Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Cruz Bay

For one person, living is cheaper in Tbilisi: $1,269 a month against $2,911 in Cruz Bay, rent and utilities included – about $19,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Cruz Bay

🇻🇮 U.S. Virgin Islands

$2,911

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Cruz Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Cruz Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,269 in Tbilisi versus $2,911 in Cruz Bay.

Tbilisi $1,269
Cruz Bay $2,911

Estimated couple costs with rent: $2,016 in Tbilisi versus $4,707 in Cruz Bay.

Tbilisi $2,016
Cruz Bay $4,707

Monthly costs for a family of three with rent: $2,763 in Tbilisi versus $6,503 in Cruz Bay.

Tbilisi $2,763
Cruz Bay $6,503

Living in Tbilisi costs roughly 56% less than in Cruz Bay, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tbilisi is 7% below, Cruz Bay is 114% above.

Meal at Budget Restaurant

$11.63 ₾30.10

$30.27 $30.27

-61.58%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.9

$94.2 $94.2

-59.83%

Fast Food Meal (McDonalds, etc)

$9.66 ₾25.01

$16.90 $16.90

-42.84%

Cappuccino

$3.57 ₾9.25

$9.04 $9.04

-60.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$2.99 $2.99

-63.88%

Water (0.33 liter bottle)

$0.56 ₾1.45

$4.09 $4.09

-86.31%

Local Beer (0.5 liter draught)

$2.62 ₾6.79

$8.11 $8.11

-67.69%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.86

$9.26 $9.26

-67.17%

Milk (1 liter)

$2.17 ₾5.61

$8.08 $8.08

-73.14%

White Bread (500g)

$0.80 ₾2.06

Rice (white) (1kg)

$1.74 ₾4.52

Eggs

$2.83 ₾7.32

$4.87 $4.87

-41.89%

Local Cheese (1kg)

$9.31 ₾24.10

Chicken Fillets (1kg)

$6.52 ₾16.87

$15.71 $15.71

-58.50%

Beef Round Steak (1kg)

$12.95 ₾33.54

Apples (1kg)

$1.68 ₾4.34

$9.01 $9.01

-81.35%

Banana (1kg)

$1.85 ₾4.80

Oranges (1kg)

$1.97 ₾5.11

Tomato (1kg)

$2.42 ₾6.26

Potato (1kg)

$0.82 ₾2.12

Onion (1kg)

$0.74 ₾1.91

Lettuce (1 head)

$1.34 ₾3.47

Water (1.5 liter bottle)

$0.77 ₾2.01

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.25

Wine (Bottle)

$7.67 ₾19.86

$24.63 $24.63

-68.86%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

One-way Ticket (Public Transport)

$0.40 ₾1.05

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.43

Taxi Start (Normal Tariff)

$1.14 ₾2.95

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.62

Gasoline (1 liter)

$1.45 ₾3.75

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$354 $354

-74.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.98

$138 $138

-90.46%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$59.0 $59.0

-66.68%

Gym Membership (Monthly)

$64.1 ₾166

$90.2 $90.2

-29.01%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.30

Cinema Ticket

$7.12 ₾18.44

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾972

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$13.0K $13.0K

-19.41%

Jeans (Levis 501 Or Similar)

$104 ₾268

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

Sport Shoes (Adidas, Nike)

$117 ₾304

Men's Leather Business Shoes

$122 ₾315

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,800

$1,778 $1,778

-60.91%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,168

$1,509 $1,509

-70.11%

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,508

$3,525 $3,525

-61.56%

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,346

$3,533 $3,533

-74.36%

Buy Apartment in City Center (m2)

$2,295 ₾5,942

$10.9K $10.9K

-79.03%

Buy Apartment Outside City Center (m2)

$1,345 ₾3,482

Average Monthly Net Salary (After Tax)

$664 ₾1,720

$6,147 $6,147

-89.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

152.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for Cruz Bay: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

Cruz Bay

–

Groceries & Markets

Tbilisi

$234 18.4%

Cruz Bay

–

Eating Out

Tbilisi

$191 15%

Cruz Bay

–

Clothing & Footwear

Tbilisi

$172 13.5%

Cruz Bay

–

Monthly Utilities & Internet

Tbilisi

$122 9.6%

Cruz Bay

–

Sport & Entertainment

Tbilisi

$78 6.2%

Cruz Bay

–

Getting Around

Tbilisi

$22 1.7%

Cruz Bay

–

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Tbilisi and $1,778 in Cruz Bay. Housing cost is often the main lever when comparing two cities.

Cruz Bay pays about 9.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Tbilisi vs $94 in Cruz Bay for a mid-range dinner for two. Groceries echo the gap at $234 vs $273 per month, with Tbilisi cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇻🇮 Cruz Bay

🕒 Local time

08:08 8:08 AM

00:08 12:08 AM

8 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

2,743

💱 Currency

Georgian Lari GEL ₾

United States Dollar USD $

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.345 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 3, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.9 GEL (1 GEL = 0.345 EUR).

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Cruz Bay 10,190 km ≈ 13 h nonstop flight

From you

Tbilisi
Cruz Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Cruz Bay: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,269 in Tbilisi and $2,911 in Cruz Bay, so Tbilisi is about 56% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 89% lower in Tbilisi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $695 in Tbilisi versus $1,778 in Cruz Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tbilisi – a meal for two runs $38 versus $94 in Cruz Bay. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,269 per month in Tbilisi versus $2,911 in Cruz Bay – Tbilisi is about 56% cheaper, which adds up to real savings over time.

At $1,269 in Tbilisi versus $2,911 in Cruz Bay, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Cruz Bay. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Cruz Bay are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Tbilisi wins on affordability, Cruz Bay on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.