Cost of Living Comparison Between Toronto and Cornwall, ON Cost of Living Comparison Between Toronto and Cornwall, ON

Monthly Cost of Living

A single person spends $2,788 per month in Toronto vs $1,967 in Cornwall, ON, rent included.

A couple spends around $4,110 per month in Toronto vs $3,016 in Cornwall, ON, rent included.

A family of three spends $5,432 per month in Toronto vs $4,064 in Cornwall, ON, rent included.

Toronto costs about 42% more than Cornwall, ON, driven mainly by Getting Around.

Both Toronto and Cornwall, ON sit above the global median – Toronto by 109%, Cornwall, ON by 47%.

Meal at Budget Restaurant

$18.51 CA$26.05

$14.87 CA$20.92

24.48%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$66.5 CA$93.6

25.99%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.44

$11.93 CA$16.79

-8.05%

Cappuccino

$3.99 CA$5.61

$4.26 CA$5.99

-6.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.98

$2.05 CA$2.89

2.93%

Water (0.33 liter bottle)

$1.69 CA$2.38

$1.45 CA$2.04

16.55%

Local Beer (0.5 liter draught)

$5.92 CA$8.33

$6.01 CA$8.46

-1.50%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.11

$5.54 CA$7.80

16.97%

Milk (1 liter)

$2.71 CA$3.82

$2.54 CA$3.58

6.69%

White Bread (500g)

$2.85 CA$4.02

$2.29 CA$3.22

24.45%

Rice (white) (1kg)

$3.56 CA$5.01

$2.60 CA$3.66

36.92%

Eggs

$3.54 CA$4.98

$2.66 CA$3.74

33.08%

Local Cheese (1kg)

$13.26 CA$18.66

$5.25 CA$7.38

152.57%

Chicken Fillets (1kg)

$13.05 CA$18.36

$10.63 CA$14.95

22.77%

Beef Round Steak (1kg)

$16.77 CA$23.59

$15.45 CA$21.74

8.54%

Apples (1kg)

$4.11 CA$5.79

$6.09 CA$8.56

-32.51%

Banana (1kg)

$1.14 CA$1.60

$1.71 CA$2.41

-33.33%

Oranges (1kg)

$3.40 CA$4.78

$3.40 CA$4.79

Tomato (1kg)

$4.02 CA$5.66

$3.66 CA$5.14

9.84%

Potato (1kg)

$2.43 CA$3.42

$2.41 CA$3.38

0.83%

Onion (1kg)

$2.94 CA$4.13

$3.34 CA$4.70

-11.98%

Lettuce (1 head)

$2.47 CA$3.48

$1.21 CA$1.70

104.13%

Water (1.5 liter bottle)

$1.92 CA$2.70

$1.21 CA$1.70

58.68%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.09

$11.00 CA$15.48

36.27%

Wine (Bottle)

$14.34 CA$20.17

$11.90 CA$16.74

20.50%

Local Beer (0.5 liter bottle)

$2.71 CA$3.81

$3.15 CA$4.44

-13.97%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.39

$3.71 CA$5.22

-15.90%

One-way Ticket (Public Transport)

$2.45 CA$3.45

$2.17 CA$3.06

12.90%

Public Transport Monthly Pass (Regular Price)

$113 CA$159

$48.23 CA$67.9

133.94%

Taxi Start (Normal Tariff)

$3.63 CA$5.10

$2.97 CA$4.19

22.22%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.89

$1.07 CA$1.51

25.23%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.95

$25.99 CA$36.57

-1.69%

Gasoline (1 liter)

$1.11 CA$1.56

$1.14 CA$1.61

-2.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.6K

$22.2K CA$31.2K

13.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$19.8K CA$27.9K

9.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$96.4 CA$136

21.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.9

$44.66 CA$62.8

-15.81%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.6

$46.84 CA$65.9

14.62%

Gym Membership (Monthly)

$57.1 CA$80.3

$32.08 CA$45.14

77.99%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.35

$12.70 CA$17.87

64.25%

Cinema Ticket

$11.56 CA$16.26

$11.15 CA$15.69

3.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,583

$523 CA$736

115.01%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$11.9K CA$16.7K

54.95%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.7

$55.8 CA$78.5

2.78%

Summer Dress (H&M, Zara, etc)

$39.05 CA$55.0

$57.9 CA$81.5

-32.54%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$100 CA$141

-12.61%

Men's Leather Business Shoes

$114 CA$160

$92.5 CA$130

22.81%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,591

$1,097 CA$1,544

67.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,154

$947 CA$1,332

61.71%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,116

$2,162 CA$3,043

35.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,521

$1,582 CA$2,226

58.19%

Buy Apartment in City Center (m2)

$8,725 CA$12.3K

$2,478 CA$3,487

252.06%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,663

$2,051 CA$2,886

234.85%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,860

$2,915 CA$4,102

18.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.53

-20.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Cornwall, ON: July 14, 2026

Cost Breakdown

A central one-bedroom costs $1,842 in Toronto versus $1,097 in Cornwall, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Toronto versus $67.0 in Cornwall, ON. Monthly groceries follow the same trend: $395 vs $337 – making Cornwall, ON the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cornwall, ON: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,788 in Toronto, $1,967 in Cornwall, ON – roughly 42% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,181 per month in Toronto and $2,951 in Cornwall, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cornwall, ON, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,788 in Toronto and $1,967 in Cornwall, ON. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 134% less in Cornwall, ON. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Cornwall, ON, where all-in costs run around $1,967, than in Toronto at $2,788. In Cornwall, ON it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Cornwall, ON – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cornwall, ON. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.