Last update: Oct 2026

Cost of Living Comparison Between Cornwall, ON and Toronto

For one person, living is cheaper in Cornwall, ON: $1,939 a month against $2,589 in Toronto, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Cornwall, ON
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Cornwall, ON Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Cornwall, ON

🇨🇦 Canada

$1,939

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Cornwall, ON and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cornwall, ON and in Toronto actually costs, broken down by who's living it.

A single person spends $1,939 per month in Cornwall, ON vs $2,589 in Toronto, rent included.

Cornwall, ON $1,939
Toronto $2,589

A couple spends around $2,911 per month in Cornwall, ON vs $3,710 in Toronto, rent included.

Cornwall, ON $2,911
Toronto $3,710

A family of three spends $3,884 per month in Cornwall, ON vs $4,831 in Toronto, rent included.

Cornwall, ON $3,884
Toronto $4,831

Cornwall, ON is about 25% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Cornwall, ON and Toronto sit above the global median – Cornwall, ON by 42%, Toronto by 90%.

Meal at Budget Restaurant

$18.02 CA$25.29

$17.60 CA$24.70

2.39%

Three-Course Dinner for Two, Mid-Range

$64.5 CA$90.5

$77.8 CA$109

-17.16%

Fast Food Meal (McDonalds, etc)

$10.63 CA$14.92

$10.59 CA$14.86

0.38%

Cappuccino

$4.79 CA$6.72

$4.16 CA$5.83

15.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 CA$3.25

$2.04 CA$2.87

13.73%

Water (0.33 liter bottle)

$1.79 CA$2.51

$1.75 CA$2.46

2.29%

Local Beer (0.5 liter draught)

$4.74 CA$6.65

$6.58 CA$9.23

-27.96%

Imported Beer (0.33 liter bottle)

$5.70 CA$7.99

$7.11 CA$9.98

-19.83%

Milk (1 liter)

$2.00 CA$2.80

$2.53 CA$3.56

-20.95%

White Bread (500g)

$2.21 CA$3.11

$2.70 CA$3.79

-18.15%

Rice (white) (1kg)

$2.55 CA$3.59

$2.24 CA$3.14

13.84%

Eggs

$2.59 CA$3.63

$3.48 CA$4.89

-25.57%

Local Cheese (1kg)

$5.38 CA$7.55

$9.38 CA$13.16

-42.64%

Chicken Fillets (1kg)

$10.70 CA$15.02

$11.60 CA$16.28

-7.76%

Beef Round Steak (1kg)

$13.07 CA$18.34

$14.68 CA$20.61

-10.97%

Apples (1kg)

$8.68 CA$12.18

$3.74 CA$5.26

132.09%

Banana (1kg)

$0.97 CA$1.36

$1.22 CA$1.72

-20.49%

Oranges (1kg)

$2.02 CA$2.83

$3.48 CA$4.88

-41.95%

Tomato (1kg)

$3.63 CA$5.09

$4.32 CA$6.07

-15.97%

Potato (1kg)

$1.28 CA$1.79

$1.85 CA$2.60

-30.81%

Onion (1kg)

$3.31 CA$4.65

$1.69 CA$2.37

95.86%

Lettuce (1 head)

$1.17 CA$1.64

$2.23 CA$3.13

-47.53%

Water (1.5 liter bottle)

$1.83 CA$2.56

$1.28 CA$1.79

42.97%

Cigarettes 20 Pack (Marlboro, Camel)

$10.29 CA$14.44

$14.04 CA$19.71

-26.71%

Wine (Bottle)

$14.52 CA$20.38

$14.43 CA$20.25

0.62%

Local Beer (0.5 liter bottle)

$3.08 CA$4.32

$2.16 CA$3.03

42.59%

Imported Beer (0.33 liter bottle)

$2.48 CA$3.48

$2.52 CA$3.54

-1.59%

One-way Ticket (Public Transport)

$2.09 CA$2.93

$2.37 CA$3.32

-11.81%

Public Transport Monthly Pass (Regular Price)

$46.75 CA$65.6

$112 CA$158

-58.43%

Taxi Start (Normal Tariff)

$2.80 CA$3.93

$3.04 CA$4.27

-7.89%

Taxi (Normal Tariff) (1km)

$1.19 CA$1.67

$1.24 CA$1.74

-4.03%

Taxi 1hour Waiting (Normal Tariff)

