Last update: Oct 2026

Cost of Living Comparison Between Chilliwack and Toronto

For one person, living is cheaper in Chilliwack: $2,320 a month against $2,610 in Toronto, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

113

Cost of Living Index in Chilliwack
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Chilliwack Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Chilliwack

🇨🇦 Canada

$2,320

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Chilliwack and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chilliwack and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,320 in Chilliwack versus $2,610 in Toronto.

Chilliwack $2,320
Toronto $2,610

Estimated couple costs with rent: $3,412 in Chilliwack versus $3,727 in Toronto.

Chilliwack $3,412
Toronto $3,727

Monthly costs for a family of three with rent: $4,504 in Chilliwack versus $4,844 in Toronto.

Chilliwack $4,504
Toronto $4,844

Living in Chilliwack costs roughly 11% less than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Chilliwack 71% above, Toronto 93% above.

Meal at Budget Restaurant

$14.02 CA$19.82

$17.59 CA$24.87

-20.30%

Three-Course Dinner for Two, Mid-Range

$52.6 CA$74.3

$78.8 CA$111

-33.29%

Fast Food Meal (McDonalds, etc)

$8.69 CA$12.29

$10.73 CA$15.16

-19.01%

Cappuccino

$4.41 CA$6.23

$4.09 CA$5.78

7.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 CA$2.75

$2.10 CA$2.97

-7.14%

Water (0.33 liter bottle)

$1.49 CA$2.11

$1.72 CA$2.43

-13.37%

Local Beer (0.5 liter draught)

$4.95 CA$7.00

$6.36 CA$8.99

-22.17%

Imported Beer (0.33 liter bottle)

$5.54 CA$7.83

$7.08 CA$10.01

-21.75%

Milk (1 liter)

$2.09 CA$2.96

$2.54 CA$3.59

-17.72%

White Bread (500g)

$2.98 CA$4.22

$2.72 CA$3.85

9.56%

Rice (white) (1kg)

$4.46 CA$6.30

$2.18 CA$3.09

104.59%

Eggs

$4.22 CA$5.96

$3.63 CA$5.13

16.25%

Local Cheese (1kg)

$20.66 CA$29.21

$9.46 CA$13.37

118.39%

Chicken Fillets (1kg)

$14.06 CA$19.87

$11.54 CA$16.32

21.84%

Beef Round Steak (1kg)

$20.16 CA$28.51

$14.37 CA$20.32

40.29%

Apples (1kg)

$5.63 CA$7.97

$3.70 CA$5.23

52.16%

Banana (1kg)

$1.33 CA$1.88

$1.19 CA$1.68

11.76%

Oranges (1kg)

$4.14 CA$5.86

$3.46 CA$4.90

19.65%

Tomato (1kg)

$5.43 CA$7.67

$4.22 CA$5.97

28.67%

Potato (1kg)

$4.78 CA$6.76

$1.79 CA$2.52

167.04%

Onion (1kg)

$3.11 CA$4.39

$1.65 CA$2.33

88.48%

Lettuce (1 head)

$3.17 CA$4.49

$2.20 CA$3.11

44.09%

Water (1.5 liter bottle)

$2.47 CA$3.49

$1.26 CA$1.78

96.03%

Cigarettes 20 Pack (Marlboro, Camel)

$11.94 CA$16.87

$13.97 CA$19.75

-14.53%

Wine (Bottle)

$14.04 CA$19.85

$14.20 CA$20.07

-1.13%

Local Beer (0.5 liter bottle)

$4.54 CA$6.42

$2.25 CA$3.18

101.78%

Imported Beer (0.33 liter bottle)

$5.03 CA$7.11

$2.53 CA$3.58

98.81%

One-way Ticket (Public Transport)

$2.00 CA$2.83

$2.32 CA$3.28

-13.79%

Public Transport Monthly Pass (Regular Price)

$33.16 CA$46.87

$112 CA$158

-70.30%

Taxi Start (Normal Tariff)

$2.95 CA$4.17

$3.06 CA$4.33

-3.59%

Taxi (Normal Tariff) (1km)

