Last update: Oct 2026

Cost of Living Comparison Between Christchurch and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,113 in Christchurch, rent and utilities included – about $8,900 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Christchurch

🇧🇧 Barbados

$2,113

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Christchurch and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Christchurch and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,113 in Christchurch versus $1,368 in Ubud, Bali.

Christchurch $2,113
Ubud, Bali $1,368

Estimated couple costs with rent: $4,053 in Christchurch versus $2,314 in Ubud, Bali.

Christchurch $4,053
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,993 in Christchurch versus $3,260 in Ubud, Bali.

Christchurch $5,993
Ubud, Bali $3,260

Living in Christchurch is roughly 54% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Christchurch 56% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$34.34 BBD 68.7

$3.33 Rp 59.9K

931.23%

Three-Course Dinner for Two, Mid-Range

$178 BBD 356

$35.18 Rp 633.2K

405.32%

Fast Food Meal (McDonalds, etc)

$12.68 BBD 25.35

$5.80 Rp 104.5K

118.62%

Cappuccino

$5.94 BBD 11.88

$2.73 Rp 49.1K

117.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.71 BBD 3.42

$1.64 Rp 29.5K

4.27%

Water (0.33 liter bottle)

$1.00 BBD 1.99

$0.83 Rp 15.0K

20.48%

Local Beer (0.5 liter draught)

$2.45 BBD 4.90

$2.70 Rp 48.6K

-9.26%

Imported Beer (0.33 liter bottle)

$4.18 BBD 8.37

$4.30 Rp 77.4K

-2.79%

Milk (1 liter)

$3.56 BBD 7.13

$1.50 Rp 27.1K

137.33%

White Bread (500g)

$2.64 BBD 5.27

$2.30 Rp 41.4K

14.78%

Rice (white) (1kg)

$7.35 BBD 14.70

$1.18 Rp 21.2K

522.88%

Eggs

$4.96 BBD 9.92

$2.14 Rp 38.6K

131.78%

Local Cheese (1kg)

$8.32 BBD 16.64

$17.48 Rp 314.6K

-52.40%

Chicken Fillets (1kg)

$18.35 BBD 36.71

$4.03 Rp 72.5K

355.33%

Beef Round Steak (1kg)

$10.82 BBD 21.65

$12.23 Rp 220.1K

-11.53%

Apples (1kg)

$3.01 BBD 6.03

$3.55 Rp 63.9K

-15.21%

Banana (1kg)

$2.80 BBD 5.60

$1.57 Rp 28.3K

78.34%

Oranges (1kg)

$7.86 BBD 15.73

$2.24 Rp 40.2K

250.89%

Tomato (1kg)

$8.23 BBD 16.47

$1.93 Rp 34.7K

326.42%

Potato (1kg)

$5.91 BBD 11.81

$1.88 Rp 33.9K

214.36%

Onion (1kg)

$5.06 BBD 10.12

$2.29 Rp 41.3K

120.96%

Lettuce (1 head)

$1.96 BBD 3.92

$0.99 Rp 17.9K

97.98%

Water (1.5 liter bottle)

$2.03 BBD 4.06

$0.53 Rp 9,475

283.02%

Cigarettes 20 Pack (Marlboro, Camel)

$8.27 BBD 16.55

$2.28 Rp 41.1K

262.72%

Wine (Bottle)

$22.12 BBD 44.24

$23.01 Rp 414.2K

-3.87%

Local Beer (0.5 liter bottle)

$1.80 BBD 3.59

$2.34 Rp 42.2K

-23.08%

Imported Beer (0.33 liter bottle)

$3.17 BBD 6.35

$2.91 Rp 52.4K

8.93%

One-way Ticket (Public Transport)

$1.91 BBD 3.82

$0.24 Rp 4,315

695.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$12.71 BBD 25.43

$0.48 Rp 8,684

2547.92%

Taxi (Normal Tariff) (1km)

$2.48 BBD 4.95

$0.46 Rp 8,233

439.13%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$2.04 BBD 4.07

$0.88 Rp 15.9K

131.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.16 BBD 98.3

$6.45 Rp 116.0K

662.17%

Internet (50+ Mbps, Unlimited Data)

$60.5 BBD 121

$18.57 Rp 334.2K

225.79%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$6,118 BBD 12.2K

$5,754 Rp 103.6M

6.33%

Jeans (Levis 501 Or Similar)

$59.7 BBD 119

$46.19 Rp 831.4K

29.23%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$98.4 BBD 197

$79.1 Rp 1.4M

24.39%

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,104 BBD 2,208

$1,142 Rp 20.6M

-3.37%

1-bedroom Apartment, Outside City Center (Monthly)

$999 BBD 1,998

$676 Rp 12.2M

47.87%

3-bedroom Apartment, City Center (Monthly)

$2,287 BBD 4,575

$3,503 Rp 63.1M

-34.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,731 BBD 5,463

$1,700 Rp 30.6M

60.69%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$2,913 BBD 5,826

$165 Rp 3.0M

1670.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-34.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Christchurch

–

Ubud, Bali

$676 49.4%

Groceries & Markets

Christchurch

–

Ubud, Bali

$290 21.2%

Eating Out

Christchurch

–

Ubud, Bali

$109 8%

Monthly Utilities & Internet

Christchurch

–

Ubud, Bali

$108 7.9%

Clothing & Footwear

Christchurch

–

Ubud, Bali

$108 7.9%

Sport & Entertainment

Christchurch

–

Ubud, Bali

$65 4.7%

Getting Around

Christchurch

–

Ubud, Bali

$13 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $1,104 in Christchurch and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Christchurch pays 1670% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $178 in Christchurch vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $485 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇧🇧 Christchurch

🇮🇩 Ubud, Bali

🕒 Local time

14:40 2:40 PM

02:40 2:40 AM

12 h ahead of Christchurch

🌤 Weather

👥 Population

54,336

74,800

💱 Currency

Barbados Dollar BBD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BBD = 0.5 USD

1 BBD = 0.445 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BBD – Barbados Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇧 Barbados Dollar ($)

Barbados Dollar exchange rates as of October 18, 2026: 1 USD = 2 BBD (1 BBD = 0.5 USD). 1 EUR = 2.25 BBD (1 BBD = 0.445 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BBD in detail →

On the map

Lowest

Highest

Between locations

Christchurch Ubud, Bali 19,250 km ≈ 25 h nonstop flight

From you

Christchurch
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Christchurch vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 54% lower than in Christchurch. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1670% higher in Christchurch, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,104 in Christchurch versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,113 per month in Christchurch versus $1,368 in Ubud, Bali – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 67% higher in Christchurch. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $2,113 in Christchurch, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Christchurch. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Christchurch and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 54% less than in Christchurch. Beyond cost, consider language, visa policies, and how big the international community is in each city.