Last update: Oct 2026

Cost of Living Comparison Between Chrzanow and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,477 in Chrzanow, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Chrzanow
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Chrzanow Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Chrzanow

🇵🇱 Poland

$1,477

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Chrzanow and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chrzanow and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,477 in Chrzanow versus $918 in Cebu.

Chrzanow $1,477
Cebu $918

Estimated couple costs with rent: $2,085 in Chrzanow versus $1,409 in Cebu.

Chrzanow $2,085
Cebu $1,409

Monthly costs for a family of three with rent: $2,692 in Chrzanow versus $1,900 in Cebu.

Chrzanow $2,692
Cebu $1,900

Living in Chrzanow is roughly 61% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chrzanow is 9% above, Cebu is 32% below.

Meal at Budget Restaurant

$10.12 zł 39.33

$3.09 ₱194

227.51%

Three-Course Dinner for Two, Mid-Range

$34.80 zł 135

$24.22 ₱1,525

43.68%

Fast Food Meal (McDonalds, etc)

$7.59 zł 29.49

$3.92 ₱247

93.62%

Cappuccino

$3.46 zł 13.43

$2.51 ₱158

37.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 zł 6.80

$1.59 ₱100

10.06%

Water (0.33 liter bottle)

$1.74 zł 6.78

$0.53 ₱33.43

228.30%

Local Beer (0.5 liter draught)

$2.07 zł 8.04

$1.78 ₱112

16.29%

Imported Beer (0.33 liter bottle)

$1.98 zł 7.70

$2.17 ₱137

-8.76%

Milk (1 liter)

$0.97 zł 3.76

$1.92 ₱121

-49.48%

White Bread (500g)

$1.19 zł 4.62

$1.36 ₱85.4

-12.50%

Rice (white) (1kg)

$1.43 zł 5.57

$1.01 ₱63.5

41.58%

Eggs

$3.21 zł 12.45

$2.03 ₱128

58.13%

Local Cheese (1kg)

$7.96 zł 30.93

$9.86 ₱621

-19.27%

Chicken Fillets (1kg)

$5.61 zł 21.80

$4.39 ₱277

27.79%

Beef Round Steak (1kg)

$13.55 zł 52.6

$7.60 ₱479

78.29%

Apples (1kg)

$1.08 zł 4.19

$3.30 ₱208

-67.27%

Banana (1kg)

$1.44 zł 5.60

$1.39 ₱87.8

3.60%

Oranges (1kg)

$1.46 zł 5.69

$2.33 ₱147

-37.34%

Tomato (1kg)

$2.50 zł 9.73

$1.50 ₱94.3

66.67%

Potato (1kg)

$0.91 zł 3.52

$2.36 ₱149

-61.44%

Onion (1kg)

$0.89 zł 3.44

$1.90 ₱119

-53.16%

Lettuce (1 head)

$1.28 zł 4.95

$1.19 ₱74.9

7.56%

Water (1.5 liter bottle)

$0.65 zł 2.52

$0.63 ₱39.71

3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.76 zł 22.37

$3.00 ₱189

92.00%

Wine (Bottle)

$6.42 zł 24.94

$6.03 ₱379

6.47%

Local Beer (0.5 liter bottle)

$1.05 zł 4.08

$1.23 ₱77.7

-14.63%

Imported Beer (0.33 liter bottle)

$1.64 zł 6.38

$1.75 ₱110

-6.29%

One-way Ticket (Public Transport)

$1.05 zł 4.10

$0.25 ₱15.86

320.00%

Public Transport Monthly Pass (Regular Price)

$30.65 zł 119

$12.64 ₱796

142.48%

Taxi Start (Normal Tariff)

$1.82 zł 7.08

$0.77 ₱48.62

136.36%

Taxi (Normal Tariff) (1km)

$0.68 zł 2.63

$0.23 ₱14.53

195.65%

Taxi 1hour Waiting (Normal Tariff)

$10.58 zł 41.10

$4.46 ₱281

137.22%

Gasoline (1 liter)

