Last update: Oct 2026

Cost of Living Comparison Between Monument, CO and Chiang Mai

For one person, living is cheaper in Chiang Mai: $906 a month against $3,324 in Monument, CO, rent and utilities included – about $29,000 less a year. Rent and utilities account for most of the difference.

Monument, CO
🇺🇸 United States
$3,324
/mo nomad
Chiang Mai
🇹🇭 Thailand
$906
/mo nomad
Monthly Cost of Living

How much you'll spend in Monument, CO and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monument, CO and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $3,324 per month in Monument, CO vs $906 in Chiang Mai, rent included.

  • Monument, CO $3,324
  • Chiang Mai $906

A couple spends around $4,622 per month in Monument, CO vs $1,385 in Chiang Mai, rent included.

  • Monument, CO $4,622
  • Chiang Mai $1,385

A family of three spends $5,919 per month in Monument, CO vs $1,864 in Chiang Mai, rent included.

  • Monument, CO $5,919
  • Chiang Mai $1,864

Monument, CO costs about 267% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Monument, CO sits 148% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Monument, CO
Chiang Mai
Difference
Meal at Budget Restaurant
$24.83 $24.83
$2.13 ฿71.4
1065.73%
Three-Course Dinner for Two, Mid-Range
$70.5 $70.5
$19.40 ฿649
263.61%
Fast Food Meal (McDonalds, etc)
$10.67 $10.67
$5.47 ฿183
95.06%
Cappuccino
$5.55 $5.55
$1.68 ฿56.4
230.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.68 $2.68
$0.66 ฿22.10
306.06%
Water (0.33 liter bottle)
$2.26 $2.26
$0.34 ฿11.52
564.71%
Local Beer (0.5 liter draught)
$5.87 $5.87
$2.42 ฿81.0
142.56%
Imported Beer (0.33 liter bottle)
$7.04 $7.04
$3.73 ฿125
88.74%
🛒 Groceries & Markets
Monument, CO
Chiang Mai
Difference
Milk (1 liter)
$0.98 $0.98
$2.06 ฿68.9
-52.43%
White Bread (500g)
$3.14 $3.14
$1.46 ฿48.78
115.07%
Rice (white) (1kg)
$2.86 $2.86
$1.35 ฿45.09
111.85%
Eggs
$5.97 $5.97
$2.27 ฿76.0
163.00%
Local Cheese (1kg)
$14.03 $14.03
$16.31 ฿546
-13.98%
Chicken Fillets (1kg)
$13.70 $13.70
$2.70 ฿90.3
407.41%
Beef Round Steak (1kg)
$19.44 $19.44
$9.20 ฿308
111.30%
Apples (1kg)
$5.62 $5.62
$2.39 ฿80.1
135.15%
Banana (1kg)
$1.41 $1.41
$1.04 ฿34.66
35.58%
Oranges (1kg)
$3.22 $3.22
$1.60 ฿53.7
101.25%
Tomato (1kg)
$4.62 $4.62
$1.44 ฿48.37
220.83%
Potato (1kg)
$2.49 $2.49
$1.30 ฿43.59
91.54%
Onion (1kg)
$2.63 $2.63
$1.11 ฿37.29
136.94%
Lettuce (1 head)
$1.80 $1.80
$0.70 ฿23.55
157.14%
Water (1.5 liter bottle)
$2.00 $2.00
$0.51 ฿16.99
292.16%
Cigarettes 20 Pack (Marlboro, Camel)
$9.86 $9.86
$4.13 ฿138
138.74%
Wine (Bottle)
$15.93 $15.93
$17.78 ฿595
-10.40%
Local Beer (0.5 liter bottle)
$2.30 $2.30
$1.63 ฿54.7
41.10%
Imported Beer (0.33 liter bottle)
$2.55 $2.55
$2.87 ฿96.0
-11.15%
🚌 Getting Around
Monument, CO
Chiang Mai
Difference
One-way Ticket (Public Transport)
-
$0.86 ฿28.76
-
Public Transport Monthly Pass (Regular Price)
-
$53.2 ฿1,780
-
Taxi Start (Normal Tariff)
$3.60 $3.60
$1.22 ฿40.81
195.08%
Taxi (Normal Tariff) (1km)
$1.16 $1.16
$0.56 ฿18.81
107.14%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$2.31 ฿77.5
1000.43%
Gasoline (1 liter)
$0.98 $0.98
$1.50 ฿50.2
-34.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K $24.5K
$20.9K ฿698.3K
17.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$26.7K ฿895.0K
-5.49%
🧾 Monthly Utilities & Internet
Monument, CO
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$199 $199
$61.3 ฿2,051
225.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$82.8 $82.8
$12.50 ฿419
562.16%
Internet (50+ Mbps, Unlimited Data)
$76.9 $76.9
$20.36 ฿682
277.46%
🎉 Sport & Entertainment
Monument, CO
Chiang Mai
Difference
Gym Membership (Monthly)
$24.64 $24.64
$37.94 ฿1,270
-35.06%
Tennis Court (1 Hour on Weekend)
-
$3.77 ฿126
-
Cinema Ticket
$15.06 $15.06
$6.60 ฿221
128.18%
🧸 Childcare & Education
Monument, CO
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,466 $1,466
$774 ฿25.9K
89.43%
International Primary School, 1 Child (Yearly)
$6,481 $6,481
$14.4K ฿483.2K
-55.10%
👕👟 Clothing & Footwear
Monument, CO
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$59.5 $59.5
$54.8 ฿1,835
8.49%
Summer Dress (H&M, Zara, etc)
$34.51 $34.51
$25.26 ฿846
36.62%
Sport Shoes (Adidas, Nike)
$81.1 $81.1
$90.6 ฿3,032
-10.51%
Men's Leather Business Shoes
$100 $100
$73.3 ฿2,453
37.01%
🏠 Accommodation & Living
Monument, CO
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,982 $1,982
$459 ฿15.4K
331.93%
1-bedroom Apartment, Outside City Center (Monthly)
$1,973 $1,973
$294 ฿9,835
571.72%
3-bedroom Apartment, City Center (Monthly)
$2,994 $2,994
$919 ฿30.8K
225.75%
3-bedroom Apartment, Outside City Center (Monthly)
$2,962 $2,962
$552 ฿18.5K
436.83%
Buy Apartment in City Center (m2)
-
$1,917 ฿64.2K
-
Buy Apartment Outside City Center (m2)
-
$1,445 ฿48.4K
-
💵 Salaries & Financials
Monument, CO
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$592 ฿19.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.61
5.57
18.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monument, CO: October 6, 2026

