Cost of Living Comparison Between Ubud, Bali and Chinandega Cost of Living Comparison Between Ubud, Bali and Chinandega

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $713 in Chinandega, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $1,132 in Chinandega, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $1,550 in Chinandega, rent included.

Ubud, Bali costs about 95% more than Chinandega, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Chinandega is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$4.78 NIO 175

-28.87%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$35.11 NIO 1,286

-7.78%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$6.94 NIO 254

-27.95%

Cappuccino

$2.82 Rp 50.3K

$2.37 NIO 87.0

18.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$0.81 NIO 29.54

70.37%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.70 NIO 25.79

4.29%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$1.28 NIO 46.73

132.81%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$1.94 NIO 71.2

104.64%

Milk (1 liter)

$1.79 Rp 32.0K

$1.27 NIO 46.43

40.94%

White Bread (500g)

$2.46 Rp 43.9K

$2.45 NIO 89.6

0.41%

Rice (white) (1kg)

$1.20 Rp 21.4K

$1.79 NIO 65.5

-32.96%

Eggs

$2.39 Rp 42.6K

$2.32 NIO 85.0

3.02%

Local Cheese (1kg)

$14.40 Rp 256.6K

$11.41 NIO 418

26.21%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$6.71 NIO 246

-36.21%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$7.84 NIO 287

50.77%

Apples (1kg)

$3.78 Rp 67.4K

$3.94 NIO 144

-4.06%

Banana (1kg)

$1.63 Rp 29.1K

$0.83 NIO 30.28

96.39%

Oranges (1kg)

$2.80 Rp 49.9K

$1.75 NIO 64.1

60.00%

Tomato (1kg)

$2.26 Rp 40.3K

$2.18 NIO 79.7

3.67%

Potato (1kg)

$2.00 Rp 35.6K

$3.96 NIO 145

-49.49%

Onion (1kg)

$2.21 Rp 39.4K

$2.22 NIO 81.3

-0.45%

Lettuce (1 head)

$1.07 Rp 19.1K

$1.02 NIO 37.24

4.90%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$1.02 NIO 37.18

-25.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$2.60 NIO 95.3

20.38%

Wine (Bottle)

$23.81 Rp 424.4K

$14.56 NIO 533

63.53%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.45 NIO 53.1

95.86%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$2.19 NIO 80.0

26.94%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$1.53 NIO 56.2

-70.59%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$6.82 NIO 250

-12.32%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.35 NIO 49.35

-40.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$23.1K NIO 844.7K

11.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$26.7K NIO 976.6K

19.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$98.0 NIO 3,588

-17.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$17.30 NIO 633

-76.07%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$35.04 NIO 1,283

-31.16%

Gym Membership (Monthly)

$97.8 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

Cinema Ticket

$4.04 Rp 71.9K

$8.01 NIO 293

-49.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$124 NIO 4,559

138.64%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$6,011 NIO 220.1K

9.64%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$78.5 NIO 2,875

-29.76%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$71.7 NIO 2,624

-46.25%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$131 NIO 4,799

-34.26%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$107 NIO 3,901

-26.83%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.25

29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Chinandega: June 16, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Chinandega. Groceries tell a different story – $299 in Ubud, Bali vs $261 in Chinandega – so Chinandega wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chinandega: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,394 in Ubud, Bali, $713 in Chinandega – roughly 95% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $1,070 in Chinandega. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $35.00 in Chinandega. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Chinandega, where all-in costs run around $713, than in Ubud, Bali at $1,394. In Chinandega it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $713 in Chinandega to $1,394 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chinandega. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.