Cost of Living Comparison Between Toronto and Chilliwack Cost of Living Comparison Between Toronto and Chilliwack

Monthly Cost of Living

Monthly costs for one person with rent: $2,811 in Toronto versus $2,163 in Chilliwack.

Estimated couple costs with rent: $4,130 in Toronto versus $3,224 in Chilliwack.

Monthly costs for a family of three with rent: $5,449 in Toronto versus $4,285 in Chilliwack.

Living in Toronto is roughly 30% more expensive than Chilliwack, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 110% above, Chilliwack 61% above.

Meal at Budget Restaurant

$18.71 CA$25.90

$14.80 CA$20.49

26.42%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$113

$74.5 CA$103

9.83%

Fast Food Meal (McDonalds, etc)

$10.83 CA$14.99

$9.82 CA$13.59

10.29%

Cappuccino

$3.89 CA$5.38

$3.99 CA$5.52

-2.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.07

$2.19 CA$3.03

1.37%

Water (0.33 liter bottle)

$1.65 CA$2.28

$1.76 CA$2.44

-6.25%

Local Beer (0.5 liter draught)

$6.05 CA$8.38

$5.87 CA$8.13

3.07%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.11

$4.34 CA$6.00

51.61%

Milk (1 liter)

$2.73 CA$3.77

$2.10 CA$2.91

30.00%

White Bread (500g)

$2.72 CA$3.76

$2.81 CA$3.88

-3.20%

Rice (white) (1kg)

$3.54 CA$4.90

$2.55 CA$3.53

38.82%

Eggs

$3.50 CA$4.84

$3.80 CA$5.26

-7.89%

Local Cheese (1kg)

$13.53 CA$18.73

$12.81 CA$17.74

5.62%

Chicken Fillets (1kg)

$13.09 CA$18.12

$11.81 CA$16.35

10.84%

Beef Round Steak (1kg)

$16.96 CA$23.49

$13.24 CA$18.34

28.10%

Apples (1kg)

$4.16 CA$5.76

$4.26 CA$5.89

-2.35%

Banana (1kg)

$1.18 CA$1.63

$1.33 CA$1.84

-11.28%

Oranges (1kg)

$3.25 CA$4.50

$4.04 CA$5.59

-19.55%

Tomato (1kg)

$4.12 CA$5.70

$5.11 CA$7.08

-19.37%

Potato (1kg)

$2.50 CA$3.47

$4.29 CA$5.94

-41.72%

Onion (1kg)

$2.88 CA$3.98

$3.06 CA$4.24

-5.88%

Lettuce (1 head)

$2.35 CA$3.25

$2.74 CA$3.79

-14.23%

Water (1.5 liter bottle)

$2.00 CA$2.77

$1.83 CA$2.54

9.29%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.19

$15.62 CA$21.63

-6.66%

Wine (Bottle)

$14.18 CA$19.63

$13.10 CA$18.14

8.24%

Local Beer (0.5 liter bottle)

$2.80 CA$3.88

$3.13 CA$4.34

-10.54%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.51

$3.79 CA$5.24

-14.25%

One-way Ticket (Public Transport)

$2.40 CA$3.32

$1.98 CA$2.74

21.21%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$35.10 CA$48.60

224.93%

Taxi Start (Normal Tariff)

$3.76 CA$5.20

$2.99 CA$4.14

25.75%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.95

$2.26 CA$3.13

-37.61%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.34

$26.15 CA$36.21

-2.37%

Gasoline (1 liter)

$1.10 CA$1.52

$1.29 CA$1.79

-14.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$34.9K

$25.0K CA$34.6K

0.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.2K

$20.1K CA$27.8K

4.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$119 CA$165

0.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.0

$45.90 CA$63.6

-18.21%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.5

$61.6 CA$85.3

-11.49%

Gym Membership (Monthly)

$55.5 CA$76.9

$39.33 CA$54.5

41.14%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.28

$18.30 CA$25.34

15.57%

Cinema Ticket

$11.56 CA$16.00

$12.00 CA$16.62

-3.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,564

$547 CA$758

106.38%

International Primary School, 1 Child (Yearly)

$18.0K CA$24.9K

$17.8K CA$24.6K

1.12%

Jeans (Levis 501 Or Similar)

$56.9 CA$78.8

$60.6 CA$84.0

-6.12%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.3

$36.38 CA$50.4

9.84%

Sport Shoes (Adidas, Nike)

$89.7 CA$124

$96.5 CA$134

-7.07%

Men's Leather Business Shoes

$114 CA$158

$116 CA$161

-1.52%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,561

$1,165 CA$1,613

58.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,159

$1,092 CA$1,512

42.85%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,051

$1,914 CA$2,651

52.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,420

$1,718 CA$2,378

43.80%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$3,354 CA$4,644

170.86%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,742

$3,279 CA$4,540

114.59%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,946

$3,222 CA$4,461

10.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

5.65

-8.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Chilliwack: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,849 in Toronto and $1,165 in Chilliwack. Housing cost is often the main lever when comparing two cities.

Toronto pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Toronto vs $75.0 in Chilliwack for a mid-range dinner for two. Groceries echo the gap at $396 vs $384 per month, with Chilliwack cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Chilliwack: Cost of Living - Frequently Asked Questions

Chilliwack wins on cost – living expenses run 30% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chilliwack the obvious pick if budget is a priority.

Toronto pays 11% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,849 in Toronto versus $1,165 in Chilliwack. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,129 in Toronto versus $547 in Chilliwack. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 3% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $2,163 in Chilliwack versus $2,811 in Toronto, a $2,000 budget is realistic in Chilliwack but tight or insufficient in Toronto. The gap between the two cities makes Chilliwack the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chilliwack gentler on the wallet – expenses run 30% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.