Cost of Living Comparison Between Toronto and Chilliwack Cost of Living Comparison Between Toronto and Chilliwack

Monthly Cost of Living

Monthly costs for one person with rent: $2,628 in Toronto versus $2,191 in Chilliwack.

Estimated couple costs with rent: $3,848 in Toronto versus $3,261 in Chilliwack.

Monthly costs for a family of three with rent: $5,067 in Toronto versus $4,332 in Chilliwack.

Living in Toronto is roughly 20% more expensive than in Chilliwack, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Toronto 91% above, Chilliwack 59% above.

Meal at Budget Restaurant

$17.88 CA$24.74

$14.26 CA$19.73

25.39%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$122

$58.0 CA$80.2

51.62%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.13

$9.63 CA$13.32

13.50%

Cappuccino

$4.06 CA$5.61

$4.43 CA$6.13

-8.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.02

$2.04 CA$2.83

6.86%

Water (0.33 liter bottle)

$1.70 CA$2.35

$1.54 CA$2.14

10.39%

Local Beer (0.5 liter draught)

$6.69 CA$9.25

$5.97 CA$8.27

12.06%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.16

$5.92 CA$8.18

24.16%

Milk (1 liter)

$2.78 CA$3.85

$2.05 CA$2.83

35.61%

White Bread (500g)

$2.89 CA$4.00

Rice (white) (1kg)

$2.56 CA$3.55

$3.53 CA$4.88

-27.48%

Eggs

$3.79 CA$5.24

$3.18 CA$4.40

19.18%

Local Cheese (1kg)

$10.17 CA$14.06

$14.06 CA$19.45

-27.67%

Chicken Fillets (1kg)

$11.95 CA$16.53

$14.05 CA$19.43

-14.95%

Beef Round Steak (1kg)

$16.12 CA$22.31

$25.82 CA$35.72

-37.57%

Apples (1kg)

$3.89 CA$5.38

$4.45 CA$6.15

-12.58%

Banana (1kg)

$1.27 CA$1.76

$1.35 CA$1.87

-5.93%

Oranges (1kg)

$3.88 CA$5.37

$4.18 CA$5.78

-7.18%

Tomato (1kg)

$4.33 CA$5.99

$5.59 CA$7.74

-22.54%

Potato (1kg)

$1.83 CA$2.52

$4.26 CA$5.89

-57.04%

Onion (1kg)

$1.50 CA$2.07

$2.58 CA$3.57

-41.86%

Lettuce (1 head)

$2.28 CA$3.15

$2.87 CA$3.97

-20.56%

Water (1.5 liter bottle)

$1.44 CA$1.99

$2.48 CA$3.44

-41.94%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.64

$14.43 CA$19.96

-1.59%

Wine (Bottle)

$14.24 CA$19.70

$13.45 CA$18.61

5.87%

Local Beer (0.5 liter bottle)

$2.25 CA$3.11

$2.06 CA$2.86

9.22%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.50

$2.40 CA$3.32

5.42%

One-way Ticket (Public Transport)

$2.47 CA$3.42

$1.99 CA$2.76

24.12%

Public Transport Monthly Pass (Regular Price)

$112 CA$155

$33.36 CA$46.16

235.61%

Taxi Start (Normal Tariff)

$3.05 CA$4.22

$3.01 CA$4.16

1.33%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.71

$2.34 CA$3.23

-47.01%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$31.04

$24.77 CA$34.27

-9.41%

Gasoline (1 liter)

$1.24 CA$1.71

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.1K

$28.5K CA$39.5K

-3.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$19.5K CA$26.9K

8.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$176

$127 CA$176

0.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.74

$37.48 CA$51.9

-9.85%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$68.1

$69.5 CA$96.2

-29.17%

Gym Membership (Monthly)

$40.93 CA$56.6

$41.55 CA$57.5

-1.49%

Tennis Court (1 Hour on Weekend)

$24.62 CA$34.06

$17.88 CA$24.74

37.70%

Cinema Ticket

$13.16 CA$18.21

$12.12 CA$16.77

8.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,096

$366 CA$507

116.26%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.4K

$12.2K CA$16.8K

98.42%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.4

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.6

$35.05 CA$48.49

23.00%

Sport Shoes (Adidas, Nike)

$102 CA$140

$82.9 CA$115

22.48%

Men's Leather Business Shoes

$123 CA$171

$104 CA$143

18.95%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,287

$1,192 CA$1,649

38.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,008

$1,010 CA$1,397

43.75%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,728

$2,067 CA$2,859

30.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,974

$1,672 CA$2,313

28.58%

Buy Apartment in City Center (m2)

$8,347 CA$11.5K

$3,328 CA$4,604

150.85%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,430

$3,369 CA$4,662

102.29%

Average Monthly Net Salary (After Tax)

$3,614 CA$5,000

$3,165 CA$4,379

14.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.72

-4.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Chilliwack: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,653 in Toronto and $1,192 in Chilliwack. Housing cost is often the main lever when comparing two cities.

Toronto pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $88.0 in Toronto vs $58.0 in Chilliwack. Groceries flip the comparison at $365 vs $442, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Chilliwack: Cost of Living - Frequently Asked Questions

Chilliwack wins on cost – living expenses run 20% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chilliwack the obvious pick if budget is a priority.

Average pay runs 14% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,653 in Toronto versus $1,192 in Chilliwack. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $792 in Toronto versus $366 in Chilliwack. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Toronto pay roughly 21% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,191 in Chilliwack versus $2,628 in Toronto, a $2,000 budget is realistic in Chilliwack but tight or insufficient in Toronto. The gap between the two cities makes Chilliwack the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chilliwack gentler on the wallet – expenses run 20% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.