Last update: Oct 2026

Cost of Living Comparison Between Cumbaya and Ubud, Bali

For one person, living is cheaper in Cumbaya: $889 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in Cumbaya
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Cumbaya Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cumbaya

🇪🇨 Ecuador

$889

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cumbaya and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cumbaya and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $889 per month in Cumbaya vs $1,349 in Ubud, Bali, rent included.

Cumbaya $889
Ubud, Bali $1,349

A couple spends around $1,464 per month in Cumbaya vs $2,305 in Ubud, Bali, rent included.

Cumbaya $1,464
Ubud, Bali $2,305

A family of three spends $2,038 per month in Cumbaya vs $3,261 in Ubud, Bali, rent included.

Cumbaya $2,038
Ubud, Bali $3,261

Cumbaya is about 34% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$5.37 $5.37

$3.32 Rp 60.4K

61.75%

Three-Course Dinner for Two, Mid-Range

$55.0 $55.0

$35.64 Rp 647.8K

54.35%

Fast Food Meal (McDonalds, etc)

$7.66 $7.66

$5.53 Rp 100.6K

38.52%

Cappuccino

$3.33 $3.33

$2.72 Rp 49.4K

22.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 $1.43

$1.70 Rp 30.9K

-15.88%

Water (0.33 liter bottle)

$1.09 $1.09

$0.76 Rp 13.8K

43.42%

Local Beer (0.5 liter draught)

$3.42 $3.42

$2.65 Rp 48.2K

29.06%

Imported Beer (0.33 liter bottle)

$6.12 $6.12

$4.38 Rp 79.6K

39.73%

Milk (1 liter)

$1.09 $1.09

$1.49 Rp 27.1K

-26.85%

White Bread (500g)

$1.54 $1.54

$2.28 Rp 41.4K

-32.46%

Rice (white) (1kg)

$1.51 $1.51

$1.19 Rp 21.6K

26.89%

Eggs

$2.08 $2.08

$2.04 Rp 37.0K

1.96%

Local Cheese (1kg)

$6.51 $6.51

$17.70 Rp 321.7K

-63.22%

Chicken Fillets (1kg)

$5.31 $5.31

$3.96 Rp 72.0K

34.09%

Beef Round Steak (1kg)

$7.50 $7.50

$12.19 Rp 221.6K

-38.47%

Apples (1kg)

$2.20 $2.20

$3.66 Rp 66.4K

-39.89%

Banana (1kg)

$1.18 $1.18

$1.52 Rp 27.6K

-22.37%

Oranges (1kg)

$1.33 $1.33

$2.23 Rp 40.5K

-40.36%

Tomato (1kg)

$1.12 $1.12

$1.97 Rp 35.9K

-43.15%

Potato (1kg)

$1.26 $1.26

$1.85 Rp 33.6K

-31.89%

Onion (1kg)

$1.03 $1.03

$2.42 Rp 44.1K

-57.44%

Lettuce (1 head)

$0.90 $0.90

$0.99 Rp 18.0K

-9.09%

Water (1.5 liter bottle)

$1.04 $1.04

$0.51 Rp 9,332

103.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 $5.82

$2.22 Rp 40.4K

162.16%

Wine (Bottle)

$8.56 $8.56

$22.24 Rp 404.2K

-61.51%

Local Beer (0.5 liter bottle)

$1.57 $1.57

$2.26 Rp 41.1K

-30.53%

Imported Beer (0.33 liter bottle)

$3.10 $3.10

$2.97 Rp 54.0K

4.38%

One-way Ticket (Public Transport)

$0.36 $0.36

$0.25 Rp 4,562

44.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$1.51 $1.51

$0.44 Rp 7,989

243.18%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$0.43 Rp 7,817

258.14%

Taxi 1hour Waiting (Normal Tariff)

$9.93 $9.93

$5.41 Rp 98.3K

83.55%

Gasoline (1 liter)

$0.83 $0.83

$0.82 Rp 15.0K

1.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K $22.9K

$23.8K Rp 433.3M

-4.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K $30.2K

$31.7K Rp 577.0M

-4.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.72 $28.72

$79.1 Rp 1.4M

-63.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.72 $17.72

$6.45 Rp 117.2K

174.73%

Internet (50+ Mbps, Unlimited Data)

$28.01 $28.01

$18.58 Rp 337.7K

50.75%

Gym Membership (Monthly)

$27.41 $27.41

$49.48 Rp 899.4K

-44.60%

Tennis Court (1 Hour on Weekend)

$14.61 $14.61

$17.65 Rp 320.8K

-17.22%

Cinema Ticket

$6.74 $6.74

$4.27 Rp 77.7K

57.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 $736

$491 Rp 8.9M

50.12%

International Primary School, 1 Child (Yearly)

$9,063 $9,063

$5,674 Rp 103.1M

59.73%

Jeans (Levis 501 Or Similar)

$69.8 $69.8

$44.64 Rp 811.4K

56.25%

Summer Dress (H&M, Zara, etc)

$49.69 $49.69

$34.95 Rp 635.3K

42.17%

Sport Shoes (Adidas, Nike)

$115 $115

$79.9 Rp 1.5M

43.40%

Men's Leather Business Shoes

$107 $107

$79.4 Rp 1.4M

34.20%

1-bedroom Apartment, City Center (Monthly)

$377 $377

$1,125 Rp 20.4M

-66.49%

1-bedroom Apartment, Outside City Center (Monthly)

$274 $274

$671 Rp 12.2M

-59.25%

3-bedroom Apartment, City Center (Monthly)

$825 $825

$3,565 Rp 64.8M

-76.85%

3-bedroom Apartment, Outside City Center (Monthly)

$498 $498

$1,723 Rp 31.3M

-71.12%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

13.78

-26.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumbaya: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cumbaya

$274 30.8%

Ubud, Bali

$672 49.8% 145% $398

Groceries & Markets

Cumbaya

$191 21.5%

Ubud, Bali

$288 21.4% 50.8% $97

Clothing & Footwear

Cumbaya

$153 17.2%

Ubud, Bali

$108 8% 29.9% $46

Eating Out

Cumbaya

$145 16.3%

Ubud, Bali

$108 8% 25.9% $38

Monthly Utilities & Internet

Cumbaya

$74 8.4%

Ubud, Bali

$104 7.7% 39.8% $30

Sport & Entertainment

Cumbaya

$41 4.6%

Ubud, Bali

$58 4.3% 41.9% $17

Getting Around

Cumbaya

$11 * 1.2%

Ubud, Bali

$11 0.9% 7.2% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $377 in Cumbaya versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55 in Cumbaya versus $36 in Ubud, Bali. Groceries tell a different story – $191 in Cumbaya vs $288 in Ubud, Bali – so Cumbaya wins on supermarket bills even if dining out costs more.

Good to know

🇪🇨 Cumbaya

🇮🇩 Ubud, Bali

🕒 Local time

17:13 5:13 PM

06:13 6:13 AM

13 h ahead of Cumbaya

🌤 Weather

👥 Population

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Cumbaya Ubud, Bali 18,220 km ≈ 23 h nonstop flight

From you

Cumbaya
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cumbaya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 52% more than Cumbaya, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,334 per month in Cumbaya and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumbaya, especially for central apartments: a one-bedroom in the center costs $377 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $55 in Cumbaya and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 51% more in Ubud, Bali, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $889 in Cumbaya and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Cumbaya costs $889 versus $1,349 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.