Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Embrach

For one person, living is cheaper in Chiang Mai: $938 a month against $3,413 in Embrach, rent and utilities included – about $29,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index
165

Cost of Living Index in Embrach
Learn more

Embrach Living Index

Jump to prices

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Embrach

🇨🇭 Switzerland

$3,413

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Embrach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Embrach actually costs, broken down by who's living it.

A single person spends $938 per month in Chiang Mai vs $3,413 in Embrach, rent included.

Chiang Mai $938
Embrach $3,413

A couple spends around $1,426 per month in Chiang Mai vs $5,157 in Embrach, rent included.

Chiang Mai $1,426
Embrach $5,157

A family of three spends $1,914 per month in Chiang Mai vs $6,900 in Embrach, rent included.

Chiang Mai $1,914
Embrach $6,900

Chiang Mai is about 73% cheaper than Embrach, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 30% below the global median, while Embrach is 153% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.26 ฿75.4

$29.58 CHF 24.36

-92.36%

Three-Course Dinner for Two, Mid-Range

$19.18 ฿641

$119 CHF 97.7

-83.83%

Fast Food Meal (McDonalds, etc)

$5.59 ฿187

$18.28 CHF 15.05

-69.42%

Cappuccino

$1.72 ฿57.6

$6.10 CHF 5.02

-71.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

$5.27 CHF 4.34

-87.86%

Water (0.33 liter bottle)

$0.33 ฿11.18

$4.94 CHF 4.07

-93.32%

Local Beer (0.5 liter draught)

$2.36 ฿78.7

$8.93 CHF 7.36

-73.57%

Imported Beer (0.33 liter bottle)

$3.90 ฿130

$7.01 CHF 5.77

-44.37%

Milk (1 liter)

$2.05 ฿68.6

$2.20 CHF 1.81

-6.82%

White Bread (500g)

$1.40 ฿46.70

$3.68 CHF 3.03

-61.96%

Rice (white) (1kg)

$1.28 ฿42.89

$3.63 CHF 2.99

-64.74%

Eggs

$2.25 ฿75.3

$7.75 CHF 6.38

-70.97%

Local Cheese (1kg)

$16.94 ฿566

$25.68 CHF 21.15

-34.03%

Chicken Fillets (1kg)

$2.74 ฿91.6

$28.23 CHF 23.25

-90.29%

Beef Round Steak (1kg)

$9.36 ฿313

$39.96 CHF 32.91

-76.58%

Apples (1kg)

$2.40 ฿80.3

$3.53 CHF 2.91

-32.01%

Banana (1kg)

$1.01 ฿33.92

$2.04 CHF 1.68

-50.49%

Oranges (1kg)

$1.61 ฿53.9

$2.60 CHF 2.14

-38.08%

Tomato (1kg)

$1.52 ฿50.7

$4.70 CHF 3.87

-67.66%

Potato (1kg)

$1.28 ฿42.90

$1.79 CHF 1.48

-28.49%

Onion (1kg)

$1.11 ฿37.22

$2.13 CHF 1.75

-47.89%

Lettuce (1 head)

$0.72 ฿24.09

$2.26 CHF 1.86

-68.14%

Water (1.5 liter bottle)

$0.52 ฿17.54

$1.25 CHF 1.03

-58.40%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 ฿145

$10.80 CHF 8.89

-59.91%

Wine (Bottle)

$17.73 ฿593

$12.55 CHF 10.33

41.27%

Local Beer (0.5 liter bottle)

$1.63 ฿54.4

$2.69 CHF 2.21

-39.41%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.3

$3.16 CHF 2.60

-9.81%

One-way Ticket (Public Transport)

$0.85 ฿28.31

$4.62 CHF 3.80

-81.60%

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,801

$97.8 CHF 80.5

-44.88%

Taxi Start (Normal Tariff)

$1.17 ฿39.18

$7.57 CHF 6.23

-84.54%

Taxi (Normal Tariff) (1km)

