😐A single person spends $852 per month in Chiang Mai vs $393 in Varkala, rent included.
😐A couple spends around $1,354 per month in Chiang Mai vs $621 in Varkala, rent included.
😐A family of three spends $1,857 per month in Chiang Mai vs $849 in Varkala, rent included.
😐Chiang Mai costs about 117% more than Varkala, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Varkala are more affordable than the global median – Chiang Mai36% lower, Varkala71% lower.
Currency
🍽 Eating Out
Chiang Mai
Varkala
Difference
Meal at Budget Restaurant
$1.96฿64.0
$2.35₹223
-16.60%
Three-Course Dinner for Two, Mid-Range
$18.81฿615
$10.35₹983
81.74%
Fast Food Meal(McDonalds, etc)
$7.92฿259
$3.63₹345
118.18%
Cappuccino
$1.91฿62.6
$1.51₹143
26.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84฿27.41
$0.41₹38.84
104.88%
Water(0.33 liter bottle)
$0.35฿11.51
$0.17₹16.26
105.88%
Local Beer(0.5 liter draught)
$2.21฿72.1
$1.70₹162
30.00%
Imported Beer(0.33 liter bottle)
$3.80฿124
$3.14₹298
21.02%
🛒 Groceries & Markets
Chiang Mai
Varkala
Difference
Milk(1 liter)
$1.64฿53.5
$0.66₹62.3
148.48%
White Bread(500g)
$1.62฿53.1
$0.45₹42.51
260.00%
Rice(white)(1kg)
$1.18฿38.62
$0.67₹63.2
76.12%
Eggs
$2.01฿65.8
$0.88₹83.5
128.41%
Local Cheese(1kg)
$15.89฿520
$4.86₹461
226.95%
Chicken Fillets(1kg)
$3.01฿98.5
$2.89₹274
4.15%
Beef Round Steak(1kg)
$10.77฿352
-
-
Apples(1kg)
$2.61฿85.5
$1.99₹189
31.16%
Banana(1kg)
$1.22฿39.88
$0.74₹70.2
64.86%
Oranges(1kg)
$1.70฿55.7
$0.99₹93.9
71.72%
Tomato(1kg)
$1.58฿51.5
$0.51₹48.32
209.80%
Potato(1kg)
$1.32฿43.14
$0.35₹33.60
277.14%
Onion(1kg)
$1.17฿38.23
$0.43₹40.73
172.09%
Lettuce(1 head)
$0.67฿21.98
$0.45₹42.60
48.89%
Water(1.5 liter bottle)
$0.56฿18.32
$0.32₹29.99
75.00%
Cigarettes 20 Pack(Marlboro, Camel)
$4.53฿148
$4.03₹383
12.41%
Wine(Bottle)
$18.20฿595
$7.46₹708
143.97%
Local Beer(0.5 liter bottle)
$1.83฿60.0
$1.69₹160
8.28%
Imported Beer(0.33 liter bottle)
$3.23฿106
$2.81₹267
14.95%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
-
$5.48₹521
-
🚌 Getting Around
Chiang Mai
Varkala
Difference
One-way Ticket(Public Transport)
$0.89฿29.00
$0.30₹28.59
196.67%
Public Transport Monthly Pass(Regular Price)
$19.38฿634
$8.47₹804
128.81%
Taxi Start(Normal Tariff)
$1.35฿44.20
$0.77₹73.2
75.32%
Taxi(Normal Tariff)(1km)
$1.35฿44.05
$0.27₹25.88
400.00%
Taxi 1hour Waiting(Normal Tariff)
$8.25฿270
$1.44₹137
472.92%
Gasoline(1 liter)
$1.27฿41.64
$1.21₹115
4.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K฿691.8K
$13.9K₹1.3M
52.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿735.3K
$22.0K₹2.1M
2.01%
🧾 Monthly Utilities & Internet
Chiang Mai
Varkala
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.2฿2,294
$38.52₹3,657
82.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.77฿450
$3.41₹324
303.81%
Internet(50+ Mbps, Unlimited Data)
$17.60฿575
$7.31₹694
140.77%
🎉 Sport & Entertainment
Chiang Mai
Varkala
Difference
Gym Membership(Monthly)
$41.57฿1,360
$15.98₹1,517
160.14%
Tennis Court(1 Hour on Weekend)
$6.60฿216
$7.21₹685
-8.46%
Cinema Ticket
$5.78฿189
$2.95₹280
95.93%
🧸 Childcare & Education
Chiang Mai
Varkala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$306฿10.0K
$51.1₹4,849
499.49%
International Primary School, 1 Child(Yearly)
$14.8K฿484.8K
$1,509₹143.3K
882.38%
👕👟 Clothing & Footwear
Chiang Mai
Varkala
Difference
Jeans(Levis 501 Or Similar)
$54.4฿1,778
$24.23₹2,301
124.39%
Summer Dress(H&M, Zara, etc)
$26.14฿855
$25.67₹2,437
1.83%
Sport Shoes(Adidas, Nike)
$84.5฿2,764
$41.98₹3,985
101.38%
Men's Leather Business Shoes
$69.4฿2,270
$30.36₹2,883
128.69%
🏠 Accommodation & Living
Chiang Mai
Varkala
Difference
1-bedroom Apartment, City Center(Monthly)
$424฿13.9K
$122₹11.6K
246.13%
1-bedroom Apartment, Outside City Center(Monthly)
$238฿7,788
$76.2₹7,239
212.41%
3-bedroom Apartment, City Center(Monthly)
$825฿27.0K
$269₹25.5K
206.92%
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.8K
$180₹17.1K
185.86%
Buy Apartment in City Center(m2)
$2,049฿67.0K
$1,055₹100.2K
94.23%
Buy Apartment Outside City Center(m2)
$1,523฿49.8K
$610₹57.9K
149.55%
💵 Salaries & Financials
Chiang Mai
Varkala
Difference
Average Monthly Net Salary(After Tax)
$635฿20.8K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
8.67
-42.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: April 27, 2026
Last update for Varkala: April 25, 2026
Cost Breakdown
🏠A central one-bedroom costs $424 in Chiang Mai versus $122 in Varkala. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $10.00 in Varkala. Monthly groceries follow the same trend: $243 vs $104 – making Varkala the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Varkala: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Varkala?
Chiang Mai costs about 117% more than Varkala, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Varkala?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $589 in Varkala. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Varkala?
Rent is clearly cheaper in Varkala, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Varkala?
Kindergarten costs $306 per month in Chiang Mai and $51.1 in Varkala. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Varkala?
Groceries cost about 135% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Chiang Mai or Varkala?
$1,200 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $393 in Varkala, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Varkala?
For digital nomads, it depends on budget. Varkala costs $393 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Varkala?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Varkala?
If budget matters most, go with Varkala. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared