Cost of Living Comparison Between Ubud, Bali and Chiclayo Cost of Living Comparison Between Ubud, Bali and Chiclayo

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $739 in Chiclayo, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,244 in Chiclayo, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,748 in Chiclayo, rent included.

Ubud, Bali costs about 90% more than Chiclayo, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Chiclayo is 45% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$4.97 PEN 16.86

-30.58%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$32.94 PEN 112

-1.82%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$8.22 PEN 27.87

-41.12%

Cappuccino

$2.75 Rp 49.3K

$4.06 PEN 13.78

-32.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.79 PEN 2.69

74.68%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.50 PEN 1.70

50.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$2.60 PEN 8.81

15.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$1.74 Rp 31.1K

$1.42 PEN 4.83

22.54%

White Bread (500g)

$2.46 Rp 44.1K

$1.64 PEN 5.55

50.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.70 PEN 5.75

-31.18%

Eggs

$2.43 Rp 43.6K

$3.03 PEN 10.29

-19.80%

Local Cheese (1kg)

$14.50 Rp 260.2K

$6.06 PEN 20.55

139.27%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.90 PEN 20.02

-26.27%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$8.49 PEN 28.80

41.11%

Apples (1kg)

$3.72 Rp 66.7K

$1.99 PEN 6.76

86.93%

Banana (1kg)

$1.63 Rp 29.2K

$1.65 PEN 5.61

-1.21%

Oranges (1kg)

$2.74 Rp 49.2K

$1.09 PEN 3.69

151.38%

Tomato (1kg)

$2.24 Rp 40.2K

$1.57 PEN 5.32

42.68%

Potato (1kg)

$1.92 Rp 34.4K

$0.99 PEN 3.35

93.94%

Onion (1kg)

$2.28 Rp 40.8K

$1.42 PEN 4.82

60.56%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.66 PEN 2.23

60.61%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.67 PEN 2.28

7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$4.18 PEN 14.19

-21.29%

Wine (Bottle)

$23.19 Rp 416.1K

$14.71 PEN 49.92

57.65%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.35 PEN 4.57

105.93%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.58 PEN 5.36

72.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.48 PEN 1.64

-43.75%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$27.55 PEN 93.5

-70.56%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$2.71 PEN 9.20

-82.29%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$1.09 PEN 3.69

-61.47%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$4.84 PEN 16.41

28.51%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.28 PEN 4.35

-36.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$23.5K PEN 79.8K

13.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$22.7K PEN 77.1K

41.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$37.97 PEN 129

106.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$15.05 PEN 51.1

-72.96%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$35.57 PEN 121

-31.60%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$32.57 PEN 110

202.76%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$33.41 PEN 113

-81.02%

Cinema Ticket

$3.99 Rp 71.5K

$5.48 PEN 18.57

-27.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$221 PEN 749

38.08%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$3,498 PEN 11.9K

89.87%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$43.80 PEN 149

23.61%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$35.99 PEN 122

5.06%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$82.1 PEN 279

5.75%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$38.54 PEN 131

98.11%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$125 PEN 422

696.64%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$139 PEN 471

384.54%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$317 PEN 1,076

963.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$362 PEN 1,230

465.60%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,119 PEN 3,796

150.60%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,088 PEN 3,692

104.63%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$473 PEN 1,605

-64.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Chiclayo: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $125 in Chiclayo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 183% higher in Chiclayo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $33.00 in Chiclayo. Groceries tell a different story – $297 in Ubud, Bali vs $211 in Chiclayo – so Chiclayo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chiclayo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $739 in Chiclayo – roughly 90% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,109 in Chiclayo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiclayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $33.00 in Chiclayo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $739 in Chiclayo. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chiclayo, where all-in costs run around $739, than in Ubud, Bali at $1,408. In Chiclayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $739 in Chiclayo to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiclayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.