Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Monument, CO

For one person, living is cheaper in Chiang Mai: $906 a month against $3,324 in Monument, CO, rent and utilities included – about $29,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
161

Cost of Living Index in Monument, CO
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Monument, CO Living Index

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Chiang Mai

🇹🇭 Thailand

$906

/mo nomad

Monument, CO

🇺🇸 United States

$3,324

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Monument, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Monument, CO actually costs, broken down by who's living it.

A single person spends $906 per month in Chiang Mai vs $3,324 in Monument, CO, rent included.

Chiang Mai $906
Monument, CO $3,324

A couple spends around $1,385 per month in Chiang Mai vs $4,622 in Monument, CO, rent included.

Chiang Mai $1,385
Monument, CO $4,622

A family of three spends $1,864 per month in Chiang Mai vs $5,919 in Monument, CO, rent included.

Chiang Mai $1,864
Monument, CO $5,919

Chiang Mai is about 73% cheaper than Monument, CO, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 32% below the global median, while Monument, CO is 148% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.13 ฿71.4

$24.83 $24.83

-91.42%

Three-Course Dinner for Two, Mid-Range

$19.40 ฿649

$70.5 $70.5

-72.50%

Fast Food Meal (McDonalds, etc)

$5.47 ฿183

$10.67 $10.67

-48.73%

Cappuccino

$1.68 ฿56.4

$5.55 $5.55

-69.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ฿22.10

$2.68 $2.68

-75.37%

Water (0.33 liter bottle)

$0.34 ฿11.52

$2.26 $2.26

-84.96%

Local Beer (0.5 liter draught)

$2.42 ฿81.0

$5.87 $5.87

-58.77%

Imported Beer (0.33 liter bottle)

$3.73 ฿125

$7.04 $7.04

-47.02%

Milk (1 liter)

$2.06 ฿68.9

$0.98 $0.98

110.20%

White Bread (500g)

$1.46 ฿48.78

$3.14 $3.14

-53.50%

Rice (white) (1kg)

$1.35 ฿45.09

$2.86 $2.86

-52.80%

Eggs

$2.27 ฿76.0

$5.97 $5.97

-61.98%

Local Cheese (1kg)

$16.31 ฿546

$14.03 $14.03

16.25%

Chicken Fillets (1kg)

$2.70 ฿90.3

$13.70 $13.70

-80.29%

Beef Round Steak (1kg)

$9.20 ฿308

$19.44 $19.44

-52.67%

Apples (1kg)

$2.39 ฿80.1

$5.62 $5.62

-57.47%

Banana (1kg)

$1.04 ฿34.66

$1.41 $1.41

-26.24%

Oranges (1kg)

$1.60 ฿53.7

$3.22 $3.22

-50.31%

Tomato (1kg)

$1.44 ฿48.37

$4.62 $4.62

-68.83%

Potato (1kg)

$1.30 ฿43.59

$2.49 $2.49

-47.79%

Onion (1kg)

$1.11 ฿37.29

$2.63 $2.63

-57.79%

Lettuce (1 head)

$0.70 ฿23.55

$1.80 $1.80

-61.11%

Water (1.5 liter bottle)

$0.51 ฿16.99

$2.00 $2.00

-74.50%

Cigarettes 20 Pack (Marlboro, Camel)

$4.13 ฿138

$9.86 $9.86

-58.11%

Wine (Bottle)

$17.78 ฿595

$15.93 $15.93

11.61%

Local Beer (0.5 liter bottle)

$1.63 ฿54.7

$2.30 $2.30

-29.13%

Imported Beer (0.33 liter bottle)

$2.87 ฿96.0

$2.55 $2.55

12.55%

One-way Ticket (Public Transport)

$0.86 ฿28.76

Public Transport Monthly Pass (Regular Price)

$53.2 ฿1,780

Taxi Start (Normal Tariff)

$1.22 ฿40.81

$3.60 $3.60

-66.11%

Taxi (Normal Tariff) (1km)