$2.33 CA$3.29

$1.22 CA$1.72

90.98%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.25 CA$1.76

$1.21 CA$1.72

3.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K CA$38.4K

$26.1K CA$37.0K

3.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K CA$28.1K

$21.1K CA$29.9K

-5.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 CA$234

$120 CA$169

38.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 CA$76.9

$32.21 CA$45.54

68.95%

Internet (50+ Mbps, Unlimited Data)

$70.1 CA$99.1

$48.88 CA$69.1

43.37%

Gym Membership (Monthly)

$41.17 CA$58.2

$39.34 CA$55.6

4.65%

Tennis Court (1 Hour on Weekend)

$17.82 CA$25.19

$23.58 CA$33.34

-24.43%

Cinema Ticket

$12.14 CA$17.16

$12.58 CA$17.79

-3.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

International Primary School, 1 Child (Yearly)

$11.9K CA$16.8K

$23.6K CA$33.4K

-49.62%

Jeans (Levis 501 Or Similar)

$60.2 CA$85.2

$52.3 CA$73.9

15.21%

Summer Dress (H&M, Zara, etc)

$31.87 CA$45.05

$39.44 CA$55.8

-19.19%

Sport Shoes (Adidas, Nike)

$103 CA$145

$99.0 CA$140

3.87%

Men's Leather Business Shoes

$211 CA$298

$122 CA$172

72.80%

1-bedroom Apartment, City Center (Monthly)

$1,136 CA$1,605

$1,631 CA$2,306

-30.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,004 CA$1,419

$1,448 CA$2,048

-30.68%

3-bedroom Apartment, City Center (Monthly)

$2,042 CA$2,886

$2,737 CA$3,869

-25.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,646 CA$2,326

$2,129 CA$3,010

-22.71%

Buy Apartment in City Center (m2)

$3,321 CA$4,695

$8,206 CA$11.6K

-59.53%

Buy Apartment Outside City Center (m2)

$3,333 CA$4,711

$6,838 CA$9,666

-51.26%

Average Monthly Net Salary (After Tax)

$3,075 CA$4,348

$3,520 CA$4,976

-12.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.71

4.47

5.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chilliwack: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chilliwack

$1K 43.3%

Toronto

$1.4K 55.5% 44.3% $444

Groceries & Markets

Chilliwack

$482 20.8%

Toronto

$343 13.1% 28.8% $139

Monthly Utilities & Internet

Chilliwack

$290 12.5%

Toronto

$201 7.7% 30.8% $90

Eating Out

Chilliwack

$241 10.4%

Toronto

$283 10.9% 17.6% $42

Clothing & Footwear

Chilliwack

$183 7.9%

Toronto

$141 5.4% 22.9% $42

Sport & Entertainment

Chilliwack

$65 2.8%

Toronto

$65 2.5% 1.5% $1

Getting Around

Chilliwack

$56 2.4%

Toronto

$130 5% 133% $74

Cost Breakdown

A one-bedroom apartment in the center runs $1,136 in Chilliwack and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $53.0 in Chilliwack vs $79.0 in Toronto. Groceries flip the comparison at $482 vs $343, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Chilliwack

🇨🇦 Toronto

🕒 Local time

20:00 8:00 PM

23:00 11:00 PM

3 h ahead of Chilliwack

🌤 Weather

👥 Population

83,788

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Chilliwack Toronto 3,280 km ≈ 4 h 30 min nonstop flight

From you

Chilliwack
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chilliwack vs Toronto: Cost of Living - Frequently Asked Questions

Chilliwack wins on cost – living expenses run 12% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chilliwack the obvious pick if budget is a priority.

On paper, salaries run 14% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,136 in Chilliwack versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chilliwack – a meal for two runs $53.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

A monthly transit pass in Chilliwack runs roughly 237% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,320 in Chilliwack versus $2,610 in Toronto, a $2,000 budget is realistic in Chilliwack but tight or insufficient in Toronto. The gap between the two cities makes Chilliwack the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chilliwack gentler on the wallet – expenses run 12% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.