Cost of Living Comparison Between Cornwall, ON and Toronto Cost of Living Comparison Between Cornwall, ON and Toronto

Monthly Cost of Living

A single person spends $2,026 per month in Cornwall, ON vs $2,811 in Toronto, rent included.

A couple spends around $2,995 per month in Cornwall, ON vs $4,130 in Toronto, rent included.

A family of three spends $3,963 per month in Cornwall, ON vs $5,449 in Toronto, rent included.

Cornwall, ON is about 28% cheaper than Toronto, driven mainly by Getting Around.

Both Cornwall, ON and Toronto sit above the global median – Cornwall, ON by 51%, Toronto by 110%.

Meal at Budget Restaurant

$14.89 CA$20.71

$18.71 CA$26.02

-20.42%

Three-Course Dinner for Two, Mid-Range

$67.4 CA$93.7

$81.9 CA$114

-17.73%

Fast Food Meal (McDonalds, etc)

$12.04 CA$16.74

$10.83 CA$15.06

11.17%

Cappuccino

$4.36 CA$6.06

$3.89 CA$5.41

12.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 CA$2.88

$2.22 CA$3.09

-6.76%

Water (0.33 liter bottle)

$1.43 CA$1.99

$1.65 CA$2.29

-13.33%

Local Beer (0.5 liter draught)

$5.96 CA$8.28

$6.05 CA$8.41

-1.49%

Imported Beer (0.33 liter bottle)

$5.60 CA$7.79

$6.58 CA$9.15

-14.89%

Milk (1 liter)

$2.57 CA$3.57

$2.73 CA$3.79

-5.86%

White Bread (500g)

$2.38 CA$3.30

$2.72 CA$3.78

-12.50%

Rice (white) (1kg)

$2.72 CA$3.78

$3.54 CA$4.92

-23.16%

Eggs

$2.67 CA$3.72

$3.50 CA$4.87

-23.71%

Local Cheese (1kg)

$5.12 CA$7.12

$13.53 CA$18.81

-62.16%

Chicken Fillets (1kg)

$10.51 CA$14.61

$13.09 CA$18.20

-19.71%

Beef Round Steak (1kg)

$15.22 CA$21.17

$16.96 CA$23.59

-10.26%

Apples (1kg)

$5.97 CA$8.30

$4.16 CA$5.79

43.51%

Banana (1kg)

$1.75 CA$2.44

$1.18 CA$1.64

48.31%

Oranges (1kg)

$3.39 CA$4.71

$3.25 CA$4.52

4.31%

Tomato (1kg)

$3.78 CA$5.25

$4.12 CA$5.73

-8.25%

Potato (1kg)

$2.52 CA$3.50

$2.50 CA$3.48

0.80%

Onion (1kg)

$3.31 CA$4.61

$2.88 CA$4.00

14.93%

Lettuce (1 head)

$1.27 CA$1.77

$2.35 CA$3.27

-45.96%

Water (1.5 liter bottle)

$1.19 CA$1.65

$2.00 CA$2.78

-40.50%

Cigarettes 20 Pack (Marlboro, Camel)

$10.62 CA$14.77

$14.58 CA$20.28

-27.16%

Wine (Bottle)

$12.45 CA$17.31

$14.18 CA$19.71

-12.20%

Local Beer (0.5 liter bottle)

$3.29 CA$4.57

$2.80 CA$3.89

17.50%

Imported Beer (0.33 liter bottle)

$3.67 CA$5.11

$3.25 CA$4.53

12.92%

One-way Ticket (Public Transport)

$2.24 CA$3.12

$2.40 CA$3.34

-6.67%

Public Transport Monthly Pass (Regular Price)

$48.04 CA$66.8

$114 CA$159

-57.88%

Taxi Start (Normal Tariff)

$2.99 CA$4.15

$3.76 CA$5.22

-20.48%

Taxi (Normal Tariff) (1km)

$1.02 CA$1.42

$1.41 CA$1.96

-27.66%

Taxi 1hour Waiting (Normal Tariff)

$26.11 CA$36.31

$25.53 CA$35.50

2.27%

Gasoline (1 liter)

$1.13 CA$1.57

$1.10 CA$1.53

2.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K CA$30.7K

$25.2K CA$35.1K

-12.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$28.0K

$21.1K CA$29.3K

-4.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.5 CA$130

$120 CA$166

-21.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.67 CA$62.1

$37.54 CA$52.2

18.99%

Internet (50+ Mbps, Unlimited Data)

$46.81 CA$65.1

$54.5 CA$75.8

-14.14%

Gym Membership (Monthly)

$31.87 CA$44.32

$55.5 CA$77.2

-42.59%

Tennis Court (1 Hour on Weekend)

$12.95 CA$18.02

$21.15 CA$29.41

-38.77%

Cinema Ticket

$11.21 CA$15.59

$11.56 CA$16.07

-3.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$703

$1,129 CA$1,571

-55.22%

International Primary School, 1 Child (Yearly)

$11.8K CA$16.4K

$18.0K CA$25.0K

-34.28%

Jeans (Levis 501 Or Similar)

$55.2 CA$76.8

$56.9 CA$79.2

-2.99%

Summer Dress (H&M, Zara, etc)

$57.8 CA$80.4

$39.96 CA$55.6

44.72%

Sport Shoes (Adidas, Nike)

$101 CA$141

$89.7 CA$125

12.85%

Men's Leather Business Shoes

$93.1 CA$130

$114 CA$159

-18.48%

1-bedroom Apartment, City Center (Monthly)

$1,091 CA$1,518

$1,849 CA$2,572

-41.00%

1-bedroom Apartment, Outside City Center (Monthly)

$963 CA$1,340

$1,560 CA$2,169

-38.24%

3-bedroom Apartment, City Center (Monthly)

$2,110 CA$2,934

$2,925 CA$4,068

-27.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,578 CA$2,194

$2,470 CA$3,435

-36.13%

Buy Apartment in City Center (m2)

$2,544 CA$3,538

$9,085 CA$12.6K

-72.00%

Buy Apartment Outside City Center (m2)

$2,143 CA$2,980

$7,036 CA$9,785

-69.54%

Average Monthly Net Salary (After Tax)

$3,063 CA$4,259

$3,572 CA$4,967

-14.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

5.16

26.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cornwall, ON: June 1, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,091 in Cornwall, ON versus $1,849 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Cornwall, ON versus $82.0 in Toronto. Monthly groceries follow the same trend: $340 vs $396 – making Cornwall, ON the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cornwall, ON vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,026 in Cornwall, ON, $2,811 in Toronto – roughly 39% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,039 per month in Cornwall, ON and $4,216 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cornwall, ON, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,026 in Cornwall, ON and $2,811 in Toronto. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 137% less in Cornwall, ON. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Cornwall, ON, where all-in costs run around $2,026, than in Toronto at $2,811. In Cornwall, ON it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Cornwall, ON – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cornwall, ON. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.