Last update: Oct 2026

Cost of Living Comparison Between Chingola and Playa del Carmen

For one person, living is cheaper in Chingola: $428 a month against $1,204 in Playa del Carmen, rent and utilities included – about $9,300 less a year. Rent and utilities account for about half of the difference.

Chingola
🇿🇲 Zambia
$428
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Chingola and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chingola and in Playa del Carmen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $428 in Chingola versus $1,204 in Playa del Carmen.

  • Chingola $428
  • Playa del Carmen $1,204

Estimated couple costs with rent: $731 in Chingola versus $2,102 in Playa del Carmen.

  • Chingola $731
  • Playa del Carmen $2,102

Monthly costs for a family of three with rent: $1,033 in Chingola versus $3,000 in Playa del Carmen.

  • Chingola $1,033
  • Playa del Carmen $3,000

Living in Chingola costs roughly 64% less than in Playa del Carmen, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Chingola 68% lower, Playa del Carmen 11% lower.

Currency
🍽 Eating Out
Chingola
Playa del Carmen
Difference
Meal at Budget Restaurant
$15.26 ZMW 304
$10.86 MX$201
40.52%
Three-Course Dinner for Two, Mid-Range
$25.50 ZMW 507
$44.21 MX$817
-42.32%
Fast Food Meal (McDonalds, etc)
-
$11.76 MX$217
-
Cappuccino
-
$3.68 MX$68.0
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.52 ZMW 10.33
$1.34 MX$24.79
-61.19%
Water (0.33 liter bottle)
$0.37 ZMW 7.29
$0.82 MX$15.24
-54.88%
Local Beer (0.5 liter draught)
$0.61 ZMW 12.20
$3.06 MX$56.6
-80.07%
Imported Beer (0.33 liter bottle)
$1.23 ZMW 24.41
$4.94 MX$91.2
-75.10%
🛒 Groceries & Markets
Chingola
Playa del Carmen
Difference
Milk (1 liter)
$1.76 ZMW 35.04
$1.47 MX$27.17
19.73%
White Bread (500g)
$1.20 ZMW 23.79
$2.22 MX$40.95
-45.95%
Rice (white) (1kg)
$2.48 ZMW 49.29
$1.48 MX$27.32
67.57%
Eggs
$1.84 ZMW 36.67
$2.49 MX$45.99
-26.10%
Local Cheese (1kg)
-
$7.52 MX$139
-
Chicken Fillets (1kg)
$5.11 ZMW 102
$7.96 MX$147
-35.80%
Beef Round Steak (1kg)
$4.53 ZMW 90.1
$12.57 MX$232
-63.96%
Apples (1kg)
$1.98 ZMW 39.48
$2.78 MX$51.3
-28.78%
Banana (1kg)
$1.98 ZMW 39.37
$1.43 MX$26.37
38.46%
Oranges (1kg)
$2.01 ZMW 40.05
$2.62 MX$48.37
-23.28%
Tomato (1kg)
$1.99 ZMW 39.49
$2.14 MX$39.49
-7.01%
Potato (1kg)
$3.03 ZMW 60.2
$2.02 MX$37.38
50.00%
Onion (1kg)
$1.54 ZMW 30.68
$1.99 MX$36.74
-22.61%
Lettuce (1 head)
-
$1.14 MX$21.01
-
Water (1.5 liter bottle)
$0.88 ZMW 17.59
$1.20 MX$22.18
-26.67%
Cigarettes 20 Pack (Marlboro, Camel)
$1.54 ZMW 30.63
$4.26 MX$78.7
-63.85%
Wine (Bottle)
$4.96 ZMW 98.6
$10.02 MX$185
-50.50%
Local Beer (0.5 liter bottle)
$0.62 ZMW 12.34
$1.54 MX$28.41
-59.74%
Imported Beer (0.33 liter bottle)
$0.78 ZMW 15.60
$2.66 MX$49.17
-70.68%
🚌 Getting Around
Chingola
Playa del Carmen
Difference
One-way Ticket (Public Transport)
-
$0.53 MX$9.73
-
Public Transport Monthly Pass (Regular Price)
-
$27.51 MX$508
-
Taxi Start (Normal Tariff)
-
$4.90 MX$90.6
-
Taxi (Normal Tariff) (1km)
$0.58 ZMW 11.61
$3.43 MX$63.5
-83.09%
Taxi 1hour Waiting (Normal Tariff)
$10.17 ZMW 202
$5.38 MX$99.4
89.03%
Gasoline (1 liter)
$1.34 ZMW 26.68
$1.45 MX$26.76
-7.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.2K MX$391.0K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$23.0K MX$425.3K
-
🧾 Monthly Utilities & Internet
Chingola
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$49.29 ZMW 980
$85.4 MX$1,577
-42.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
-
$23.46 MX$434
-
Internet (50+ Mbps, Unlimited Data)
-
$28.43 MX$525
-
🎉 Sport & Entertainment
Chingola
Playa del Carmen
Difference
Gym Membership (Monthly)
$9.97 ZMW 198
$62.2 MX$1,149
-83.97%
Tennis Court (1 Hour on Weekend)
-
$28.68 MX$530
-
Cinema Ticket
-
$5.10 MX$94.3
-
🧸 Childcare & Education
Chingola
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$201 MX$3,715
-
International Primary School, 1 Child (Yearly)
-
$3,947 MX$72.9K
-
👕👟 Clothing & Footwear
Chingola
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$20.29 ZMW 404
$44.39 MX$820
-54.29%
Summer Dress (H&M, Zara, etc)
$12.36 ZMW 246
$41.35 MX$764
-70.11%
Sport Shoes (Adidas, Nike)
$50.3 ZMW 1,001
$72.7 MX$1,344
-30.82%
Men's Leather Business Shoes
$75.9 ZMW 1,509
$89.6 MX$1,656
-15.34%
🏠 Accommodation & Living
Chingola
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
-
$979 MX$18.1K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$373 MX$6,887
-
3-bedroom Apartment, City Center (Monthly)
-
$1,681 MX$31.1K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,095 MX$20.2K
-
Buy Apartment in City Center (m2)
-
$3,949 MX$73.0K
-
Buy Apartment Outside City Center (m2)
$15.1K ZMW 300.9K
$6,137 MX$113.4K
146.56%
💵 Salaries & Financials
Chingola
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$112 ZMW 2,223
$738 MX$13.6K
-84.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
11.45
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chingola: October 19, 2026

