Cost of Living Comparison Between Christchurch and Ubud, Bali Cost of Living Comparison Between Christchurch and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,990 in Christchurch versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $4,001 in Christchurch versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,013 in Christchurch versus $3,763 in Ubud, Bali.

Living in Christchurch is roughly 41% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Christchurch 49% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$49.02 BBD 98.0

$3.45 Rp 62.0K

1320.87%

Three-Course Dinner for Two, Mid-Range

$138 BBD 277

$32.34 Rp 580.1K

327.92%

Fast Food Meal (McDonalds, etc)

$12.25 BBD 24.51

$4.84 Rp 86.9K

153.10%

Cappuccino

$5.12 BBD 10.24

$2.75 Rp 49.3K

86.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 BBD 4.01

$1.38 Rp 24.8K

45.65%

Water (0.33 liter bottle)

$1.51 BBD 3.01

$0.75 Rp 13.5K

101.33%

Local Beer (0.5 liter draught)

$2.48 BBD 4.96

$2.99 Rp 53.7K

-17.06%

Imported Beer (0.33 liter bottle)

$3.94 BBD 7.88

$3.85 Rp 69.1K

2.34%

Milk (1 liter)

$3.40 BBD 6.80

$1.74 Rp 31.1K

95.40%

White Bread (500g)

$2.64 BBD 5.29

$2.46 Rp 44.1K

7.32%

Rice (white) (1kg)

$7.41 BBD 14.82

$1.17 Rp 21.0K

533.33%

Eggs

$4.86 BBD 9.71

$2.43 Rp 43.6K

100.00%

Local Cheese (1kg)

$7.94 BBD 15.88

$14.50 Rp 260.2K

-45.24%

Chicken Fillets (1kg)

$17.76 BBD 35.51

$4.35 Rp 78.0K

308.28%

Beef Round Steak (1kg)

$11.07 BBD 22.13

$11.98 Rp 214.9K

-7.60%

Apples (1kg)

$3.03 BBD 6.06

$3.72 Rp 66.7K

-18.55%

Banana (1kg)

$2.67 BBD 5.34

$1.63 Rp 29.2K

63.80%

Oranges (1kg)

$8.03 BBD 16.05

$2.74 Rp 49.2K

193.07%

Tomato (1kg)

$8.16 BBD 16.32

$2.24 Rp 40.2K

264.29%

Potato (1kg)

$5.97 BBD 11.95

$1.92 Rp 34.4K

210.94%

Onion (1kg)

$4.90 BBD 9.80

$2.28 Rp 40.8K

114.91%

Lettuce (1 head)

$2.44 BBD 4.89

$1.06 Rp 19.1K

130.19%

Water (1.5 liter bottle)

$1.99 BBD 3.98

$0.72 Rp 12.9K

176.39%

Cigarettes 20 Pack (Marlboro, Camel)

$8.28 BBD 16.56

$3.29 Rp 58.9K

151.67%

Wine (Bottle)

$22.17 BBD 44.35

$23.19 Rp 416.1K

-4.40%

Local Beer (0.5 liter bottle)

$1.79 BBD 3.57

$2.78 Rp 49.8K

-35.61%

Imported Beer (0.33 liter bottle)

$3.21 BBD 6.42

$2.73 Rp 49.0K

17.58%

One-way Ticket (Public Transport)

$1.80 BBD 3.60

$0.27 Rp 4,778

566.67%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$12.39 BBD 24.77

$0.48 Rp 8,659

2481.25%

Taxi (Normal Tariff) (1km)

$2.26 BBD 4.52

$0.42 Rp 7,532

438.10%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

Gasoline (1 liter)

$2.01 BBD 4.03

$0.81 Rp 14.6K

148.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.0 BBD 100

$4.07 Rp 73.0K

1129.24%

Internet (50+ Mbps, Unlimited Data)

$56.0 BBD 112

$24.33 Rp 436.4K

130.13%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$446 BBD 892

$305 Rp 5.5M

46.27%

International Primary School, 1 Child (Yearly)

$5,922 BBD 11.8K

$6,642 Rp 119.2M

-10.85%

Jeans (Levis 501 Or Similar)

$58.3 BBD 117

$54.1 Rp 971.2K

7.63%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

Sport Shoes (Adidas, Nike)

$101 BBD 203

$86.8 Rp 1.6M

16.67%

Men's Leather Business Shoes

$63.0 BBD 126

$76.4 Rp 1.4M

-17.43%

1-bedroom Apartment, City Center (Monthly)

$818 BBD 1,637

$992 Rp 17.8M

-17.49%

1-bedroom Apartment, Outside City Center (Monthly)

$710 BBD 1,420

$673 Rp 12.1M

5.56%

3-bedroom Apartment, City Center (Monthly)

$2,869 BBD 5,738

$3,375 Rp 60.5M

-14.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,710 BBD 5,419

$2,050 Rp 36.8M

32.17%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $818 in Christchurch and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $138 in Christchurch vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $480 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Christchurch vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 41% lower than in Christchurch. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,984 in Christchurch and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $818 in Christchurch versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $446 in Christchurch versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $138 in Christchurch. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $1,990 in Christchurch, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Christchurch. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Christchurch and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Christchurch. Beyond cost, consider language, visa policies, and how big the international community is in each city.