Cost of Living Comparison Between Toronto and Chilliwack Cost of Living Comparison Between Toronto and Chilliwack

Monthly Cost of Living

Monthly costs for one person with rent: $2,788 in Toronto versus $2,189 in Chilliwack.

Estimated couple costs with rent: $4,110 in Toronto versus $3,259 in Chilliwack.

Monthly costs for a family of three with rent: $5,432 in Toronto versus $4,329 in Chilliwack.

Living in Toronto is roughly 27% more expensive than in Chilliwack, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 109% above, Chilliwack 64% above.

Meal at Budget Restaurant

$18.51 CA$25.96

$15.02 CA$21.06

23.24%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$72.6 CA$102

15.38%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.38

$9.40 CA$13.17

16.70%

Cappuccino

$3.99 CA$5.59

$3.94 CA$5.52

1.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.96

$2.22 CA$3.12

-4.95%

Water (0.33 liter bottle)

$1.69 CA$2.37

$1.70 CA$2.39

-0.59%

Local Beer (0.5 liter draught)

$5.92 CA$8.30

$5.96 CA$8.35

-0.67%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.08

$4.30 CA$6.03

50.70%

Milk (1 liter)

$2.71 CA$3.80

$2.20 CA$3.09

23.18%

White Bread (500g)

$2.85 CA$4.00

$2.81 CA$3.95

1.42%

Rice (white) (1kg)

$3.56 CA$4.99

$2.65 CA$3.72

34.34%

Eggs

$3.54 CA$4.96

$3.68 CA$5.16

-3.80%

Local Cheese (1kg)

$13.26 CA$18.59

$12.55 CA$17.59

5.66%

Chicken Fillets (1kg)

$13.05 CA$18.29

$11.86 CA$16.63

10.03%

Beef Round Steak (1kg)

$16.77 CA$23.51

$13.01 CA$18.23

28.90%

Apples (1kg)

$4.11 CA$5.77

$4.40 CA$6.17

-6.59%

Banana (1kg)

$1.14 CA$1.60

$1.38 CA$1.93

-17.39%

Oranges (1kg)

$3.40 CA$4.76

$4.04 CA$5.67

-15.84%

Tomato (1kg)

$4.02 CA$5.64

$4.99 CA$6.99

-19.44%

Potato (1kg)

$2.43 CA$3.41

$4.20 CA$5.89

-42.14%

Onion (1kg)

$2.94 CA$4.12

$2.96 CA$4.14

-0.68%

Lettuce (1 head)

$2.47 CA$3.47

$2.58 CA$3.62

-4.26%

Water (1.5 liter bottle)

$1.92 CA$2.69

$1.89 CA$2.65

1.59%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.01

$15.76 CA$22.09

-4.89%

Wine (Bottle)

$14.34 CA$20.10

$12.71 CA$17.81

12.82%

Local Beer (0.5 liter bottle)

$2.71 CA$3.80

$3.12 CA$4.37

-13.14%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$3.66 CA$5.14

-14.75%

One-way Ticket (Public Transport)

$2.45 CA$3.44

$1.96 CA$2.75

25.00%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$34.88 CA$48.90

223.48%

Taxi Start (Normal Tariff)

$3.63 CA$5.08

$3.03 CA$4.24

19.80%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.88

$2.27 CA$3.18

-40.97%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.82

$25.61 CA$35.90

-0.23%

Gasoline (1 liter)

$1.11 CA$1.55

$1.24 CA$1.74

-10.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$25.4K CA$35.7K

-0.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$20.1K CA$28.2K

8.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$117 CA$165

-0.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.7

$45.10 CA$63.2

-16.63%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.3

$60.6 CA$84.9

-11.37%

Gym Membership (Monthly)

$57.1 CA$80.1

$38.14 CA$53.5

49.71%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

$18.30 CA$25.66

13.99%

Cinema Ticket

$11.56 CA$16.20

$11.95 CA$16.75

-3.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,577

$530 CA$743

112.38%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$17.6K CA$24.6K

4.90%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.4

$60.5 CA$84.8

-5.21%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.8

$35.30 CA$49.48

10.62%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$97.3 CA$136

-10.05%

Men's Leather Business Shoes

$114 CA$159

$114 CA$161

-0.76%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,582

$1,179 CA$1,654

56.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,146

$1,081 CA$1,516

41.56%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,101

$1,903 CA$2,668

53.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,508

$1,731 CA$2,426

44.60%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

$3,257 CA$4,567

167.88%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

$3,246 CA$4,551

111.54%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,842

$3,123 CA$4,378

10.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

5.65

-8.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Chilliwack: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,842 in Toronto and $1,179 in Chilliwack. Housing cost is often the main lever when comparing two cities.

Toronto pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Toronto vs $73.0 in Chilliwack for a mid-range dinner for two. Groceries echo the gap at $395 vs $383 per month, with Chilliwack cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Chilliwack: Cost of Living - Frequently Asked Questions

Chilliwack wins on cost – living expenses run 27% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chilliwack the obvious pick if budget is a priority.

Average pay runs 11% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,842 in Toronto versus $1,179 in Chilliwack. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,125 in Toronto versus $530 in Chilliwack. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 3% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $2,189 in Chilliwack versus $2,788 in Toronto, a $2,000 budget is realistic in Chilliwack but tight or insufficient in Toronto. The gap between the two cities makes Chilliwack the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chilliwack gentler on the wallet – expenses run 27% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.