Last update: Oct 2026

Cost of Living Comparison Between Cruz Bay and Tbilisi

For one person, living is cheaper in Tbilisi: $1,269 a month against $2,911 in Cruz Bay, rent and utilities included – about $19,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Cruz Bay

🇻🇮 U.S. Virgin Islands

$2,911

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Cruz Bay and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cruz Bay and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,911 in Cruz Bay versus $1,269 in Tbilisi.

Cruz Bay $2,911
Tbilisi $1,269

Estimated couple costs with rent: $4,707 in Cruz Bay versus $2,016 in Tbilisi.

Cruz Bay $4,707
Tbilisi $2,016

Monthly costs for a family of three with rent: $6,503 in Cruz Bay versus $2,763 in Tbilisi.

Cruz Bay $6,503
Tbilisi $2,763

Living in Cruz Bay is roughly 129% more expensive than in Tbilisi, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cruz Bay is 114% above, Tbilisi is 7% below.

Meal at Budget Restaurant

$30.27 $30.27

$11.63 ₾30.10

160.28%

Three-Course Dinner for Two, Mid-Range

$94.2 $94.2

$37.83 ₾97.9

148.93%

Fast Food Meal (McDonalds, etc)

$16.90 $16.90

$9.66 ₾25.01

74.95%

Cappuccino

$9.04 $9.04

$3.57 ₾9.25

153.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 $2.99

$1.08 ₾2.78

176.85%

Water (0.33 liter bottle)

$4.09 $4.09

$0.56 ₾1.45

630.36%

Local Beer (0.5 liter draught)

$8.11 $8.11

$2.62 ₾6.79

209.54%

Imported Beer (0.33 liter bottle)

$9.26 $9.26

$3.04 ₾7.86

204.61%

Milk (1 liter)

$8.08 $8.08

$2.17 ₾5.61

272.35%

White Bread (500g)

$0.80 ₾2.06

Rice (white) (1kg)

$1.74 ₾4.52

Eggs

$4.87 $4.87

$2.83 ₾7.32

72.08%

Local Cheese (1kg)

$9.31 ₾24.10

Chicken Fillets (1kg)

$15.71 $15.71

$6.52 ₾16.87

140.95%

Beef Round Steak (1kg)

$12.95 ₾33.54

Apples (1kg)

$9.01 $9.01

$1.68 ₾4.34

436.31%

Banana (1kg)

$1.85 ₾4.80

Oranges (1kg)

$1.97 ₾5.11

Tomato (1kg)

$2.42 ₾6.26

Potato (1kg)

$0.82 ₾2.12

Onion (1kg)

$0.74 ₾1.91

Lettuce (1 head)

$1.34 ₾3.47

Water (1.5 liter bottle)

$0.77 ₾2.01

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.25

Wine (Bottle)

$24.63 $24.63

$7.67 ₾19.86

221.12%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

One-way Ticket (Public Transport)

$0.40 ₾1.05

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.43

Taxi Start (Normal Tariff)

$1.14 ₾2.95

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.62

Gasoline (1 liter)

$1.45 ₾3.75

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$354 $354

$88.8 ₾230

298.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$138 $138

$13.12 ₾33.98

948.48%

Internet (50+ Mbps, Unlimited Data)

$59.0 $59.0

$19.67 ₾50.9

200.10%

Gym Membership (Monthly)

$90.2 $90.2

$64.1 ₾166

40.86%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.30

Cinema Ticket

$7.12 ₾18.44

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾972

International Primary School, 1 Child (Yearly)

$13.0K $13.0K

$10.5K ₾27.1K

24.08%

Jeans (Levis 501 Or Similar)

$104 ₾268

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

Sport Shoes (Adidas, Nike)

$117 ₾304

Men's Leather Business Shoes

$122 ₾315

1-bedroom Apartment, City Center (Monthly)

$1,778 $1,778

$695 ₾1,800

155.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,509 $1,509

$451 ₾1,168

234.52%

3-bedroom Apartment, City Center (Monthly)

$3,525 $3,525

$1,355 ₾3,508

160.17%

3-bedroom Apartment, Outside City Center (Monthly)

$3,533 $3,533

$906 ₾2,346

289.97%

Buy Apartment in City Center (m2)

$10.9K $10.9K

$2,295 ₾5,942

376.92%

Buy Apartment Outside City Center (m2)

$1,345 ₾3,482

Average Monthly Net Salary (After Tax)

$6,147 $6,147

$664 ₾1,720

825.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

-60.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cruz Bay: October 26, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cruz Bay

–

Tbilisi

$451 35.6%

Groceries & Markets

Cruz Bay

–

Tbilisi

$234 18.4%

Eating Out

Cruz Bay

–

Tbilisi

$191 15%

Clothing & Footwear

Cruz Bay

–

Tbilisi

$172 13.5%

Monthly Utilities & Internet

Cruz Bay

–

Tbilisi

$122 9.6%

Sport & Entertainment

Cruz Bay

–

Tbilisi

$78 6.2%

Getting Around

Cruz Bay

–

Tbilisi

$22 1.7%

Cost Breakdown

A one-bedroom apartment in the center runs $1,778 in Cruz Bay and $695 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Cruz Bay pays about 9.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $94 in Cruz Bay vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $273 vs $234 per month, with Tbilisi cheaper across the board.

Good to know

🇻🇮 Cruz Bay

🇬🇪 Tbilisi

🕒 Local time

23:55 11:55 PM

07:55 7:55 AM

8 h ahead of Cruz Bay

🌤 Weather

👥 Population

2,743

1,241,700 Capital

💱 Currency

United States Dollar USD $

Georgian Lari GEL ₾

📈 Exchange rate

1 USD = 0.892 EUR

1 GEL = 0.386 USD

1 GEL = 0.345 EUR

Exchange rates and currency converter

GEL, EUR to USD – United States Dollar Converter

🇬🇪 Georgian Lari (₾)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Georgian Lari exchange rates as of November 3, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.9 GEL (1 GEL = 0.345 EUR).

GEL to USD in detail →

On the map

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Between locations

Cruz Bay Tbilisi 10,190 km ≈ 13 h nonstop flight

From you

Cruz Bay
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cruz Bay vs Tbilisi: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,911 in Cruz Bay and $1,269 in Tbilisi, so Tbilisi is about 56% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Cruz Bay is about 9.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,778 in Cruz Bay versus $695 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tbilisi – a meal for two runs $38 versus $94 in Cruz Bay. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,911 per month in Cruz Bay versus $1,269 in Tbilisi – Tbilisi is about 56% cheaper, which adds up to real savings over time.

At $1,269 in Tbilisi versus $2,911 in Cruz Bay, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Cruz Bay. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cruz Bay and Tbilisi are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Tbilisi wins on affordability, Cruz Bay on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.