Cost of Living Comparison Between Chinandega and Ubud, Bali Cost of Living Comparison Between Chinandega and Ubud, Bali

Monthly Cost of Living

A single person spends $710 per month in Chinandega vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,135 per month in Chinandega vs $2,557 in Ubud, Bali, rent included.

A family of three spends $1,561 per month in Chinandega vs $3,723 in Ubud, Bali, rent included.

Chinandega is about 49% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Chinandega sits 47% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chinandega
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.93 NIO 181
$3.57 Rp 64.5K
38.10%
Three-Course Dinner for Two, Mid-Range
$34.97 NIO 1,281
$32.32 Rp 583.4K
8.20%
Fast Food Meal (McDonalds, etc)
$7.15 NIO 262
$5.01 Rp 90.4K
42.71%
Cappuccino
$2.38 NIO 87.0
$2.82 Rp 51.0K
-15.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 NIO 30.72
$1.35 Rp 24.4K
-37.78%
Water (0.33 liter bottle)
$0.76 NIO 27.68
$0.73 Rp 13.2K
4.11%
Local Beer (0.5 liter draught)
$1.28 NIO 46.81
$2.93 Rp 53.0K
-56.31%
Imported Beer (0.33 liter bottle)
$2.03 NIO 74.4
$3.94 Rp 71.1K
-48.48%
🛒 Groceries & Markets
Chinandega
Ubud, Bali
Difference
Milk (1 liter)
$1.21 NIO 44.44
$1.78 Rp 32.1K
-32.02%
White Bread (500g)
$2.35 NIO 86.1
$2.45 Rp 44.2K
-4.08%
Rice (white) (1kg)
$1.85 NIO 67.8
$1.15 Rp 20.7K
60.87%
Eggs
$2.36 NIO 86.3
$2.41 Rp 43.6K
-2.07%
Local Cheese (1kg)
$11.16 NIO 409
$14.33 Rp 258.7K
-22.12%
Chicken Fillets (1kg)
$6.56 NIO 240
$4.19 Rp 75.6K
56.56%
Beef Round Steak (1kg)
$7.97 NIO 292
$12.06 Rp 217.7K
-33.91%
Apples (1kg)
$4.01 NIO 147
$3.64 Rp 65.7K
10.16%
Banana (1kg)
$0.85 NIO 31.15
$1.57 Rp 28.3K
-45.86%
Oranges (1kg)
$1.77 NIO 64.7
$2.79 Rp 50.3K
-36.56%
Tomato (1kg)
$2.18 NIO 79.7
$2.24 Rp 40.5K
-2.68%
Potato (1kg)
$3.97 NIO 145
$1.98 Rp 35.7K
100.51%
Onion (1kg)
$2.26 NIO 82.9
$2.28 Rp 41.1K
-0.88%
Lettuce (1 head)
$1.06 NIO 38.92
$1.05 Rp 19.0K
0.95%
Water (1.5 liter bottle)
$1.00 NIO 36.76
$0.79 Rp 14.2K
26.58%
Cigarettes 20 Pack (Marlboro, Camel)
$2.58 NIO 94.6
$3.19 Rp 57.6K
-19.12%
Wine (Bottle)
$14.70 NIO 538
$23.49 Rp 424.1K
-37.42%
Local Beer (0.5 liter bottle)
$1.46 NIO 53.5
$2.90 Rp 52.3K
-49.66%
Imported Beer (0.33 liter bottle)
$2.17 NIO 79.3
$2.76 Rp 49.7K
-21.38%
🚌 Getting Around
Chinandega
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,813
-
Public Transport Monthly Pass (Regular Price)
-
$8.37 Rp 151.1K
-
Taxi Start (Normal Tariff)
$1.47 NIO 53.8
$0.45 Rp 8,167
226.67%
Taxi (Normal Tariff) (1km)
-
$0.46 Rp 8,298
-
Taxi 1hour Waiting (Normal Tariff)
$6.88 NIO 252
$6.07 Rp 109.6K
13.34%
Gasoline (1 liter)
$1.37 NIO 50.2
$0.86 Rp 15.6K
59.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.6K NIO 828.0K
$26.6K Rp 480.0M
-14.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K NIO 977.7K
$32.5K Rp 587.6M
-17.98%
🧾 Monthly Utilities & Internet
Chinandega
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$97.8 NIO 3,581
$79.0 Rp 1.4M
23.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.76 NIO 614
$4.09 Rp 73.9K
309.78%
Internet (50+ Mbps, Unlimited Data)
$34.59 NIO 1,267
$23.85 Rp 430.5K
45.03%
🎉 Sport & Entertainment
Chinandega
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$98.8 Rp 1.8M
-
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 114.7K
-
Cinema Ticket
$7.80 NIO 286
$4.01 Rp 72.3K
94.51%
🧸 Childcare & Education
Chinandega
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$124 NIO 4,551
$297 Rp 5.4M
-58.20%
International Primary School, 1 Child (Yearly)
$5,912 NIO 216.5K
$6,602 Rp 119.2M
-10.46%
👕👟 Clothing & Footwear
Chinandega
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$78.6 NIO 2,879
$53.4 Rp 964.5K
47.11%
Summer Dress (H&M, Zara, etc)
$71.3 NIO 2,611
$38.11 Rp 688.1K
87.04%
Sport Shoes (Adidas, Nike)
$131 NIO 4,790
$88.7 Rp 1.6M
47.52%
Men's Leather Business Shoes
$109 NIO 3,981
$76.6 Rp 1.4M
41.88%
🏠 Accommodation & Living
Chinandega
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,020 Rp 18.4M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$680 Rp 12.3M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,469 Rp 62.6M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,090 Rp 37.7M
-
Buy Apartment in City Center (m2)
-
$2,729 Rp 49.3M
-
Buy Apartment Outside City Center (m2)
-
$2,295 Rp 41.4M
-
💵 Salaries & Financials
Chinandega
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.25
13.28
-22.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chinandega: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A mid-range dinner for two costs $35.00 in Chinandega versus $32.00 in Ubud, Bali. Groceries tell a different story – $260 in Chinandega vs $298 in Ubud, Bali – so Chinandega wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chinandega vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Chinandega and in Ubud, Bali compare overall?
Monthly costs with rent: $710 in Chinandega, $1,392 in Ubud, Bali – roughly 96% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Chinandega compared to Ubud, Bali?
For a comfortable life, plan on about $1,065 per month in Chinandega and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $35.00 in Chinandega and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 15% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Chinandega, where all-in costs run around $710, than in Ubud, Bali at $1,392. In Chinandega it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Chinandega and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $710 in Chinandega to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Chinandega or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Chinandega and Ubud, Bali?
If budget matters most, go with Chinandega. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

Chinandega vs other spots: cost of living compared

Similar cities