Cost of Living Comparison Between Chiang Mai and Saint Ann's Bay Cost of Living Comparison Between Chiang Mai and Saint Ann's Bay

🙂 Solo nomad: Chiang Mai is 13.6% cheaper than Saint Ann's Bay without rent, and 35.6% cheaper with rent.
🙂 Family of 3: Chiang Mai is 14.3% cheaper than Saint Ann's Bay without rent, and 31.7% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Saint Ann's Bay
Difference
Meal at Budget Restaurant
$2.02 ฿65.3
$7.55 JMD 1,202
-73.25%
Three-Course Dinner for Two, Mid-Range
$18.78 ฿608
$50.8 JMD 8,083
-63.02%
Fast Food Meal (McDonalds, etc)
$7.67 ฿248
$9.02 JMD 1,436
-14.97%
Cappuccino
$1.98 ฿64.2
$4.37 JMD 695
-54.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ฿26.64
$1.33 JMD 212
-38.35%
Water (0.33 liter bottle)
$0.33 ฿10.58
$0.74 JMD 118
-55.41%
Local Beer (0.5 liter draught)
$2.12 ฿68.6
$2.46 JMD 392
-13.82%
Imported Beer (0.33 liter bottle)
$3.73 ฿121
$3.06 JMD 487
21.90%
🛒 Groceries & Markets
Chiang Mai
Saint Ann's Bay
Difference
Milk (1 liter)
$1.64 ฿53.2
$4.42 JMD 703
-62.90%
White Bread (500g)
$1.57 ฿50.9
$2.67 JMD 425
-41.20%
Rice (white) (1kg)
$1.19 ฿38.62
$1.55 JMD 247
-23.23%
Eggs
$1.98 ฿64.1
$3.52 JMD 561
-43.75%
Local Cheese (1kg)
$15.99 ฿517
$10.88 JMD 1,732
46.97%
Chicken Fillets (1kg)
$3.12 ฿101
$6.26 JMD 996
-50.16%
Beef Round Steak (1kg)
$11.16 ฿361
$7.5 JMD 1,194
48.80%
Apples (1kg)
$2.76 ฿89.2
$6.05 JMD 962
-54.38%
Banana (1kg)
$1.22 ฿39.5
$2.98 JMD 474
-59.06%
Oranges (1kg)
$1.71 ฿55.4
$4.29 JMD 684
-60.14%
Tomato (1kg)
$1.55 ฿50.2
$2.96 JMD 472
-47.64%
Potato (1kg)
$1.34 ฿43.21
$2.08 JMD 331
-35.58%
Onion (1kg)
$1.21 ฿39.23
$2.01 JMD 319
-39.80%
Lettuce (1 head)
$0.72 ฿23.2
$2.96 JMD 472
-75.68%
Water (1.5 liter bottle)
$0.53 ฿17.05
$1.15 JMD 183
-53.91%
Cigarettes 20 Pack (Marlboro, Camel)
$4.72 ฿153
$8.58 JMD 1,366
-44.99%
Wine (Bottle)
$18.39 ฿595
$11.12 JMD 1,770
65.38%
Local Beer (0.5 liter bottle)
$1.79 ฿57.9
$2.85 JMD 454
-37.19%
Imported Beer (0.33 liter bottle)
$3.21 ฿104
$3.08 JMD 491
4.22%
🚌 Getting Around
Chiang Mai
Saint Ann's Bay
Difference
One-way Ticket (Public Transport)
$0.94 ฿30.44
-
-
Public Transport Monthly Pass (Regular Price)
$18.9 ฿612
-
-
Taxi Start (Normal Tariff)
$1.42 ฿46.08
$0.93 JMD 148
52.69%
Taxi (Normal Tariff) (1km)
$1.35 ฿43.53
$3.09 JMD 492
-56.31%
Taxi 1hour Waiting (Normal Tariff)
$7.85 ฿254
$6.34 JMD 1,010
23.82%
Gasoline (1 liter)
$1.25 ฿40.4
$1.23 JMD 195
1.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿684.9K
$24K JMD 3.8M
-11.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿706.8K
$17.4K JMD 2.8M
25.51%
🧾 Monthly Utilities & Internet
Chiang Mai
Saint Ann's Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.6 ฿2,285
$162 JMD 25.8K
-56.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.72 ฿444
$21.78 JMD 3,468
-37.01%
Internet (50+ Mbps, Unlimited Data)
$17.56 ฿568
$51 JMD 8,121
-65.58%
🎉 Sport & Entertainment
Chiang Mai
Saint Ann's Bay
Difference
Gym Membership (Monthly)
$41.64 ฿1,347
-
-
Tennis Court (1 Hour on Weekend)
$6.9 ฿223
-
-
Cinema Ticket
$5.8 ฿188
$13.26 JMD 2,112
-56.26%
🧸 Childcare & Education
Chiang Mai
Saint Ann's Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,963
$229 JMD 36.4K
34.59%
International Primary School, 1 Child (Yearly)
$14.7K ฿475.8K
$2,468 JMD 392.9K
495.67%
👕👟 Clothing & Footwear
Chiang Mai
Saint Ann's Bay
Difference
Jeans (Levis 501 Or Similar)
$55.4 ฿1,793
$26.51 JMD 4,220
108.98%
Summer Dress (H&M, Zara, etc)
$26.4 ฿854
$25.97 JMD 4,134
1.66%
Sport Shoes (Adidas, Nike)
$85.1 ฿2,755
$69.8 JMD 11.1K
21.96%
Men's Leather Business Shoes
$71.8 ฿2,323
$74.8 JMD 11.9K
-4.04%
🏠 Accommodation & Living
Chiang Mai
Saint Ann's Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$434 ฿14K
$499 JMD 79.4K
-12.93%
1-bedroom Apartment, Outside City Center (Monthly)
$235 ฿7,610
$477 JMD 75.9K
-50.69%
3-bedroom Apartment, City Center (Monthly)
$821 ฿26.6K
$990 JMD 157.5K
-17.04%
3-bedroom Apartment, Outside City Center (Monthly)
$498 ฿16.1K
$803 JMD 127.8K
-37.93%
Buy Apartment in City Center (m2)
$2,180 ฿70.6K
-
-
Buy Apartment Outside City Center (m2)
$1,543 ฿49.9K
-
-
💵 Salaries & Financials
Chiang Mai
Saint Ann's Bay
Difference
Average Monthly Net Salary (After Tax)
$703 ฿22.8K
$431 JMD 68.6K
63.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
4
25.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 29, 2025

Last update for Saint Ann's Bay: October 27, 2025

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