Last update: Oct 2026

Cost of Living Comparison Between Columbia, MO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,054 in Columbia, MO, rent and utilities included – about $8,200 less a year. Rent and utilities account for about half of the difference.

100

Cost of Living Index in Columbia, MO
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Columbia, MO Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Columbia, MO

🇺🇸 United States

$2,054

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Columbia, MO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Columbia, MO and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,054 in Columbia, MO versus $1,368 in Ubud, Bali.

Columbia, MO $2,054
Ubud, Bali $1,368

Estimated couple costs with rent: $2,883 in Columbia, MO versus $2,314 in Ubud, Bali.

Columbia, MO $2,883
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,712 in Columbia, MO versus $3,260 in Ubud, Bali.

Columbia, MO $3,712
Ubud, Bali $3,260

Living in Columbia, MO is roughly 50% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Columbia, MO 52% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$15.75 $15.75

$3.33 Rp 59.9K

372.97%

Three-Course Dinner for Two, Mid-Range

$73.4 $73.4

$35.18 Rp 633.2K

108.61%

Fast Food Meal (McDonalds, etc)

$11.79 $11.79

$5.80 Rp 104.5K

103.28%

Cappuccino

$4.92 $4.92

$2.73 Rp 49.1K

80.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 $2.59

$1.64 Rp 29.5K

57.93%

Water (0.33 liter bottle)

$2.05 $2.05

$0.83 Rp 15.0K

146.99%

Local Beer (0.5 liter draught)

$4.89 $4.89

$2.70 Rp 48.6K

81.11%

Imported Beer (0.33 liter bottle)

$5.45 $5.45

$4.30 Rp 77.4K

26.74%

Milk (1 liter)

$1.15 $1.15

$1.50 Rp 27.1K

-23.33%

White Bread (500g)

$2.86 $2.86

$2.30 Rp 41.4K

24.35%

Rice (white) (1kg)

$4.39 $4.39

$1.18 Rp 21.2K

272.03%

Eggs

$3.25 $3.25

$2.14 Rp 38.6K

51.87%

Local Cheese (1kg)

$11.38 $11.38

$17.48 Rp 314.6K

-34.90%

Chicken Fillets (1kg)

$11.99 $11.99

$4.03 Rp 72.5K

197.52%

Beef Round Steak (1kg)

$14.05 $14.05

$12.23 Rp 220.1K

14.88%

Apples (1kg)

$4.19 $4.19

$3.55 Rp 63.9K

18.03%

Banana (1kg)

$1.98 $1.98

$1.57 Rp 28.3K

26.11%

Oranges (1kg)

$4.69 $4.69

$2.24 Rp 40.2K

109.38%

Tomato (1kg)

$4.73 $4.73

$1.93 Rp 34.7K

145.08%

Potato (1kg)

$2.87 $2.87

$1.88 Rp 33.9K

52.66%

Onion (1kg)

$2.64 $2.64

$2.29 Rp 41.3K

15.28%

Lettuce (1 head)

$1.72 $1.72

$0.99 Rp 17.9K

73.74%

Water (1.5 liter bottle)

$2.07 $2.07

$0.53 Rp 9,475

290.57%

Cigarettes 20 Pack (Marlboro, Camel)

$7.96 $7.96

$2.28 Rp 41.1K

249.12%

Wine (Bottle)

$16.43 $16.43

$23.01 Rp 414.2K

-28.60%

Local Beer (0.5 liter bottle)

$1.96 $1.96

$2.34 Rp 42.2K

-16.24%

Imported Beer (0.33 liter bottle)

$2.37 $2.37

$2.91 Rp 52.4K

-18.56%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$4.70 $4.70

$0.48 Rp 8,684

879.17%

Taxi (Normal Tariff) (1km)

$1.02 $1.02

$0.46 Rp 8,233

121.74%

Taxi 1hour Waiting (Normal Tariff)

