Cost of Living Comparison Between Ubud, Bali and Chiclayo Cost of Living Comparison Between Ubud, Bali and Chiclayo

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $796 in Chiclayo, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,338 in Chiclayo, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,880 in Chiclayo, rent included.

Ubud, Bali costs about 72% more than Chiclayo, driven mainly by Clothing & Footwear.

Ubud, Bali sits 0% above the global median, while Chiclayo is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$5.35 PEN 17.96

-35.70%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$36.27 PEN 122

0.11%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.02 PEN 30.26

-36.70%

Cappuccino

$2.67 Rp 47.3K

$4.43 PEN 14.85

-39.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.92 PEN 3.08

90.22%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.44 PEN 1.46

97.73%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$9.16 PEN 30.73

-67.79%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$2.01 PEN 6.74

-19.40%

White Bread (500g)

$2.33 Rp 41.3K

$2.65 PEN 8.89

-12.08%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.66 PEN 8.92

-58.27%

Eggs

$2.20 Rp 39.0K

$1.82 PEN 6.12

20.88%

Local Cheese (1kg)

$17.69 Rp 313.3K

$9.67 PEN 32.46

82.94%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$9.70 PEN 32.54

-57.73%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$7.80 PEN 26.17

56.15%

Apples (1kg)

$3.71 Rp 65.6K

Banana (1kg)

$1.59 Rp 28.1K

$1.95 PEN 6.55

-18.46%

Oranges (1kg)

$2.28 Rp 40.4K

Tomato (1kg)

$1.95 Rp 34.6K

$1.95 PEN 6.56

Potato (1kg)

$1.91 Rp 33.7K

$1.33 PEN 4.45

43.61%

Onion (1kg)

$2.33 Rp 41.3K

$2.02 PEN 6.77

15.35%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.87 PEN 2.93

16.09%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.93 PEN 3.11

-40.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.49 PEN 15.08

-50.33%

Wine (Bottle)

$23.07 Rp 408.6K

$15.05 PEN 50.5

53.29%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.46 PEN 4.88

65.75%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.21 PEN 4.05

147.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.53 PEN 1.76

-49.06%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$29.84 PEN 100

-69.91%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$4.36 PEN 14.64

-88.99%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$5.89 PEN 19.78

-4.24%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.35 PEN 4.55

-40.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$25.2K PEN 84.7K

-1.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$25.0K PEN 83.7K

27.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$50.5 PEN 170

61.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$45.51 PEN 153

-85.74%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$23.43 PEN 78.6

-19.89%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$45.29 PEN 152

25.57%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$35.50 PEN 119

-47.24%

Cinema Ticket

$4.54 Rp 80.4K

$7.63 PEN 25.59

-40.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$351 PEN 1,179

36.83%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$5,231 PEN 17.6K

9.18%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$177 PEN 594

529.96%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$148 PEN 496

371.54%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$443 PEN 1,486

721.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$422 PEN 1,417

311.38%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,116 PEN 3,744

149.57%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,107 PEN 3,714

106.87%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$474 PEN 1,591

-64.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Chiclayo: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $177 in Chiclayo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 182% higher in Chiclayo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $36.00 in Chiclayo. Groceries tell a different story – $295 in Ubud, Bali vs $249 in Chiclayo – so Chiclayo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chiclayo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $796 in Chiclayo – roughly 72% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,195 in Chiclayo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiclayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $36.00 in Chiclayo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $796 in Chiclayo. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Chiclayo, where all-in costs run around $796, than in Ubud, Bali at $1,368. In Chiclayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $796 in Chiclayo to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiclayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.