🙂Monthly costs for one person with rent: $736 in Cotabato City versus $788 in Baguio.
😐Estimated couple costs with rent: $1,158 in Cotabato City versus $1,141 in Baguio.
😐Monthly costs for a family of three with rent: $1,580 in Cotabato City versus $1,494 in Baguio.
🙂Living in Cotabato City costs roughly 7% less than in Baguio, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Cotabato City45% lower, Baguio41% lower.
Currency
🍽 Eating Out
Cotabato City
Baguio
Difference
Meal at Budget Restaurant
$4.32₱262
$3.60₱218
20.00%
Three-Course Dinner for Two, Mid-Range
$24.28₱1,469
$13.38₱810
81.46%
Fast Food Meal(McDonalds, etc)
$4.48₱271
$2.64₱160
69.70%
Cappuccino
$2.04₱123
$2.46₱149
-17.07%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.87₱52.4
$0.69₱41.56
26.09%
Water(0.33 liter bottle)
$0.53₱31.86
$0.37₱22.69
43.24%
Local Beer(0.5 liter draught)
$1.46₱88.3
$1.45₱87.9
0.69%
Imported Beer(0.33 liter bottle)
$1.75₱106
$1.90₱115
-7.89%
🛒 Groceries & Markets
Cotabato City
Baguio
Difference
Milk(1 liter)
$1.07₱64.8
$1.84₱111
-41.85%
White Bread(500g)
$0.34₱20.34
$1.20₱72.6
-71.67%
Rice(white)(1kg)
$0.84₱50.9
$1.07₱64.7
-21.50%
Eggs
$2.01₱122
$2.29₱139
-12.23%
Local Cheese(1kg)
$6.18₱374
$9.26₱560
-33.26%
Chicken Fillets(1kg)
$3.32₱201
$3.78₱229
-12.17%
Beef Round Steak(1kg)
$7.21₱436
$8.48₱513
-14.98%
Apples(1kg)
$1.39₱84.4
$2.67₱161
-47.94%
Banana(1kg)
$1.03₱62.6
$1.83₱111
-43.72%
Oranges(1kg)
$1.05₱63.3
$2.27₱137
-53.74%
Tomato(1kg)
$1.13₱68.2
$1.20₱72.7
-5.83%
Potato(1kg)
$1.27₱77.0
$1.89₱114
-32.80%
Onion(1kg)
$1.47₱89.1
$2.30₱139
-36.09%
Lettuce(1 head)
$0.51₱30.80
$0.72₱43.61
-29.17%
Water(1.5 liter bottle)
$0.56₱33.66
$0.72₱43.65
-22.22%
Cigarettes 20 Pack(Marlboro, Camel)
$0.90₱54.6
$3.36₱203
-73.21%
Wine(Bottle)
$8.28₱501
$9.31₱563
-11.06%
Local Beer(0.5 liter bottle)
$1.36₱82.1
$1.02₱61.7
33.33%
Imported Beer(0.33 liter bottle)
$1.54₱93.3
$2.27₱137
-32.16%
🚌 Getting Around
Cotabato City
Baguio
Difference
One-way Ticket(Public Transport)
$0.26₱15.73
$0.28₱16.96
-7.14%
Public Transport Monthly Pass(Regular Price)
-
$10.52₱637
-
Taxi Start(Normal Tariff)
$0.86₱52.0
$0.93₱56.4
-7.53%
Taxi(Normal Tariff)(1km)
$0.23₱13.90
$0.24₱14.58
-4.17%
Taxi 1hour Waiting(Normal Tariff)
$2.11₱128
$2.43₱147
-13.17%
Gasoline(1 liter)
$1.14₱68.8
$1.16₱70.2
-1.72%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.3K₱1.4M
$31.8K₱1.9M
-29.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K₱1.3M
$20.8K₱1.3M
0.15%
🧾 Monthly Utilities & Internet
Cotabato City
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$106₱6,385
$144₱8,728
-26.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.24₱2,072
$34.34₱2,078
-0.29%
Internet(50+ Mbps, Unlimited Data)
$36.31₱2,197
$26.06₱1,577
39.33%
🎉 Sport & Entertainment
Cotabato City
Baguio
Difference
Gym Membership(Monthly)
$34.32₱2,077
$21.83₱1,321
57.21%
Tennis Court(1 Hour on Weekend)
$4.33₱262
$4.12₱249
5.10%
Cinema Ticket
$3.10₱187
$5.80₱351
-46.55%
🧸 Childcare & Education
Cotabato City
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$121₱7,345
$152₱9,184
-20.03%
International Primary School, 1 Child(Yearly)
$4,335₱262.3K
$4,819₱291.6K
-10.03%
👕👟 Clothing & Footwear
Cotabato City
Baguio
Difference
Jeans(Levis 501 Or Similar)
$45.35₱2,744
$49.25₱2,980
-7.92%
Summer Dress(H&M, Zara, etc)
$30.23₱1,829
$27.23₱1,648
11.02%
Sport Shoes(Adidas, Nike)
$79.1₱4,784
$73.9₱4,468
7.07%
Men's Leather Business Shoes
$68.0₱4,112
$46.95₱2,841
44.75%
🏠 Accommodation & Living
Cotabato City
Baguio
Difference
1-bedroom Apartment, City Center(Monthly)
$266₱16.1K
$346₱20.9K
-23.15%
1-bedroom Apartment, Outside City Center(Monthly)
$174₱10.5K
$142₱8,622
22.14%
3-bedroom Apartment, City Center(Monthly)
$580₱35.1K
$548₱33.2K
5.86%
3-bedroom Apartment, Outside City Center(Monthly)
$392₱23.7K
$261₱15.8K
50.15%
Buy Apartment in City Center(m2)
$2,222₱134.4K
$2,505₱151.6K
-11.31%
Buy Apartment Outside City Center(m2)
-
$953₱57.7K
-
💵 Salaries & Financials
Cotabato City
Baguio
Difference
Average Monthly Net Salary(After Tax)
-
$192₱11.6K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.56
4.5
112.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cotabato City: April 19, 2026
Last update for Baguio: April 22, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $266 in Cotabato City and $346 in Baguio. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $24 in Cotabato City vs $13 in Baguio. Groceries flip the comparison at $147 vs $205, with Cotabato City cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cotabato City vs Baguio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cotabato City or Baguio?
Cotabato City wins on cost – living expenses run 7% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Cotabato City the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Cotabato City vs Baguio?
You'd need roughly $1,104 in Cotabato City and $1,181 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Cotabato City vs Baguio?
Rent for a central apartment: $266 in Cotabato City versus $346 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Cotabato City or Baguio?
Supermarket bills run roughly 40% higher in Baguio. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Cotabato City compared to Baguio?
All in, you'll spend $736 per month in Cotabato City versus $788 in Baguio – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Cotabato City or Baguio?
Either city works on $800 a month, though Cotabato City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Cotabato City or Baguio?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Cotabato City compared to Baguio?
Safety-wise, Cotabato City and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Cotabato City gentler on the wallet – expenses run 7% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Cotabato City vs other spots: cost of living compared