Cost of Living Comparison Between Chilliwack and Toronto Cost of Living Comparison Between Chilliwack and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,189 in Chilliwack versus $2,788 in Toronto.

Estimated couple costs with rent: $3,259 in Chilliwack versus $4,110 in Toronto.

Monthly costs for a family of three with rent: $4,329 in Chilliwack versus $5,432 in Toronto.

Living in Chilliwack costs roughly 21% less than in Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Chilliwack 64% above, Toronto 109% above.

Meal at Budget Restaurant

$15.02 CA$21.06

$18.51 CA$25.96

-18.85%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$83.8 CA$118

-13.33%

Fast Food Meal (McDonalds, etc)

$9.40 CA$13.17

$10.97 CA$15.38

-14.31%

Cappuccino

$3.94 CA$5.52

$3.99 CA$5.59

-1.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.12

$2.11 CA$2.96

5.21%

Water (0.33 liter bottle)

$1.70 CA$2.39

$1.69 CA$2.37

0.59%

Local Beer (0.5 liter draught)

$5.96 CA$8.35

$5.92 CA$8.30

0.68%

Imported Beer (0.33 liter bottle)

$4.30 CA$6.03

$6.48 CA$9.08

-33.64%

Milk (1 liter)

$2.20 CA$3.09

$2.71 CA$3.80

-18.82%

White Bread (500g)

$2.81 CA$3.95

$2.85 CA$4.00

-1.40%

Rice (white) (1kg)

$2.65 CA$3.72

$3.56 CA$4.99

-25.56%

Eggs

$3.68 CA$5.16

$3.54 CA$4.96

3.95%

Local Cheese (1kg)

$12.55 CA$17.59

$13.26 CA$18.59

-5.35%

Chicken Fillets (1kg)

$11.86 CA$16.63

$13.05 CA$18.29

-9.12%

Beef Round Steak (1kg)

$13.01 CA$18.23

$16.77 CA$23.51

-22.42%

Apples (1kg)

$4.40 CA$6.17

$4.11 CA$5.77

7.06%

Banana (1kg)

$1.38 CA$1.93

$1.14 CA$1.60

21.05%

Oranges (1kg)

$4.04 CA$5.67

$3.40 CA$4.76

18.82%

Tomato (1kg)

$4.99 CA$6.99

$4.02 CA$5.64

24.13%

Potato (1kg)

$4.20 CA$5.89

$2.43 CA$3.41

72.84%

Onion (1kg)

$2.96 CA$4.14

$2.94 CA$4.12

0.68%

Lettuce (1 head)

$2.58 CA$3.62

$2.47 CA$3.47

4.45%

Water (1.5 liter bottle)

$1.89 CA$2.65

$1.92 CA$2.69

-1.56%

Cigarettes 20 Pack (Marlboro, Camel)

$15.76 CA$22.09

$14.99 CA$21.01

5.14%

Wine (Bottle)

$12.71 CA$17.81

$14.34 CA$20.10

-11.37%

Local Beer (0.5 liter bottle)

$3.12 CA$4.37

$2.71 CA$3.80

15.13%

Imported Beer (0.33 liter bottle)

$3.66 CA$5.14

$3.12 CA$4.38

17.31%

One-way Ticket (Public Transport)

$1.96 CA$2.75

$2.45 CA$3.44

-20.00%

Public Transport Monthly Pass (Regular Price)

$34.88 CA$48.90

$113 CA$158

-69.09%

Taxi Start (Normal Tariff)

$3.03 CA$4.24

$3.63 CA$5.08

-16.53%

Taxi (Normal Tariff) (1km)

$2.27 CA$3.18

$1.34 CA$1.88

69.40%

Taxi 1hour Waiting (Normal Tariff)

$25.61 CA$35.90

$25.55 CA$35.82

0.23%

Gasoline (1 liter)

$1.24 CA$1.74

$1.11 CA$1.55

11.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.7K

$25.3K CA$35.4K

0.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$28.2K

$21.8K CA$30.5K

-7.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$165

$117 CA$164

0.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.10 CA$63.2

$37.60 CA$52.7

19.95%

Internet (50+ Mbps, Unlimited Data)

$60.6 CA$84.9

$53.7 CA$75.3

12.83%

Gym Membership (Monthly)

$38.14 CA$53.5

$57.1 CA$80.1

-33.20%

Tennis Court (1 Hour on Weekend)

$18.30 CA$25.66

$20.86 CA$29.24

-12.27%

Cinema Ticket

$11.95 CA$16.75

$11.56 CA$16.20

3.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$530 CA$743

$1,125 CA$1,577

-52.91%

International Primary School, 1 Child (Yearly)

$17.6K CA$24.6K

$18.4K CA$25.9K

-4.67%

Jeans (Levis 501 Or Similar)

$60.5 CA$84.8

$57.3 CA$80.4

5.50%

Summer Dress (H&M, Zara, etc)

$35.30 CA$49.48

$39.05 CA$54.8

-9.60%

Sport Shoes (Adidas, Nike)

$97.3 CA$136

$87.6 CA$123

11.17%

Men's Leather Business Shoes

$114 CA$161

$114 CA$159

0.77%

1-bedroom Apartment, City Center (Monthly)

$1,179 CA$1,654

$1,842 CA$2,582

-35.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,081 CA$1,516

$1,531 CA$2,146

-29.36%

3-bedroom Apartment, City Center (Monthly)

$1,903 CA$2,668

$2,925 CA$4,101

-34.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,731 CA$2,426

$2,502 CA$3,508

-30.84%

Buy Apartment in City Center (m2)

$3,257 CA$4,567

$8,725 CA$12.2K

-62.67%

Buy Apartment Outside City Center (m2)

$3,246 CA$4,551

$6,867 CA$9,628

-52.73%

Average Monthly Net Salary (After Tax)

$3,123 CA$4,378

$3,454 CA$4,842

-9.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.65

5.16

9.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chilliwack: July 14, 2026

Last update for Toronto: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,179 in Chilliwack and $1,842 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Chilliwack vs $84.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $383 vs $395 per month, with Chilliwack cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chilliwack vs Toronto: Cost of Living - Frequently Asked Questions

Chilliwack wins on cost – living expenses run 27% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chilliwack the obvious pick if budget is a priority.

On paper, salaries run 11% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,179 in Chilliwack versus $1,842 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $530 in Chilliwack versus $1,125 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 3% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $2,189 in Chilliwack versus $2,788 in Toronto, a $2,000 budget is realistic in Chilliwack but tight or insufficient in Toronto. The gap between the two cities makes Chilliwack the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chilliwack gentler on the wallet – expenses run 27% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.