Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Teramo

For one person, living is cheaper in Chiang Mai: $936 a month against $1,575 in Teramo, rent and utilities included – about $7,700 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
76

Cost of Living Index in Teramo
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Teramo Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Teramo

🇮🇹 Italy

$1,575

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Teramo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Teramo actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $1,575 in Teramo, rent included.

Chiang Mai $936
Teramo $1,575

A couple spends around $1,457 per month in Chiang Mai vs $2,363 in Teramo, rent included.

Chiang Mai $1,457
Teramo $2,363

A family of three spends $1,979 per month in Chiang Mai vs $3,151 in Teramo, rent included.

Chiang Mai $1,979
Teramo $3,151

Chiang Mai is about 41% cheaper than Teramo, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Teramo is 16% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.6

$19.42 €17.41

-88.47%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$56.7 €50.8

-66.51%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$11.52 €10.33

-51.82%

Cappuccino

$1.67 ฿56.5

$1.78 €1.60

-6.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.55

$2.47 €2.22

-74.09%

Water (0.33 liter bottle)

$0.31 ฿10.31

$1.63 €1.46

-80.98%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$5.50 €4.93

-57.09%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$4.46 €4.00

-17.94%

Milk (1 liter)

$1.95 ฿65.8

$1.41 €1.26

38.30%

White Bread (500g)

$1.44 ฿48.48

$2.26 €2.03

-36.28%

Rice (white) (1kg)

$1.33 ฿45.04

$2.55 €2.29

-47.84%

Eggs

$2.28 ฿77.1

$3.50 €3.13

-34.86%

Local Cheese (1kg)

$16.45 ฿555

$18.08 €16.20

-9.02%

Chicken Fillets (1kg)

$2.78 ฿93.9

$12.02 €10.78

-76.87%

Beef Round Steak (1kg)

$9.31 ฿314

$18.14 €16.26

-48.68%

Apples (1kg)

$2.35 ฿79.4

$2.11 €1.89

11.37%

Banana (1kg)

$0.97 ฿32.80

$1.96 €1.75

-50.51%

Oranges (1kg)

$1.60 ฿53.9

$2.22 €1.99

-27.93%

Tomato (1kg)

$1.50 ฿50.6

$2.87 €2.57

-47.74%

Potato (1kg)

$1.28 ฿43.12

$1.60 €1.44

-20.00%

Onion (1kg)

$1.10 ฿37.19

$1.73 €1.55

-36.42%

Lettuce (1 head)

$0.71 ฿23.82

$1.36 €1.22

-47.79%

Water (1.5 liter bottle)

$0.49 ฿16.37

$0.37 €0.33

32.43%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$6.87 €6.15

-39.74%

Wine (Bottle)

$17.52 ฿591

$5.55 €4.97

215.68%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$1.19 €1.07

35.29%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$1.81 €1.62

53.59%

One-way Ticket (Public Transport)

$0.87 ฿29.31

$2.20 €1.97

-60.45%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

$45.56 €40.83

18.72%

Taxi Start (Normal Tariff)

$1.16 ฿39.06

$5.32 €4.77

-78.20%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$1.47 €1.32

-63.95%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$24.17 €21.66

-89.99%

Gasoline (1 liter)

$1.45 ฿48.90

$1.92 €1.72

-24.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.7K

$36.9K €33.1K

-42.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.3K

$33.2K €29.7K

-18.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$283 €253

-78.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$16.59 €14.87

-26.64%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$33.10 €29.66

-39.21%

Gym Membership (Monthly)

$37.31 ฿1,259

$63.0 €56.4

-40.77%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$21.18 €18.98

-82.20%

Cinema Ticket

$6.49 ฿219

$8.81 €7.90

-26.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$447 €400

64.87%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.3K

$12.3K €11.0K

19.98%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$101 €90.7

-47.27%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$35.30 €31.63

-30.20%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$98.2 €88.0

-6.84%

Men's Leather Business Shoes

$71.9 ฿2,428

$112 €100

-35.83%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$513 €459

-5.94%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$360 €323

-14.26%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$707 €633

42.31%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$565 €507

12.03%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$1,431 €1,283

65.10%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$1,200 €1,075

32.45%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$1,570 €1,407

-62.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.02

84.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Teramo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Teramo

$360 22.9% 16.6% $51

Groceries & Markets

Chiang Mai

$234 25.1%

Teramo

$314 19.9% 34% $80

Clothing & Footwear

Chiang Mai

$109 11.6%

Teramo

$156 9.9% 43.7% $47

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Teramo

$333 21.1% 252% $238

Eating Out

Chiang Mai

$78 8.3%

Teramo

$264 16.8% 241% $187

Getting Around

Chiang Mai

$61 6.6%

Teramo

$67 4.3% 9.3% $5.7

Sport & Entertainment

Chiang Mai

$50 5.4%

Teramo

$81 5.1% 60.3% $30

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $513 in Teramo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Teramo are about 2.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $57 in Teramo. Monthly groceries follow the same trend: $234 vs $314 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇮🇹 Teramo

🕒 Local time

11:50 11:50 AM

05:50 5:50 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

54,892

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Teramo 8,230 km ≈ 11 h nonstop flight

From you

Chiang Mai
Teramo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Teramo: Cost of Living - Frequently Asked Questions

Teramo costs about 68% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $2,362 in Teramo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $482 in Chiang Mai and $513 in Teramo. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Kindergarten costs $736 per month in Chiang Mai and $447 in Teramo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 34% more in Teramo, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $1,575 in Teramo. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,575 in Teramo. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Teramo makes more sense. Both are solid long-term options with distinct trade-offs.