$0.57 ฿19.00

$4.62 CHF 3.80

-87.66%

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿79.2

$74.5 CHF 61.3

-96.82%

Gasoline (1 liter)

$1.45 ฿48.32

$2.18 CHF 1.80

-33.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ฿684.3K

$41.5K CHF 34.1K

-50.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿886.1K

$39.1K CHF 32.2K

-32.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$280 CHF 231

-77.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.27 ฿410

$33.14 CHF 27.30

-62.98%

Internet (50+ Mbps, Unlimited Data)

$19.97 ฿668

$56.0 CHF 46.09

-64.31%

Gym Membership (Monthly)

$37.91 ฿1,267

$88.4 CHF 72.8

-57.12%

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

$46.03 CHF 37.91

-91.83%

Cinema Ticket

$6.71 ฿224

$22.52 CHF 18.55

-70.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 ฿26.6K

$2,681 CHF 2,208

-70.27%

International Primary School, 1 Child (Yearly)

$14.8K ฿495.7K

$34.0K CHF 28.0K

-56.37%

Jeans (Levis 501 Or Similar)

$53.3 ฿1,780

$142 CHF 117

-62.54%

Summer Dress (H&M, Zara, etc)

$25.05 ฿837

$58.3 CHF 48.02

-57.03%

Sport Shoes (Adidas, Nike)

$91.6 ฿3,062

$152 CHF 126

-39.87%

Men's Leather Business Shoes

$73.5 ฿2,455

$186 CHF 153

-60.46%

1-bedroom Apartment, City Center (Monthly)

$464 ฿15.5K

$1,685 CHF 1,388

-72.47%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ฿10.2K

$1,472 CHF 1,213

-79.31%

3-bedroom Apartment, City Center (Monthly)

$915 ฿30.6K

$2,787 CHF 2,295

-67.15%

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.5K

$2,429 CHF 2,001

-77.26%

Buy Apartment in City Center (m2)

$1,912 ฿63.9K

$15.7K CHF 12.9K

-87.80%

Buy Apartment Outside City Center (m2)

$1,438 ฿48.1K

$12.2K CHF 10.1K

-88.24%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

$6,693 CHF 5,513

-91.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

2.07

169.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 13, 2026

Last update for Embrach: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$305 32.5%

Embrach

$1.5K 43.2% 383% $1.2K

Groceries & Markets

Chiang Mai

$238 25.4%

Embrach

$585 17.1% 146% $347

Clothing & Footwear

Chiang Mai

$110 11.7%

Embrach

$242 7.1% 121% $133

Monthly Utilities & Internet

Chiang Mai

$95 10.1%

Embrach

$369 10.8% 290% $274

Eating Out

Chiang Mai

$79 8.4%

Embrach

$464 13.6% 488% $385

Getting Around

Chiang Mai

$61 6.5%

Embrach

$147 4.3% 140% $86

Sport & Entertainment

Chiang Mai

$51 5.5%

Embrach

$133 3.9% 160% $82

Cost Breakdown

A central one-bedroom costs $464 in Chiang Mai versus $1,685 in Embrach. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1025% higher in Embrach, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $119 in Embrach. Monthly groceries follow the same trend: $238 vs $585 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇨🇭 Embrach

🕒 Local time

11:19 11:19 AM

06:19 6:19 AM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

9,300

💱 Currency

Thai Baht THB ฿

Swiss Franc CHF Fr

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Embrach 8,510 km ≈ 11 h nonstop flight

From you

Chiang Mai
Embrach

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Embrach: Cost of Living - Frequently Asked Questions

Embrach costs about 264% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,408 per month in Chiang Mai and $5,119 in Embrach. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $797 per month in Chiang Mai and $2,681 in Embrach. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 146% more in Embrach, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Embrach at $3,413. In Chiang Mai it covers expenses comfortably, while in Embrach it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $3,413 in Embrach. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Embrach makes more sense. Both are solid long-term options with distinct trade-offs.