Last update: Oct 2026

Cost of Living Comparison Between Toronto and Cornwall, ON

For one person, living is cheaper in Cornwall, ON: $1,939 a month against $2,589 in Toronto, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
93

Cost of Living Index in Cornwall, ON
Learn more

Cornwall, ON Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Cornwall, ON

🇨🇦 Canada

$1,939

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Cornwall, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Cornwall, ON actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $1,939 in Cornwall, ON, rent included.

Toronto $2,589
Cornwall, ON $1,939

A couple spends around $3,710 per month in Toronto vs $2,911 in Cornwall, ON, rent included.

Toronto $3,710
Cornwall, ON $2,911

A family of three spends $4,831 per month in Toronto vs $3,884 in Cornwall, ON, rent included.

Toronto $4,831
Cornwall, ON $3,884

Toronto costs about 34% more than Cornwall, ON, and outside of rent the biggest gap is in transport.

Both Toronto and Cornwall, ON sit above the global median – Toronto by 90%, Cornwall, ON by 42%.

Meal at Budget Restaurant

$17.60 CA$24.70

$18.02 CA$25.29

-2.33%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$64.5 CA$90.5

20.71%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$10.63 CA$14.92

-0.38%

Cappuccino

$4.16 CA$5.83

$4.79 CA$6.72

-13.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$2.32 CA$3.25

-12.07%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.79 CA$2.51

-2.23%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$4.74 CA$6.65

38.82%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$5.70 CA$7.99

24.74%

Milk (1 liter)

$2.53 CA$3.56

$2.00 CA$2.80

26.50%

White Bread (500g)

$2.70 CA$3.79

$2.21 CA$3.11

22.17%

Rice (white) (1kg)

$2.24 CA$3.14

$2.55 CA$3.59

-12.16%

Eggs

$3.48 CA$4.89

$2.59 CA$3.63

34.36%

Local Cheese (1kg)

$9.38 CA$13.16

$5.38 CA$7.55

74.35%

Chicken Fillets (1kg)

$11.60 CA$16.28

$10.70 CA$15.02

8.41%

Beef Round Steak (1kg)

$14.68 CA$20.61

$13.07 CA$18.34

12.32%

Apples (1kg)

$3.74 CA$5.26

$8.68 CA$12.18

-56.91%

Banana (1kg)

$1.22 CA$1.72

$0.97 CA$1.36

25.77%

Oranges (1kg)

$3.48 CA$4.88

$2.02 CA$2.83

72.28%

Tomato (1kg)

$4.32 CA$6.07

$3.63 CA$5.09

19.01%

Potato (1kg)

$1.85 CA$2.60

$1.28 CA$1.79

44.53%

Onion (1kg)

$1.69 CA$2.37

$3.31 CA$4.65

-48.94%

Lettuce (1 head)

$2.23 CA$3.13

$1.17 CA$1.64

90.60%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.83 CA$2.56

-30.05%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$10.29 CA$14.44

36.44%

Wine (Bottle)

$14.43 CA$20.25

$14.52 CA$20.38

-0.62%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$3.08 CA$4.32

-29.87%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$2.48 CA$3.48

1.61%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$2.09 CA$2.93

13.40%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$46.75 CA$65.6

140.56%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$2.80 CA$3.93

8.57%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.19 CA$1.67

4.20%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$26.19 CA$36.75

-13.90%

Gasoline (1 liter)

$1.24 CA$1.75

$1.08 CA$1.51

14.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$26.7K CA$37.5K

0.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$22.7K CA$31.9K

-5.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$66.2 CA$92.9

88.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$41.94 CA$58.9

-21.20%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$56.8 CA$79.7

-15.56%

Gym Membership (Monthly)

$36.69 CA$51.5

$20.20 CA$28.35

81.63%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

$12.25 CA$17.19

93.22%

Cinema Ticket

$13.08 CA$18.35

$9.69 CA$13.59

34.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$498 CA$700

52.26%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$11.2K CA$15.8K

111.46%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$56.8 CA$79.6

-5.66%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$31.51 CA$44.22

28.34%

Sport Shoes (Adidas, Nike)

$100 CA$141

$92.8 CA$130

8.29%

Men's Leather Business Shoes

$125 CA$176

$87.7 CA$123

42.86%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,066 CA$1,496

52.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$931 CA$1,306

52.09%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$2,085 CA$2,925

29.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$1,522 CA$2,136

38.03%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$2,473 CA$3,470

205.34%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

$2,113 CA$2,965

215.84%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$3,009 CA$4,222

17.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.58

-2.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Cornwall, ON: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Cornwall, ON

$931 48% 34.2% $485

Groceries & Markets

Toronto

$345 13.3%

Cornwall, ON

$333 17.2% 3.3% $11

Eating Out

Toronto

$285 11%

Cornwall, ON

$285 14.7% 0.1% $0.3

Monthly Utilities & Internet

Toronto

$206 7.9%

Cornwall, ON

$165 8.5% 19.8% $41

Clothing & Footwear

Toronto

$144 5.6%

Cornwall, ON

$121 6.2% 15.9% $23

Getting Around

Toronto

$131 5.1%

Cornwall, ON

$64 3.3% 51.3% $67

Sport & Entertainment

Toronto

$63 2.4%

Cornwall, ON

$40 2% 37% $23

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $1,066 in Cornwall, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $64 in Cornwall, ON. Monthly groceries follow the same trend: $345 vs $333 – making Cornwall, ON the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇨🇦 Cornwall, ON

🕒 Local time

21:01 9:01 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

46,867

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Toronto Cornwall, ON 400 km

From you

Toronto
Cornwall, ON

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cornwall, ON: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,589 in Toronto, $1,939 in Cornwall, ON – Cornwall, ON comes out roughly 25% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,883 per month in Toronto and $2,908 in Cornwall, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cornwall, ON, especially for central apartments: a one-bedroom in the center costs $1,066 there versus $1,630 in Toronto.

Monthly expenses with rent come to $2,589 in Toronto and $1,939 in Cornwall, ON. That makes Cornwall, ON about 25% cheaper.

Public transport costs about 58% less in Cornwall, ON. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 covers both cities comfortably – all-in costs are $2,589 in Toronto and $1,939 in Cornwall, ON, leaving budget for savings and extras in both cases.

Families tend to lean toward Cornwall, ON – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cornwall, ON. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.