Last update: Oct 2026

Cost of Living Comparison Between Coffs Harbour and Hong Kong

For one person, living is cheaper in Coffs Harbour: $2,422 a month against $2,984 in Hong Kong, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Coffs Harbour
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Coffs Harbour Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Coffs Harbour

🇦🇺 Australia

$2,422

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Coffs Harbour and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Coffs Harbour and in Hong Kong actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,422 in Coffs Harbour versus $2,984 in Hong Kong.

Coffs Harbour $2,422
Hong Kong $2,984

Estimated couple costs with rent: $3,551 in Coffs Harbour versus $4,584 in Hong Kong.

Coffs Harbour $3,551
Hong Kong $4,584

Monthly costs for a family of three with rent: $4,680 in Coffs Harbour versus $6,183 in Hong Kong.

Coffs Harbour $4,680
Hong Kong $6,183

Living in Coffs Harbour costs roughly 19% less than in Hong Kong, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Coffs Harbour 79% above, Hong Kong 121% above.

Meal at Budget Restaurant

$13.90 A$20.00

$7.75 HK$60.8

79.35%

Three-Course Dinner for Two, Mid-Range

$105 A$151

$64.7 HK$508

61.75%

Fast Food Meal (McDonalds, etc)

$9.16 A$13.18

$6.18 HK$48.51

48.22%

Cappuccino

$3.70 A$5.32

$5.08 HK$39.85

-27.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 A$4.03

$1.31 HK$10.31

113.74%

Water (0.33 liter bottle)

$1.94 A$2.80

$1.09 HK$8.56

77.98%

Local Beer (0.5 liter draught)

$5.07 A$7.29

$7.47 HK$58.6

-32.13%

Imported Beer (0.33 liter bottle)

$5.53 A$7.96

$6.50 HK$51.0

-14.92%

Milk (1 liter)

$1.52 A$2.18

$2.89 HK$22.71

-47.40%

White Bread (500g)

$2.73 A$3.92

$2.31 HK$18.14

18.18%

Rice (white) (1kg)

$2.33 A$3.35

$2.13 HK$16.71

9.39%

Eggs

$3.40 A$4.89

$3.52 HK$27.65

-3.41%

Local Cheese (1kg)

$9.04 A$13.00

$24.72 HK$194

-63.43%

Chicken Fillets (1kg)

$7.15 A$10.28

$8.52 HK$66.9

-16.08%

Beef Round Steak (1kg)

$14.16 A$20.38

$18.00 HK$141

-21.33%

Apples (1kg)

$3.81 A$5.49

$4.18 HK$32.79

-8.85%

Banana (1kg)

$3.03 A$4.37

$2.68 HK$21.07

13.06%

Oranges (1kg)

$3.47 A$5.00

$4.49 HK$35.22

-22.72%

Tomato (1kg)

$4.25 A$6.12

$4.03 HK$31.66

5.46%

Potato (1kg)

$1.35 A$1.95

$3.12 HK$24.51

-56.73%

Onion (1kg)

$2.50 A$3.59

$3.15 HK$24.72

-20.63%

Lettuce (1 head)

$2.41 A$3.47

$1.62 HK$12.75

48.77%

Water (1.5 liter bottle)

$2.33 A$3.35

$1.74 HK$13.66

33.91%

Cigarettes 20 Pack (Marlboro, Camel)

$31.57 A$45.43

$13.50 HK$106

133.85%

Wine (Bottle)

$14.01 A$20.16

$16.54 HK$130

-15.30%

Local Beer (0.5 liter bottle)

$5.90 A$8.49

$1.94 HK$15.19

204.12%

Imported Beer (0.33 liter bottle)

$6.76 A$9.72

$2.18 HK$17.11

210.09%

One-way Ticket (Public Transport)

$4.84 A$6.97

$1.41 HK$11.04

243.26%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

Taxi Start (Normal Tariff)

$2.10 A$3.03

$3.69 HK$28.94

-43.09%

Taxi (Normal Tariff) (1km)

$1.55 A$2.24

$1.32 HK$10.36

17.42%

Taxi 1hour Waiting (Normal Tariff)

$35.59 A$51.2

$15.77 HK$124

125.68%

Gasoline (1 liter)