Last update for Playa del Carmen: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chingola
–
Playa del Carmen
$373
Groceries & Markets
Chingola
–
Playa del Carmen
$258
Eating Out
Chingola
–
Playa del Carmen
$200
Monthly Utilities & Internet
Chingola
–
Playa del Carmen
$137
Clothing & Footwear
Chingola
–
Playa del Carmen
$112
Sport & Entertainment
Chingola
–
Playa del Carmen
$72
Getting Around
Chingola
–
Playa del Carmen
$52

Cost Breakdown

Playa del Carmen pays 560% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26.00 in Chingola vs $44.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $163 vs $258 per month, with Chingola cheaper across the board.

Good to know
🇿🇲 Chingola
🇲🇽 Playa del Carmen
🕒 Local time
13:39 1:39 PM
06:39 6:39 AM
7 h behind Chingola
🌤 Weather
👥 Population
210,073
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to ZMW – Zambian Kwacha Converter

Zambian Kwacha exchange rates as of October 20, 2026: 1 USD = 19.89 ZMW (100 ZMW = 5.03 USD). 1 EUR = 22.36 ZMW (100 ZMW = 4.47 EUR).

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Chingola Playa del Carmen 13,070 km ≈ 17 h nonstop flight
From you
  • Chingola
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chingola vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Chingola?
Chingola is cheaper overall, especially in groceries, eating out, and clothing. The 181% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Chingola or Playa del Carmen?
On paper, salaries run 560% lower in Playa del Carmen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do food prices compare in Chingola and in Playa del Carmen?
Supermarket bills run roughly 58% higher in Playa del Carmen. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Chingola or in Playa del Carmen?
Dining out is cheaper in Chingola – a meal for two runs $26.00 versus $44.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Chingola or in Playa del Carmen?
At $428 in Chingola versus $1,204 in Playa del Carmen, a $1,500 budget is realistic in Chingola but tight or insufficient in Playa del Carmen. The gap between the two cities makes Chingola the clear choice for anyone on this budget.
Is Chingola or Playa del Carmen more family-friendly?
For families, Chingola is more practical. Housing and childcare are both notably cheaper than in Playa del Carmen, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Chingola gentler on the wallet – expenses run 181% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Chingola vs other spots: cost of living compared

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