Last update: Oct 2026

Cost of Living Comparison Between Cromwell and Austin, TX

For one person, living is cheaper in Cromwell: $1,877 a month against $2,663 in Austin, TX, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

91

Cost of Living Index in Cromwell
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Cromwell Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Cromwell

🇳🇿 New Zealand

$1,877

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Cromwell and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cromwell and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,877 in Cromwell versus $2,663 in Austin, TX.

Cromwell $1,877
Austin, TX $2,663

Estimated couple costs with rent: $2,785 in Cromwell versus $4,133 in Austin, TX.

Cromwell $2,785
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,692 in Cromwell versus $5,603 in Austin, TX.

Cromwell $3,692
Austin, TX $5,603

Living in Cromwell costs roughly 30% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Cromwell 39% above, Austin, TX 97% above.

Meal at Budget Restaurant

$13.76 NZ$24.33

$20.77 $20.77

-33.75%

Three-Course Dinner for Two, Mid-Range

$60.5 NZ$107

$84.6 $84.6

-28.45%

Fast Food Meal (McDonalds, etc)

$11.14 NZ$19.70

$12.32 $12.32

-9.58%

Cappuccino

$3.35 NZ$5.92

$5.63 $5.63

-40.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 NZ$3.74

$3.72 $3.72

-43.01%

Water (0.33 liter bottle)

$2.09 NZ$3.70

$2.50 $2.50

-16.40%

Local Beer (0.5 liter draught)

$6.81 NZ$12.04

$8.05 $8.05

-15.40%

Imported Beer (0.33 liter bottle)

$6.05 NZ$10.69

$9.01 $9.01

-32.85%

Milk (1 liter)

$2.08 NZ$3.68

$1.12 $1.12

85.71%

White Bread (500g)

$2.01 NZ$3.55

$3.75 $3.75

-46.40%

Rice (white) (1kg)

$1.69 NZ$2.98

$3.26 $3.26

-48.16%

Eggs

$5.70 NZ$10.08

$4.17 $4.17

36.69%

Local Cheese (1kg)

$8.54 NZ$15.10

$12.90 $12.90

-33.80%

Chicken Fillets (1kg)

$9.35 NZ$16.54

$14.16 $14.16

-33.97%

Beef Round Steak (1kg)

$16.22 NZ$28.69

$16.22 $16.22

Apples (1kg)

$2.98 NZ$5.28

$4.33 $4.33

-31.18%

Banana (1kg)

$2.34 NZ$4.13

$1.46 $1.46

60.27%

Oranges (1kg)

$3.11 NZ$5.51

$4.51 $4.51

-31.04%

Tomato (1kg)

$5.10 NZ$9.02

$4.34 $4.34

17.51%

Potato (1kg)

$1.87 NZ$3.31

$2.58 $2.58

-27.52%

Onion (1kg)

$1.85 NZ$3.28

$2.35 $2.35

-21.28%

Lettuce (1 head)

$2.35 NZ$4.15

$1.78 $1.78

32.02%

Water (1.5 liter bottle)

$0.58 NZ$1.03

$2.22 $2.22

-73.87%

Cigarettes 20 Pack (Marlboro, Camel)

$21.18 NZ$37.45

$9.88 $9.88

114.37%

Wine (Bottle)

$8.89 NZ$15.73

$15.08 $15.08

-41.05%

Local Beer (0.5 liter bottle)

$3.21 NZ$5.68

$2.92 $2.92

9.93%

Imported Beer (0.33 liter bottle)

$1.19 NZ$2.10

$3.46 $3.46

-65.61%

One-way Ticket (Public Transport)

$1.73 NZ$3.07

$1.49 $1.49

16.11%

Public Transport Monthly Pass (Regular Price)

$93.9 NZ$166

$41.72 $41.72

124.98%

Taxi Start (Normal Tariff)

$2.17 NZ$3.85

$2.73 $2.73

-20.51%

Taxi (Normal Tariff) (1km)

$1.87 NZ$3.31

$1.66 $1.66

12.65%

Taxi 1hour Waiting (Normal Tariff)

$28.41 NZ$50.2

$35.30 $35.30

-19.52%

Gasoline (1 liter)