$0.56 ฿18.81

$1.16 $1.16

-51.72%

Taxi 1hour Waiting (Normal Tariff)

$2.31 ฿77.5

$25.42 $25.42

-90.91%

Gasoline (1 liter)

$1.50 ฿50.2

$0.98 $0.98

53.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ฿698.3K

$24.5K $24.5K

-14.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿895.0K

$25.3K $25.3K

5.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.3 ฿2,051

$199 $199

-69.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.50 ฿419

$82.8 $82.8

-84.90%

Internet (50+ Mbps, Unlimited Data)

$20.36 ฿682

$76.9 $76.9

-73.51%

Gym Membership (Monthly)

$37.94 ฿1,270

$24.64 $24.64

53.98%

Tennis Court (1 Hour on Weekend)

$3.77 ฿126

Cinema Ticket

$6.60 ฿221

$15.06 $15.06

-56.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 ฿25.9K

$1,466 $1,466

-47.21%

International Primary School, 1 Child (Yearly)

$14.4K ฿483.2K

$6,481 $6,481

122.70%

Jeans (Levis 501 Or Similar)

$54.8 ฿1,835

$59.5 $59.5

-7.82%

Summer Dress (H&M, Zara, etc)

$25.26 ฿846

$34.51 $34.51

-26.80%

Sport Shoes (Adidas, Nike)

$90.6 ฿3,032

$81.1 $81.1

11.75%

Men's Leather Business Shoes

$73.3 ฿2,453

$100 $100

-27.01%

1-bedroom Apartment, City Center (Monthly)

$459 ฿15.4K

$1,982 $1,982

-76.85%

1-bedroom Apartment, Outside City Center (Monthly)

$294 ฿9,835

$1,973 $1,973

-85.11%

3-bedroom Apartment, City Center (Monthly)

$919 ฿30.8K

$2,994 $2,994

-69.30%

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.5K

$2,962 $2,962

-81.37%

Buy Apartment in City Center (m2)

$1,917 ฿64.2K

Buy Apartment Outside City Center (m2)

$1,445 ฿48.4K

Average Monthly Net Salary (After Tax)

$592 ฿19.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.61

-15.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 5, 2026

Last update for Monument, CO: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$294 31.8%

Monument, CO

$2K 60% 572% $1.7K

Groceries & Markets

Chiang Mai

$236 25.6%

Monument, CO

$410 12.5% 73.9% $174

Clothing & Footwear

Chiang Mai

$110 11.9%

Monument, CO

$124 3.8% 12.9% $14

Monthly Utilities & Internet

Chiang Mai

$94 10.2%

Monument, CO

$359 10.9% 281% $265

Eating Out

Chiang Mai

$77 8.4%

Monument, CO

$360 11% 367% $283

Getting Around

Chiang Mai

$61 6.6%

Monument, CO

$9.4 * 0.3% 84.5% $51

Sport & Entertainment

Chiang Mai

$51 5.5%

Monument, CO

$55 1.7% 7.1% $3.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $459 in Chiang Mai versus $1,982 in Monument, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $71.0 in Monument, CO. Monthly groceries follow the same trend: $236 vs $410 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇺🇸 Monument, CO

🕒 Local time

22:49 10:49 PM

09:49 9:49 AM

13 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

10,000

💱 Currency

Thai Baht THB ฿

United States Dollar USD $

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.67 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 11, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Monument, CO 13,120 km ≈ 17 h nonstop flight

From you

Chiang Mai
Monument, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Monument, CO: Cost of Living - Frequently Asked Questions

Monument, CO costs about 267% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,359 per month in Chiang Mai and $4,986 in Monument, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Chiang Mai and $71.0 in Monument, CO. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 74% more in Monument, CO, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $906, than in Monument, CO at $3,324. In Chiang Mai it covers expenses comfortably, while in Monument, CO it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $906 versus $3,324 in Monument, CO. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Monument, CO makes more sense. Both are solid long-term options with distinct trade-offs.