Last update: Oct 2026

Cost of Living Comparison Between Chinandega and Ubud, Bali

For one person, living is cheaper in Chinandega: $772 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

37

Cost of Living Index in Chinandega
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Chinandega Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Chinandega

🇳🇮 Nicaragua

$772

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Chinandega and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chinandega and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $772 per month in Chinandega vs $1,349 in Ubud, Bali, rent included.

Chinandega $772
Ubud, Bali $1,349

A couple spends around $1,234 per month in Chinandega vs $2,305 in Ubud, Bali, rent included.

Chinandega $1,234
Ubud, Bali $2,305

A family of three spends $1,696 per month in Chinandega vs $3,261 in Ubud, Bali, rent included.

Chinandega $1,696
Ubud, Bali $3,261

Chinandega is about 43% cheaper than Ubud, Bali, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$10.14 NIO 371

$3.32 Rp 60.2K

205.42%

Three-Course Dinner for Two, Mid-Range

$34.36 NIO 1,259

$35.64 Rp 645.8K

-3.59%

Fast Food Meal (McDonalds, etc)

$7.82 NIO 286

$5.53 Rp 100.3K

41.41%

Cappuccino

$2.55 NIO 93.5

$2.72 Rp 49.3K

-6.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 NIO 30.97

$1.70 Rp 30.8K

-50.00%

Water (0.33 liter bottle)

$0.73 NIO 26.89

$0.76 Rp 13.8K

-3.95%

Local Beer (0.5 liter draught)

$1.54 NIO 56.4

$2.65 Rp 48.1K

-41.89%

Imported Beer (0.33 liter bottle)

$2.31 NIO 84.5

$4.38 Rp 79.4K

-47.26%

Milk (1 liter)

$1.22 NIO 44.55

$1.49 Rp 27.0K

-18.12%

White Bread (500g)

$2.43 NIO 89.0

$2.28 Rp 41.2K

6.58%

Rice (white) (1kg)

$1.86 NIO 68.1

$1.19 Rp 21.6K

56.30%

Eggs

$2.35 NIO 86.0

$2.04 Rp 36.9K

15.20%

Local Cheese (1kg)

$11.72 NIO 429

$17.70 Rp 320.8K

-33.79%

Chicken Fillets (1kg)

$6.52 NIO 239

$3.96 Rp 71.8K

64.65%

Beef Round Steak (1kg)

$7.56 NIO 277

$12.19 Rp 220.9K

-37.98%

Apples (1kg)

$4.08 NIO 149

$3.66 Rp 66.2K

11.48%

Banana (1kg)

$0.59 NIO 21.52

$1.52 Rp 27.5K

-61.18%

Oranges (1kg)

$1.81 NIO 66.4

$2.23 Rp 40.4K

-18.83%

Tomato (1kg)

$2.47 NIO 90.6

$1.97 Rp 35.7K

25.38%

Potato (1kg)

$4.05 NIO 148

$1.85 Rp 33.5K

118.92%

Onion (1kg)

$2.18 NIO 80.0

$2.42 Rp 43.9K

-9.92%

Lettuce (1 head)

$1.09 NIO 40.00

$0.99 Rp 17.9K

10.10%

Water (1.5 liter bottle)

$1.00 NIO 36.78

$0.51 Rp 9,303

96.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 NIO 99.0

$2.22 Rp 40.3K

21.62%

Wine (Bottle)

$14.63 NIO 536

$22.24 Rp 403.0K

-34.22%

Local Beer (0.5 liter bottle)

$1.49 NIO 54.7

$2.26 Rp 41.0K

-34.07%

Imported Beer (0.33 liter bottle)

$2.16 NIO 79.0

$2.97 Rp 53.8K

-27.27%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$1.67 NIO 61.0

$0.44 Rp 7,964

279.55%

Taxi (Normal Tariff) (1km)

$1.66 NIO 60.9

$0.43 Rp 7,793

286.05%

Taxi 1hour Waiting (Normal Tariff)

$6.71 NIO 246

$5.41 Rp 98.0K

24.03%

Gasoline (1 liter)

$1.30 NIO 47.64

$0.82 Rp 14.9K

58.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K NIO 825.0K

$23.8K Rp 432.0M

-5.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K NIO 985.2K

$31.7K Rp 575.3M

-15.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 NIO 3,731

$79.1 Rp 1.4M

28.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.81 NIO 725

$6.45 Rp 116.8K

207.13%

Internet (50+ Mbps, Unlimited Data)

$31.82 NIO 1,166

$18.58 Rp 336.7K

71.26%

Gym Membership (Monthly)

$49.48 Rp 896.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$9.13 NIO 334

$4.27 Rp 77.4K

113.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 NIO 8,558

$491 Rp 8.9M

-52.37%

International Primary School, 1 Child (Yearly)

$5,961 NIO 218.3K

$5,674 Rp 102.8M

5.05%

Jeans (Levis 501 Or Similar)

$59.7 NIO 2,187

$44.64 Rp 808.9K

33.76%

Summer Dress (H&M, Zara, etc)

$65.6 NIO 2,402

$34.95 Rp 633.4K

87.67%

Sport Shoes (Adidas, Nike)

$122 NIO 4,476

$79.9 Rp 1.4M

52.95%

Men's Leather Business Shoes

$143 NIO 5,221

$79.4 Rp 1.4M

79.49%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.92

13.78

-13.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chinandega: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Chinandega

$261 33.8%

Ubud, Bali

$288 21.4% 10.4% $27

Clothing & Footwear

Chinandega

$176 22.7%

Ubud, Bali

$108 8% 38.8% $68

Eating Out

Chinandega

$154 19.9%

Ubud, Bali

$108 8% 30% $46

Monthly Utilities & Internet

Chinandega

$154 19.9%

Ubud, Bali

$104 7.7% 32.2% $49

Sport & Entertainment

Chinandega

$18 * 2.4%

Ubud, Bali

$58 4.3% 218% $40

Getting Around

Chinandega

$10 * 1.3%

Ubud, Bali

$11 0.9% 14.4% $1.4

Accommodation & Living

Chinandega

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $34 in Chinandega versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $261 vs $288 – making Chinandega the more affordable choice for daily food spending.

Good to know

🇳🇮 Chinandega

🇮🇩 Ubud, Bali

🕒 Local time

18:12 6:12 PM

08:12 8:12 AM

14 h ahead of Chinandega

🌤 Weather

👥 Population

135,578

74,800

💱 Currency

Nicaraguan Córdoba NIO C$

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NIO – Nicaraguan Córdoba Converter

🇺🇸 United States Dollar ($)

🇳🇮 Nicaraguan Córdoba (C$)

Nicaraguan Córdoba exchange rates as of November 2, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.89 NIO (100 NIO = 2.45 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NIO in detail →

On the map

Lowest

Highest

Between locations

Chinandega Ubud, Bali 17,530 km ≈ 22 h nonstop flight

From you

Chinandega
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chinandega vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $772 in Chinandega, $1,349 in Ubud, Bali – Chinandega comes out roughly 43% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,159 per month in Chinandega and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $34 in Chinandega and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 10% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Chinandega, where all-in costs run around $772, than in Ubud, Bali at $1,349. In Chinandega it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $772 in Chinandega to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.