang Mai

$95 10.1% 38% $58

Eating Out

Đakovo

$134 10.5%

Chiang Mai

$79 8.4% 41.1% $55

Clothing & Footwear

Đakovo

$130 10.2%

Chiang Mai

$110 11.7% 15.7% $20

Sport & Entertainment

Đakovo

$68 5.3%

Chiang Mai

$51 5.5% 24.6% $17

Getting Around

Đakovo

$58 4.6%

Chiang Mai

$61 6.5% 5.6% $3.2

Cost Breakdown

A central one-bedroom costs $681 in Đakovo versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 129% higher in Đakovo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $27.00 in Đakovo versus $19.00 in Chiang Mai. Groceries tell a different story – $205 in Đakovo vs $238 in Chiang Mai – so Đakovo wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Đakovo

🇹🇭 Chiang Mai

🕒 Local time

14:53 2:53 PM

19:53 7:53 PM

5 h ahead of Đakovo

🌤 Weather

👥 Population

16,875

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.98 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Đakovo Chiang Mai 7,810 km ≈ 10 h nonstop flight

From you

Đakovo
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Đakovo vs Chiang Mai: Cost of Living - Frequently Asked Questions

Đakovo costs about 36% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,916 per month in Đakovo and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $79.0 per month in Đakovo and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 16% cheaper in Đakovo – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Đakovo at $1,278. In Chiang Mai it covers expenses comfortably, while in Đakovo it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,278 in Đakovo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Đakovo makes more sense. Both are solid long-term options with distinct trade-offs.