Cost of Living Comparison Between Ubud, Bali and Chiclayo Cost of Living Comparison Between Ubud, Bali and Chiclayo

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $751 in Chiclayo, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,258 in Chiclayo, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,765 in Chiclayo, rent included.

Ubud, Bali costs about 89% more than Chiclayo, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Chiclayo is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$4.95 PEN 16.85

-28.08%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$33.86 PEN 115

-3.34%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$8.31 PEN 28.27

-40.43%

Cappuccino

$2.71 Rp 48.4K

$4.08 PEN 13.89

-33.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.86 PEN 2.94

55.81%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.50 PEN 1.70

40.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.49 PEN 8.46

17.27%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

Milk (1 liter)

$1.81 Rp 32.3K

$1.43 PEN 4.85

26.57%

White Bread (500g)

$2.52 Rp 45.0K

$1.61 PEN 5.48

56.52%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.70 PEN 5.79

-31.76%

Eggs

$2.46 Rp 43.9K

$3.05 PEN 10.39

-19.34%

Local Cheese (1kg)

$14.71 Rp 262.7K

$6.08 PEN 20.67

141.94%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$5.87 PEN 19.96

-26.41%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$8.74 PEN 29.74

38.90%

Apples (1kg)

$3.84 Rp 68.6K

$1.91 PEN 6.49

101.05%

Banana (1kg)

$1.56 Rp 27.8K

$1.57 PEN 5.33

-0.64%

Oranges (1kg)

$2.83 Rp 50.6K

$1.09 PEN 3.71

159.63%

Tomato (1kg)

$2.33 Rp 41.5K

$1.58 PEN 5.37

47.47%

Potato (1kg)

$1.91 Rp 34.2K

$0.91 PEN 3.11

109.89%

Onion (1kg)

$2.20 Rp 39.3K

$1.37 PEN 4.67

60.58%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.70 PEN 2.40

44.29%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.68 PEN 2.30

14.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$4.40 PEN 14.98

-24.55%

Wine (Bottle)

$23.74 Rp 423.9K

$14.66 PEN 49.88

61.94%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.33 PEN 4.54

109.77%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.60 PEN 5.46

78.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.51 PEN 1.74

-47.06%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$27.32 PEN 93.0

-70.61%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$2.70 PEN 9.19

-82.96%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.12 PEN 3.82

-59.82%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$4.73 PEN 16.08

28.96%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.29 PEN 4.38

-38.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$23.5K PEN 79.9K

11.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$22.6K PEN 77.0K

41.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$38.47 PEN 131

107.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$14.88 PEN 50.6

-72.72%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$35.07 PEN 119

-32.93%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$31.96 PEN 109

208.82%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$33.46 PEN 114

-80.19%

Cinema Ticket

$4.15 Rp 74.1K

$5.68 PEN 19.32

-26.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$225 PEN 764

35.37%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,378 PEN 11.5K

95.80%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$44.75 PEN 152

24.11%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$36.52 PEN 124

4.90%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$82.3 PEN 280

7.63%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$39.36 PEN 134

97.84%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$125 PEN 426

704.11%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$137 PEN 468

391.33%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$326 PEN 1,108

957.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$361 PEN 1,228

465.16%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,112 PEN 3,784

155.43%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,109 PEN 3,772

104.21%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$469 PEN 1,594

-64.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Chiclayo: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $125 in Chiclayo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 184% higher in Chiclayo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $34.00 in Chiclayo. Groceries tell a different story – $302 in Ubud, Bali vs $210 in Chiclayo – so Chiclayo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chiclayo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $751 in Chiclayo – roughly 89% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,127 in Chiclayo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiclayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $34.00 in Chiclayo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $751 in Chiclayo. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chiclayo, where all-in costs run around $751, than in Ubud, Bali at $1,419. In Chiclayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $751 in Chiclayo to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiclayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.