Cost of Living Comparison Between Ubud, Bali and Chinandega Cost of Living Comparison Between Ubud, Bali and Chinandega

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $755 in Chinandega, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,225 in Chinandega, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,696 in Chinandega, rent included.

Ubud, Bali costs about 81% more than Chinandega, driven mainly by Clothing & Footwear.

Ubud, Bali sits 0% above the global median, while Chinandega is 45% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$9.84 NIO 360

-65.04%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$36.75 NIO 1,346

-1.20%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$7.75 NIO 284

-26.32%

Cappuccino

$2.67 Rp 47.3K

$2.49 NIO 91.1

7.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.89 NIO 32.76

96.63%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.69 NIO 25.24

26.09%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.46 NIO 53.3

102.05%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.02 NIO 73.9

123.76%

Milk (1 liter)

$1.62 Rp 28.7K

$1.25 NIO 45.74

29.60%

White Bread (500g)

$2.33 Rp 41.3K

$2.38 NIO 87.1

-2.10%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.71 NIO 62.7

-35.09%

Eggs

$2.20 Rp 39.0K

$2.37 NIO 86.7

-7.17%

Local Cheese (1kg)

$17.69 Rp 313.3K

$11.40 NIO 418

55.18%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.63 NIO 243

-38.16%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$7.26 NIO 266

67.77%

Apples (1kg)

$3.71 Rp 65.6K

$3.67 NIO 135

1.09%

Banana (1kg)

$1.59 Rp 28.1K

$0.63 NIO 22.94

152.38%

Oranges (1kg)

$2.28 Rp 40.4K

$1.84 NIO 67.5

23.91%

Tomato (1kg)

$1.95 Rp 34.6K

$2.19 NIO 80.1

-10.96%

Potato (1kg)

$1.91 Rp 33.7K

$3.98 NIO 146

-52.01%

Onion (1kg)

$2.33 Rp 41.3K

$2.24 NIO 82.0

4.02%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.99 NIO 36.26

2.02%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.03 NIO 37.74

-46.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.61 NIO 95.6

-14.56%

Wine (Bottle)

$23.07 Rp 408.6K

$14.66 NIO 537

57.37%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.46 NIO 53.6

65.75%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.33 NIO 85.3

28.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.62 NIO 59.2

-70.37%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.60 NIO 58.7

-73.13%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$6.97 NIO 255

-19.08%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.32 NIO 48.40

-39.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$22.6K NIO 828.6K

10.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$26.7K NIO 976.5K

18.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$101 NIO 3,708

-19.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$16.91 NIO 619

-61.62%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$34.32 NIO 1,257

-45.31%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$8.46 NIO 310

-46.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$236 NIO 8,654

103.42%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$6,020 NIO 220.5K

-5.13%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$71.8 NIO 2,630

-36.60%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$74.8 NIO 2,739

-52.02%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$132 NIO 4,842

-39.19%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$106 NIO 3,898

-26.08%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.25

34.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Chinandega: September 12, 2026

Cost Breakdown

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $37.00 in Chinandega. Groceries tell a different story – $295 in Ubud, Bali vs $256 in Chinandega – so Chinandega wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chinandega: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $755 in Chinandega – roughly 81% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,132 in Chinandega. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $37.00 in Chinandega. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Chinandega, where all-in costs run around $755, than in Ubud, Bali at $1,368. In Chinandega it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $755 in Chinandega to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chinandega. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.