Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Cromwell

For one person, living is cheaper in Cromwell: $1,877 a month against $2,663 in Austin, TX, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
91

Cost of Living Index in Cromwell
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Cromwell Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Cromwell

🇳🇿 New Zealand

$1,877

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cromwell

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cromwell actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,877 in Cromwell.

Austin, TX $2,663
Cromwell $1,877

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,785 in Cromwell.

Austin, TX $4,133
Cromwell $2,785

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,692 in Cromwell.

Austin, TX $5,603
Cromwell $3,692

Living in Austin, TX is roughly 42% more expensive than in Cromwell, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Cromwell 39% above.

Meal at Budget Restaurant

$20.77 $20.77

$13.76 NZ$24.33

50.94%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$60.5 NZ$107

39.77%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$11.14 NZ$19.70

10.59%

Cappuccino

$5.63 $5.63

$3.35 NZ$5.92

68.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.12 NZ$3.74

75.47%

Water (0.33 liter bottle)

$2.50 $2.50

$2.09 NZ$3.70

19.62%

Local Beer (0.5 liter draught)

$8.05 $8.05

$6.81 NZ$12.04

18.21%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$6.05 NZ$10.69

48.93%

Milk (1 liter)

$1.12 $1.12

$2.08 NZ$3.68

-46.15%

White Bread (500g)

$3.75 $3.75

$2.01 NZ$3.55

86.57%

Rice (white) (1kg)

$3.26 $3.26

$1.69 NZ$2.98

92.90%

Eggs

$4.17 $4.17

$5.70 NZ$10.08

-26.84%

Local Cheese (1kg)

$12.90 $12.90

$8.54 NZ$15.10

51.05%

Chicken Fillets (1kg)

$14.16 $14.16

$9.35 NZ$16.54

51.44%

Beef Round Steak (1kg)

$16.22 $16.22

$16.22 NZ$28.69

Apples (1kg)

$4.33 $4.33

$2.98 NZ$5.28

45.30%

Banana (1kg)

$1.46 $1.46

$2.34 NZ$4.13

-37.61%

Oranges (1kg)

$4.51 $4.51

$3.11 NZ$5.51

45.02%

Tomato (1kg)

$4.34 $4.34

$5.10 NZ$9.02

-14.90%

Potato (1kg)

$2.58 $2.58

$1.87 NZ$3.31

37.97%

Onion (1kg)

$2.35 $2.35

$1.85 NZ$3.28

27.03%

Lettuce (1 head)

$1.78 $1.78

$2.35 NZ$4.15

-24.26%

Water (1.5 liter bottle)

$2.22 $2.22

$0.58 NZ$1.03

282.76%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$21.18 NZ$37.45

-53.35%

Wine (Bottle)

$15.08 $15.08

$8.89 NZ$15.73

69.63%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$3.21 NZ$5.68

-9.03%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.19 NZ$2.10

190.76%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.73 NZ$3.07

-13.87%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$93.9 NZ$166

-55.55%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.17 NZ$3.85

25.81%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.87 NZ$3.31

-11.23%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$28.41 NZ$50.2

24.25%

Gasoline (1 liter)

$0.95 $0.95

$1.74 NZ$3.07

-45.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$24.9K NZ$44.1K

44.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.1K NZ$44.3K

8.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$110 NZ$194

108.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$28.00 NZ$49.52

112.11%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$51.0 NZ$90.2

37.08%

Gym Membership (Monthly)

$57.2 $57.2

$38.81 NZ$68.6

47.49%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$6.76 NZ$11.95

141.57%

Cinema Ticket

$14.28 $14.28

$8.16 NZ$14.44

75.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$786 NZ$1,389

91.67%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$12.4K NZ$21.9K

73.61%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$59.2 NZ$105

-10.81%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$35.50 NZ$62.8

23.44%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$92.1 NZ$163

-7.93%

Men's Leather Business Shoes

$103 $103

$132 NZ$233

-21.83%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$955 NZ$1,690

99.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$811 NZ$1,434

57.14%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,602 NZ$2,834

128.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,269 NZ$2,244

100.05%

Buy Apartment in City Center (m2)

$7,614 $7,614

$4,811 NZ$8,509

58.24%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$3,361 NZ$5,944

-6.06%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$2,917 NZ$5,159

75.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.6

2.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Cromwell: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Cromwell

$811 43.2% 36.4% $463

Groceries & Markets

Austin, TX

$405 15.2%

Cromwell

$320 17.1% 20.8% $84

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Cromwell

$189 10.1% 47.3% $170

Eating Out

Austin, TX

$354 13.3%

Cromwell

$247 13.1% 30.3% $107

Clothing & Footwear

Austin, TX

$128 4.8%

Cromwell

$143 7.6% 12% $15

Sport & Entertainment

Austin, TX

$86 3.2%

Cromwell

$55 2.9% 35.7% $31

Getting Around

Austin, TX

$59 2.2%

Cromwell

$112 6% 91.4% $54

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $955 in Cromwell. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 76% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $61.0 in Cromwell for a mid-range dinner for two. Groceries echo the gap at $405 vs $320 per month, with Cromwell cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇳🇿 Cromwell

🕒 Local time

08:07 8:07 AM

02:07 2:07 AM

18 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

5,000

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.89 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

NZD to USD in detail →

On the map

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Between locations

Austin, TX Cromwell 12,550 km ≈ 16 h nonstop flight

From you

Austin, TX
Cromwell

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cromwell: Cost of Living - Frequently Asked Questions

Cromwell wins on cost – living expenses run 42% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cromwell the obvious pick if budget is a priority.

Average pay runs 76% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $955 in Cromwell. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,877 in Cromwell – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cromwell runs roughly 125% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,877 in Cromwell versus $2,663 in Austin, TX, a $2,500 budget is realistic in Cromwell but tight or insufficient in Austin, TX. The gap between the two cities makes Cromwell the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Cromwell are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cromwell gentler on the wallet – expenses run 42% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.