Last update: Oct 2026

Cost of Living Comparison Between Chiclayo and Ubud, Bali

For one person, living is cheaper in Chiclayo: $995 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Chiclayo
🇵🇪 Peru
$995
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiclayo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiclayo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $995 per month in Chiclayo vs $1,368 in Ubud, Bali, rent included.

  • Chiclayo $995
  • Ubud, Bali $1,368

A couple spends around $1,581 per month in Chiclayo vs $2,314 in Ubud, Bali, rent included.

  • Chiclayo $1,581
  • Ubud, Bali $2,314

A family of three spends $2,167 per month in Chiclayo vs $3,260 in Ubud, Bali, rent included.

  • Chiclayo $2,167
  • Ubud, Bali $3,260

Chiclayo is about 27% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Chiclayo sits 26% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiclayo
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.09 PEN 17.49
$3.33 Rp 59.9K
52.85%
Three-Course Dinner for Two, Mid-Range
$34.64 PEN 119
$35.18 Rp 633.2K
-1.53%
Fast Food Meal (McDonalds, etc)
$8.94 PEN 30.69
$5.80 Rp 104.5K
54.14%
Cappuccino
$4.28 PEN 14.70
$2.73 Rp 49.1K
56.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.88 PEN 3.02
$1.64 Rp 29.5K
-46.34%
Water (0.33 liter bottle)
$0.46 PEN 1.58
$0.83 Rp 15.0K
-44.58%
Local Beer (0.5 liter draught)
$8.49 PEN 29.16
$2.70 Rp 48.6K
214.44%
Imported Beer (0.33 liter bottle)
-
$4.30 Rp 77.4K
-
🛒 Groceries & Markets
Chiclayo
Ubud, Bali
Difference
Milk (1 liter)
$2.18 PEN 7.49
$1.50 Rp 27.1K
45.33%
White Bread (500g)
$2.21 PEN 7.60
$2.30 Rp 41.4K
-3.91%
Rice (white) (1kg)
$2.15 PEN 7.38
$1.18 Rp 21.2K
82.20%
Eggs
$2.42 PEN 8.30
$2.14 Rp 38.6K
13.08%
Local Cheese (1kg)
$6.72 PEN 23.07
$17.48 Rp 314.6K
-61.56%
Chicken Fillets (1kg)
$6.36 PEN 21.85
$4.03 Rp 72.5K
57.82%
Beef Round Steak (1kg)
$9.56 PEN 32.85
$12.23 Rp 220.1K
-21.83%
Apples (1kg)
$2.53 PEN 8.69
$3.55 Rp 63.9K
-28.73%
Banana (1kg)
$1.81 PEN 6.22
$1.57 Rp 28.3K
15.29%
Oranges (1kg)
$2.47 PEN 8.47
$2.24 Rp 40.2K
10.27%
Tomato (1kg)
$1.74 PEN 5.98
$1.93 Rp 34.7K
-9.84%
Potato (1kg)
$1.15 PEN 3.95
$1.88 Rp 33.9K
-38.83%
Onion (1kg)
$2.15 PEN 7.39
$2.29 Rp 41.3K
-6.11%
Lettuce (1 head)
$0.67 PEN 2.28
$0.99 Rp 17.9K
-32.32%
Water (1.5 liter bottle)
$0.95 PEN 3.27
$0.53 Rp 9,475
79.25%
Cigarettes 20 Pack (Marlboro, Camel)
$5.29 PEN 18.17
$2.28 Rp 41.1K
132.02%
Wine (Bottle)
$12.02 PEN 41.28
$23.01 Rp 414.2K
-47.76%
Local Beer (0.5 liter bottle)
$1.50 PEN 5.15
$2.34 Rp 42.2K
-35.90%
Imported Beer (0.33 liter bottle)
$1.84 PEN 6.32
$2.91 Rp 52.4K
-36.77%
🚌 Getting Around
Chiclayo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.73 PEN 2.52
$0.24 Rp 4,315
204.17%
Public Transport Monthly Pass (Regular Price)
$29.06 PEN 99.8
$8.82 Rp 158.7K
229.48%
Taxi Start (Normal Tariff)
$3.20 PEN 10.99
$0.48 Rp 8,684
566.67%
Taxi (Normal Tariff) (1km)
$2.91 PEN 9.98
$0.46 Rp 8,233
532.61%
Taxi 1hour Waiting (Normal Tariff)
$6.41 PEN 22.01
$5.45 Rp 98.2K
17.61%
Gasoline (1 liter)
$1.29 PEN 4.43
$0.88 Rp 15.9K
46.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K PEN 85.7K
$24.6K Rp 442.2M
1.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8K PEN 81.7K
$31.2K Rp 561.4M
-23.72%
🧾 Monthly Utilities & Internet
Chiclayo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$49.99 PEN 172
$83.0 Rp 1.5M
-39.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.73 PEN 91.8
$6.45 Rp 116.0K
314.42%
Internet (50+ Mbps, Unlimited Data)
$31.73 PEN 109
$18.57 Rp 334.2K
70.87%
🎉 Sport & Entertainment
Chiclayo
Ubud, Bali
Difference
Gym Membership (Monthly)
$61.1 PEN 210
$55.8 Rp 1.0M
9.53%
Tennis Court (1 Hour on Weekend)
$25.30 PEN 86.9
$18.11 Rp 326.0K
39.70%
Cinema Ticket
$7.63 PEN 26.21
$4.38 Rp 78.9K
74.20%
🧸 Childcare & Education
Chiclayo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$248 PEN 852
$493 Rp 8.9M
-49.66%
International Primary School, 1 Child (Yearly)
$3,972 PEN 13.6K
$5,754 Rp 103.6M
-30.97%
👕👟 Clothing & Footwear
Chiclayo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$50.1 PEN 172
$46.19 Rp 831.4K
8.51%
Summer Dress (H&M, Zara, etc)
$59.6 PEN 205
$35.33 Rp 636.0K
68.64%
Sport Shoes (Adidas, Nike)
$199 PEN 684
$79.1 Rp 1.4M
151.93%
Men's Leather Business Shoes
$147 PEN 505
$78.4 Rp 1.4M
87.40%
🏠 Accommodation & Living
Chiclayo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$235 PEN 806
$1,142 Rp 20.6M
-79.44%
1-bedroom Apartment, Outside City Center (Monthly)
$146 PEN 502
$676 Rp 12.2M
-78.38%
3-bedroom Apartment, City Center (Monthly)
$449 PEN 1,541
$3,503 Rp 63.1M
-87.19%
3-bedroom Apartment, Outside City Center (Monthly)
$253 PEN 869
$1,700 Rp 30.6M
-85.11%
Buy Apartment in City Center (m2)
$1,123 PEN 3,858
$2,784 Rp 50.1M
-59.65%
Buy Apartment Outside City Center (m2)
$1,080 PEN 3,710
$2,241 Rp 40.3M
-51.78%
💵 Salaries & Financials
Chiclayo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$489 PEN 1,680
$165 Rp 3.0M
197.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
11
13.78
-20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiclayo: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Chiclayo
$242
Ubud, Bali
$290 20% $48
Clothing & Footwear
Chiclayo
$205
Ubud, Bali
$108 47.6% $98
Eating Out
Chiclayo
$167 *
Ubud, Bali
$109 34.8% $58
Accommodation & Living
Chiclayo
$146
Ubud, Bali
$676 363% $530
Monthly Utilities & Internet
Chiclayo
$108
Ubud, Bali
$108 0.4% $0.4
Sport & Entertainment
Chiclayo
$76
Ubud, Bali
$65 15.5% $12
Getting Around
Chiclayo
$50
Ubud, Bali
$13 74.8% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $235 in Chiclayo versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 197% higher in Chiclayo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Chiclayo versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $242 vs $290 – making Chiclayo the more affordable choice for daily food spending.

