Cost of Living Comparison Between Chiang Mai and Njardvik Cost of Living Comparison Between Chiang Mai and Njardvik

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $3,074 in Njardvik, rent included.

A couple spends around $1,354 per month in Chiang Mai vs $4,807 in Njardvik, rent included.

A family of three spends $1,857 per month in Chiang Mai vs $6,541 in Njardvik, rent included.

Chiang Mai is about 72% cheaper than Njardvik, driven mainly by Groceries & Markets.

Chiang Mai sits 36% below the global median, while Njardvik is 130% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.96 ฿64.0

$24.55 ISK 3,006

-92.02%

Three-Course Dinner for Two, Mid-Range

$18.81 ฿615

$95.1 ISK 11.6K

-80.22%

Fast Food Meal (McDonalds, etc)

$7.92 ฿259

$16.24 ISK 1,988

-51.23%

Cappuccino

$1.91 ฿62.6

$6.13 ISK 751

-68.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ฿27.41

$1.64 ISK 201

-48.78%

Water (0.33 liter bottle)

$0.35 ฿11.51

$2.43 ISK 297

-85.60%

Local Beer (0.5 liter draught)

$2.21 ฿72.1

$10.35 ISK 1,267

-78.65%

Imported Beer (0.33 liter bottle)

$3.80 ฿124

$11.45 ISK 1,402

-66.81%

Milk (1 liter)

$1.64 ฿53.5

$1.94 ISK 238

-15.46%

White Bread (500g)

$1.62 ฿53.1

$4.18 ISK 512

-61.24%

Rice (white) (1kg)

$1.18 ฿38.62

$3.72 ISK 455

-68.28%

Eggs

$2.01 ฿65.8

$6.48 ISK 793

-68.98%

Local Cheese (1kg)

$15.89 ฿520

$17.99 ISK 2,202

-11.67%

Chicken Fillets (1kg)

$3.01 ฿98.5

$23.66 ISK 2,897

-87.28%

Beef Round Steak (1kg)

$10.77 ฿352

$42.52 ISK 5,207

-74.67%

Apples (1kg)

$2.61 ฿85.5

$3.25 ISK 398

-19.69%

Banana (1kg)

$1.22 ฿39.88

$2.50 ISK 306

-51.20%

Oranges (1kg)

$1.70 ฿55.7

$3.00 ISK 368

-43.33%

Tomato (1kg)

$1.58 ฿51.5

$4.92 ISK 603

-67.89%

Potato (1kg)

$1.32 ฿43.14

$3.69 ISK 451

-64.23%

Onion (1kg)

$1.17 ฿38.23

$2.31 ISK 283

-49.35%

Lettuce (1 head)

$0.67 ฿21.98

$3.15 ISK 385

-78.73%

Water (1.5 liter bottle)

$0.56 ฿18.32

$2.00 ISK 245

-72.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 ฿148

$13.51 ISK 1,655

-66.47%

Wine (Bottle)

$18.20 ฿595

$23.29 ISK 2,852

-21.85%

Local Beer (0.5 liter bottle)

$1.83 ฿60.0

$3.73 ISK 457

-50.94%

Imported Beer (0.33 liter bottle)

$3.23 ฿106

$3.26 ISK 399

-0.92%

One-way Ticket (Public Transport)

$0.89 ฿29.00

Public Transport Monthly Pass (Regular Price)

$19.38 ฿634

Taxi Start (Normal Tariff)

$1.35 ฿44.20

$6.23 ISK 762

-78.33%

Taxi (Normal Tariff) (1km)

$1.35 ฿44.05

$2.57 ISK 315

-47.47%

Taxi 1hour Waiting (Normal Tariff)

$8.25 ฿270

$87.6 ISK 10.7K

-90.59%

Gasoline (1 liter)

$1.27 ฿41.64

$2.45 ISK 300

-48.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ฿691.8K

$47.5K ISK 5.8M

-55.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿735.3K

$51.3K ISK 6.3M

-56.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.2 ฿2,294

$87.6 ISK 10.7K

-19.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿450

$27.85 ISK 3,409

-50.56%

Internet (50+ Mbps, Unlimited Data)

$17.60 ฿575

$86.0 ISK 10.5K

-79.54%

Gym Membership (Monthly)

$41.57 ฿1,360

$79.0 ISK 9,671

-47.37%

Tennis Court (1 Hour on Weekend)

$6.60 ฿216

Cinema Ticket

$5.78 ฿189

$17.41 ISK 2,131

-66.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$306 ฿10.0K

$315 ISK 38.6K

-2.79%

International Primary School, 1 Child (Yearly)

$14.8K ฿484.8K

$30.4K ISK 3.7M

-51.30%

Jeans (Levis 501 Or Similar)

$54.4 ฿1,778

$119 ISK 14.5K

-54.16%

Summer Dress (H&M, Zara, etc)

$26.14 ฿855

$61.3 ISK 7,505

-57.36%

Sport Shoes (Adidas, Nike)

$84.5 ฿2,764

$181 ISK 22.2K

-53.38%

Men's Leather Business Shoes

$69.4 ฿2,270

$269 ISK 32.9K

-74.18%

1-bedroom Apartment, City Center (Monthly)

$424 ฿13.9K

1-bedroom Apartment, Outside City Center (Monthly)

$238 ฿7,788

$1,456 ISK 178.3K

-83.64%

3-bedroom Apartment, City Center (Monthly)

$825 ฿27.0K

3-bedroom Apartment, Outside City Center (Monthly)

$515 ฿16.8K

$2,643 ISK 323.7K

-80.51%

Buy Apartment in City Center (m2)

$2,049 ฿67.0K

Buy Apartment Outside City Center (m2)

$1,523 ฿49.8K

Average Monthly Net Salary (After Tax)

$635 ฿20.8K

$3,981 ISK 487.5K

-84.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.63

-48.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 27, 2026

Last update for Njardvik: April 27, 2026

Cost Breakdown

Salaries run about 527% higher in Njardvik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $95.0 in Njardvik. Monthly groceries follow the same trend: $243 vs $594 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Njardvik: Cost of Living - Frequently Asked Questions

Njardvik costs about 261% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,278 per month in Chiang Mai and $4,611 in Njardvik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $19.00 in Chiang Mai and $95.0 in Njardvik. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 144% more in Njardvik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Njardvik at $3,074. In Chiang Mai it covers expenses comfortably, while in Njardvik it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $852 versus $3,074 in Njardvik. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Njardvik makes more sense. Both are solid long-term options with distinct trade-offs.