$22.56 $22.56

$5.45 Rp 98.2K

313.94%

Gasoline (1 liter)

$1.04 $1.04

$0.88 Rp 15.9K

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K $37.4K

$24.6K Rp 442.2M

52.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$31.2K Rp 561.4M

-21.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 $180

$83.0 Rp 1.5M

117.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.95 $46.95

$6.45 Rp 116.0K

627.91%

Internet (50+ Mbps, Unlimited Data)

$59.2 $59.2

$18.57 Rp 334.2K

218.58%

Gym Membership (Monthly)

$29.55 $29.55

$55.8 Rp 1.0M

-47.06%

Tennis Court (1 Hour on Weekend)

$23.26 $23.26

$18.11 Rp 326.0K

28.44%

Cinema Ticket

$14.82 $14.82

$4.38 Rp 78.9K

238.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,180 $1,180

$493 Rp 8.9M

139.35%

International Primary School, 1 Child (Yearly)

$13.2K $13.2K

$5,754 Rp 103.6M

130.17%

Jeans (Levis 501 Or Similar)

$47.70 $47.70

$46.19 Rp 831.4K

3.27%

Summer Dress (H&M, Zara, etc)

$33.48 $33.48

$35.33 Rp 636.0K

-5.24%

Sport Shoes (Adidas, Nike)

$95.5 $95.5

$79.1 Rp 1.4M

20.74%

Men's Leather Business Shoes

$87.2 $87.2

$78.4 Rp 1.4M

11.24%

1-bedroom Apartment, City Center (Monthly)

$1,211 $1,211

$1,142 Rp 20.6M

6.01%

1-bedroom Apartment, Outside City Center (Monthly)

$930 $930

$676 Rp 12.2M

37.63%

3-bedroom Apartment, City Center (Monthly)

$1,799 $1,799

$3,503 Rp 63.1M

-48.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,183 $1,183

$1,700 Rp 30.6M

-30.38%

Buy Apartment in City Center (m2)

$2,049 $2,049

$2,784 Rp 50.1M

-26.42%

Buy Apartment Outside City Center (m2)

$1,984 $1,984

$2,241 Rp 40.3M

-11.47%

Average Monthly Net Salary (After Tax)

$4,021 $4,021

$165 Rp 3.0M

2343.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

13.78

-52.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Columbia, MO: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Columbia, MO

$930 45.3%

Ubud, Bali

$676 49.4% 27.3% $254

Groceries & Markets

Columbia, MO

$375 18.3%

Ubud, Bali

$290 21.2% 22.6% $85

Monthly Utilities & Internet

Columbia, MO

$287 14%

Ubud, Bali

$108 7.9% 62.3% $179

Eating Out

Columbia, MO

$274 13.4%

Ubud, Bali

$109 8% 60.4% $166

Clothing & Footwear

Columbia, MO

$119 5.8%

Ubud, Bali

$108 7.9% 9.4% $11

Sport & Entertainment

Columbia, MO

$59 2.9%

Ubud, Bali

$65 4.7% 9.1% $5.4

Getting Around

Columbia, MO

$9.8 * 0.5%

Ubud, Bali

$13 0.9% 28.1% $2.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,211 in Columbia, MO and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Columbia, MO pays 2344% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Columbia, MO vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $375 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Columbia, MO

🇮🇩 Ubud, Bali

🕒 Local time

03:13 3:13 AM

16:13 4:13 PM

13 h ahead of Columbia, MO

🌤 Weather

👥 Population

139,698

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Columbia, MO Ubud, Bali 15,650 km ≈ 20 h nonstop flight

From you

Columbia, MO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Columbia, MO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 50% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2344% higher in Columbia, MO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,211 in Columbia, MO versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,180 in Columbia, MO versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $73.0 in Columbia, MO. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,054 in Columbia, MO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Columbia, MO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Columbia, MO, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Columbia, MO and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Columbia, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.