Cost of Living Comparison Between Chingola and Kafue Cost of Living Comparison Between Chingola and Kafue

Monthly Cost of Living

Monthly costs for one person with rent: $343 in Chingola versus $699 in Kafue.

Estimated couple costs with rent: $580 in Chingola versus $1,058 in Kafue.

Monthly costs for a family of three with rent: $817 in Chingola versus $1,416 in Kafue.

Living in Chingola costs roughly 51% less than in Kafue, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Chingola 74% lower, Kafue 48% lower.

Currency
🍽 Eating Out
Chingola
Kafue
Difference
Meal at Budget Restaurant
$12.27 ZMW 215
$7.05 ZMW 123
74.04%
Three-Course Dinner for Two, Mid-Range
$20.70 ZMW 362
$25.10 ZMW 439
-17.53%
Fast Food Meal (McDonalds, etc)
-
$3.77 ZMW 65.8
-
Cappuccino
-
$1.97 ZMW 34.38
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 ZMW 6.99
$0.68 ZMW 11.84
-41.18%
Water (0.33 liter bottle)
$0.30 ZMW 5.31
$0.36 ZMW 6.37
-16.67%
Local Beer (0.5 liter draught)
$0.48 ZMW 8.32
$0.95 ZMW 16.60
-49.47%
Imported Beer (0.33 liter bottle)
$1.06 ZMW 18.60
$1.81 ZMW 31.64
-41.44%
🛒 Groceries & Markets
Chingola
Kafue
Difference
Milk (1 liter)
$1.00 ZMW 17.45
$1.27 ZMW 22.13
-21.26%
White Bread (500g)
$0.81 ZMW 14.08
$0.80 ZMW 13.90
1.25%
Rice (white) (1kg)
$2.12 ZMW 37.01
$1.58 ZMW 27.65
34.18%
Eggs
$1.10 ZMW 19.20
$1.83 ZMW 31.93
-39.89%
Local Cheese (1kg)
-
$7.69 ZMW 134
-
Chicken Fillets (1kg)
$2.12 ZMW 36.99
$3.97 ZMW 69.5
-46.60%
Beef Round Steak (1kg)
$3.72 ZMW 64.9
$4.63 ZMW 80.9
-19.65%
Apples (1kg)
$1.63 ZMW 28.49
$2.57 ZMW 44.91
-36.58%
Banana (1kg)
$1.62 ZMW 28.35
$1.63 ZMW 28.52
-0.61%
Oranges (1kg)
$1.64 ZMW 28.63
$2.70 ZMW 47.24
-39.26%
Tomato (1kg)
$1.62 ZMW 28.37
$1.13 ZMW 19.74
43.36%
Potato (1kg)
$2.56 ZMW 44.72
$1.88 ZMW 32.87
36.17%
Onion (1kg)
$1.22 ZMW 21.36
$1.36 ZMW 23.82
-10.29%
Lettuce (1 head)
-
$0.88 ZMW 15.37
-
Water (1.5 liter bottle)
$0.70 ZMW 12.16
$0.49 ZMW 8.51
42.86%
Cigarettes 20 Pack (Marlboro, Camel)
$1.26 ZMW 22.08
$2.42 ZMW 42.24
-47.93%
Wine (Bottle)
$5.58 ZMW 97.5
$11.34 ZMW 198
-50.79%
Local Beer (0.5 liter bottle)
$0.52 ZMW 9.05
$1.08 ZMW 18.89
-51.85%
Imported Beer (0.33 liter bottle)
$0.64 ZMW 11.14
$1.52 ZMW 26.54
-57.89%
🚌 Getting Around
Chingola
Kafue
Difference
One-way Ticket (Public Transport)
-
$1.61 ZMW 28.22
-
Public Transport Monthly Pass (Regular Price)
-
$46.10 ZMW 806
-
Taxi Start (Normal Tariff)
-
$2.81 ZMW 49.17
-
Taxi (Normal Tariff) (1km)
$0.42 ZMW 7.29
-
-
Taxi 1hour Waiting (Normal Tariff)
$8.06 ZMW 141
$9.37 ZMW 164
-13.98%
Gasoline (1 liter)
$1.23 ZMW 21.54
$1.20 ZMW 20.97
2.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$8,105 ZMW 141.7K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$28.4K ZMW 496.4K
-
🧾 Monthly Utilities & Internet
Chingola
Kafue
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.81 ZMW 731
$91.0 ZMW 1,590
-54.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
-
$52.2 ZMW 912
-
Internet (50+ Mbps, Unlimited Data)
-
$126 ZMW 2,210
-
🎉 Sport & Entertainment
Chingola
Kafue
Difference
Gym Membership (Monthly)
$8.51 ZMW 149
-
-
Cinema Ticket
-
$4.25 ZMW 74.2
-
🧸 Childcare & Education
Chingola
Kafue
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$174 ZMW 3,035
-
International Primary School, 1 Child (Yearly)
-
$9,402 ZMW 164.3K
-
👕👟 Clothing & Footwear
Chingola
Kafue
Difference
Jeans (Levis 501 Or Similar)
$16.57 ZMW 290
$18.99 ZMW 332
-12.74%
Summer Dress (H&M, Zara, etc)
$10.29 ZMW 180
$17.28 ZMW 302
-40.45%
Sport Shoes (Adidas, Nike)
$41.41 ZMW 724
$83.4 ZMW 1,457
-50.34%
Men's Leather Business Shoes
$62.2 ZMW 1,088
$73.6 ZMW 1,287
-15.47%
🏠 Accommodation & Living
Chingola
Kafue
Difference
Buy Apartment Outside City Center (m2)
$17.3K ZMW 301.7K
-
-
💵 Salaries & Financials
Chingola
Kafue
Difference
Average Monthly Net Salary (After Tax)
$125 ZMW 2,189
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
0
25
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chingola: June 7, 2026

Last update for Kafue: June 8, 2026

Cost Breakdown

Dining out: $21.00 in Chingola vs $25.00 in Kafue for a mid-range dinner for two. Groceries echo the gap at $119 vs $179 per month, with Chingola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chingola vs Kafue: Cost of Living - Frequently Asked Questions
Is Kafue cheaper than Chingola?
Chingola is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 104% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $514 in Chingola and $1,049 in Kafue to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do food prices compare in Chingola and Kafue?
Supermarket bills run roughly 51% higher in Kafue. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Chingola or Kafue?
Dining out is cheaper in Chingola – a meal for two runs $21.00 versus $25.00 in Kafue. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough for either Chingola or Kafue?
Either city works on $1,000 a month, though Chingola gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Chingola or Kafue?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Chingola gentler on the wallet – expenses run 104% less than in Kafue. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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