Last update: Oct 2026

Cost of Living Comparison Between Teramo and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,575 in Teramo, rent and utilities included – about $7,700 less a year. Other living expenses account for most of the difference.

Teramo, Italy
Chiang Mai, Thailand
Teramo
🇮🇹 Italy
$1,575
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Teramo and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Teramo and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,575 per month in Teramo vs $936 in Chiang Mai, rent included.

  • Teramo $1,575
  • Chiang Mai $936

A couple spends around $2,363 per month in Teramo vs $1,457 in Chiang Mai, rent included.

  • Teramo $2,363
  • Chiang Mai $1,457

A family of three spends $3,151 per month in Teramo vs $1,979 in Chiang Mai, rent included.

  • Teramo $3,151
  • Chiang Mai $1,979

Teramo costs about 68% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Teramo sits 16% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Teramo
Chiang Mai
Difference
Meal at Budget Restaurant
$19.42 €17.40
$2.24 ฿75.6
766.96%
Three-Course Dinner for Two, Mid-Range
$56.7 €50.8
$19.00 ฿641
198.63%
Fast Food Meal (McDonalds, etc)
$11.52 €10.32
$5.55 ฿187
107.57%
Cappuccino
$1.78 €1.60
$1.67 ฿56.5
6.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 €2.22
$0.64 ฿21.54
285.94%
Water (0.33 liter bottle)
$1.63 €1.46
$0.31 ฿10.31
425.81%
Local Beer (0.5 liter draught)
$5.50 €4.92
$2.36 ฿79.5
133.05%
Imported Beer (0.33 liter bottle)
$4.46 €3.99
$3.66 ฿124
21.86%
🛒 Groceries & Markets
Teramo
Chiang Mai
Difference
Milk (1 liter)
$1.41 €1.26
$1.95 ฿65.7
-27.69%
White Bread (500g)
$2.26 €2.03
$1.44 ฿48.46
56.94%
Rice (white) (1kg)
$2.55 €2.29
$1.33 ฿45.03
91.73%
Eggs
$3.50 €3.13
$2.28 ฿77.1
53.51%
Local Cheese (1kg)
$18.08 €16.19
$16.45 ฿555
9.91%
Chicken Fillets (1kg)
$12.02 €10.77
$2.78 ฿93.9
332.37%
Beef Round Steak (1kg)
$18.14 €16.25
$9.31 ฿314
94.84%
Apples (1kg)
$2.11 €1.89
$2.35 ฿79.4
-10.21%
Banana (1kg)
$1.96 €1.75
$0.97 ฿32.79
102.06%
Oranges (1kg)
$2.22 €1.99
$1.60 ฿53.9
38.75%
Tomato (1kg)
$2.87 €2.57
$1.50 ฿50.6
91.33%
Potato (1kg)
$1.60 €1.44
$1.28 ฿43.11
25.00%
Onion (1kg)
$1.73 €1.55
$1.10 ฿37.18
57.27%
Lettuce (1 head)
$1.36 €1.22
$0.71 ฿23.82
91.55%
Water (1.5 liter bottle)
$0.37 €0.33
$0.49 ฿16.36
-24.49%
Cigarettes 20 Pack (Marlboro, Camel)
$6.87 €6.15
$4.14 ฿140
65.94%
Wine (Bottle)
$5.55 €4.97
$17.52 ฿591
-68.32%
Local Beer (0.5 liter bottle)
$1.19 €1.07
$1.61 ฿54.5
-26.09%
Imported Beer (0.33 liter bottle)
$1.81 €1.62
$2.78 ฿93.9
-34.89%
🚌 Getting Around
Teramo
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.20 €1.97
$0.87 ฿29.30
152.87%
Public Transport Monthly Pass (Regular Price)
$45.56 €40.80
$54.1 ฿1,825
-15.77%
Taxi Start (Normal Tariff)
$5.32 €4.77
$1.16 ฿39.04
358.62%
Taxi (Normal Tariff) (1km)
$1.47 €1.32
$0.53 ฿17.80
177.36%
Taxi 1hour Waiting (Normal Tariff)
$24.17 €21.65
$2.42 ฿81.7
898.76%
Gasoline (1 liter)
$1.92 €1.72
$1.45 ฿48.88
32.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K €33.1K
$21.1K ฿710.5K
75.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.2K €29.7K
$26.9K ฿909.0K
23.15%
🧾 Monthly Utilities & Internet
Teramo
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$283 €253
$62.2 ฿2,098
354.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.59 €14.86
$12.17 ฿411
36.32%
Internet (50+ Mbps, Unlimited Data)
$33.10 €29.64
$20.12 ฿679
64.51%
🎉 Sport & Entertainment
Teramo
Chiang Mai
Difference
Gym Membership (Monthly)
$63.0 €56.4
$37.31 ฿1,259
68.83%
Tennis Court (1 Hour on Weekend)
$21.18 €18.97
$3.77 ฿127
461.80%
Cinema Ticket
$8.81 €7.89
$6.49 ฿219
35.75%
🧸 Childcare & Education
Teramo
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$447 €400
$736 ฿24.8K
-39.35%
International Primary School, 1 Child (Yearly)
$12.3K €11.0K
$14.8K ฿498.2K
-16.65%
👕👟 Clothing & Footwear
Teramo
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$101 €90.7
$53.4 ฿1,801
89.66%
Summer Dress (H&M, Zara, etc)
$35.30 €31.61
$24.64 ฿831
43.26%
Sport Shoes (Adidas, Nike)
$98.2 €88.0
$91.5 ฿3,087
7.35%
Men's Leather Business Shoes
$112 €100
$71.9 ฿2,427
55.82%
🏠 Accommodation & Living
Teramo
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$513 €459
$482 ฿16.3K
6.32%
1-bedroom Apartment, Outside City Center (Monthly)
$360 €323
$309 ฿10.4K
16.63%
3-bedroom Apartment, City Center (Monthly)
$707 €633
$1,006 ฿33.9K
-29.73%
3-bedroom Apartment, Outside City Center (Monthly)
$565 €506
$633 ฿21.4K
-10.74%
Buy Apartment in City Center (m2)
$1,431 €1,282
$2,363 ฿79.7K
-39.43%
Buy Apartment Outside City Center (m2)
$1,200 €1,075
$1,589 ฿53.6K
-24.50%
💵 Salaries & Financials
Teramo
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,570 €1,406
$590 ฿19.9K
166.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.02
5.57
-45.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Teramo: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Teramo
$360
Chiang Mai
$309 14.3% $51
Monthly Utilities & Internet
Teramo
$333
Chiang Mai
$94 71.6% $238
Groceries & Markets
Teramo
$314
Chiang Mai
$234 25.4% $80
Eating Out
Teramo
$264
Chiang Mai
$78 70.6% $187
Clothing & Footwear
Teramo
$156
Chiang Mai
$109 30.4% $47
Sport & Entertainment
Teramo
$81
Chiang Mai
$50 37.6% $30
Getting Around
Teramo
$67
Chiang Mai
$61 8.5% $5.7

