🙂A single person spends $710 per month in Chinandega vs $1,392 in Ubud, Bali, rent included.
🙂A couple spends around $1,135 per month in Chinandega vs $2,557 in Ubud, Bali, rent included.
🙂A family of three spends $1,561 per month in Chinandega vs $3,723 in Ubud, Bali, rent included.
🙂Chinandega is about 49% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.
📊Chinandega sits 47% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Chinandega
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.93NIO 181
$3.57Rp 64.5K
38.10%
Three-Course Dinner for Two, Mid-Range
$34.97NIO 1,281
$32.32Rp 583.4K
8.20%
Fast Food Meal(McDonalds, etc)
$7.15NIO 262
$5.01Rp 90.4K
42.71%
Cappuccino
$2.38NIO 87.0
$2.82Rp 51.0K
-15.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84NIO 30.72
$1.35Rp 24.4K
-37.78%
Water(0.33 liter bottle)
$0.76NIO 27.68
$0.73Rp 13.2K
4.11%
Local Beer(0.5 liter draught)
$1.28NIO 46.81
$2.93Rp 53.0K
-56.31%
Imported Beer(0.33 liter bottle)
$2.03NIO 74.4
$3.94Rp 71.1K
-48.48%
🛒 Groceries & Markets
Chinandega
Ubud, Bali
Difference
Milk(1 liter)
$1.21NIO 44.44
$1.78Rp 32.1K
-32.02%
White Bread(500g)
$2.35NIO 86.1
$2.45Rp 44.2K
-4.08%
Rice(white)(1kg)
$1.85NIO 67.8
$1.15Rp 20.7K
60.87%
Eggs
$2.36NIO 86.3
$2.41Rp 43.6K
-2.07%
Local Cheese(1kg)
$11.16NIO 409
$14.33Rp 258.7K
-22.12%
Chicken Fillets(1kg)
$6.56NIO 240
$4.19Rp 75.6K
56.56%
Beef Round Steak(1kg)
$7.97NIO 292
$12.06Rp 217.7K
-33.91%
Apples(1kg)
$4.01NIO 147
$3.64Rp 65.7K
10.16%
Banana(1kg)
$0.85NIO 31.15
$1.57Rp 28.3K
-45.86%
Oranges(1kg)
$1.77NIO 64.7
$2.79Rp 50.3K
-36.56%
Tomato(1kg)
$2.18NIO 79.7
$2.24Rp 40.5K
-2.68%
Potato(1kg)
$3.97NIO 145
$1.98Rp 35.7K
100.51%
Onion(1kg)
$2.26NIO 82.9
$2.28Rp 41.1K
-0.88%
Lettuce(1 head)
$1.06NIO 38.92
$1.05Rp 19.0K
0.95%
Water(1.5 liter bottle)
$1.00NIO 36.76
$0.79Rp 14.2K
26.58%
Cigarettes 20 Pack(Marlboro, Camel)
$2.58NIO 94.6
$3.19Rp 57.6K
-19.12%
Wine(Bottle)
$14.70NIO 538
$23.49Rp 424.1K
-37.42%
Local Beer(0.5 liter bottle)
$1.46NIO 53.5
$2.90Rp 52.3K
-49.66%
Imported Beer(0.33 liter bottle)
$2.17NIO 79.3
$2.76Rp 49.7K
-21.38%
🚌 Getting Around
Chinandega
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,813
-
Public Transport Monthly Pass(Regular Price)
-
$8.37Rp 151.1K
-
Taxi Start(Normal Tariff)
$1.47NIO 53.8
$0.45Rp 8,167
226.67%
Taxi(Normal Tariff)(1km)
-
$0.46Rp 8,298
-
Taxi 1hour Waiting(Normal Tariff)
$6.88NIO 252
$6.07Rp 109.6K
13.34%
Gasoline(1 liter)
$1.37NIO 50.2
$0.86Rp 15.6K
59.30%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.6KNIO 828.0K
$26.6KRp 480.0M
-14.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7KNIO 977.7K
$32.5KRp 587.6M
-17.98%
🧾 Monthly Utilities & Internet
Chinandega
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$97.8NIO 3,581
$79.0Rp 1.4M
23.72%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.76NIO 614
$4.09Rp 73.9K
309.78%
Internet(50+ Mbps, Unlimited Data)
$34.59NIO 1,267
$23.85Rp 430.5K
45.03%
🎉 Sport & Entertainment
Chinandega
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.8Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 114.7K
-
Cinema Ticket
$7.80NIO 286
$4.01Rp 72.3K
94.51%
🧸 Childcare & Education
Chinandega
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$124NIO 4,551
$297Rp 5.4M
-58.20%
International Primary School, 1 Child(Yearly)
$5,912NIO 216.5K
$6,602Rp 119.2M
-10.46%
👕👟 Clothing & Footwear
Chinandega
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$78.6NIO 2,879
$53.4Rp 964.5K
47.11%
Summer Dress(H&M, Zara, etc)
$71.3NIO 2,611
$38.11Rp 688.1K
87.04%
Sport Shoes(Adidas, Nike)
$131NIO 4,790
$88.7Rp 1.6M
47.52%
Men's Leather Business Shoes
$109NIO 3,981
$76.6Rp 1.4M
41.88%
🏠 Accommodation & Living
Chinandega
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,020Rp 18.4M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$680Rp 12.3M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,469Rp 62.6M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,090Rp 37.7M
-
Buy Apartment in City Center(m2)
-
$2,729Rp 49.3M
-
Buy Apartment Outside City Center(m2)
-
$2,295Rp 41.4M
-
💵 Salaries & Financials
Chinandega
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$164Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
13.28
-22.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chinandega: July 26, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $35.00 in Chinandega versus $32.00 in Ubud, Bali. Groceries tell a different story – $260 in Chinandega vs $298 in Ubud, Bali – so Chinandega wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chinandega vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Chinandega and in Ubud, Bali compare overall?
Monthly costs with rent: $710 in Chinandega, $1,392 in Ubud, Bali – roughly 96% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Chinandega compared to Ubud, Bali?
For a comfortable life, plan on about $1,065 per month in Chinandega and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $35.00 in Chinandega and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 15% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Chinandega, where all-in costs run around $710, than in Ubud, Bali at $1,392. In Chinandega it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Chinandega and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $710 in Chinandega to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Chinandega or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Chinandega and Ubud, Bali?
If budget matters most, go with Chinandega. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Chinandega vs other spots: cost of living compared