Last update: Oct 2026

Cost of Living Comparison Between Cruz Bay and Lisbon

For one person, living is cheaper in Lisbon: $2,202 a month against $2,889 in Cruz Bay, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Cruz Bay

🇻🇮 U.S. Virgin Islands

$2,889

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Cruz Bay and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cruz Bay and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,889 in Cruz Bay versus $2,202 in Lisbon.

Cruz Bay $2,889
Lisbon $2,202

Estimated couple costs with rent: $4,680 in Cruz Bay versus $3,274 in Lisbon.

Cruz Bay $4,680
Lisbon $3,274

Monthly costs for a family of three with rent: $6,471 in Cruz Bay versus $4,346 in Lisbon.

Cruz Bay $6,471
Lisbon $4,346

Living in Cruz Bay is roughly 31% more expensive than in Lisbon, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Cruz Bay 113% above, Lisbon 62% above.

Meal at Budget Restaurant

$30.27 $30.27

$17.04 €15.15

77.64%

Three-Course Dinner for Two, Mid-Range

$91.8 $91.8

$62.3 €55.4

47.33%

Fast Food Meal (McDonalds, etc)

$17.12 $17.12

$11.02 €9.80

55.35%

Cappuccino

$8.84 $8.84

$3.12 €2.78

183.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 $2.91

$2.27 €2.02

28.19%

Water (0.33 liter bottle)

$3.98 $3.98

$1.74 €1.55

128.74%

Local Beer (0.5 liter draught)

$8.19 $8.19

$3.42 €3.04

139.47%

Imported Beer (0.33 liter bottle)

$8.95 $8.95

$3.74 €3.33

139.30%

Milk (1 liter)

$7.80 $7.80

$1.17 €1.04

566.67%

White Bread (500g)

$1.86 €1.66

Rice (white) (1kg)

$1.54 €1.37

Eggs

$5.03 $5.03

$4.06 €3.61

23.89%

Local Cheese (1kg)

$12.91 €11.49

Chicken Fillets (1kg)

$15.56 $15.56

$7.90 €7.03

96.96%

Beef Round Steak (1kg)

$17.64 €15.69

Apples (1kg)

$8.88 $8.88

$2.26 €2.01

292.92%

Banana (1kg)

$1.75 €1.55

Oranges (1kg)

$1.89 €1.68

Tomato (1kg)

$2.56 €2.27

Potato (1kg)

$1.85 €1.64

Onion (1kg)

$1.97 €1.75

Lettuce (1 head)

$1.45 €1.29

Water (1.5 liter bottle)

$0.77 €0.69

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.97

Wine (Bottle)

$24.92 $24.92

$5.67 €5.04

339.51%

Local Beer (0.5 liter bottle)

$1.37 €1.22

Imported Beer (0.33 liter bottle)

$2.11 €1.88

One-way Ticket (Public Transport)

$2.32 €2.07

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

Taxi Start (Normal Tariff)

$3.95 €3.51

Taxi (Normal Tariff) (1km)

$1.05 €0.93

Taxi 1hour Waiting (Normal Tariff)

$17.15 €15.26

Gasoline (1 liter)

$2.19 €1.95

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$354 $354

$164 €146

116.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$140 $140

$18.48 €16.43

658.55%

Internet (50+ Mbps, Unlimited Data)

$60.3 $60.3

$32.96 €29.32

82.83%

Gym Membership (Monthly)

$89.3 $89.3

$45.87 €40.80

94.62%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

Cinema Ticket

$9.75 €8.67

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 €608

International Primary School, 1 Child (Yearly)

$13.2K $13.2K

$17.6K €15.7K

-25.07%

Jeans (Levis 501 Or Similar)

$104 €92.3

Summer Dress (H&M, Zara, etc)

$46.20 €41.09

Sport Shoes (Adidas, Nike)

$99.7 €88.7

Men's Leather Business Shoes

$125 €111

1-bedroom Apartment, City Center (Monthly)

$1,820 $1,820

$1,589 €1,414

14.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,489 $1,489

$1,169 €1,040

27.36%

3-bedroom Apartment, City Center (Monthly)

$3,491 $3,491

$2,851 €2,536

22.45%

3-bedroom Apartment, Outside City Center (Monthly)

$3,521 $3,521

$1,993 €1,773

76.66%

Buy Apartment in City Center (m2)

$10.9K $10.9K

$7,793 €6,932

39.80%

Buy Apartment Outside City Center (m2)

$4,418 €3,930

Average Monthly Net Salary (After Tax)

$6,318 $6,318

$1,600 €1,423

294.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

29.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cruz Bay: October 19, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cruz Bay

–

Lisbon

$1.2K 53.1%

Groceries & Markets

Cruz Bay

–

Lisbon

$273 12.4%

Eating Out

Cruz Bay

–

Lisbon

$247 11.2%

Monthly Utilities & Internet

Cruz Bay

–

Lisbon

$215 9.8%

Clothing & Footwear

Cruz Bay

–

Lisbon

$168 7.7%

Sport & Entertainment

Cruz Bay

–

Lisbon

$65 3%

Getting Around

Cruz Bay

–

Lisbon

$63 2.9%

Cost Breakdown

A one-bedroom apartment in the center runs $1,820 in Cruz Bay and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Cruz Bay pays 295% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Cruz Bay vs $62.0 in Lisbon. Groceries flip the comparison at $270 vs $273, with Cruz Bay cheaper for home cooking.

Good to know

🇻🇮 Cruz Bay

🇵🇹 Lisbon

🕒 Local time

06:51 6:51 AM

11:51 11:51 AM

5 h ahead of Cruz Bay

🌤 Weather

👥 Population

2,743

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Cruz Bay Lisbon 5,790 km ≈ 8 h nonstop flight

From you

Cruz Bay
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cruz Bay vs Lisbon: Cost of Living - Frequently Asked Questions

Cruz Bay and Lisbon differ by about 31% in total monthly costs ($2,889 vs $2,202 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 295% higher in Cruz Bay, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,820 in Cruz Bay versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lisbon – a meal for two runs $62.0 versus $92.0 in Cruz Bay. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,889 per month in Cruz Bay versus $2,202 in Lisbon – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,202 in Lisbon versus $2,889 in Cruz Bay, a $3,000 budget is realistic in Lisbon but tight or insufficient in Cruz Bay. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cruz Bay and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 31% less than in Cruz Bay. Beyond cost, consider language, visa policies, and how big the international community is in each city.