Cost Breakdown

A central one-bedroom costs $513 in Teramo versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Teramo are about 2.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57 in Teramo versus $19 in Chiang Mai. Monthly groceries follow the same trend: $314 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇮🇹 Teramo
🇹🇭 Chiang Mai
🕒 Local time
13:17 1:17 PM
19:17 7:17 PM
6 h ahead of Teramo
🌤 Weather
👥 Population
54,892
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Teramo Chiang Mai 8,230 km ≈ 11 h nonstop flight
From you
  • Teramo
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Teramo vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Teramo or Chiang Mai?
Teramo costs about 68% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Teramo and in Chiang Mai?
For a comfortable life, plan on about $2,362 per month in Teramo and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does a 1-bedroom apartment cost in Teramo compared to Chiang Mai?
A central 1-bedroom goes for about $513 in Teramo and $482 in Chiang Mai. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
How do childcare costs compare in Teramo and in Chiang Mai?
Kindergarten costs $447 per month in Teramo and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Teramo or in Chiang Mai?
Groceries cost about 34% more in Teramo, though the gap depends on what you buy.
Can you live on $800/month in Teramo or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $1,575 in Teramo and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Teramo or Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,575 in Teramo. Climate, culture, job market, and personal taste all factor in.
How safe is Teramo compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Teramo or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Teramo makes more sense. Both are solid long-term options with distinct trade-offs.

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