Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chinandega

For one person, living is cheaper in Chinandega: $772 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
37

Cost of Living Index in Chinandega
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Chinandega Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Chinandega

🇳🇮 Nicaragua

$772

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chinandega

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chinandega actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $772 in Chinandega, rent included.

Ubud, Bali $1,349
Chinandega $772

A couple spends around $2,305 per month in Ubud, Bali vs $1,234 in Chinandega, rent included.

Ubud, Bali $2,305
Chinandega $1,234

A family of three spends $3,261 per month in Ubud, Bali vs $1,696 in Chinandega, rent included.

Ubud, Bali $3,261
Chinandega $1,696

Ubud, Bali costs about 75% more than Chinandega, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$10.14 NIO 371

-67.26%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$34.36 NIO 1,259

3.73%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.82 NIO 286

-29.28%

Cappuccino

$2.72 Rp 49.3K

$2.55 NIO 93.5

6.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.85 NIO 30.97

100.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.73 NIO 26.89

4.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.54 NIO 56.4

72.08%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.31 NIO 84.5

89.61%

Milk (1 liter)

$1.49 Rp 27.0K

$1.22 NIO 44.55

22.13%

White Bread (500g)

$2.28 Rp 41.3K

$2.43 NIO 89.0

-6.17%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.86 NIO 68.1

-36.02%

Eggs

$2.04 Rp 36.9K

$2.35 NIO 86.0

-13.19%

Local Cheese (1kg)

$17.70 Rp 321.1K

$11.72 NIO 429

51.02%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.52 NIO 239

-39.26%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$7.56 NIO 277

61.24%

Apples (1kg)

$3.66 Rp 66.3K

$4.08 NIO 149

-10.29%

Banana (1kg)

$1.52 Rp 27.5K

$0.59 NIO 21.52

157.63%

Oranges (1kg)

$2.23 Rp 40.4K

$1.81 NIO 66.4

23.20%

Tomato (1kg)

$1.97 Rp 35.8K

$2.47 NIO 90.6

-20.24%

Potato (1kg)

$1.85 Rp 33.5K

$4.05 NIO 148

-54.32%

Onion (1kg)

$2.42 Rp 44.0K

$2.18 NIO 80.0

11.01%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.09 NIO 40.00

-9.17%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.00 NIO 36.78

-49.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.70 NIO 99.0

-17.78%

Wine (Bottle)

$22.24 Rp 403.4K

$14.63 NIO 536

52.02%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.49 NIO 54.7

51.68%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.16 NIO 79.0

37.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.67 NIO 61.0

-73.65%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.66 NIO 60.9

-74.10%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$6.71 NIO 246

-19.37%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.30 NIO 47.64

-36.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$22.5K NIO 825.0K

5.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.9K NIO 985.2K

18.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$102 NIO 3,731

-22.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$19.81 NIO 725

-67.44%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$31.82 NIO 1,166

-41.61%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$9.13 NIO 334

-53.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$234 NIO 8,558

109.94%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$5,961 NIO 218.3K

-4.81%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$59.7 NIO 2,187

-25.24%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$65.6 NIO 2,402

-46.71%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$122 NIO 4,476

-34.62%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$143 NIO 5,221

-44.29%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.92

15.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Chinandega: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Chinandega

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Chinandega

$261 33.8% 9.5% $27

Eating Out

Ubud, Bali

$108 8%

Chinandega

$154 19.9% 42.9% $46

Clothing & Footwear

Ubud, Bali

$108 8%

Chinandega

$176 22.7% 63.3% $68

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Chinandega

$154 19.9% 47.5% $49

Sport & Entertainment

Ubud, Bali

$58 4.3%

Chinandega

$18 * 2.4% 68.5% $40

Getting Around

Ubud, Bali

$11 0.9%

Chinandega

$10 * 1.3% 12.6% $1.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $34 in Chinandega. Monthly groceries follow the same trend: $288 vs $261 – making Chinandega the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇮 Chinandega

🕒 Local time

10:06 10:06 AM

20:06 8:06 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

135,578

💱 Currency

Indonesian Rupiah IDR Rp

Nicaraguan Córdoba NIO C$

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

Exchange rates and currency converter

NIO, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Nicaraguan Córdoba exchange rates as of November 2, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.89 NIO (100 NIO = 2.45 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chinandega 17,530 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Chinandega

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chinandega: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $772 in Chinandega – Chinandega comes out roughly 43% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,159 in Chinandega. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $36 in Ubud, Bali and $34 in Chinandega. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 10% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Chinandega, where all-in costs run around $772, than in Ubud, Bali at $1,349. In Chinandega it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $772 in Chinandega to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.