Cost of Living Comparison Between Cruz Bay and Lisbon Cost of Living Comparison Between Cruz Bay and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $2,860 in Cruz Bay versus $2,210 in Lisbon.

Estimated couple costs with rent: $4,537 in Cruz Bay versus $3,311 in Lisbon.

Monthly costs for a family of three with rent: $6,214 in Cruz Bay versus $4,411 in Lisbon.

Living in Cruz Bay is roughly 29% more expensive than Lisbon, driven mainly by Eating Out.

Both cities are pricier than the global median: Cruz Bay 113% above, Lisbon 65% above.

Meal at Budget Restaurant

$30.32 $30.32

$15.91 €13.69

90.57%

Three-Course Dinner for Two, Mid-Range

$91.2 $91.2

$64.8 €55.7

40.73%

Fast Food Meal (McDonalds, etc)

$17.31 $17.31

$10.51 €9.04

64.70%

Cappuccino

$9.11 $9.11

$2.87 €2.47

217.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$2.24 €1.93

30.80%

Water (0.33 liter bottle)

$3.92 $3.92

$1.50 €1.29

161.33%

Local Beer (0.5 liter draught)

$7.96 $7.96

$3.49 €3.00

128.08%

Imported Beer (0.33 liter bottle)

$9.26 $9.26

$3.88 €3.34

138.66%

Milk (1 liter)

$3.43 $3.43

$1.14 €0.98

200.88%

White Bread (500g)

$1.75 €1.51

Rice (white) (1kg)

$1.76 €1.51

Eggs

$5.02 $5.02

$3.22 €2.77

55.90%

Local Cheese (1kg)

$13.49 €11.61

Chicken Fillets (1kg)

$15.60 $15.60

$7.91 €6.81

97.22%

Beef Round Steak (1kg)

$15.87 €13.65

Apples (1kg)

$8.89 $8.89

$2.31 €1.99

284.85%

Banana (1kg)

$1.70 €1.46

Oranges (1kg)

$2.01 €1.73

Tomato (1kg)

$2.46 €2.12

Potato (1kg)

$1.84 €1.59

Onion (1kg)

$2.00 €1.72

Lettuce (1 head)

$1.93 €1.66

Water (1.5 liter bottle)

$0.79 €0.68

Cigarettes 20 Pack (Marlboro, Camel)

$6.61 €5.68

Wine (Bottle)

$24.64 $24.64

$5.72 €4.92

330.77%

Local Beer (0.5 liter bottle)

$1.37 €1.17

Imported Beer (0.33 liter bottle)

$2.97 €2.56

One-way Ticket (Public Transport)

$2.37 €2.04

Public Transport Monthly Pass (Regular Price)

$45.56 €39.19

Taxi Start (Normal Tariff)

$4.29 €3.69

Taxi (Normal Tariff) (1km)

$0.82 €0.70

Taxi 1hour Waiting (Normal Tariff)

$18.30 €15.74

Gasoline (1 liter)

$2.06 €1.78

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €29.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €33.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$354 $354

$148 €127

139.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$142 $142

$20.52 €17.65

591.08%

Internet (50+ Mbps, Unlimited Data)

$60.9 $60.9

$39.61 €34.08

53.70%

Gym Membership (Monthly)

$91.8 $91.8

$47.85 €41.16

91.79%

Tennis Court (1 Hour on Weekend)

$18.92 €16.28

Cinema Ticket

$9.18 €7.90

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$614 €528

International Primary School, 1 Child (Yearly)

$12.8K $12.8K

$16.0K €13.8K

-19.95%

Jeans (Levis 501 Or Similar)

$105 €90.0

Summer Dress (H&M, Zara, etc)

$42.06 €36.18

Sport Shoes (Adidas, Nike)

$94.0 €80.8

Men's Leather Business Shoes

$120 €103

1-bedroom Apartment, City Center (Monthly)

$1,831 $1,831

$1,628 €1,400

12.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,470 $1,470

$1,255 €1,080

17.12%

3-bedroom Apartment, City Center (Monthly)

$3,541 $3,541

$3,030 €2,607

16.85%

3-bedroom Apartment, Outside City Center (Monthly)

$3,509 $3,509

$2,020 €1,738

73.69%

Buy Apartment in City Center (m2)

$10.6K $10.6K

$7,800 €6,709

35.79%

Buy Apartment Outside City Center (m2)

$4,273 €3,675

Average Monthly Net Salary (After Tax)

$6,260 $6,260

$1,603 €1,379

290.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cruz Bay: June 1, 2026

Last update for Lisbon: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,831 in Cruz Bay and $1,628 in Lisbon. Housing cost is often the main lever when comparing two cities.

Cruz Bay pays 290% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Cruz Bay vs $65.0 in Lisbon. Groceries flip the comparison at $226 vs $269, with Cruz Bay cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cruz Bay vs Lisbon: Cost of Living - Frequently Asked Questions

Cruz Bay and Lisbon differ by about 29% in total monthly costs ($2,860 vs $2,210 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Cruz Bay pays 290% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,831 in Cruz Bay versus $1,628 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lisbon – a meal for two runs $65.0 versus $91.0 in Cruz Bay. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,860 per month in Cruz Bay versus $2,210 in Lisbon – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cruz Bay and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 29% less than in Cruz Bay. Beyond cost, consider language, visa policies, and how big the international community is in each city.