Cost of Living Comparison Between Chiclayo and Ubud, Bali Cost of Living Comparison Between Chiclayo and Ubud, Bali

Monthly Cost of Living

A single person spends $751 per month in Chiclayo vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,258 per month in Chiclayo vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,765 per month in Chiclayo vs $3,660 in Ubud, Bali, rent included.

Chiclayo is about 47% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Chiclayo sits 44% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.95 PEN 16.85

$3.56 Rp 63.7K

39.04%

Three-Course Dinner for Two, Mid-Range

$33.86 PEN 115

$32.73 Rp 584.5K

3.45%

Fast Food Meal (McDonalds, etc)

$8.31 PEN 28.27

$4.95 Rp 88.4K

67.88%

Cappuccino

$4.08 PEN 13.89

$2.71 Rp 48.4K

50.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 PEN 2.94

$1.34 Rp 24.0K

-35.82%

Water (0.33 liter bottle)

$0.50 PEN 1.70

$0.70 Rp 12.5K

-28.57%

Local Beer (0.5 liter draught)

$2.49 PEN 8.46

$2.92 Rp 52.1K

-14.73%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

Milk (1 liter)

$1.43 PEN 4.85

$1.81 Rp 32.3K

-20.99%

White Bread (500g)

$1.61 PEN 5.48

$2.52 Rp 45.0K

-36.11%

Rice (white) (1kg)

$1.70 PEN 5.79

$1.16 Rp 20.7K

46.55%

Eggs

$3.05 PEN 10.39

$2.46 Rp 43.9K

23.98%

Local Cheese (1kg)

$6.08 PEN 20.67

$14.71 Rp 262.7K

-58.67%

Chicken Fillets (1kg)

$5.87 PEN 19.96

$4.32 Rp 77.1K

35.88%

Beef Round Steak (1kg)

$8.74 PEN 29.74

$12.14 Rp 216.7K

-28.01%

Apples (1kg)

$1.91 PEN 6.49

$3.84 Rp 68.6K

-50.26%

Banana (1kg)

$1.57 PEN 5.33

$1.56 Rp 27.8K

0.64%

Oranges (1kg)

$1.09 PEN 3.71

$2.83 Rp 50.6K

-61.48%

Tomato (1kg)

$1.58 PEN 5.37

$2.33 Rp 41.5K

-32.19%

Potato (1kg)

$0.91 PEN 3.11

$1.91 Rp 34.2K

-52.36%

Onion (1kg)

$1.37 PEN 4.67

$2.20 Rp 39.3K

-37.73%

Lettuce (1 head)

$0.70 PEN 2.40

$1.01 Rp 18.1K

-30.69%

Water (1.5 liter bottle)

$0.68 PEN 2.30

$0.78 Rp 13.8K

-12.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.40 PEN 14.98

$3.32 Rp 59.2K

32.53%

Wine (Bottle)

$14.66 PEN 49.88

$23.74 Rp 423.9K

-38.25%

Local Beer (0.5 liter bottle)

$1.33 PEN 4.54

$2.79 Rp 49.8K

-52.33%

Imported Beer (0.33 liter bottle)

$1.60 PEN 5.46

$2.86 Rp 51.1K

-44.06%

One-way Ticket (Public Transport)

$0.51 PEN 1.74

$0.27 Rp 4,800

88.89%

Public Transport Monthly Pass (Regular Price)

$27.32 PEN 93.0

$8.03 Rp 143.4K

240.22%

Taxi Start (Normal Tariff)

$2.70 PEN 9.19

$0.46 Rp 8,150

486.96%

Taxi (Normal Tariff) (1km)

$1.12 PEN 3.82

$0.45 Rp 8,037

148.89%

Taxi 1hour Waiting (Normal Tariff)

$4.73 PEN 16.08

$6.10 Rp 108.9K

-22.46%

Gasoline (1 liter)

$1.29 PEN 4.38

$0.79 Rp 14.2K

63.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K PEN 79.9K

$26.1K Rp 467.0M

-10.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K PEN 77.0K

$32.1K Rp 573.6M

-29.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.47 PEN 131

$79.9 Rp 1.4M

-51.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.88 PEN 50.6

$4.06 Rp 72.6K

266.50%

Internet (50+ Mbps, Unlimited Data)

$35.07 PEN 119

$23.52 Rp 420.0K

49.11%

Gym Membership (Monthly)

$31.96 PEN 109

$98.7 Rp 1.8M

-67.62%

Tennis Court (1 Hour on Weekend)

$33.46 PEN 114

$6.63 Rp 118.4K

404.68%

Cinema Ticket

$5.68 PEN 19.32

$4.15 Rp 74.1K

36.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$225 PEN 764

$304 Rp 5.4M

-26.13%

International Primary School, 1 Child (Yearly)

$3,378 PEN 11.5K

$6,613 Rp 118.1M

-48.93%

Jeans (Levis 501 Or Similar)

$44.75 PEN 152

$55.5 Rp 991.8K

-19.43%

Summer Dress (H&M, Zara, etc)

$36.52 PEN 124

$38.31 Rp 684.1K

-4.67%

Sport Shoes (Adidas, Nike)

$82.3 PEN 280

$88.6 Rp 1.6M

-7.09%

Men's Leather Business Shoes

$39.36 PEN 134

$77.9 Rp 1.4M

-49.45%

1-bedroom Apartment, City Center (Monthly)

$125 PEN 426

$1,006 Rp 18.0M

-87.56%

1-bedroom Apartment, Outside City Center (Monthly)

$137 PEN 468

$675 Rp 12.1M

-79.65%

3-bedroom Apartment, City Center (Monthly)

$326 PEN 1,108

$3,442 Rp 61.5M

-90.54%

3-bedroom Apartment, Outside City Center (Monthly)

$361 PEN 1,228

$2,039 Rp 36.4M

-82.31%

Buy Apartment in City Center (m2)

$1,112 PEN 3,784

$2,841 Rp 50.7M

-60.85%

Buy Apartment Outside City Center (m2)

$1,109 PEN 3,772

$2,264 Rp 40.4M

-51.03%

Average Monthly Net Salary (After Tax)

$469 PEN 1,594

$165 Rp 3.0M

183.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-24.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiclayo: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $125 in Chiclayo versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 184% higher in Chiclayo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Chiclayo versus $33.00 in Ubud, Bali. Groceries tell a different story – $210 in Chiclayo vs $302 in Ubud, Bali – so Chiclayo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiclayo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $751 in Chiclayo, $1,419 in Ubud, Bali – roughly 89% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,127 per month in Chiclayo and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiclayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $34.00 in Chiclayo and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $751 in Chiclayo and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chiclayo, where all-in costs run around $751, than in Ubud, Bali at $1,419. In Chiclayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $751 in Chiclayo to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiclayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.