Cost of Living Comparison Between Toronto and Cornwall, ON Cost of Living Comparison Between Toronto and Cornwall, ON

Monthly Cost of Living

A single person spends $2,811 per month in Toronto vs $2,026 in Cornwall, ON, rent included.

A couple spends around $4,130 per month in Toronto vs $2,995 in Cornwall, ON, rent included.

A family of three spends $5,449 per month in Toronto vs $3,963 in Cornwall, ON, rent included.

Toronto costs about 39% more than Cornwall, ON, driven mainly by Getting Around.

Both Toronto and Cornwall, ON sit above the global median – Toronto by 110%, Cornwall, ON by 51%.

Meal at Budget Restaurant

$18.71 CA$26.02

$14.89 CA$20.71

25.65%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$67.4 CA$93.7

21.54%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.06

$12.04 CA$16.74

-10.05%

Cappuccino

$3.89 CA$5.41

$4.36 CA$6.06

-10.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.07 CA$2.88

7.25%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.43 CA$1.99

15.38%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$5.96 CA$8.28

1.51%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$5.60 CA$7.79

17.50%

Milk (1 liter)

$2.73 CA$3.79

$2.57 CA$3.57

6.23%

White Bread (500g)

$2.72 CA$3.78

$2.38 CA$3.30

14.29%

Rice (white) (1kg)

$3.54 CA$4.92

$2.72 CA$3.78

30.15%

Eggs

$3.50 CA$4.87

$2.67 CA$3.72

31.09%

Local Cheese (1kg)

$13.53 CA$18.81

$5.12 CA$7.12

164.26%

Chicken Fillets (1kg)

$13.09 CA$18.20

$10.51 CA$14.61

24.55%

Beef Round Steak (1kg)

$16.96 CA$23.59

$15.22 CA$21.17

11.43%

Apples (1kg)

$4.16 CA$5.79

$5.97 CA$8.30

-30.32%

Banana (1kg)

$1.18 CA$1.64

$1.75 CA$2.44

-32.57%

Oranges (1kg)

$3.25 CA$4.52

$3.39 CA$4.71

-4.13%

Tomato (1kg)

$4.12 CA$5.73

$3.78 CA$5.25

8.99%

Potato (1kg)

$2.50 CA$3.48

$2.52 CA$3.50

-0.79%

Onion (1kg)

$2.88 CA$4.00

$3.31 CA$4.61

-12.99%

Lettuce (1 head)

$2.35 CA$3.27

$1.27 CA$1.77

85.04%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.19 CA$1.65

68.07%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.28

$10.62 CA$14.77

37.29%

Wine (Bottle)

$14.18 CA$19.71

$12.45 CA$17.31

13.90%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$3.29 CA$4.57

-14.89%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.53

$3.67 CA$5.11

-11.44%

One-way Ticket (Public Transport)

$2.40 CA$3.34

$2.24 CA$3.12

7.14%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$48.04 CA$66.8

137.41%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$2.99 CA$4.15

25.75%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.02 CA$1.42

38.24%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.50

$26.11 CA$36.31

-2.22%

Gasoline (1 liter)

$1.10 CA$1.53

$1.13 CA$1.57

-2.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$22.1K CA$30.7K

14.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$20.1K CA$28.0K

4.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$93.5 CA$130

27.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$44.67 CA$62.1

-15.96%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.8

$46.81 CA$65.1

16.47%

Gym Membership (Monthly)

$55.5 CA$77.2

$31.87 CA$44.32

74.18%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.41

$12.95 CA$18.02

63.32%

Cinema Ticket

$11.56 CA$16.07

$11.21 CA$15.59

3.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,571

$506 CA$703

123.32%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$11.8K CA$16.4K

52.15%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.2

$55.2 CA$76.8

3.08%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.6

$57.8 CA$80.4

-30.90%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$101 CA$141

-11.39%

Men's Leather Business Shoes

$114 CA$159

$93.1 CA$130

22.67%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,572

$1,091 CA$1,518

69.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,169

$963 CA$1,340

61.91%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,068

$2,110 CA$2,934

38.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,435

$1,578 CA$2,194

56.58%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$2,544 CA$3,538

257.12%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,785

$2,143 CA$2,980

228.31%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,967

$3,063 CA$4,259

16.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.53

-20.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Cornwall, ON: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,849 in Toronto versus $1,091 in Cornwall, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Toronto versus $67.0 in Cornwall, ON. Monthly groceries follow the same trend: $396 vs $340 – making Cornwall, ON the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cornwall, ON: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,811 in Toronto, $2,026 in Cornwall, ON – roughly 39% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,216 per month in Toronto and $3,039 in Cornwall, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cornwall, ON, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,811 in Toronto and $2,026 in Cornwall, ON. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 137% less in Cornwall, ON. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Cornwall, ON, where all-in costs run around $2,026, than in Toronto at $2,811. In Cornwall, ON it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Cornwall, ON – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cornwall, ON. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.