Cost of Living Comparison Between Chiclayo and Ubud, Bali Cost of Living Comparison Between Chiclayo and Ubud, Bali

Monthly Cost of Living

A single person spends $739 per month in Chiclayo vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,244 per month in Chiclayo vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,748 per month in Chiclayo vs $3,763 in Ubud, Bali, rent included.

Chiclayo is about 47% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Chiclayo sits 45% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.97 PEN 16.84

$3.45 Rp 61.8K

44.06%

Three-Course Dinner for Two, Mid-Range

$32.94 PEN 112

$32.34 Rp 578.5K

1.86%

Fast Food Meal (McDonalds, etc)

$8.22 PEN 27.85

$4.84 Rp 86.7K

69.83%

Cappuccino

$4.06 PEN 13.77

$2.75 Rp 49.1K

47.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 PEN 2.69

$1.38 Rp 24.8K

-42.75%

Water (0.33 liter bottle)

$0.50 PEN 1.70

$0.75 Rp 13.4K

-33.33%

Local Beer (0.5 liter draught)

$2.60 PEN 8.80

$2.99 Rp 53.5K

-13.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

Milk (1 liter)

$1.42 PEN 4.82

$1.74 Rp 31.1K

-18.39%

White Bread (500g)

$1.64 PEN 5.54

$2.46 Rp 44.0K

-33.33%

Rice (white) (1kg)

$1.70 PEN 5.75

$1.17 Rp 20.9K

45.30%

Eggs

$3.03 PEN 10.28

$2.43 Rp 43.5K

24.69%

Local Cheese (1kg)

$6.06 PEN 20.54

$14.50 Rp 259.5K

-58.21%

Chicken Fillets (1kg)

$5.90 PEN 20.00

$4.35 Rp 77.8K

35.63%

Beef Round Steak (1kg)

$8.49 PEN 28.78

$11.98 Rp 214.3K

-29.13%

Apples (1kg)

$1.99 PEN 6.76

$3.72 Rp 66.5K

-46.51%

Banana (1kg)

$1.65 PEN 5.60

$1.63 Rp 29.1K

1.23%

Oranges (1kg)

$1.09 PEN 3.69

$2.74 Rp 49.1K

-60.22%

Tomato (1kg)

$1.57 PEN 5.32

$2.24 Rp 40.1K

-29.91%

Potato (1kg)

$0.99 PEN 3.35

$1.92 Rp 34.3K

-48.44%

Onion (1kg)

$1.42 PEN 4.82

$2.28 Rp 40.7K

-37.72%

Lettuce (1 head)

$0.66 PEN 2.23

$1.06 Rp 19.0K

-37.74%

Water (1.5 liter bottle)

$0.67 PEN 2.28

$0.72 Rp 12.9K

-6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.18 PEN 14.18

$3.29 Rp 58.8K

27.05%

Wine (Bottle)

$14.71 PEN 49.88

$23.19 Rp 414.9K

-36.57%

Local Beer (0.5 liter bottle)

$1.35 PEN 4.57

$2.78 Rp 49.7K

-51.44%

Imported Beer (0.33 liter bottle)

$1.58 PEN 5.36

$2.73 Rp 48.9K

-42.12%

One-way Ticket (Public Transport)

$0.48 PEN 1.64

$0.27 Rp 4,765

77.78%

Public Transport Monthly Pass (Regular Price)

$27.55 PEN 93.4

$8.11 Rp 145.0K

239.70%

Taxi Start (Normal Tariff)

$2.71 PEN 9.20

$0.48 Rp 8,636

464.58%

Taxi (Normal Tariff) (1km)

$1.09 PEN 3.69

$0.42 Rp 7,511

159.52%

Taxi 1hour Waiting (Normal Tariff)

$4.84 PEN 16.40

$6.22 Rp 111.3K

-22.19%

Gasoline (1 liter)

$1.28 PEN 4.35

$0.81 Rp 14.6K

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K PEN 79.8K

$26.6K Rp 476.1M

-11.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K PEN 77.0K

$32.2K Rp 575.9M

-29.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.97 PEN 129

$78.4 Rp 1.4M

-51.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.05 PEN 51.0

$4.07 Rp 72.8K

269.78%

Internet (50+ Mbps, Unlimited Data)

$35.57 PEN 121

$24.33 Rp 435.2K

46.20%

Gym Membership (Monthly)

$32.57 PEN 110

$98.6 Rp 1.8M

-66.97%

Tennis Court (1 Hour on Weekend)

$33.41 PEN 113

$6.34 Rp 113.3K

426.97%

Cinema Ticket

$5.48 PEN 18.56

$3.99 Rp 71.3K

37.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$221 PEN 749

$305 Rp 5.5M

-27.58%

International Primary School, 1 Child (Yearly)

$3,498 PEN 11.9K

$6,642 Rp 118.8M

-47.33%

Jeans (Levis 501 Or Similar)

$43.80 PEN 148

$54.1 Rp 968.6K

-19.10%

Summer Dress (H&M, Zara, etc)

$35.99 PEN 122

$37.81 Rp 676.3K

-4.81%

Sport Shoes (Adidas, Nike)

$82.1 PEN 278

$86.8 Rp 1.6M

-5.44%

Men's Leather Business Shoes

$38.54 PEN 131

$76.4 Rp 1.4M

-49.52%

1-bedroom Apartment, City Center (Monthly)

$125 PEN 422

$992 Rp 17.7M

-87.45%

1-bedroom Apartment, Outside City Center (Monthly)

$139 PEN 471

$673 Rp 12.0M

-79.36%

3-bedroom Apartment, City Center (Monthly)

$317 PEN 1,075

$3,375 Rp 60.4M

-90.60%

3-bedroom Apartment, Outside City Center (Monthly)

$362 PEN 1,229

$2,050 Rp 36.7M

-82.32%

Buy Apartment in City Center (m2)

$1,119 PEN 3,794

$2,805 Rp 50.2M

-60.10%

Buy Apartment Outside City Center (m2)

$1,088 PEN 3,689

$2,227 Rp 39.8M

-51.13%

Average Monthly Net Salary (After Tax)

$473 PEN 1,603

$167 Rp 3.0M

183.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-24.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiclayo: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $125 in Chiclayo versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 183% higher in Chiclayo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Chiclayo versus $32.00 in Ubud, Bali. Groceries tell a different story – $211 in Chiclayo vs $297 in Ubud, Bali – so Chiclayo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiclayo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $739 in Chiclayo, $1,408 in Ubud, Bali – roughly 90% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,109 per month in Chiclayo and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiclayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Chiclayo and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $739 in Chiclayo and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chiclayo, where all-in costs run around $739, than in Ubud, Bali at $1,408. In Chiclayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $739 in Chiclayo to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiclayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.