Cost of Living Comparison Between Chingola and Kafue Cost of Living Comparison Between Chingola and Kafue

Monthly Cost of Living

Monthly costs for one person with rent: $333 in Chingola versus $708 in Kafue.

Estimated couple costs with rent: $575 in Chingola versus $1,061 in Kafue.

Monthly costs for a family of three with rent: $816 in Chingola versus $1,414 in Kafue.

Living in Chingola costs roughly 53% less than in Kafue, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Chingola 75% lower, Kafue 47% lower.

Currency
🍽 Eating Out
Chingola
Kafue
Difference
Meal at Budget Restaurant
$12.23 ZMW 228
$7.33 ZMW 137
66.85%
Three-Course Dinner for Two, Mid-Range
$21.11 ZMW 394
$25.17 ZMW 469
-16.13%
Fast Food Meal (McDonalds, etc)
-
$3.63 ZMW 67.7
-
Cappuccino
-
$1.92 ZMW 35.83
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ZMW 7.95
$0.67 ZMW 12.53
-35.82%
Water (0.33 liter bottle)
$0.28 ZMW 5.15
$0.33 ZMW 6.23
-15.15%
Local Beer (0.5 liter draught)
$0.48 ZMW 8.98
$0.87 ZMW 16.22
-44.83%
Imported Beer (0.33 liter bottle)
$1.06 ZMW 19.73
$1.81 ZMW 33.84
-41.44%
🛒 Groceries & Markets
Chingola
Kafue
Difference
Milk (1 liter)
$0.99 ZMW 18.55
$1.33 ZMW 24.90
-25.56%
White Bread (500g)
$0.82 ZMW 15.21
$0.75 ZMW 14.04
9.33%
Rice (white) (1kg)
$2.03 ZMW 37.86
$1.60 ZMW 29.83
26.87%
Eggs
$1.14 ZMW 21.18
$1.85 ZMW 34.45
-38.38%
Local Cheese (1kg)
-
$7.62 ZMW 142
-
Chicken Fillets (1kg)
$2.02 ZMW 37.70
$3.80 ZMW 70.8
-46.84%
Beef Round Steak (1kg)
$3.81 ZMW 71.0
$4.65 ZMW 86.7
-18.06%
Apples (1kg)
$1.62 ZMW 30.12
$2.48 ZMW 46.19
-34.68%
Banana (1kg)
$1.69 ZMW 31.46
$1.65 ZMW 30.82
2.42%
Oranges (1kg)
$1.61 ZMW 30.11
$2.75 ZMW 51.3
-41.45%
Tomato (1kg)
$1.70 ZMW 31.70
$1.15 ZMW 21.54
47.83%
Potato (1kg)
$2.53 ZMW 47.16
$1.87 ZMW 34.88
35.29%
Onion (1kg)
$1.21 ZMW 22.66
$1.33 ZMW 24.71
-9.02%
Lettuce (1 head)
-
$0.92 ZMW 17.18
-
Water (1.5 liter bottle)
$0.72 ZMW 13.43
$0.52 ZMW 9.62
38.46%
Cigarettes 20 Pack (Marlboro, Camel)
$1.26 ZMW 23.51
$2.54 ZMW 47.40
-50.39%
Wine (Bottle)
$5.45 ZMW 102
$10.77 ZMW 201
-49.40%
Local Beer (0.5 liter bottle)
$0.52 ZMW 9.74
$1.12 ZMW 20.96
-53.57%
Imported Beer (0.33 liter bottle)
$0.60 ZMW 11.15
$1.51 ZMW 28.24
-60.26%
🚌 Getting Around
Chingola
Kafue
Difference
One-way Ticket (Public Transport)
-
$1.64 ZMW 30.61
-
Public Transport Monthly Pass (Regular Price)
-
$46.63 ZMW 870
-
Taxi Start (Normal Tariff)
-
$2.69 ZMW 50.1
-
Taxi (Normal Tariff) (1km)
$0.45 ZMW 8.31
-
-
Taxi 1hour Waiting (Normal Tariff)
$8.32 ZMW 155
$9.29 ZMW 173
-10.44%
Gasoline (1 liter)
$1.17 ZMW 21.91
$1.20 ZMW 22.33
-2.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$7,897 ZMW 147.3K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$28.4K ZMW 528.8K
-
🧾 Monthly Utilities & Internet
Chingola
Kafue
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.96 ZMW 764
$90.2 ZMW 1,681
-54.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
-
$52.3 ZMW 976
-
Internet (50+ Mbps, Unlimited Data)
-
$125 ZMW 2,336
-
🎉 Sport & Entertainment
Chingola
Kafue
Difference
Gym Membership (Monthly)
$8.54 ZMW 159
-
-
Cinema Ticket
-
$4.23 ZMW 78.9
-
🧸 Childcare & Education
Chingola
Kafue
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$174 ZMW 3,245
-
International Primary School, 1 Child (Yearly)
-
$9,500 ZMW 177.2K
-
👕👟 Clothing & Footwear
Chingola
Kafue
Difference
Jeans (Levis 501 Or Similar)
$16.84 ZMW 314
$18.76 ZMW 350
-10.23%
Summer Dress (H&M, Zara, etc)
$10.53 ZMW 196
$17.29 ZMW 323
-39.10%
Sport Shoes (Adidas, Nike)
$41.66 ZMW 777
$83.3 ZMW 1,554
-49.99%
Men's Leather Business Shoes
$62.8 ZMW 1,171
$72.1 ZMW 1,344
-12.90%
🏠 Accommodation & Living
Chingola
Kafue
Difference
Buy Apartment Outside City Center (m2)
$16.2K ZMW 302.6K
-
-
💵 Salaries & Financials
Chingola
Kafue
Difference
Average Monthly Net Salary (After Tax)
$120 ZMW 2,232
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
0
25
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chingola: July 28, 2026

Last update for Kafue: July 26, 2026

Cost Breakdown

Dining out: $21.00 in Chingola vs $25.00 in Kafue for a mid-range dinner for two. Groceries echo the gap at $119 vs $178 per month, with Chingola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chingola vs Kafue: Cost of Living - Frequently Asked Questions
Is Kafue cheaper than Chingola?
Chingola is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 112% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $500 in Chingola and $1,061 in Kafue to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do food prices compare in Chingola and in Kafue?
Supermarket bills run roughly 50% higher in Kafue. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Chingola or in Kafue?
Dining out is cheaper in Chingola – a meal for two runs $21.00 versus $25.00 in Kafue. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough for either Chingola or Kafue?
Either city works on $1,000 a month, though Chingola gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Chingola or in Kafue?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Chingola gentler on the wallet – expenses run 112% less than in Kafue. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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