$1.29 A$1.86

$4.03 HK$31.65

-67.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K A$38.2K

$44.7K HK$350.5K

-40.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K A$47.0K

$37.8K HK$296.6K

-13.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 A$253

$250 HK$1,959

-29.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.55 A$15.18

$15.60 HK$122

-32.37%

Internet (50+ Mbps, Unlimited Data)

$53.5 A$77.0

$21.77 HK$171

145.80%

Gym Membership (Monthly)

$108 A$155

$94.2 HK$739

14.28%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.84 A$19.92

$13.91 HK$109

-0.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,176 A$3,131

$1,162 HK$9,122

87.19%

International Primary School, 1 Child (Yearly)

$11.8K A$17.0K

$21.9K HK$171.6K

-45.98%

Jeans (Levis 501 Or Similar)

$74.9 A$108

$68.0 HK$534

10.15%

Summer Dress (H&M, Zara, etc)

$54.0 A$77.7

$41.91 HK$329

28.85%

Sport Shoes (Adidas, Nike)

$104 A$150

$79.7 HK$626

30.51%

Men's Leather Business Shoes

$120 A$173

$122 HK$956

-1.40%

1-bedroom Apartment, City Center (Monthly)

$1,387 A$1,997

$2,241 HK$17.6K

-38.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,259 A$1,812

$1,718 HK$13.5K

-26.70%

3-bedroom Apartment, City Center (Monthly)

$2,108 A$3,033

$5,041 HK$39.6K

-58.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,939 A$2,790

$3,435 HK$27.0K

-43.54%

Buy Apartment in City Center (m2)

$3,557 A$5,119

$29.2K HK$229.0K

-87.81%

Buy Apartment Outside City Center (m2)

$3,546 A$5,102

$17.6K HK$137.9K

-79.82%

Average Monthly Net Salary (After Tax)

$3,275 A$4,713

$3,271 HK$25.7K

0.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

3.91

45.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Coffs Harbour: October 12, 2026

Last update for Hong Kong: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Coffs Harbour

$1.3K 52%

Hong Kong

$1.7K 57.6% 36.4% $459

Groceries & Markets

Coffs Harbour

$361 14.9%

Hong Kong

$411 13.8% 13.9% $50

Monthly Utilities & Internet

Coffs Harbour

$240 9.9%

Hong Kong

$287 9.6% 19.8% $47

Eating Out

Coffs Harbour

$238 9.8%

Hong Kong

$201 6.8% 15.5% $37

Clothing & Footwear

Coffs Harbour

$159 6.6%

Hong Kong

$140 4.7% 11.8% $19

Sport & Entertainment

Coffs Harbour

$135 5.6%

Hong Kong

$122 4.1% 9.8% $13

Getting Around

Coffs Harbour

$29 * 1.2%

Hong Kong

$105 3.5% 258% $75

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,387 in Coffs Harbour and $2,241 in Hong Kong. Housing cost is often the main lever when comparing two cities.

Coffs Harbour pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $105 in Coffs Harbour vs $65.0 in Hong Kong. Groceries flip the comparison at $361 vs $411, with Coffs Harbour cheaper for home cooking.

Good to know

🇦🇺 Coffs Harbour

🇭🇰 Hong Kong

🕒 Local time

03:44 3:44 AM

00:44 12:44 AM

3 h behind Coffs Harbour

🌤 Weather

👥 Population

78,759

1,367,900 Capital

💱 Currency

Australian Dollar AUD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Hong Kong Dollar exchange rates as of October 17, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

USD to AUD in detail →

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Between locations

Coffs Harbour Hong Kong 7,170 km ≈ 9 h nonstop flight

From you

Coffs Harbour
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Coffs Harbour vs Hong Kong: Cost of Living - Frequently Asked Questions

Coffs Harbour is cheaper overall, especially in groceries and transport. The 23% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 0% higher in Coffs Harbour, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,387 in Coffs Harbour versus $2,241 in Hong Kong. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,422 per month in Coffs Harbour versus $2,984 in Hong Kong – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,422 in Coffs Harbour versus $2,984 in Hong Kong, a $2,500 budget is realistic in Coffs Harbour but tight or insufficient in Hong Kong. The gap between the two cities makes Coffs Harbour the clear choice for anyone on this budget.

For families, Coffs Harbour is more practical. Housing and childcare are both notably cheaper than in Hong Kong, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Coffs Harbour and Hong Kong are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Coffs Harbour gentler on the wallet – expenses run 23% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.