Cost of Living Comparison Between Njardvik and Chiang Mai Cost of Living Comparison Between Njardvik and Chiang Mai

Monthly Cost of Living

A single person spends $3,222 per month in Njardvik vs $947 in Chiang Mai, rent included.

A couple spends around $4,944 per month in Njardvik vs $1,411 in Chiang Mai, rent included.

A family of three spends $6,665 per month in Njardvik vs $1,874 in Chiang Mai, rent included.

Njardvik costs about 240% more than Chiang Mai, driven mainly by Groceries & Markets.

Njardvik sits 134% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.44 ISK 2,962

$2.08 ฿69.2

1075.00%

Three-Course Dinner for Two, Mid-Range

$97.9 ISK 11.9K

$19.64 ฿651

398.68%

Fast Food Meal (McDonalds, etc)

$16.49 ISK 1,998

$5.65 ฿188

191.86%

Cappuccino

$6.47 ISK 784

$1.81 ฿59.9

257.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 ISK 196

$0.71 ฿23.66

128.17%

Water (0.33 liter bottle)

$2.48 ISK 300

$0.32 ฿10.48

675.00%

Local Beer (0.5 liter draught)

$10.89 ISK 1,320

$2.24 ฿74.2

386.16%

Imported Beer (0.33 liter bottle)

$12.23 ISK 1,482

$3.63 ฿121

236.91%

Milk (1 liter)

$2.07 ISK 250

$1.96 ฿65.0

5.61%

White Bread (500g)

$4.28 ISK 519

$1.50 ฿49.83

185.33%

Rice (white) (1kg)

$3.66 ISK 444

$1.34 ฿44.32

173.13%

Eggs

$7.00 ISK 848

$2.26 ฿75.1

209.73%

Local Cheese (1kg)

$21.24 ISK 2,574

$16.26 ฿539

30.63%

Chicken Fillets (1kg)

$24.47 ISK 2,966

$2.95 ฿98.0

729.49%

Beef Round Steak (1kg)

$42.38 ISK 5,135

$9.94 ฿330

326.36%

Apples (1kg)

$3.36 ISK 407

$2.57 ฿85.3

30.74%

Banana (1kg)

$2.77 ISK 336

$1.06 ฿35.04

161.32%

Oranges (1kg)

$3.19 ISK 386

$1.61 ฿53.5

98.14%

Tomato (1kg)

$6.32 ISK 766

$1.52 ฿50.4

315.79%

Potato (1kg)

$3.95 ISK 479

$1.27 ฿42.14

211.02%

Onion (1kg)

$1.64 ISK 199

$1.07 ฿35.37

53.27%

Lettuce (1 head)

$3.84 ISK 465

$0.72 ฿23.89

433.33%

Water (1.5 liter bottle)

$1.75 ISK 212

$0.51 ฿16.87

243.14%

Cigarettes 20 Pack (Marlboro, Camel)

$14.15 ISK 1,715

$4.19 ฿139

237.71%

Wine (Bottle)

$23.66 ISK 2,867

$17.87 ฿593

32.40%

Local Beer (0.5 liter bottle)

$3.68 ISK 446

$1.69 ฿56.2

117.75%

Imported Beer (0.33 liter bottle)

$3.38 ISK 410

$2.84 ฿94.1

19.01%

One-way Ticket (Public Transport)

$0.93 ฿30.70

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,787

Taxi Start (Normal Tariff)

$6.94 ISK 841

$1.23 ฿40.95

464.23%

Taxi (Normal Tariff) (1km)

$2.81 ISK 340

$0.58 ฿19.13

384.48%

Taxi 1hour Waiting (Normal Tariff)

$75.1 ISK 9,103

$2.42 ฿80.4

3004.13%

Gasoline (1 liter)

$2.01 ISK 244

$1.41 ฿46.84

42.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$51.3K ISK 6.2M

$21.4K ฿711.3K

139.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.7K ISK 6.6M

$27.3K ฿906.7K

100.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.6 ISK 10.5K

$63.7 ฿2,112

36.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.38 ISK 4,045

$12.85 ฿426

159.77%

Internet (50+ Mbps, Unlimited Data)

$84.3 ISK 10.2K

$20.22 ฿671

316.91%

Gym Membership (Monthly)

$82.7 ISK 10.0K

$38.74 ฿1,285

113.53%

Tennis Court (1 Hour on Weekend)

$3.97 ฿132

Cinema Ticket

$19.62 ISK 2,378

$6.74 ฿223

191.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,188 ISK 143.9K

$778 ฿25.8K

52.70%

International Primary School, 1 Child (Yearly)

$31.3K ISK 3.8M

$14.6K ฿484.6K

114.56%

Jeans (Levis 501 Or Similar)

$125 ISK 15.2K

$54.3 ฿1,801

130.93%

Summer Dress (H&M, Zara, etc)

$65.3 ISK 7,915

$25.45 ฿844

156.66%

Sport Shoes (Adidas, Nike)

$181 ISK 21.9K

$94.3 ฿3,129

91.61%

Men's Leather Business Shoes

$246 ISK 29.8K

$73.4 ฿2,436

235.25%

1-bedroom Apartment, City Center (Monthly)

$490 ฿16.2K

1-bedroom Apartment, Outside City Center (Monthly)

$1,501 ISK 181.9K

$289 ฿9,596

418.91%

3-bedroom Apartment, City Center (Monthly)

$894 ฿29.6K

3-bedroom Apartment, Outside City Center (Monthly)

$2,689 ISK 325.9K

$517 ฿17.1K

420.11%

Buy Apartment in City Center (m2)

$1,955 ฿64.9K

Buy Apartment Outside City Center (m2)

$1,477 ฿49.0K

Average Monthly Net Salary (After Tax)

$4,033 ISK 488.8K

$602 ฿20.0K

569.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.88

5.57

59.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Njardvik: August 31, 2026

Last update for Chiang Mai: August 31, 2026

Cost Breakdown

Salaries run about 570% higher in Njardvik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Njardvik versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $621 vs $240 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Njardvik vs Chiang Mai: Cost of Living - Frequently Asked Questions

Njardvik costs about 240% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,832 per month in Njardvik and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $98.0 in Njardvik and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 158% more in Njardvik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Njardvik at $3,222. In Chiang Mai it covers expenses comfortably, while in Njardvik it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $947 versus $3,222 in Njardvik. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Njardvik makes more sense. Both are solid long-term options with distinct trade-offs.