Last update for Chiang Mai: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monument, CO
$2K
Chiang Mai
$294 85.1% $1.7K
Groceries & Markets
Monument, CO
$410
Chiang Mai
$236 42.5% $174
Eating Out
Monument, CO
$360
Chiang Mai
$77 78.6% $283
Monthly Utilities & Internet
Monument, CO
$359
Chiang Mai
$94 73.8% $265
Clothing & Footwear
Monument, CO
$124
Chiang Mai
$110 11.4% $14
Sport & Entertainment
Monument, CO
$55
Chiang Mai
$51 6.6% $3.6
Getting Around
Monument, CO
$9.4 *
Chiang Mai
$61 544% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,982 in Monument, CO versus $459 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Monument, CO versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $410 vs $236 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇺🇸 Monument, CO
🇹🇭 Chiang Mai
🕒 Local time
06:48 6:48 AM
19:48 7:48 PM
13 h ahead of Monument, CO
🌤 Weather
👥 Population
10,000
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Thai Baht exchange rates as of October 11, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

On the map
Between locations
  • Monument, CO Chiang Mai 13,120 km ≈ 17 h nonstop flight
From you
  • Monument, CO
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monument, CO vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Monument, CO or Chiang Mai?
Monument, CO costs about 267% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Monument, CO and in Chiang Mai?
For a comfortable life, plan on about $4,986 per month in Monument, CO and $1,359 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Monument, CO or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Monument, CO and in Chiang Mai?
A mid-range dinner for two costs $71.0 in Monument, CO and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Monument, CO or in Chiang Mai?
Groceries cost about 74% more in Monument, CO, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Monument, CO or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $906, than in Monument, CO at $3,324. In Chiang Mai it covers expenses comfortably, while in Monument, CO it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Monument, CO or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $906 versus $3,324 in Monument, CO. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Monument, CO compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Monument, CO or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Monument, CO makes more sense. Both are solid long-term options with distinct trade-offs.

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