Cost of Living Comparison Between Ubud, Bali and Cumbaya Cost of Living Comparison Between Ubud, Bali and Cumbaya

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $816 in Cumbaya, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,385 in Cumbaya, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,954 in Cumbaya, rent included.

Ubud, Bali costs about 69% more than Cumbaya, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Cumbaya is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$5.02 $5.02

-33.67%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$53.0 $53.0

-32.45%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$7.52 $7.52

-25.13%

Cappuccino

$2.82 Rp 49.7K

$3.46 $3.46

-18.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.41 $1.41

24.11%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.17 $1.17

-31.62%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.44 $3.44

-11.63%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.95 $4.95

-13.13%

Milk (1 liter)

$1.61 Rp 28.3K

$1.14 $1.14

41.23%

White Bread (500g)

$2.27 Rp 39.9K

$1.62 $1.62

40.12%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.52 $1.52

-23.03%

Eggs

$2.17 Rp 38.2K

$2.09 $2.09

3.83%

Local Cheese (1kg)

$17.63 Rp 310.5K

$6.58 $6.58

167.93%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$5.59 $5.59

-27.55%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$7.84 $7.84

55.36%

Apples (1kg)

$3.62 Rp 63.7K

$2.32 $2.32

56.03%

Banana (1kg)

$1.64 Rp 28.8K

$1.19 $1.19

37.82%

Oranges (1kg)

$2.31 Rp 40.6K

$1.33 $1.33

73.68%

Tomato (1kg)

$1.96 Rp 34.5K

$1.08 $1.08

81.48%

Potato (1kg)

$1.84 Rp 32.5K

$1.20 $1.20

53.33%

Onion (1kg)

$2.37 Rp 41.7K

$1.03 $1.03

130.10%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.85 $0.85

23.53%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.05 $1.05

-48.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.89 $5.89

-60.95%

Wine (Bottle)

$23.08 Rp 406.4K

$9.82 $9.82

135.03%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.56 $1.56

50.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.06 $3.06

0.33%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.36 $0.36

-30.56%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$20.40 $20.40

-53.82%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.53 $1.53

-67.97%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.48 $1.48

-68.24%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$9.93 $9.93

-43.61%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.80 $0.80

1.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$20.8K $20.8K

20.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$28.3K $28.3K

9.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$28.32 $28.32

192.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$18.02 $18.02

-63.98%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$28.57 $28.57

-34.23%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$29.88 $29.88

84.87%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$16.49 $16.49

10.43%

Cinema Ticket

$4.30 Rp 75.7K

$6.78 $6.78

-36.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$215 $215

130.25%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$9,041 $9,041

-34.55%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$64.8 $64.8

-28.55%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$49.01 $49.01

-25.65%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$115 $115

-30.11%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$110 $110

-28.29%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$301 $301

270.11%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$189 $189

266.30%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$665 $665

447.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$417 $417

310.26%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,200 $1,200

130.00%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$764 $764

200.26%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.12

36.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Cumbaya: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $301 in Cumbaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $53.0 in Cumbaya. Groceries tell a different story – $294 in Ubud, Bali vs $198 in Cumbaya – so Cumbaya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cumbaya: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 69% more than Cumbaya, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,224 in Cumbaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumbaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 117% less in Cumbaya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $494 per month in Ubud, Bali and $215 in Cumbaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Cumbaya, where all-in costs run around $816, than in Ubud, Bali at $1,378. In Cumbaya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cumbaya costs $816 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cumbaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.