$26.19 CA$36.75

$22.55 CA$31.65

16.14%

Gasoline (1 liter)

$1.08 CA$1.51

$1.24 CA$1.75

-12.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K CA$37.5K

$26.9K CA$37.8K

-0.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K CA$31.9K

$21.4K CA$30.0K

6.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.2 CA$92.9

$125 CA$175

-46.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.94 CA$58.9

$33.05 CA$46.39

26.90%

Internet (50+ Mbps, Unlimited Data)

$56.8 CA$79.7

$47.96 CA$67.3

18.43%

Gym Membership (Monthly)

$20.20 CA$28.35

$36.69 CA$51.5

-44.94%

Tennis Court (1 Hour on Weekend)

$12.25 CA$17.19

$23.67 CA$33.22

-48.25%

Cinema Ticket

$9.69 CA$13.59

$13.08 CA$18.35

-25.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 CA$700

$759 CA$1,065

-34.32%

International Primary School, 1 Child (Yearly)

$11.2K CA$15.8K

$23.8K CA$33.4K

-52.71%

Jeans (Levis 501 Or Similar)

$56.8 CA$79.6

$53.5 CA$75.1

6.00%

Summer Dress (H&M, Zara, etc)

$31.51 CA$44.22

$40.44 CA$56.8

-22.08%

Sport Shoes (Adidas, Nike)

$92.8 CA$130

$100 CA$141

-7.65%

Men's Leather Business Shoes

$87.7 CA$123

$125 CA$176

-30.00%

1-bedroom Apartment, City Center (Monthly)

$1,066 CA$1,496

$1,630 CA$2,287

-34.60%

1-bedroom Apartment, Outside City Center (Monthly)

$931 CA$1,306

$1,416 CA$1,987

-34.25%

3-bedroom Apartment, City Center (Monthly)

$2,085 CA$2,925

$2,694 CA$3,781

-22.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,522 CA$2,136

$2,101 CA$2,949

-27.55%

Buy Apartment in City Center (m2)

$2,473 CA$3,470

$7,551 CA$10.6K

-67.25%

Buy Apartment Outside City Center (m2)

$2,113 CA$2,965

$6,674 CA$9,366

-68.34%

Average Monthly Net Salary (After Tax)

$3,009 CA$4,222

$3,543 CA$4,973

-15.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

4.45

2.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cornwall, ON: October 26, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cornwall, ON

$931 48%

Toronto

$1.4K 54.7% 52.1% $485

Groceries & Markets

Cornwall, ON

$333 17.2%

Toronto

$345 13.3% 3.4% $11

Eating Out

Cornwall, ON

$285 14.7%

Toronto

$285 11% 0.1% $0.3

Monthly Utilities & Internet

Cornwall, ON

$165 8.5%

Toronto

$206 7.9% 24.7% $41

Clothing & Footwear

Cornwall, ON

$121 6.2%

Toronto

$144 5.6% 19% $23

Getting Around

Cornwall, ON

$64 3.3%

Toronto

$131 5.1% 105% $67

Sport & Entertainment

Cornwall, ON

$40 2%

Toronto

$63 2.4% 58.8% $23

Cost Breakdown

A central one-bedroom costs $1,066 in Cornwall, ON versus $1,630 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64 in Cornwall, ON versus $78 in Toronto. Monthly groceries follow the same trend: $333 vs $345 – making Cornwall, ON the more affordable choice for daily food spending.

Good to know

🇨🇦 Cornwall, ON

🇨🇦 Toronto

🕒 Local time

22:18 10:18 PM

Same time as Cornwall, ON

🌤 Weather

👥 Population

46,867

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Cornwall, ON Toronto 400 km

From you

Cornwall, ON
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cornwall, ON vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,939 in Cornwall, ON, $2,589 in Toronto – Cornwall, ON comes out roughly 25% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,908 per month in Cornwall, ON and $3,883 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cornwall, ON, especially for central apartments: a one-bedroom in the center costs $1,066 there versus $1,630 in Toronto.

Monthly expenses with rent come to $1,939 in Cornwall, ON and $2,589 in Toronto. That makes Cornwall, ON about 25% cheaper.

Public transport costs about 58% less in Cornwall, ON. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 covers both cities comfortably – all-in costs are $1,939 in Cornwall, ON and $2,589 in Toronto, leaving budget for savings and extras in both cases.

Families tend to lean toward Cornwall, ON – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cornwall, ON. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.