Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chiclayo

For one person, living is cheaper in Chiclayo: $998 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Chiclayo
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Chiclayo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Chiclayo

🇵🇪 Peru

$998

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chiclayo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chiclayo actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $998 in Chiclayo, rent included.

Ubud, Bali $1,349
Chiclayo $998

A couple spends around $2,305 per month in Ubud, Bali vs $1,584 in Chiclayo, rent included.

Ubud, Bali $2,305
Chiclayo $1,584

A family of three spends $3,261 per month in Ubud, Bali vs $2,170 in Chiclayo, rent included.

Ubud, Bali $3,261
Chiclayo $2,170

Ubud, Bali costs about 35% more than Chiclayo, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$5.15 PEN 17.82

-35.53%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$34.69 PEN 120

2.74%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.75 PEN 30.29

-36.80%

Cappuccino

$2.72 Rp 49.3K

$4.23 PEN 14.65

-35.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.91 PEN 3.15

86.81%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.46 PEN 1.58

65.22%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$8.44 PEN 29.24

-68.60%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

$2.25 PEN 7.77

-33.78%

White Bread (500g)

$2.28 Rp 41.3K

$2.28 PEN 7.89

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.19 PEN 7.58

-45.66%

Eggs

$2.04 Rp 36.9K

$2.38 PEN 8.26

-14.29%

Local Cheese (1kg)

$17.70 Rp 321.1K

$6.53 PEN 22.59

171.06%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.10 PEN 21.13

-35.08%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$9.88 PEN 34.22

23.38%

Apples (1kg)

$3.66 Rp 66.3K

$2.45 PEN 8.47

49.39%

Banana (1kg)

$1.52 Rp 27.5K

$1.91 PEN 6.61

-20.42%

Oranges (1kg)

$2.23 Rp 40.4K

$2.47 PEN 8.54

-9.72%

Tomato (1kg)

$1.97 Rp 35.8K

$1.80 PEN 6.23

9.44%

Potato (1kg)

$1.85 Rp 33.5K

$1.17 PEN 4.03

58.12%

Onion (1kg)

$2.42 Rp 44.0K

$2.23 PEN 7.73

8.52%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.65 PEN 2.24

52.31%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.91 PEN 3.16

-43.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.23 PEN 18.11

-57.55%

Wine (Bottle)

$22.24 Rp 403.4K

$12.15 PEN 42.05

83.05%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.50 PEN 5.18

50.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.79 PEN 6.20

65.92%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.78 PEN 2.69

-67.95%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$29.38 PEN 102

-73.38%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.20 PEN 11.07

-86.25%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$2.92 PEN 10.12

-85.27%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$6.29 PEN 21.77

-13.99%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.31 PEN 4.54

-37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$24.3K PEN 84.2K

-1.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$24.5K PEN 84.9K

29.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$48.50 PEN 168

63.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$26.67 PEN 92.4

-75.82%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$31.71 PEN 110

-41.41%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$61.5 PEN 213

-19.54%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$25.15 PEN 87.1

-29.82%

Cinema Ticket

$4.27 Rp 77.5K

$7.82 PEN 27.09

-45.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$248 PEN 857

98.13%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$4,008 PEN 13.9K

41.55%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$50.2 PEN 174

-11.09%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$59.7 PEN 207

-41.50%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$198 PEN 687

-59.72%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$147 PEN 509

-46.02%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$239 PEN 827

371.02%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$150 PEN 518

348.80%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$447 PEN 1,547

697.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$254 PEN 879

578.38%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,106 PEN 3,829

146.98%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,073 PEN 3,716

112.80%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$504 PEN 1,746

-67.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Chiclayo: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Chiclayo

$150 15% 77.7% $522

Groceries & Markets

Ubud, Bali

$288 21.4%

Chiclayo

$243 24.3% 15.9% $46

Eating Out

Ubud, Bali

$108 8%

Chiclayo

$166 * 16.6% 54.1% $58

Clothing & Footwear

Ubud, Bali

$108 8%

Chiclayo

$205 20.6% 90.6% $97

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Chiclayo

$107 10.7% 2.7% $2.8

Sport & Entertainment

Ubud, Bali

$58 4.3%

Chiclayo

$77 7.7% 32.9% $19

Getting Around

Ubud, Bali

$11 0.9%

Chiclayo

$50 5% 341% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $239 in Chiclayo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chiclayo are about 3.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $35 in Chiclayo. Monthly groceries follow the same trend: $288 vs $243 – making Chiclayo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇪 Chiclayo

🕒 Local time

12:05 12:05 PM

23:05 11:05 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

60,325

💱 Currency

Indonesian Rupiah IDR Rp

Peruvian Sol PEN S/

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 PEN = 0.289 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Peruvian Sol exchange rates as of November 2, 2026: 1 USD = 3.46 PEN (1 PEN = 0.289 USD). 1 EUR = 3.87 PEN (1 PEN = 0.259 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chiclayo 17,630 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Chiclayo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chiclayo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $998 in Chiclayo – Chiclayo comes out roughly 26% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,496 in Chiclayo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiclayo, especially for central apartments: a one-bedroom in the center costs $239 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $35 in Chiclayo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $998 in Chiclayo. That makes Chiclayo about 26% cheaper.

A $1,200 monthly budget goes further in Chiclayo, where all-in costs run around $998, than in Ubud, Bali at $1,349. In Chiclayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Chiclayo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.