Cost of Living Comparison Between Ubud, Bali and Cumbaya Cost of Living Comparison Between Ubud, Bali and Cumbaya

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $920 in Cumbaya, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,419 in Cumbaya, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,918 in Cumbaya, rent included.

Ubud, Bali costs about 54% more than Cumbaya, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Cumbaya is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$4.59 $4.59

-22.44%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$33.59 $33.59

-2.56%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.93 $5.93

-16.53%

Cappuccino

$2.71 Rp 48.4K

$2.81 $2.81

-3.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.11 $1.11

20.72%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.70 $0.70

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.97 $1.97

48.22%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$4.02 $4.02

-1.49%

Milk (1 liter)

$1.81 Rp 32.3K

$1.05 $1.05

72.38%

White Bread (500g)

$2.52 Rp 45.0K

$1.56 $1.56

61.54%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.77 $1.77

-34.46%

Eggs

$2.46 Rp 43.9K

$2.25 $2.25

9.33%

Local Cheese (1kg)

$14.71 Rp 262.7K

$8.45 $8.45

74.08%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$8.03 $8.03

-46.20%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.96 $7.96

52.51%

Apples (1kg)

$3.84 Rp 68.6K

$2.01 $2.01

91.04%

Banana (1kg)

$1.56 Rp 27.8K

$1.21 $1.21

28.93%

Oranges (1kg)

$2.83 Rp 50.6K

$1.03 $1.03

174.76%

Tomato (1kg)

$2.33 Rp 41.5K

$1.32 $1.32

76.52%

Potato (1kg)

$1.91 Rp 34.2K

$1.42 $1.42

34.51%

Onion (1kg)

$2.20 Rp 39.3K

$1.11 $1.11

98.20%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.79 $0.79

27.85%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.02 $1.02

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$5.94 $5.94

-44.11%

Wine (Bottle)

$23.74 Rp 423.9K

$8.21 $8.21

189.16%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.59 $1.59

75.47%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.84 $2.84

0.70%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.34 $0.34

-20.59%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$23.51 $23.51

-65.84%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.53 $1.53

-69.93%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.47 $1.47

-69.39%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$9.92 $9.92

-38.51%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.68 $0.68

16.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$19.6K $19.6K

33.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$25.4K $25.4K

26.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$34.80 $34.80

129.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$14.04 $14.04

-71.08%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$28.98 $28.98

-18.84%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$30.24 $30.24

226.39%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$14.89 $14.89

-55.47%

Cinema Ticket

$4.15 Rp 74.1K

$7.17 $7.17

-42.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$279 $279

8.86%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$5,637 $5,637

17.32%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$57.9 $57.9

-4.11%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$43.27 $43.27

-11.46%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$99.5 $99.5

-10.97%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$85.3 $85.3

-8.75%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$347 $347

189.90%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$322 $322

109.62%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$617 $617

458.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$500 $500

307.85%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,201 $1,201

136.51%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$789 $789

187.10%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Cumbaya: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $347 in Cumbaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $34.00 in Cumbaya. Groceries tell a different story – $302 in Ubud, Bali vs $212 in Cumbaya – so Cumbaya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cumbaya: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 54% more than Cumbaya, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,380 in Cumbaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumbaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 193% less in Cumbaya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $279 in Cumbaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Cumbaya, where all-in costs run around $920, than in Ubud, Bali at $1,419. In Cumbaya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cumbaya costs $920 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cumbaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.