Cost of Living Comparison Between Christchurch and Ubud, Bali Cost of Living Comparison Between Christchurch and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,926 in Christchurch versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $4,022 in Christchurch versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,119 in Christchurch versus $3,660 in Ubud, Bali.

Living in Christchurch is roughly 36% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Christchurch 44% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$50.2 BBD 100

$3.56 Rp 63.7K

1309.27%

Three-Course Dinner for Two, Mid-Range

$135 BBD 270

$32.73 Rp 584.5K

313.11%

Fast Food Meal (McDonalds, etc)

$12.57 BBD 25.14

$4.95 Rp 88.4K

153.94%

Cappuccino

$5.09 BBD 10.19

$2.71 Rp 48.4K

87.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 BBD 3.87

$1.34 Rp 24.0K

44.03%

Water (0.33 liter bottle)

$1.57 BBD 3.15

$0.70 Rp 12.5K

124.29%

Local Beer (0.5 liter draught)

$2.48 BBD 4.95

$2.92 Rp 52.1K

-15.07%

Imported Beer (0.33 liter bottle)

$3.89 BBD 7.77

$3.96 Rp 70.7K

-1.77%

Milk (1 liter)

$3.51 BBD 7.02

$1.81 Rp 32.3K

93.92%

White Bread (500g)

$2.68 BBD 5.35

$2.52 Rp 45.0K

6.35%

Rice (white) (1kg)

$7.47 BBD 14.94

$1.16 Rp 20.7K

543.97%

Eggs

$4.84 BBD 9.68

$2.46 Rp 43.9K

96.75%

Local Cheese (1kg)

$7.84 BBD 15.68

$14.71 Rp 262.7K

-46.70%

Chicken Fillets (1kg)

$17.85 BBD 35.70

$4.32 Rp 77.1K

313.19%

Beef Round Steak (1kg)

$10.86 BBD 21.72

$12.14 Rp 216.7K

-10.54%

Apples (1kg)

$3.10 BBD 6.19

$3.84 Rp 68.6K

-19.27%

Banana (1kg)

$2.77 BBD 5.55

$1.56 Rp 27.8K

77.56%

Oranges (1kg)

$8.08 BBD 16.15

$2.83 Rp 50.6K

185.51%

Tomato (1kg)

$8.13 BBD 16.25

$2.33 Rp 41.5K

248.93%

Potato (1kg)

$5.93 BBD 11.87

$1.91 Rp 34.2K

210.47%

Onion (1kg)

$4.92 BBD 9.83

$2.20 Rp 39.3K

123.64%

Lettuce (1 head)

$2.49 BBD 4.98

$1.01 Rp 18.1K

146.53%

Water (1.5 liter bottle)

$2.08 BBD 4.15

$0.78 Rp 13.8K

166.67%

Cigarettes 20 Pack (Marlboro, Camel)

$8.25 BBD 16.50

$3.32 Rp 59.2K

148.49%

Wine (Bottle)

$22.47 BBD 44.93

$23.74 Rp 423.9K

-5.35%

Local Beer (0.5 liter bottle)

$1.78 BBD 3.56

$2.79 Rp 49.8K

-36.20%

Imported Beer (0.33 liter bottle)

$3.24 BBD 6.48

$2.86 Rp 51.1K

13.29%

One-way Ticket (Public Transport)

$1.77 BBD 3.53

$0.27 Rp 4,800

555.56%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$12.28 BBD 24.56

$0.46 Rp 8,150

2569.57%

Taxi (Normal Tariff) (1km)

$2.30 BBD 4.61

$0.45 Rp 8,037

411.11%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$2.00 BBD 4.01

$0.79 Rp 14.2K

153.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.46 BBD 98.9

$4.06 Rp 72.6K

1118.23%

Internet (50+ Mbps, Unlimited Data)

$55.1 BBD 110

$23.52 Rp 420.0K

134.10%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$454 BBD 907

$304 Rp 5.4M

49.24%

International Primary School, 1 Child (Yearly)

$6,039 BBD 12.1K

$6,613 Rp 118.1M

-8.68%

Jeans (Levis 501 Or Similar)

$56.5 BBD 113

$55.5 Rp 991.8K

1.80%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$99.4 BBD 199

$88.6 Rp 1.6M

12.22%

Men's Leather Business Shoes

$61.8 BBD 124

$77.9 Rp 1.4M

-20.62%

1-bedroom Apartment, City Center (Monthly)

$836 BBD 1,672

$1,006 Rp 18.0M

-16.93%

1-bedroom Apartment, Outside City Center (Monthly)

$708 BBD 1,417

$675 Rp 12.1M

4.89%

3-bedroom Apartment, City Center (Monthly)

$2,902 BBD 5,803

$3,442 Rp 61.5M

-15.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 BBD 5,589

$2,039 Rp 36.4M

37.03%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Christchurch: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $836 in Christchurch and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $135 in Christchurch vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $484 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Christchurch vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 36% lower than in Christchurch. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,889 in Christchurch and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $836 in Christchurch versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $454 in Christchurch versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $135 in Christchurch. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,419 in Ubud, Bali versus $1,926 in Christchurch, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Christchurch. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Christchurch and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 36% less than in Christchurch. Beyond cost, consider language, visa policies, and how big the international community is in each city.