Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Columbia, MO

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,049 in Columbia, MO, rent and utilities included – about $8,400 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Columbia, MO
🇺🇸 United States
$2,049
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Columbia, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Columbia, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,049 in Columbia, MO.

  • Ubud, Bali $1,353
  • Columbia, MO $2,049

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,865 in Columbia, MO.

  • Ubud, Bali $2,297
  • Columbia, MO $2,865

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,682 in Columbia, MO.

  • Ubud, Bali $3,241
  • Columbia, MO $3,682

Living in Ubud, Bali costs roughly 34% less than in Columbia, MO, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Columbia, MO 51% above.

Currency
🍽 Eating Out
Ubud, Bali
Columbia, MO
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$16.12 $16.12
-79.96%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$73.2 $73.2
-52.34%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$11.84 $11.84
-51.86%
Cappuccino
$2.62 Rp 47.1K
$4.72 $4.72
-44.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.47 $2.47
-30.36%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$2.16 $2.16
-62.50%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$5.07 $5.07
-47.73%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$5.56 $5.56
-21.40%
🛒 Groceries & Markets
Ubud, Bali
Columbia, MO
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.09 $1.09
44.04%
White Bread (500g)
$2.19 Rp 39.5K
$2.80 $2.80
-21.79%
Rice (white) (1kg)
$1.18 Rp 21.2K
$4.33 $4.33
-72.75%
Eggs
$2.16 Rp 38.8K
$3.40 $3.40
-36.47%
Local Cheese (1kg)
$17.65 Rp 317.7K
$11.34 $11.34
55.64%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$12.01 $12.01
-68.53%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$14.16 $14.16
-15.61%
Apples (1kg)
$3.60 Rp 64.8K
$4.06 $4.06
-11.33%
Banana (1kg)
$1.59 Rp 28.6K
$1.91 $1.91
-16.75%
Oranges (1kg)
$2.31 Rp 41.6K
$4.47 $4.47
-48.32%
Tomato (1kg)
$1.91 Rp 34.3K
$4.57 $4.57
-58.21%
Potato (1kg)
$1.78 Rp 32.1K
$2.85 $2.85
-37.54%
Onion (1kg)
$2.33 Rp 41.9K
$2.59 $2.59
-10.04%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.66 $1.66
-39.76%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$2.04 $2.04
-74.02%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$8.01 $8.01
-71.41%
Wine (Bottle)
$22.07 Rp 397.3K
$16.74 $16.74
31.84%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$1.96 $1.96
19.90%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$2.36 $2.36
26.27%
🚌 Getting Around
Ubud, Bali
Columbia, MO
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
-
-
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
-
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$4.76 $4.76
-90.13%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.01 $1.01
-57.43%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$22.83 $22.83
-76.04%
Gasoline (1 liter)
$0.83 Rp 14.9K
$1.05 $1.05
-20.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$35.7K $35.7K
-33.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$26.0K $26.0K
25.91%
🧾 Monthly Utilities & Internet
Ubud, Bali
Columbia, MO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$179 $179
-55.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$46.85 $46.85
-86.00%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$57.6 $57.6
-67.70%
🎉 Sport & Entertainment
Ubud, Bali
Columbia, MO
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$30.12 $30.12
79.68%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$23.35 $23.35
-21.71%
Cinema Ticket
$4.25 Rp 76.5K
$12.91 $12.91
-67.08%
🧸 Childcare & Education
Ubud, Bali
Columbia, MO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,185 $1,185
-58.41%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$12.9K $12.9K
-56.70%
👕👟 Clothing & Footwear
Ubud, Bali
Columbia, MO
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$48.26 $48.26
-5.55%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$33.10 $33.10
5.62%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$94.2 $94.2
-17.49%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$86.3 $86.3
-8.99%
🏠 Accommodation & Living
Ubud, Bali
Columbia, MO
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,221 $1,221
-7.34%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$934 $934
-27.94%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$1,814 $1,814
99.10%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$1,170 $1,170
45.43%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,061 $2,061
31.87%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,877 $1,877
19.42%
💵 Salaries & Financials
Ubud, Bali
Columbia, MO
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$4,084 $4,084
-95.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.54
110.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Columbia, MO: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Columbia, MO
$934 38.8% $261
Groceries & Markets
Ubud, Bali
$287
Columbia, MO
$372 29.4% $85
Clothing & Footwear
Ubud, Bali
$107
Columbia, MO
$118 10.6% $11
Eating Out
Ubud, Bali
$106
Columbia, MO
$276 159% $170
Monthly Utilities & Internet
Ubud, Bali
$105
Columbia, MO
$284 170% $178
Sport & Entertainment
Ubud, Bali
$63
Columbia, MO
$56 10.7% $6.7
Getting Around
Ubud, Bali
$12
Columbia, MO
$9.8 * 21.2% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,221 in Columbia, MO. Housing cost is often the main lever when comparing two cities.

Columbia, MO pays 2355% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $73.0 in Columbia, MO for a mid-range dinner for two. Groceries echo the gap at $287 vs $372 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Columbia, MO
🕒 Local time
20:08 8:08 PM
07:08 7:08 AM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
139,698
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Columbia, MO 15,650 km ≈ 20 h nonstop flight
From you
  • Ubud, Bali
  • Columbia, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Columbia, MO: Cost of Living - Frequently Asked Questions
Is Columbia, MO cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 51% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Columbia, MO?
On paper, salaries run 2355% lower in Columbia, MO. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Columbia, MO?
Rent for a central apartment: $1,131 in Ubud, Bali versus $1,221 in Columbia, MO. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $493 in Ubud, Bali versus $1,185 in Columbia, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ubud, Bali or in Columbia, MO?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $73.0 in Columbia, MO. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Ubud, Bali or in Columbia, MO?
At $1,353 in Ubud, Bali versus $2,049 in Columbia, MO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Columbia, MO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Columbia, MO more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Columbia, MO, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Columbia, MO?
Safety-wise, Ubud, Bali and Columbia, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 51% less than in Columbia, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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