Last update: Oct 2026

Cost of Living Comparison Between Toronto and Chilliwack

For one person, living is cheaper in Chilliwack: $2,320 a month against $2,610 in Toronto, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
113

Cost of Living Index in Chilliwack
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Chilliwack Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Chilliwack

🇨🇦 Canada

$2,320

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Chilliwack

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Chilliwack actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,320 in Chilliwack.

Toronto $2,610
Chilliwack $2,320

Estimated couple costs with rent: $3,727 in Toronto versus $3,412 in Chilliwack.

Toronto $3,727
Chilliwack $3,412

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,504 in Chilliwack.

Toronto $4,844
Chilliwack $4,504

Living in Toronto is roughly 12% more expensive than in Chilliwack, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 93% above, Chilliwack 71% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$14.02 CA$19.82

25.46%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$52.6 CA$74.3

49.90%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$8.69 CA$12.29

23.48%

Cappuccino

$4.09 CA$5.78

$4.41 CA$6.23

-7.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.95 CA$2.75

7.69%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.49 CA$2.11

15.44%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.95 CA$7.00

28.48%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.54 CA$7.83

27.80%

Milk (1 liter)

$2.54 CA$3.59

$2.09 CA$2.96

21.53%

White Bread (500g)

$2.72 CA$3.85

$2.98 CA$4.22

-8.72%

Rice (white) (1kg)

$2.18 CA$3.09

$4.46 CA$6.30

-51.12%

Eggs

$3.63 CA$5.13

$4.22 CA$5.96

-13.98%

Local Cheese (1kg)

$9.46 CA$13.37

$20.66 CA$29.21

-54.21%

Chicken Fillets (1kg)

$11.54 CA$16.32

$14.06 CA$19.87

-17.92%

Beef Round Steak (1kg)

$14.37 CA$20.32

$20.16 CA$28.51

-28.72%

Apples (1kg)

$3.70 CA$5.23

$5.63 CA$7.97

-34.28%

Banana (1kg)

$1.19 CA$1.68

$1.33 CA$1.88

-10.53%

Oranges (1kg)

$3.46 CA$4.90

$4.14 CA$5.86

-16.43%

Tomato (1kg)

$4.22 CA$5.97

$5.43 CA$7.67

-22.28%

Potato (1kg)

$1.79 CA$2.52

$4.78 CA$6.76

-62.55%

Onion (1kg)

$1.65 CA$2.33

$3.11 CA$4.39

-46.95%

Lettuce (1 head)

$2.20 CA$3.11

$3.17 CA$4.49

-30.60%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.47 CA$3.49

-48.99%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.94 CA$16.87

17.00%

Wine (Bottle)

$14.20 CA$20.07

$14.04 CA$19.85

1.14%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$4.54 CA$6.42

-50.44%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$5.03 CA$7.11

-49.70%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.00 CA$2.83

16.00%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$33.16 CA$46.87

236.70%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.95 CA$4.17

3.73%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$2.33 CA$3.29

-47.64%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.21 CA$1.72

$1.25 CA$1.76

-3.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$27.2K CA$38.4K

-3.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$19.9K CA$28.1K

6.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$166 CA$234

-27.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$54.4 CA$76.9

-40.81%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$70.1 CA$99.1

-30.25%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.17 CA$58.2

-4.44%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$17.82 CA$25.19

32.32%

Cinema Ticket

$12.58 CA$17.79

$12.14 CA$17.16

3.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$11.9K CA$16.8K

98.48%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$60.2 CA$85.2

-13.20%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$31.87 CA$45.05

23.75%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$103 CA$145

-3.72%

Men's Leather Business Shoes

$122 CA$172

$211 CA$298

-42.13%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,136 CA$1,605

43.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,004 CA$1,419

44.26%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,042 CA$2,886

34.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,646 CA$2,326

29.39%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$3,321 CA$4,695

147.12%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$3,333 CA$4,711

105.18%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,075 CA$4,348

14.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.71

-5.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Chilliwack: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Chilliwack

$1K 43.3% 30.7% $444

Groceries & Markets

Toronto

$343 13.1%

Chilliwack

$482 20.8% 40.5% $139

Eating Out

Toronto

$283 10.9%

Chilliwack

$241 10.4% 15% $42

Monthly Utilities & Internet

Toronto

$201 7.7%

Chilliwack

$290 12.5% 44.6% $90

Clothing & Footwear

Toronto

$141 5.4%

Chilliwack

$183 7.9% 29.7% $42

Getting Around

Toronto

$130 5%

Chilliwack

$56 2.4% 57.2% $74

Sport & Entertainment

Toronto

$65 2.5%

Chilliwack

$65 2.8% 1.5% $1

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,136 in Chilliwack. Housing cost is often the main lever when comparing two cities.

Toronto pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $53.0 in Chilliwack. Groceries flip the comparison at $343 vs $482, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Chilliwack

🕒 Local time

00:28 12:28 AM

21:28 9:28 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

83,788

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Toronto Chilliwack 3,280 km ≈ 4 h 30 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Chilliwack: Cost of Living - Frequently Asked Questions

Chilliwack wins on cost – living expenses run 12% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chilliwack the obvious pick if budget is a priority.

Average pay runs 14% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $1,136 in Chilliwack. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chilliwack – a meal for two runs $53.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

A monthly transit pass in Chilliwack runs roughly 237% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,320 in Chilliwack versus $2,610 in Toronto, a $2,000 budget is realistic in Chilliwack but tight or insufficient in Toronto. The gap between the two cities makes Chilliwack the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chilliwack gentler on the wallet – expenses run 12% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.