Cost of Living Comparison Between Chiang Mai and Njardvik Cost of Living Comparison Between Chiang Mai and Njardvik

Monthly Cost of Living

A single person spends $848 per month in Chiang Mai vs $3,018 in Njardvik, rent included.

A couple spends around $1,331 per month in Chiang Mai vs $4,734 in Njardvik, rent included.

A family of three spends $1,814 per month in Chiang Mai vs $6,450 in Njardvik, rent included.

Chiang Mai is about 72% cheaper than Njardvik, driven mainly by Groceries & Markets.

Chiang Mai sits 36% below the global median, while Njardvik is 126% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.96 ฿63.6

$24.39 ISK 3,031

-91.96%

Three-Course Dinner for Two, Mid-Range

$18.39 ฿598

$96.0 ISK 11.9K

-80.84%

Fast Food Meal (McDonalds, etc)

$7.87 ฿256

$15.99 ISK 1,987

-50.78%

Cappuccino

$1.95 ฿63.4

$6.06 ISK 754

-67.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿27.57

$1.65 ISK 205

-48.48%

Water (0.33 liter bottle)

$0.32 ฿10.52

$2.40 ISK 299

-86.67%

Local Beer (0.5 liter draught)

$2.14 ฿69.6

$10.52 ISK 1,307

-79.66%

Imported Beer (0.33 liter bottle)

$3.68 ฿120

$11.42 ISK 1,419

-67.78%

Milk (1 liter)

$1.66 ฿53.9

$1.89 ISK 235

-12.17%

White Bread (500g)

$1.56 ฿50.7

$4.28 ISK 532

-63.55%

Rice (white) (1kg)

$1.19 ฿38.63

$3.68 ISK 458

-67.66%

Eggs

$1.99 ฿64.7

$6.28 ISK 780

-68.31%

Local Cheese (1kg)

$16.24 ฿528

$18.15 ISK 2,256

-10.52%

Chicken Fillets (1kg)

$3.17 ฿103

$24.01 ISK 2,983

-86.80%

Beef Round Steak (1kg)

$10.84 ฿352

$42.52 ISK 5,283

-74.51%

Apples (1kg)

$2.65 ฿86.2

$3.30 ISK 410

-19.70%

Banana (1kg)

$1.22 ฿39.67

$2.50 ISK 311

-51.20%

Oranges (1kg)

$1.65 ฿53.7

$3.07 ISK 381

-46.25%

Tomato (1kg)

$1.55 ฿50.3

$4.89 ISK 608

-68.30%

Potato (1kg)

$1.33 ฿43.17

$3.65 ISK 453

-63.56%

Onion (1kg)

$1.21 ฿39.43

$2.39 ISK 297

-49.37%

Lettuce (1 head)

$0.68 ฿22.04

$3.06 ISK 380

-77.78%

Water (1.5 liter bottle)

$0.57 ฿18.38

$1.94 ISK 241

-70.62%

Cigarettes 20 Pack (Marlboro, Camel)

$4.68 ฿152

$13.42 ISK 1,668

-65.13%

Wine (Bottle)

$16.99 ฿552

$23.21 ISK 2,883

-26.80%

Local Beer (0.5 liter bottle)

$1.82 ฿59.3

$3.57 ISK 444

-49.02%

Imported Beer (0.33 liter bottle)

$3.18 ฿103

$3.35 ISK 416

-5.07%

One-way Ticket (Public Transport)

$0.91 ฿29.46

Public Transport Monthly Pass (Regular Price)

$18.74 ฿609

Taxi Start (Normal Tariff)

$1.41 ฿45.80

$6.32 ISK 785

-77.69%

Taxi (Normal Tariff) (1km)

$1.34 ฿43.52

$2.52 ISK 313

-46.83%

Taxi 1hour Waiting (Normal Tariff)

$8.14 ฿265

$86.6 ISK 10.8K

-90.60%

Gasoline (1 liter)

$1.28 ฿41.53

$2.52 ISK 313

-49.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ฿709.3K

$47.5K ISK 5.9M

-54.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ฿728.0K

$53.0K ISK 6.6M

-57.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.5 ฿2,291

$88.7 ISK 11.0K

-20.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.05 ฿457

$27.86 ISK 3,461

-49.57%

Internet (50+ Mbps, Unlimited Data)

$17.65 ฿574

$84.4 ISK 10.5K

-79.09%

Gym Membership (Monthly)

$41.29 ฿1,342

$80.1 ISK 9,946

-48.42%

Tennis Court (1 Hour on Weekend)

$6.76 ฿220

Cinema Ticket

$5.96 ฿194

$17.26 ISK 2,144

-65.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 ฿9,846

$319 ISK 39.6K

-4.93%

International Primary School, 1 Child (Yearly)

$15.0K ฿486.2K

$30.0K ISK 3.7M

-50.09%

Jeans (Levis 501 Or Similar)

$54.7 ฿1,778

$119 ISK 14.8K

-54.08%

Summer Dress (H&M, Zara, etc)

$26.29 ฿854

$61.9 ISK 7,690

-57.52%

Sport Shoes (Adidas, Nike)

$85.8 ฿2,788

$179 ISK 22.3K

-52.13%

Men's Leather Business Shoes

$69.7 ฿2,265

$261 ISK 32.5K

-73.33%

1-bedroom Apartment, City Center (Monthly)

$428 ฿13.9K

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿7,769

$1,470 ISK 182.6K

-83.73%

3-bedroom Apartment, City Center (Monthly)

$811 ฿26.4K

3-bedroom Apartment, Outside City Center (Monthly)

$510 ฿16.6K

$2,657 ISK 330.1K

-80.82%

Buy Apartment in City Center (m2)

$2,025 ฿65.8K

Buy Apartment Outside City Center (m2)

$1,502 ฿48.8K

Average Monthly Net Salary (After Tax)

$623 ฿20.2K

$3,979 ISK 494.3K

-84.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.63

-48.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: June 13, 2026

Last update for Njardvik: June 16, 2026

Cost Breakdown

Salaries run about 539% higher in Njardvik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $96.0 in Njardvik. Monthly groceries follow the same trend: $242 vs $594 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Njardvik: Cost of Living - Frequently Asked Questions

Njardvik costs about 256% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,272 per month in Chiang Mai and $4,527 in Njardvik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $18.00 in Chiang Mai and $96.0 in Njardvik. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 145% more in Njardvik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $848, than in Njardvik at $3,018. In Chiang Mai it covers expenses comfortably, while in Njardvik it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $848 versus $3,018 in Njardvik. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Njardvik makes more sense. Both are solid long-term options with distinct trade-offs.