Cost of Living Comparison Between Ubud, Bali and Chinandega Cost of Living Comparison Between Ubud, Bali and Chinandega

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $710 in Chinandega, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,135 in Chinandega, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,561 in Chinandega, rent included.

Ubud, Bali costs about 96% more than Chinandega, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Chinandega is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$4.93 NIO 181

-27.59%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$34.97 NIO 1,281

-7.58%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$7.15 NIO 262

-29.93%

Cappuccino

$2.82 Rp 51.0K

$2.38 NIO 87.0

18.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.84 NIO 30.72

60.71%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.76 NIO 27.68

-3.95%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.28 NIO 46.81

128.91%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.03 NIO 74.4

94.09%

Milk (1 liter)

$1.78 Rp 32.1K

$1.21 NIO 44.44

47.11%

White Bread (500g)

$2.45 Rp 44.2K

$2.35 NIO 86.1

4.26%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.85 NIO 67.8

-37.84%

Eggs

$2.41 Rp 43.6K

$2.36 NIO 86.3

2.12%

Local Cheese (1kg)

$14.33 Rp 258.7K

$11.16 NIO 409

28.41%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.56 NIO 240

-36.13%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$7.97 NIO 292

51.32%

Apples (1kg)

$3.64 Rp 65.7K

$4.01 NIO 147

-9.23%

Banana (1kg)

$1.57 Rp 28.3K

$0.85 NIO 31.15

84.71%

Oranges (1kg)

$2.79 Rp 50.3K

$1.77 NIO 64.7

57.63%

Tomato (1kg)

$2.24 Rp 40.5K

$2.18 NIO 79.7

2.75%

Potato (1kg)

$1.98 Rp 35.7K

$3.97 NIO 145

-50.13%

Onion (1kg)

$2.28 Rp 41.1K

$2.26 NIO 82.9

0.88%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.06 NIO 38.92

-0.94%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.00 NIO 36.76

-21.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.58 NIO 94.6

23.64%

Wine (Bottle)

$23.49 Rp 424.1K

$14.70 NIO 538

59.80%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.46 NIO 53.5

98.63%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.17 NIO 79.3

27.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.47 NIO 53.8

-69.39%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$6.88 NIO 252

-11.77%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.37 NIO 50.2

-37.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$22.6K NIO 828.0K

17.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$26.7K NIO 977.7K

21.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$97.8 NIO 3,581

-19.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$16.76 NIO 614

-75.60%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$34.59 NIO 1,267

-31.05%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$7.80 NIO 286

-48.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$124 NIO 4,551

139.21%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$5,912 NIO 216.5K

11.68%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$78.6 NIO 2,879

-32.02%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$71.3 NIO 2,611

-46.53%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$131 NIO 4,790

-32.21%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$109 NIO 3,981

-29.52%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.25

29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Chinandega: July 26, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Chinandega. Groceries tell a different story – $298 in Ubud, Bali vs $260 in Chinandega – so Chinandega wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chinandega: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $710 in Chinandega – roughly 96% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,065 in Chinandega. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $35.00 in Chinandega. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Chinandega, where all-in costs run around $710, than in Ubud, Bali at $1,392. In Chinandega it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $710 in Chinandega to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chinandega. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.