Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Đakovo

For one person, living is cheaper in Chiang Mai: $938 a month against $1,278 in Đakovo, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
62

Cost of Living Index in Đakovo
Learn more

Đakovo Living Index

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Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Đakovo

🇭🇷 Croatia

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Đakovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Đakovo actually costs, broken down by who's living it.

A single person spends $938 per month in Chiang Mai vs $1,278 in Đakovo, rent included.

Chiang Mai $938
Đakovo $1,278

A couple spends around $1,426 per month in Chiang Mai vs $1,879 in Đakovo, rent included.

Chiang Mai $1,426
Đakovo $1,879

A family of three spends $1,914 per month in Chiang Mai vs $2,480 in Đakovo, rent included.

Chiang Mai $1,914
Đakovo $2,480

Chiang Mai is about 27% cheaper than Đakovo, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Đakovo are more affordable than the global median – Chiang Mai 30% lower, Đakovo 5% lower.

Meal at Budget Restaurant

$2.26 ฿75.8

$7.64 €6.83

-70.42%

Three-Course Dinner for Two, Mid-Range

$19.18 ฿644

$27.42 €24.48

-30.05%

Fast Food Meal (McDonalds, etc)

$5.59 ฿188

$5.60 €5.00

-0.18%

Cappuccino

$1.72 ฿57.9

$1.69 €1.51

1.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.65

$1.62 €1.45

-60.49%

Water (0.33 liter bottle)

$0.33 ฿11.24

$1.63 €1.46

-79.75%

Local Beer (0.5 liter draught)

$2.36 ฿79.1

$3.27 €2.92

-27.83%

Imported Beer (0.33 liter bottle)

$3.90 ฿131

$3.30 €2.94

18.18%

Milk (1 liter)

$2.05 ฿69.0

$1.23 €1.10

66.67%

White Bread (500g)

$1.40 ฿46.94

$1.10 €0.98

27.27%

Rice (white) (1kg)

$1.28 ฿43.11

$1.09 €0.97

17.43%

Eggs

$2.25 ฿75.6

$2.71 €2.42

-16.97%

Local Cheese (1kg)

$16.94 ฿569

$5.66 €5.05

199.29%

Chicken Fillets (1kg)

$2.74 ฿92.1

$5.43 €4.85

-49.54%

Beef Round Steak (1kg)

$9.36 ฿314

$13.32 €11.89

-29.73%

Apples (1kg)

$2.40 ฿80.7

$2.27 €2.03

5.73%

Banana (1kg)

$1.01 ฿34.09

$1.72 €1.53

-41.28%

Oranges (1kg)

$1.61 ฿54.2

$2.11 €1.89

-23.70%

Tomato (1kg)

$1.52 ฿51.0

$1.14 €1.02

33.33%

Potato (1kg)

$1.28 ฿43.12

$1.15 €1.03

11.30%

Onion (1kg)

$1.11 ฿37.41

$1.13 €1.01

-1.77%

Lettuce (1 head)

$0.72 ฿24.21

$1.15 €1.02

-37.39%

Water (1.5 liter bottle)

$0.52 ฿17.63

$1.10 €0.98

-52.73%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 ฿145

$5.55 €4.96

-21.98%

Wine (Bottle)

$17.73 ฿596

$5.47 €4.88

224.13%

Local Beer (0.5 liter bottle)

$1.63 ฿54.7

$1.63 €1.45

Imported Beer (0.33 liter bottle)

$2.85 ฿95.8

$2.19 €1.95

30.14%

One-way Ticket (Public Transport)

$0.85 ฿28.45

$1.57 €1.41

-45.86%

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,811

$43.98 €39.27

22.56%

Taxi Start (Normal Tariff)

$1.17 ฿39.38

$2.29 €2.05

-48.91%

Taxi (Normal Tariff) (1km)

$0.57 ฿19.09

$1.10 €0.98

-48.18%

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿79.6

$10.99 €9.82

-78.43%

Gasoline (1 liter)

$1.45 ฿48.56

$1.82 €1.62

-20.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ฿687.8K

$22.8K €20.3K

-10.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿890.6K

$26.4K €23.6K

0.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,094

$121 €108

-48.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.27 ฿412

$10.99 €9.82

11.65%

Internet (50+ Mbps, Unlimited Data)

$19.97 ฿671

$20.84 €18.61

-4.17%

Gym Membership (Monthly)

$37.91 ฿1,274

$50.7 €45.26

-25.21%

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

$13.93 €12.44

-73.01%

Cinema Ticket

$6.71 ฿225

$8.68 €7.75

-22.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 ฿26.8K

$79.0 €70.6

908.86%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.2K

$9,991 €8,922

48.45%

Jeans (Levis 501 Or Similar)

$53.3 ฿1,789

$110 €98.2

-51.59%

Summer Dress (H&M, Zara, etc)

$25.05 ฿841

$33.43 €29.86

-25.07%

Sport Shoes (Adidas, Nike)

$91.6 ฿3,077

$45.02 €40.20

103.51%

Men's Leather Business Shoes

$73.5 ฿2,468

$100 €89.5

-26.74%

1-bedroom Apartment, City Center (Monthly)

$464 ฿15.6K

$681 €608

-31.85%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ฿10.2K

$530 €473

-42.47%

3-bedroom Apartment, City Center (Monthly)

$915 ฿30.7K

$1,179 €1,053

-22.35%

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.6K

$875 €782

-36.90%

Buy Apartment in City Center (m2)

$1,912 ฿64.2K

$4,141 €3,698

-53.83%

Buy Apartment Outside City Center (m2)

$1,438 ฿48.3K

$2,841 €2,537

-49.37%

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

$1,360 €1,215

-56.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.3

68.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 13, 2026

Last update for Đakovo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$305 32.5%

Đakovo

$530 41.4% 73.8% $225

Groceries & Markets

Chiang Mai

$238 25.4%

Đakovo

$205 16.1% 13.8% $33

Clothing & Footwear

Chiang Mai

$110 11.7%

Đakovo

$130 10.2% 18.6% $20

Monthly Utilities & Internet

Chiang Mai

$95 10.1%

Đakovo

$153 12% 61.4% $58

Eating Out

Chiang Mai

$79 8.4%

Đakovo

$134 10.5% 69.8% $55

Getting Around

Chiang Mai

$61 6.5%

Đakovo

$58 4.6% 5.3% $3.2

Sport & Entertainment

Chiang Mai

$51 5.5%

Đakovo

$68 5.3% 32.5% $17

Cost Breakdown

A central one-bedroom costs $464 in Chiang Mai versus $681 in Đakovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 129% higher in Đakovo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $27.00 in Đakovo. Groceries tell a different story – $238 in Chiang Mai vs $205 in Đakovo – so Đakovo wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇭🇷 Đakovo

🕒 Local time

20:48 8:48 PM

15:48 3:48 PM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

16,875

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.98 USD

100 THB = 2.66 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 15, 2026: 1 USD = 33.59 THB (100 THB = 2.98 USD). 1 EUR = 37.61 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 15, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Đakovo 7,810 km ≈ 10 h nonstop flight

From you

Chiang Mai
Đakovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Đakovo: Cost of Living - Frequently Asked Questions

Đakovo costs about 36% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,408 per month in Chiang Mai and $1,916 in Đakovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $797 per month in Chiang Mai and $79.0 in Đakovo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 16% cheaper in Đakovo – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Đakovo at $1,278. In Chiang Mai it covers expenses comfortably, while in Đakovo it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,278 in Đakovo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Đakovo makes more sense. Both are solid long-term options with distinct trade-offs.