Cost of Living Comparison Between Njardvik and Chiang Mai Cost of Living Comparison Between Njardvik and Chiang Mai

Monthly Cost of Living

A single person spends $3,088 per month in Njardvik vs $866 in Chiang Mai, rent included.

A couple spends around $4,809 per month in Njardvik vs $1,351 in Chiang Mai, rent included.

A family of three spends $6,530 per month in Njardvik vs $1,835 in Chiang Mai, rent included.

Njardvik costs about 256% more than Chiang Mai, driven mainly by Groceries & Markets.

Njardvik sits 130% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.59 ISK 3,032

$1.94 ฿63.5

1167.53%

Three-Course Dinner for Two, Mid-Range

$94.7 ISK 11.7K

$18.64 ฿609

407.94%

Fast Food Meal (McDonalds, etc)

$15.76 ISK 1,943

$7.82 ฿255

101.53%

Cappuccino

$6.03 ISK 743

$1.95 ฿63.8

209.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 ISK 202

$0.85 ฿27.77

92.94%

Water (0.33 liter bottle)

$2.31 ISK 285

$0.35 ฿11.58

560.00%

Local Beer (0.5 liter draught)

$10.33 ISK 1,273

$2.13 ฿69.6

384.98%

Imported Beer (0.33 liter bottle)

$11.06 ISK 1,363

$3.73 ฿122

196.51%

Milk (1 liter)

$1.94 ISK 239

$1.71 ฿56.0

13.45%

White Bread (500g)

$4.36 ISK 537

$1.63 ฿53.2

167.48%

Rice (white) (1kg)

$3.63 ISK 448

$1.14 ฿37.15

218.42%

Eggs

$6.46 ISK 796

$1.93 ฿63.1

234.72%

Local Cheese (1kg)

$17.84 ISK 2,200

$16.21 ฿530

10.06%

Chicken Fillets (1kg)

$23.64 ISK 2,915

$3.12 ฿102

657.69%

Beef Round Steak (1kg)

$42.08 ISK 5,188

$10.90 ฿356

286.06%

Apples (1kg)

$3.35 ISK 414

$2.75 ฿90.0

21.82%

Banana (1kg)

$2.50 ISK 309

$1.21 ฿39.52

106.61%

Oranges (1kg)

$3.00 ISK 370

$1.62 ฿53.0

85.19%

Tomato (1kg)

$4.90 ISK 604

$1.59 ฿51.8

208.18%

Potato (1kg)

$3.56 ISK 439

$1.40 ฿45.70

154.29%

Onion (1kg)

$2.42 ISK 298

$1.17 ฿38.17

106.84%

Lettuce (1 head)

$3.04 ISK 375

$0.66 ฿21.60

360.61%

Water (1.5 liter bottle)

$2.01 ISK 248

$0.53 ฿17.22

279.25%

Cigarettes 20 Pack (Marlboro, Camel)

$13.92 ISK 1,716

$4.69 ฿153

196.80%

Wine (Bottle)

$23.38 ISK 2,883

$18.66 ฿609

25.29%

Local Beer (0.5 liter bottle)

$3.60 ISK 443

$1.80 ฿58.8

100.00%

Imported Beer (0.33 liter bottle)

$3.33 ISK 410

$3.23 ฿106

3.10%

One-way Ticket (Public Transport)

$0.90 ฿29.26

Public Transport Monthly Pass (Regular Price)

$19.21 ฿628

Taxi Start (Normal Tariff)

$6.52 ISK 804

$1.41 ฿45.91

362.41%

Taxi (Normal Tariff) (1km)

$2.57 ISK 317

$1.29 ฿42.12

99.22%

Taxi 1hour Waiting (Normal Tariff)

$86.6 ISK 10.7K

$7.84 ฿256

1004.72%

Gasoline (1 liter)

$2.45 ISK 302

$1.27 ฿41.58

92.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.8K ISK 5.8M

$21.3K ฿694.9K

120.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$52.8K ISK 6.5M

$22.2K ฿725.4K

137.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.3 ISK 10.8K

$69.1 ฿2,256

26.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.67 ISK 3,412

$14.08 ฿460

96.52%

Internet (50+ Mbps, Unlimited Data)

$85.7 ISK 10.6K

$18.00 ฿588

376.06%

Gym Membership (Monthly)

$78.9 ISK 9,726

$41.06 ฿1,341

92.11%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

Cinema Ticket

$17.85 ISK 2,201

$5.92 ฿193

201.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 ISK 39.9K

$299 ฿9,766

8.32%

International Primary School, 1 Child (Yearly)

$30.4K ISK 3.7M

$15.0K ฿488.3K

103.21%

Jeans (Levis 501 Or Similar)

$120 ISK 14.8K

$54.7 ฿1,787

119.38%

Summer Dress (H&M, Zara, etc)

$62.3 ISK 7,678

$26.77 ฿874

132.61%

Sport Shoes (Adidas, Nike)

$181 ISK 22.4K

$85.0 ฿2,776

113.53%

Men's Leather Business Shoes

$263 ISK 32.4K

$70.6 ฿2,306

271.97%

1-bedroom Apartment, City Center (Monthly)

$428 ฿14.0K

1-bedroom Apartment, Outside City Center (Monthly)

$1,466 ISK 180.7K

$237 ฿7,752

517.56%

3-bedroom Apartment, City Center (Monthly)

$801 ฿26.2K

3-bedroom Apartment, Outside City Center (Monthly)

$2,660 ISK 328.0K

$515 ฿16.8K

415.98%

Buy Apartment in City Center (m2)

$1,975 ฿64.5K

Buy Apartment Outside City Center (m2)

$1,475 ฿48.2K

Average Monthly Net Salary (After Tax)

$3,919 ISK 483.2K

$617 ฿20.2K

534.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.63

92.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Njardvik: June 1, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

Salaries run about 535% higher in Njardvik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Njardvik versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $593 vs $246 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Njardvik vs Chiang Mai: Cost of Living - Frequently Asked Questions

Njardvik costs about 256% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,632 per month in Njardvik and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $95.0 in Njardvik and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 141% more in Njardvik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Njardvik at $3,088. In Chiang Mai it covers expenses comfortably, while in Njardvik it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $3,088 in Njardvik. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Njardvik makes more sense. Both are solid long-term options with distinct trade-offs.