Cost of Living Comparison Between Chiang Mai and Panaji Cost of Living Comparison Between Chiang Mai and Panaji

😐 Solo nomad: Chiang Mai is 62.3% more expensive than Panaji without rent, and 80.5% more expensive with rent.
😐 Family of 3: Chiang Mai is 69.3% more expensive than Panaji without rent, and 68.7% more expensive with rent.
Currency
🍽 Eating Out
Chiang Mai
Panaji
Difference
Meal at Budget Restaurant
$2.01 ฿64.4
$3.39 ₹315
-40.71%
Three-Course Dinner for Two, Mid-Range
$18.23 ฿583
$17.20 ₹1,598
5.99%
Fast Food Meal (McDonalds, etc)
$7.65 ฿244
$3.93 ₹365
94.66%
Cappuccino
$1.92 ฿61.3
$2.21 ₹205
-13.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 ฿26.90
$0.48 ₹44.61
75.00%
Water (0.33 liter bottle)
$0.36 ฿11.39
$0.21 ₹19.81
71.43%
Local Beer (0.5 liter draught)
$2.19 ฿70.0
$1.17 ₹109
87.18%
Imported Beer (0.33 liter bottle)
$3.79 ฿121
$2.08 ₹194
82.21%
🛒 Groceries & Markets
Chiang Mai
Panaji
Difference
Milk (1 liter)
$1.64 ฿52.4
$0.76 ₹70.5
115.79%
White Bread (500g)
$1.62 ฿51.8
$0.47 ₹43.58
244.68%
Rice (white) (1kg)
$1.15 ฿36.88
$0.81 ₹75.3
41.98%
Eggs
$1.94 ฿62.0
$1.03 ₹96.0
88.35%
Local Cheese (1kg)
$15.94 ฿510
$5.62 ₹522
183.63%
Chicken Fillets (1kg)
$3.10 ฿99.2
$3.86 ₹359
-19.69%
Beef Round Steak (1kg)
$11.07 ฿354
-
-
Apples (1kg)
$2.71 ฿86.5
$2.54 ₹236
6.69%
Banana (1kg)
$1.18 ฿37.69
$0.91 ₹84.8
29.67%
Oranges (1kg)
$1.71 ฿54.5
$1.33 ₹124
28.57%
Tomato (1kg)
$1.61 ฿51.3
$0.65 ₹60.4
147.69%
Potato (1kg)
$1.39 ฿44.53
$0.46 ₹42.67
202.17%
Onion (1kg)
$1.15 ฿36.70
$0.45 ₹41.88
155.56%
Lettuce (1 head)
$0.71 ฿22.76
$0.92 ₹85.2
-22.83%
Water (1.5 liter bottle)
$0.55 ฿17.60
$0.37 ₹34.77
48.65%
Cigarettes 20 Pack (Marlboro, Camel)
$4.57 ฿146
$2.89 ₹269
58.13%
Wine (Bottle)
$18.87 ฿603
$7.25 ₹674
160.28%
Local Beer (0.5 liter bottle)
$1.82 ฿58.2
$1.06 ₹98.5
71.70%
Imported Beer (0.33 liter bottle)
$3.21 ฿103
$3.50 ₹326
-8.29%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.71 ₹437
-
🚌 Getting Around
Chiang Mai
Panaji
Difference
One-way Ticket (Public Transport)
$0.88 ฿28.16
$0.15 ₹13.48
486.67%
Public Transport Monthly Pass (Regular Price)
$18.89 ฿604
$7.01 ₹651
169.47%
Taxi Start (Normal Tariff)
$1.41 ฿45.17
$0.46 ₹42.42
206.52%
Taxi (Normal Tariff) (1km)
$1.30 ฿41.59
-
-
Taxi 1hour Waiting (Normal Tariff)
$8.20 ฿262
$1.41 ₹131
481.56%
Gasoline (1 liter)
$1.23 ฿39.18
$1.15 ₹107
6.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿677.0K
$10.6K ₹980.5K
100.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K ฿713.3K
$24.2K ₹2.2M
-7.80%
🧾 Monthly Utilities & Internet
Chiang Mai
Panaji
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$69.9 ฿2,234
$22.89 ₹2,127
205.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.07 ฿450
$4.39 ₹408
220.50%
Internet (50+ Mbps, Unlimited Data)
$17.70 ฿566
$9.78 ₹908
80.98%
🎉 Sport & Entertainment
Chiang Mai
Panaji
Difference
Gym Membership (Monthly)
$41.41 ฿1,324
$34.95 ₹3,247
18.48%
Tennis Court (1 Hour on Weekend)
$6.69 ฿214
$3.48 ₹323
92.24%
Cinema Ticket
$5.74 ฿184
$3.15 ₹293
82.22%
🧸 Childcare & Education
Chiang Mai
Panaji
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$299 ฿9,566
$61.0 ₹5,667
390.51%
International Primary School, 1 Child (Yearly)
$15.0K ฿479.8K
$1,624 ₹150.9K
824.29%
👕👟 Clothing & Footwear
Chiang Mai
Panaji
Difference
Jeans (Levis 501 Or Similar)
$54.8 ฿1,753
$40.12 ₹3,728
36.64%
Summer Dress (H&M, Zara, etc)
$26.35 ฿842
$29.38 ₹2,729
-10.31%
Sport Shoes (Adidas, Nike)
$84.7 ฿2,706
$23.38 ₹2,172
262.06%
Men's Leather Business Shoes
$69.7 ฿2,229
$17.31 ₹1,608
302.89%
🏠 Accommodation & Living
Chiang Mai
Panaji
Difference
1-bedroom Apartment, City Center (Monthly)
$427 ฿13.6K
$191 ₹17.8K
123.16%
1-bedroom Apartment, Outside City Center (Monthly)
$241 ฿7,697
$148 ₹13.7K
63.17%
3-bedroom Apartment, City Center (Monthly)
$811 ฿25.9K
$389 ₹36.1K
108.43%
3-bedroom Apartment, Outside City Center (Monthly)
$498 ฿15.9K
$288 ₹26.8K
72.95%
Buy Apartment in City Center (m2)
$2,022 ฿64.7K
$912 ₹84.7K
121.82%
Buy Apartment Outside City Center (m2)
$1,524 ฿48.7K
$677 ₹62.9K
124.97%
💵 Salaries & Financials
Chiang Mai
Panaji
Difference
Average Monthly Net Salary (After Tax)
$639 ฿20.4K
$187 ₹17.4K
242.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
9.62
-48.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 13, 2026

Last update for Panaji: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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