Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cumbaya

For one person, living is cheaper in Cumbaya: $889 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Cumbaya
Learn more

Cumbaya Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cumbaya

🇪🇨 Ecuador

$889

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cumbaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cumbaya actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $889 in Cumbaya, rent included.

Ubud, Bali $1,349
Cumbaya $889

A couple spends around $2,305 per month in Ubud, Bali vs $1,464 in Cumbaya, rent included.

Ubud, Bali $2,305
Cumbaya $1,464

A family of three spends $3,261 per month in Ubud, Bali vs $2,038 in Cumbaya, rent included.

Ubud, Bali $3,261
Cumbaya $2,038

Ubud, Bali costs about 52% more than Cumbaya, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$5.37 $5.37

-38.18%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$55.0 $55.0

-35.21%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.66 $7.66

-27.81%

Cappuccino

$2.72 Rp 49.4K

$3.33 $3.33

-18.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.43 $1.43

18.88%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.09 $1.09

-30.28%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.42 $3.42

-22.51%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.12 $6.12

-28.43%

Milk (1 liter)

$1.49 Rp 27.1K

$1.09 $1.09

36.70%

White Bread (500g)

$2.28 Rp 41.4K

$1.54 $1.54

48.05%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.51 $1.51

-21.19%

Eggs

$2.04 Rp 37.0K

$2.08 $2.08

-1.92%

Local Cheese (1kg)

$17.70 Rp 321.7K

$6.51 $6.51

171.89%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$5.31 $5.31

-25.42%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$7.50 $7.50

62.53%

Apples (1kg)

$3.66 Rp 66.4K

$2.20 $2.20

66.36%

Banana (1kg)

$1.52 Rp 27.6K

$1.18 $1.18

28.81%

Oranges (1kg)

$2.23 Rp 40.5K

$1.33 $1.33

67.67%

Tomato (1kg)

$1.97 Rp 35.9K

$1.12 $1.12

75.89%

Potato (1kg)

$1.85 Rp 33.6K

$1.26 $1.26

46.83%

Onion (1kg)

$2.42 Rp 44.1K

$1.03 $1.03

134.95%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.90 $0.90

10.00%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.04 $1.04

-50.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.82 $5.82

-61.86%

Wine (Bottle)

$22.24 Rp 404.2K

$8.56 $8.56

159.81%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.57 $1.57

43.95%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.10 $3.10

-4.19%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.36 $0.36

-30.56%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.51 $1.51

-70.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.54 $1.54

-72.08%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$9.93 $9.93

-45.52%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.83 $0.83

-1.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$22.9K $22.9K

4.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$30.2K $30.2K

4.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$28.72 $28.72

175.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.72 $17.72

-63.60%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$28.01 $28.01

-33.67%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$27.41 $27.41

80.52%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$14.61 $14.61

20.81%

Cinema Ticket

$4.27 Rp 77.7K

$6.74 $6.74

-36.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$736 $736

-33.39%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$9,063 $9,063

-37.40%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$69.8 $69.8

-36.00%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$49.69 $49.69

-29.66%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$115 $115

-30.27%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$107 $107

-25.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$377 $377

198.45%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$274 $274

145.43%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$825 $825

332.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$498 $498

246.32%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.12

36.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cumbaya: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cumbaya

$274 30.8% 59.3% $398

Groceries & Markets

Ubud, Bali

$288 21.4%

Cumbaya

$191 21.5% 33.7% $97

Eating Out

Ubud, Bali

$108 8%

Cumbaya

$145 16.3% 35% $38

Clothing & Footwear

Ubud, Bali

$108 8%

Cumbaya

$153 17.2% 42.6% $46

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cumbaya

$74 8.4% 28.5% $30

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cumbaya

$41 4.6% 29.5% $17

Getting Around

Ubud, Bali

$11 0.9%

Cumbaya

$11 * 1.2% 6.7% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $377 in Cumbaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $55 in Cumbaya. Groceries tell a different story – $288 in Ubud, Bali vs $191 in Cumbaya – so Cumbaya wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇪🇨 Cumbaya

🕒 Local time

07:07 7:07 AM

18:07 6:07 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Cumbaya 18,220 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Cumbaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cumbaya: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 52% more than Cumbaya, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,334 in Cumbaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumbaya, especially for central apartments: a one-bedroom in the center costs $377 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $55 in Cumbaya. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 51% more in Ubud, Bali, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $889 in Cumbaya. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Cumbaya costs $889 versus $1,349 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.