Cost of Living Comparison Between Chiclayo and Ubud, Bali Cost of Living Comparison Between Chiclayo and Ubud, Bali

Monthly Cost of Living

A single person spends $790 per month in Chiclayo vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,335 per month in Chiclayo vs $2,334 in Ubud, Bali, rent included.

A family of three spends $1,879 per month in Chiclayo vs $3,273 in Ubud, Bali, rent included.

Chiclayo is about 43% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.

Chiclayo sits 42% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.29 PEN 17.76

$3.37 Rp 59.8K

56.97%

Three-Course Dinner for Two, Mid-Range

$35.81 PEN 120

$38.59 Rp 683.8K

-7.20%

Fast Food Meal (McDonalds, etc)

$8.72 PEN 29.31

$5.52 Rp 97.8K

57.97%

Cappuccino

$4.51 PEN 15.17

$2.64 Rp 46.9K

70.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 PEN 2.87

$1.67 Rp 29.6K

-49.10%

Water (0.33 liter bottle)

$0.46 PEN 1.55

$0.77 Rp 13.6K

-40.26%

Local Beer (0.5 liter draught)

$8.72 PEN 29.29

$2.63 Rp 46.7K

231.56%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.9K

Milk (1 liter)

$1.99 PEN 6.69

$1.55 Rp 27.4K

28.39%

White Bread (500g)

$2.68 PEN 9.01

$2.22 Rp 39.4K

20.72%

Rice (white) (1kg)

$2.65 PEN 8.91

$1.13 Rp 19.9K

134.51%

Eggs

$1.82 PEN 6.11

$2.09 Rp 37.0K

-12.92%

Local Cheese (1kg)

$9.71 PEN 32.61

$17.39 Rp 308.2K

-44.16%

Chicken Fillets (1kg)

$9.90 PEN 33.28

$3.87 Rp 68.5K

155.81%

Beef Round Steak (1kg)

$7.95 PEN 26.73

$12.55 Rp 222.4K

-36.65%

Apples (1kg)

$3.62 Rp 64.1K

Banana (1kg)

$1.99 PEN 6.69

$1.56 Rp 27.6K

27.56%

Oranges (1kg)

$2.35 Rp 41.7K

Tomato (1kg)

$1.95 PEN 6.55

$2.06 Rp 36.4K

-5.34%

Potato (1kg)

$1.29 PEN 4.33

$1.90 Rp 33.7K

-32.11%

Onion (1kg)

$1.94 PEN 6.50

$2.34 Rp 41.4K

-17.09%

Lettuce (1 head)

$0.93 PEN 3.12

$1.03 Rp 18.3K

-9.71%

Water (1.5 liter bottle)

$0.91 PEN 3.06

$0.55 Rp 9,830

65.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 PEN 14.83

$2.25 Rp 39.9K

96.00%

Wine (Bottle)

$14.99 PEN 50.4

$23.81 Rp 421.9K

-37.04%

Local Beer (0.5 liter bottle)

$1.50 PEN 5.05

$2.31 Rp 41.0K

-35.06%

Imported Beer (0.33 liter bottle)

$1.17 PEN 3.94

$2.80 Rp 49.6K

-58.21%

One-way Ticket (Public Transport)

$0.51 PEN 1.72

$0.27 Rp 4,827

88.89%

Public Transport Monthly Pass (Regular Price)

$29.37 PEN 98.7

$8.66 Rp 153.5K

239.15%

Taxi Start (Normal Tariff)

$4.38 PEN 14.72

$0.48 Rp 8,533

812.50%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,904

Taxi 1hour Waiting (Normal Tariff)

$6.04 PEN 20.31

$5.72 Rp 101.4K

5.59%

Gasoline (1 liter)

$1.30 PEN 4.36

$0.76 Rp 13.4K

71.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K PEN 84.3K

$24.5K Rp 433.9M

2.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K PEN 81.5K

$32.1K Rp 569.3M

-24.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.4 PEN 173

$83.6 Rp 1.5M

-38.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.91 PEN 151

$6.46 Rp 114.4K

595.20%

Internet (50+ Mbps, Unlimited Data)

$24.14 PEN 81.1

$18.99 Rp 336.6K

27.12%

Gym Membership (Monthly)

$43.80 PEN 147

$56.0 Rp 992.0K

-21.74%

Tennis Court (1 Hour on Weekend)

$35.68 PEN 120

$18.62 Rp 329.9K

91.62%

Cinema Ticket

$7.52 PEN 25.27

$4.28 Rp 75.9K

75.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$359 PEN 1,206

$487 Rp 8.6M

-26.23%

International Primary School, 1 Child (Yearly)

$5,248 PEN 17.6K

$5,856 Rp 103.8M

-10.37%

Jeans (Levis 501 Or Similar)

$45.56 Rp 807.4K

Summer Dress (H&M, Zara, etc)

$36.38 Rp 644.7K

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.5M

Men's Leather Business Shoes

$80.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$176 PEN 590

$1,117 Rp 19.8M

-84.28%

1-bedroom Apartment, Outside City Center (Monthly)

$149 PEN 501

$701 Rp 12.4M

-78.75%

3-bedroom Apartment, City Center (Monthly)

$444 PEN 1,490

$3,537 Rp 62.7M

-87.46%

3-bedroom Apartment, Outside City Center (Monthly)

$411 PEN 1,382

$1,762 Rp 31.2M

-76.67%

Buy Apartment in City Center (m2)

$1,144 PEN 3,846

$2,826 Rp 50.1M

-59.51%

Buy Apartment Outside City Center (m2)

$1,100 PEN 3,696

$2,292 Rp 40.6M

-52.00%

Average Monthly Net Salary (After Tax)

$487 PEN 1,637

$170 Rp 3.0M

186.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-27.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiclayo: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $176 in Chiclayo versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 187% higher in Chiclayo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Chiclayo versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $251 vs $293 – making Chiclayo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiclayo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $790 in Chiclayo, $1,396 in Ubud, Bali – roughly 77% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $1,186 per month in Chiclayo and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiclayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Chiclayo and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $790 in Chiclayo and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chiclayo, where all-in costs run around $790, than in Ubud, Bali at $1,396. In Chiclayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $790 in Chiclayo to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiclayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.