Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Navsari

For one person, living is cheaper in Navsari: $384 a month against $938 in Chiang Mai, rent and utilities included – about $6,600 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
19

Cost of Living Index in Navsari
Learn more

Navsari Living Index

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Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Navsari

🇮🇳 India

$384

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Navsari

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Navsari actually costs, broken down by who's living it.

A single person spends $938 per month in Chiang Mai vs $384 in Navsari, rent included.

Chiang Mai $938
Navsari $384

A couple spends around $1,426 per month in Chiang Mai vs $609 in Navsari, rent included.

Chiang Mai $1,426
Navsari $609

A family of three spends $1,914 per month in Chiang Mai vs $834 in Navsari, rent included.

Chiang Mai $1,914
Navsari $834

Chiang Mai costs about 144% more than Navsari, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Navsari are more affordable than the global median – Chiang Mai 30% lower, Navsari 72% lower.

Meal at Budget Restaurant

$2.26 ฿75.3

$3.09 ₹293

-26.86%

Three-Course Dinner for Two, Mid-Range

$19.18 ฿641

$10.47 ₹994

83.19%

Fast Food Meal (McDonalds, etc)

$5.59 ฿187

$4.21 ₹400

32.78%

Cappuccino

$1.72 ฿57.6

$1.76 ₹168

-2.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.53

$0.51 ₹48.69

25.49%

Water (0.33 liter bottle)

$0.33 ฿11.17

$0.19 ₹18.49

73.68%

Local Beer (0.5 liter draught)

$2.36 ฿78.7

$2.33 ₹221

1.29%

Imported Beer (0.33 liter bottle)

$3.90 ฿130

$3.33 ₹316

17.12%

Milk (1 liter)

$2.05 ฿68.6

$0.66 ₹62.8

210.61%

White Bread (500g)

$1.40 ฿46.68

$0.43 ₹40.87

225.58%

Rice (white) (1kg)

$1.28 ฿42.87

$0.78 ₹73.9

64.10%

Eggs

$2.25 ฿75.2

$1.09 ₹104

106.42%

Local Cheese (1kg)

$16.94 ฿566

$4.38 ₹416

286.76%

Chicken Fillets (1kg)

$2.74 ฿91.6

$3.18 ₹302

-13.84%

Beef Round Steak (1kg)

$9.36 ฿313

Apples (1kg)

$2.40 ฿80.2

$1.94 ₹184

23.71%

Banana (1kg)

$1.01 ฿33.90

$0.89 ₹84.2

13.48%

Oranges (1kg)

$1.61 ฿53.9

$1.30 ₹123

23.85%

Tomato (1kg)

$1.52 ฿50.7

$0.58 ₹55.3

162.07%

Potato (1kg)

$1.28 ฿42.87

$0.35 ₹33.70

265.71%

Onion (1kg)

$1.11 ฿37.20

$0.43 ₹41.08

158.14%

Lettuce (1 head)

$0.72 ฿24.08

$0.45 ₹42.71

60.00%

Water (1.5 liter bottle)

$0.52 ฿17.53

$0.37 ₹35.21

40.54%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 ฿145

$4.88 ₹463

-11.27%

Wine (Bottle)

$17.73 ฿592

$7.48 ₹711

137.03%

Local Beer (0.5 liter bottle)

$1.63 ฿54.4

$1.46 ₹139

11.64%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.3

$2.74 ₹260

4.01%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.00 ₹379

One-way Ticket (Public Transport)

$0.85 ฿28.29

$0.25 ₹24.20

240.00%

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,800

$6.88 ₹653

683.43%

Taxi Start (Normal Tariff)

$1.17 ฿39.15

$0.50 ₹47.85

134.00%

Taxi (Normal Tariff) (1km)

$0.57 ฿18.99

$0.22 ₹20.90

159.09%

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿79.1

$1.02 ₹97.3

132.35%

Gasoline (1 liter)

$1.45 ฿48.29

$1.08 ₹102

34.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ฿683.9K

$10.7K ₹1.0M

92.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿885.5K

$18.3K ₹1.7M

45.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,082

$36.42 ₹3,459

71.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.27 ฿410

$3.59 ₹341

241.78%

Internet (50+ Mbps, Unlimited Data)

$19.97 ฿667

$6.55 ₹622

204.89%

Gym Membership (Monthly)

$37.91 ฿1,266

$13.79 ₹1,310

174.91%

Tennis Court (1 Hour on Weekend)

$3.76 ฿125

$6.98 ₹663

-46.13%

Cinema Ticket

$6.71 ฿224

$2.94 ₹279

128.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 ฿26.6K

$33.32 ₹3,164

2292.26%

International Primary School, 1 Child (Yearly)

$14.8K ฿495.4K

$922 ₹87.5K

1508.89%

Jeans (Levis 501 Or Similar)

$53.3 ฿1,779

$19.38 ₹1,840

174.77%

Summer Dress (H&M, Zara, etc)

$25.05 ฿837

$16.75 ₹1,590

49.55%

Sport Shoes (Adidas, Nike)

$91.6 ฿3,060

$39.03 ₹3,706

134.74%

Men's Leather Business Shoes

$73.5 ฿2,454

$31.87 ₹3,026

130.50%

1-bedroom Apartment, City Center (Monthly)

$464 ฿15.5K

$121 ₹11.5K

282.16%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ฿10.2K

$74.2 ₹7,046

310.65%

3-bedroom Apartment, City Center (Monthly)

$915 ฿30.6K

$258 ₹24.5K

254.62%

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.4K

$172 ₹16.3K

221.74%

Buy Apartment in City Center (m2)

$1,912 ฿63.9K

$952 ₹90.4K

100.76%

Buy Apartment Outside City Center (m2)

$1,438 ฿48.0K

$526 ₹50.0K

173.30%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

$265 ₹25.1K

124.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

8.8

-36.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 13, 2026

Last update for Navsari: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$305 32.5%

Navsari

$74 19.3% 75.6% $230

Groceries & Markets

Chiang Mai

$238 25.4%

Navsari

$107 27.7% 55.2% $131

Clothing & Footwear

Chiang Mai

$110 11.7%

Navsari

$48 12.5% 56% $61

Monthly Utilities & Internet

Chiang Mai

$95 10.1%

Navsari

$47 12.1% 50.8% $48

Eating Out

Chiang Mai

$79 8.4%

Navsari

$80 20.7% 0.8% $0.6

Getting Around

Chiang Mai

$61 6.5%

Navsari

$9.5 2.5% 84.5% $52

Sport & Entertainment

Chiang Mai

$51 5.5%

Navsari

$20 5.1% 61.7% $32

Cost Breakdown

A central one-bedroom costs $464 in Chiang Mai versus $121 in Navsari. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 125% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $10.00 in Navsari. Monthly groceries follow the same trend: $238 vs $106 – making Navsari the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇮🇳 Navsari

🕒 Local time

06:29 6:29 AM

04:59 4:59 AM

1 h 30 min behind Chiang Mai

🌤 Weather

👥 Population

127,240

161,000

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 16, 2026: 1 USD = 33.4 THB (100 THB = 2.99 USD). 1 EUR = 37.61 THB (100 THB = 2.66 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Navsari 2,730 km ≈ 4 h nonstop flight

From you

Chiang Mai
Navsari

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Navsari: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 144% more than Navsari, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,408 per month in Chiang Mai and $576 in Navsari. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navsari, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $797 per month in Chiang Mai and $33.32 in Navsari. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 123% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Navsari, where all-in costs run around $384, than in Chiang Mai at $938. In Navsari it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navsari costs $384 versus $938 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navsari. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.