$1.74 NZ$3.07

$0.95 $0.95

83.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K NZ$44.1K

$36.0K $36.0K

-30.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K NZ$44.3K

$27.1K $27.1K

-7.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 NZ$194

$229 $229

-52.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.00 NZ$49.52

$59.4 $59.4

-52.85%

Internet (50+ Mbps, Unlimited Data)

$51.0 NZ$90.2

$69.9 $69.9

-27.05%

Gym Membership (Monthly)

$38.81 NZ$68.6

$57.2 $57.2

-32.20%

Tennis Court (1 Hour on Weekend)

$6.76 NZ$11.95

$16.33 $16.33

-58.60%

Cinema Ticket

$8.16 NZ$14.44

$14.28 $14.28

-42.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$786 NZ$1,389

$1,506 $1,506

-47.83%

International Primary School, 1 Child (Yearly)

$12.4K NZ$21.9K

$21.5K $21.5K

-42.40%

Jeans (Levis 501 Or Similar)

$59.2 NZ$105

$52.8 $52.8

12.12%

Summer Dress (H&M, Zara, etc)

$35.50 NZ$62.8

$43.82 $43.82

-18.99%

Sport Shoes (Adidas, Nike)

$92.1 NZ$163

$84.8 $84.8

8.61%

Men's Leather Business Shoes

$132 NZ$233

$103 $103

27.92%

1-bedroom Apartment, City Center (Monthly)

$955 NZ$1,690

$1,907 $1,907

-49.91%

1-bedroom Apartment, Outside City Center (Monthly)

$811 NZ$1,434

$1,274 $1,274

-36.36%

3-bedroom Apartment, City Center (Monthly)

$1,602 NZ$2,834

$3,664 $3,664

-56.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,269 NZ$2,244

$2,538 $2,538

-50.01%

Buy Apartment in City Center (m2)

$4,811 NZ$8,509

$7,614 $7,614

-36.81%

Buy Apartment Outside City Center (m2)

$3,361 NZ$5,944

$3,157 $3,157

6.45%

Average Monthly Net Salary (After Tax)

$2,917 NZ$5,159

$5,121 $5,121

-43.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.79

-2.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cromwell: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cromwell

$811 43.2%

Austin, TX

$1.3K 47.8% 57.1% $463

Groceries & Markets

Cromwell

$320 17.1%

Austin, TX

$405 15.2% 26.3% $84

Eating Out

Cromwell

$247 13.1%

Austin, TX

$354 13.3% 43.5% $107

Monthly Utilities & Internet

Cromwell

$189 10.1%

Austin, TX

$358 13.5% 89.8% $170

Clothing & Footwear

Cromwell

$143 7.6%

Austin, TX

$128 4.8% 10.7% $15

Getting Around

Cromwell

$112 6%

Austin, TX

$59 2.2% 47.7% $54

Sport & Entertainment

Cromwell

$55 2.9%

Austin, TX

$86 3.2% 55.6% $31

Cost Breakdown

A one-bedroom apartment in the center runs $955 in Cromwell and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 76% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Cromwell vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $320 vs $405 per month, with Cromwell cheaper across the board.

Good to know

🇳🇿 Cromwell

🇺🇸 Austin, TX

🕒 Local time

00:27 12:27 AM

06:27 6:27 AM

18 h behind Cromwell

🌤 Weather

👥 Population

5,000

974,447

💱 Currency

New Zealand Dollar NZD $

United States Dollar USD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to NZD in detail →

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Between locations

Cromwell Austin, TX 12,550 km ≈ 16 h nonstop flight

From you

Cromwell
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cromwell vs Austin, TX: Cost of Living - Frequently Asked Questions

Cromwell wins on cost – living expenses run 42% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cromwell the obvious pick if budget is a priority.

On paper, salaries run 76% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $955 in Cromwell versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,877 per month in Cromwell versus $2,663 in Austin, TX – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cromwell runs roughly 125% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,877 in Cromwell versus $2,663 in Austin, TX, a $2,500 budget is realistic in Cromwell but tight or insufficient in Austin, TX. The gap between the two cities makes Cromwell the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cromwell and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cromwell gentler on the wallet – expenses run 42% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.