Cost of Living Comparison Between Ubud, Bali and Chinandega Cost of Living Comparison Between Ubud, Bali and Chinandega

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $700 in Chinandega, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,129 in Chinandega, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,559 in Chinandega, rent included.

Ubud, Bali costs about 106% more than Chinandega, driven mainly by Sport & Entertainment.

Ubud, Bali sits 7% above the global median, while Chinandega is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$5.00 NIO 184

-28.60%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$35.20 NIO 1,294

-7.44%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.86 NIO 252

-26.09%

Cappuccino

$2.83 Rp 49.0K

$2.42 NIO 88.9

16.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.84 NIO 30.72

59.52%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.70 NIO 25.63

-1.43%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.33 NIO 49.01

124.81%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.97 NIO 72.6

95.43%

Milk (1 liter)

$1.74 Rp 30.2K

$1.22 NIO 44.85

42.62%

White Bread (500g)

$2.54 Rp 44.0K

$2.44 NIO 89.8

4.10%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.88 NIO 69.1

-36.70%

Eggs

$2.43 Rp 42.0K

$2.25 NIO 82.5

8.00%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.98 NIO 404

33.52%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.73 NIO 248

-37.89%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$8.14 NIO 299

46.68%

Apples (1kg)

$3.69 Rp 63.9K

$3.81 NIO 140

-3.15%

Banana (1kg)

$1.61 Rp 27.8K

$0.90 NIO 32.99

78.89%

Oranges (1kg)

$2.69 Rp 46.5K

$1.84 NIO 67.5

46.20%

Tomato (1kg)

$2.33 Rp 40.4K

$2.26 NIO 83.2

3.10%

Potato (1kg)

$1.91 Rp 33.0K

$3.99 NIO 147

-52.13%

Onion (1kg)

$2.19 Rp 37.9K

$2.18 NIO 80.0

0.46%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.07 NIO 39.25

-0.93%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.04 NIO 38.34

-30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.69 NIO 98.9

16.36%

Wine (Bottle)

$23.49 Rp 407.1K

$14.38 NIO 529

63.35%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.47 NIO 54.0

86.39%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.28 NIO 83.9

26.32%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.52 NIO 55.8

-70.39%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.72 NIO 247

-8.33%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.34 NIO 49.30

-37.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$23.1K NIO 848.6K

13.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$26.6K NIO 979.3K

21.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$99.6 NIO 3,663

-21.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$17.24 NIO 634

-77.09%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$35.59 NIO 1,308

-31.44%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$8.02 NIO 295

-49.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$124 NIO 4,543

144.89%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$6,024 NIO 221.4K

8.27%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$78.0 NIO 2,868

-30.98%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$73.3 NIO 2,694

-48.18%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$133 NIO 4,878

-34.61%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$106 NIO 3,898

-25.63%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.25

29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Chinandega: April 26, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $35.00 in Chinandega. Groceries tell a different story – $298 in Ubud, Bali vs $261 in Chinandega – so Chinandega wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chinandega: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $700 in Chinandega – roughly 106% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,049 in Chinandega. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $35.00 in Chinandega. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 14% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Chinandega, where all-in costs run around $700, than in Ubud, Bali at $1,438. In Chinandega it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $700 in Chinandega to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chinandega. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.