Good to know
🇵🇪 Chiclayo
🇮🇩 Ubud, Bali
🕒 Local time
18:24 6:24 PM
07:24 7:24 AM
13 h ahead of Chiclayo
🌤 Weather
👥 Population
60,325
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to PEN – Peruvian Sol Converter

Peruvian Sol exchange rates as of October 18, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Chiclayo Ubud, Bali 17,630 km ≈ 23 h nonstop flight
From you
  • Chiclayo
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiclayo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Chiclayo and in Ubud, Bali compare overall?
Monthly costs with rent: $995 in Chiclayo, $1,368 in Ubud, Bali – roughly 38% apart. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Chiclayo compared to Ubud, Bali?
For a comfortable life, plan on about $1,492 per month in Chiclayo and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chiclayo and Ubud, Bali?
Rent is clearly cheaper in Chiclayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $35.00 in Chiclayo and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Chiclayo or Ubud, Bali?
Monthly expenses with rent come to $995 in Chiclayo and $1,368 in Ubud, Bali. That's a gap of about 38%.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Chiclayo, where all-in costs run around $995, than in Ubud, Bali at $1,368. In Chiclayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Chiclayo and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $995 in Chiclayo to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Chiclayo or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Chiclayo and Ubud, Bali?
If budget matters most, go with Chiclayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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