Cost of Living Comparison Between Chinandega and Ubud, Bali Cost of Living Comparison Between Chinandega and Ubud, Bali

Monthly Cost of Living

A single person spends $722 per month in Chinandega vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,133 per month in Chinandega vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,544 per month in Chinandega vs $3,694 in Ubud, Bali, rent included.

Chinandega is about 49% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Chinandega sits 46% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.03 NIO 184

$3.57 Rp 64.0K

40.90%

Three-Course Dinner for Two, Mid-Range

$35.01 NIO 1,282

$32.50 Rp 582.3K

7.72%

Fast Food Meal (McDonalds, etc)

$6.88 NIO 252

$4.86 Rp 87.1K

41.56%

Cappuccino

$2.34 NIO 85.6

$2.75 Rp 49.2K

-14.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 NIO 28.71

$1.32 Rp 23.7K

-40.91%

Water (0.33 liter bottle)

$0.70 NIO 25.69

$0.70 Rp 12.6K

Local Beer (0.5 liter draught)

$1.32 NIO 48.41

$2.91 Rp 52.2K

-54.64%

Imported Beer (0.33 liter bottle)

$1.97 NIO 72.2

$3.79 Rp 68.0K

-48.02%

Milk (1 liter)

$1.20 NIO 44.11

$1.71 Rp 30.6K

-29.82%

White Bread (500g)

$2.46 NIO 90.2

$2.47 Rp 44.3K

-0.40%

Rice (white) (1kg)

$1.80 NIO 65.9

$1.20 Rp 21.5K

50.00%

Eggs

$2.22 NIO 81.5

$2.44 Rp 43.8K

-9.02%

Local Cheese (1kg)

$11.34 NIO 415

$14.38 Rp 257.7K

-21.14%

Chicken Fillets (1kg)

$6.44 NIO 236

$4.31 Rp 77.1K

49.42%

Beef Round Steak (1kg)

$7.81 NIO 286

$12.21 Rp 218.7K

-36.04%

Apples (1kg)

$3.99 NIO 146

$3.68 Rp 66.0K

8.42%

Banana (1kg)

$0.89 NIO 32.66

$1.55 Rp 27.8K

-42.58%

Oranges (1kg)

$1.79 NIO 65.4

$2.79 Rp 49.9K

-35.84%

Tomato (1kg)

$2.29 NIO 83.9

$2.33 Rp 41.8K

-1.72%

Potato (1kg)

$3.90 NIO 143

$1.97 Rp 35.3K

97.97%

Onion (1kg)

$2.27 NIO 83.2

$2.31 Rp 41.4K

-1.73%

Lettuce (1 head)

$1.07 NIO 39.23

$1.06 Rp 19.1K

0.94%

Water (1.5 liter bottle)

$1.01 NIO 36.99

$0.73 Rp 13.1K

38.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 NIO 98.8

$3.28 Rp 58.8K

-17.68%

Wine (Bottle)

$14.90 NIO 546

$22.79 Rp 408.4K

-34.62%

Local Beer (0.5 liter bottle)

$1.47 NIO 53.7

$2.81 Rp 50.3K

-47.69%

Imported Beer (0.33 liter bottle)

$2.20 NIO 80.4

$2.78 Rp 49.9K

-20.86%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$1.49 NIO 54.6

$0.45 Rp 8,047

231.11%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.79 NIO 249

$6.24 Rp 111.7K

8.81%

Gasoline (1 liter)

$1.35 NIO 49.29

$0.85 Rp 15.2K

58.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K NIO 833.6K

$26.0K Rp 465.4M

-12.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K NIO 969.8K

$31.7K Rp 567.2M

-16.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.4 NIO 3,605

$80.8 Rp 1.4M

21.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.83 NIO 617

$4.06 Rp 72.7K

314.53%

Internet (50+ Mbps, Unlimited Data)

$35.28 NIO 1,292

$24.42 Rp 437.6K

44.47%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$7.88 NIO 288

$4.04 Rp 72.4K

95.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 NIO 4,472

$304 Rp 5.4M

-59.84%

International Primary School, 1 Child (Yearly)

$6,030 NIO 220.8K

$6,621 Rp 118.6M

-8.93%

Jeans (Levis 501 Or Similar)

$76.7 NIO 2,807

$54.2 Rp 971.7K

41.34%

Summer Dress (H&M, Zara, etc)

$72.3 NIO 2,648

$38.78 Rp 694.7K

86.46%

Sport Shoes (Adidas, Nike)

$131 NIO 4,812

$86.1 Rp 1.5M

52.53%

Men's Leather Business Shoes

$110 NIO 4,024

$76.7 Rp 1.4M

43.29%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

13.28

-22.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chinandega: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A mid-range dinner for two costs $35.00 in Chinandega versus $33.00 in Ubud, Bali. Groceries tell a different story – $261 in Chinandega vs $297 in Ubud, Bali – so Chinandega wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chinandega vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $722 in Chinandega, $1,404 in Ubud, Bali – roughly 95% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $1,083 per month in Chinandega and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $35.00 in Chinandega and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 14% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Chinandega, where all-in costs run around $722, than in Ubud, Bali at $1,404. In Chinandega it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $722 in Chinandega to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chinandega. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.