$1.73 zł 6.72

$1.31 ₱82.8

32.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K zł 120.4K

$21.2K ₱1.3M

45.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K zł 100.8K

$19.1K ₱1.2M

35.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 zł 1,063

$120 ₱7,569

127.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.74 zł 30.06

$14.00 ₱882

-44.71%

Internet (50+ Mbps, Unlimited Data)

$17.58 zł 68.3

$27.54 ₱1,734

-36.17%

Gym Membership (Monthly)

$38.84 zł 151

$32.33 ₱2,035

20.14%

Tennis Court (1 Hour on Weekend)

$19.53 zł 75.9

$6.65 ₱419

193.68%

Cinema Ticket

$7.10 zł 27.57

$5.65 ₱356

25.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$572 zł 2,223

$275 ₱17.3K

107.86%

International Primary School, 1 Child (Yearly)

$12.3K zł 47.8K

$7,918 ₱498.5K

55.23%

Jeans (Levis 501 Or Similar)

$69.7 zł 271

$49.33 ₱3,106

41.29%

Summer Dress (H&M, Zara, etc)

$30.94 zł 120

$25.24 ₱1,589

22.58%

Sport Shoes (Adidas, Nike)

$88.4 zł 343

$77.0 ₱4,846

14.83%

Men's Leather Business Shoes

$92.8 zł 361

$57.2 ₱3,601

62.22%

1-bedroom Apartment, City Center (Monthly)

$530 zł 2,060

$500 ₱31.5K

6.13%

1-bedroom Apartment, Outside City Center (Monthly)

$581 zł 2,258

$309 ₱19.4K

88.19%

3-bedroom Apartment, City Center (Monthly)

$1,075 zł 4,177

$1,078 ₱67.9K

-0.25%

3-bedroom Apartment, Outside City Center (Monthly)

$893 zł 3,470

$615 ₱38.7K

45.15%

Buy Apartment in City Center (m2)

$2,934 zł 11.4K

$2,886 ₱181.7K

1.66%

Buy Apartment Outside City Center (m2)

$2,213 zł 8,597

$1,917 ₱120.7K

15.45%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

7.2

-0.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chrzanow: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chrzanow

$581 39.3%

Cebu

$309 33.6% 46.9% $272

Monthly Utilities & Internet

Chrzanow

$299 20.2%

Cebu

$162 17.6% 45.9% $137

Groceries & Markets

Chrzanow

$204 13.8%

Cebu

$206 22.4% 1% $2

Eating Out

Chrzanow

$174 11.8%

Cebu

$88 9.6% 49.1% $85

Clothing & Footwear

Chrzanow

$127 8.6%

Cebu

$94 10.2% 25.9% $33

Sport & Entertainment

Chrzanow

$53 3.6%

Cebu

$44 4.8% 17.7% $9.4

Getting Around

Chrzanow

$40 2.7%

Cebu

$16 1.7% 61.1% $25

Cost Breakdown

A one-bedroom apartment in the center runs $530 in Chrzanow and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Chrzanow vs $24.00 in Cebu. Groceries flip the comparison at $204 vs $206, with Chrzanow cheaper for home cooking.

Good to know

🇵🇱 Chrzanow

🇵🇭 Cebu

🕒 Local time

16:00 4:00 PM

22:00 10:00 PM

6 h ahead of Chrzanow

🌤 Weather

👥 Population

35,881

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Chrzanow Cebu 10,140 km ≈ 13 h nonstop flight

From you

Chrzanow
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chrzanow vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 61% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,216 in Chrzanow and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $530 in Chrzanow versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,477 per month in Chrzanow versus $918 in Cebu – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 142% less than in Chrzanow. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,477 in Chrzanow, a $1,500 budget is realistic in Cebu but tight or insufficient in Chrzanow. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Chrzanow, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chrzanow and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 61% less than in Chrzanow. Beyond cost, consider language, visa policies, and how big the international community is in each city.