Cost of Living Comparison Between Chiang Mai and Bjelovar Cost of Living Comparison Between Chiang Mai and Bjelovar

Monthly Cost of Living

Monthly costs for one person with rent: $920 in Chiang Mai versus $1,593 in Bjelovar.

Estimated couple costs with rent: $1,408 in Chiang Mai versus $2,475 in Bjelovar.

Monthly costs for a family of three with rent: $1,895 in Chiang Mai versus $3,357 in Bjelovar.

Living in Chiang Mai costs roughly 42% less than in Bjelovar, driven mainly by Eating Out.

The two cities straddle the global median: Chiang Mai is 33% below, Bjelovar is 16% above.

Meal at Budget Restaurant

$2.11 ฿69.1

$13.72 €11.73

-84.62%

Three-Course Dinner for Two, Mid-Range

$19.75 ฿648

$76.2 €65.2

-74.07%

Fast Food Meal (McDonalds, etc)

$5.85 ฿192

$10.27 €8.79

-43.04%

Cappuccino

$1.76 ฿57.8

$2.35 €2.01

-25.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.37

$3.11 €2.66

-76.21%

Water (0.33 liter bottle)

$0.33 ฿10.90

$1.97 €1.68

-83.25%

Local Beer (0.5 liter draught)

$2.47 ฿81.0

$4.00 €3.42

-38.25%

Imported Beer (0.33 liter bottle)

$3.88 ฿127

$4.53 €3.88

-14.35%

Milk (1 liter)

$1.90 ฿62.4

$1.25 €1.07

52.00%

White Bread (500g)

$1.67 ฿54.7

$1.61 €1.38

3.73%

Rice (white) (1kg)

$1.35 ฿44.24

$3.57 €3.06

-62.18%

Eggs

$2.14 ฿70.2

$3.92 €3.35

-45.41%

Local Cheese (1kg)

$15.89 ฿521

$16.65 €14.24

-4.56%

Chicken Fillets (1kg)

$2.83 ฿92.9

$10.54 €9.02

-73.15%

Beef Round Steak (1kg)

$10.53 ฿345

$14.93 €12.77

-29.47%

Apples (1kg)

$2.38 ฿78.2

$1.69 €1.45

40.83%

Banana (1kg)

$1.07 ฿35.01

$1.79 €1.53

-40.22%

Oranges (1kg)

$1.52 ฿49.79

$1.86 €1.59

-18.28%

Tomato (1kg)

$1.50 ฿49.30

$2.73 €2.34

-45.05%

Potato (1kg)

$1.28 ฿41.96

$1.41 €1.21

-9.22%

Onion (1kg)

$1.10 ฿36.17

$1.36 €1.17

-19.12%

Lettuce (1 head)

$0.69 ฿22.54

$1.35 €1.16

-48.89%

Water (1.5 liter bottle)

$0.49 ฿16.18

$1.35 €1.15

-63.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 ฿140

$5.93 €5.07

-27.99%

Wine (Bottle)

$16.78 ฿550

$8.05 €6.88

108.45%

Local Beer (0.5 liter bottle)

$1.66 ฿54.4

$1.64 €1.41

1.22%

Imported Beer (0.33 liter bottle)

$2.81 ฿92.3

$2.24 €1.91

25.45%

One-way Ticket (Public Transport)

$0.90 ฿29.44

$1.42 €1.22

-36.62%

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,801

$38.03 €32.53

44.36%

Taxi Start (Normal Tariff)

$1.20 ฿39.24

$5.66 €4.85

-78.80%

Taxi (Normal Tariff) (1km)

$0.54 ฿17.78

$1.53 €1.31

-64.71%

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿77.9

$28.74 €24.58

-91.75%

Gasoline (1 liter)

$1.43 ฿46.88

$1.70 €1.45

-15.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿691.5K

$27.7K €23.7K

-23.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K ฿890.2K

$25.8K €22.0K

5.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.7 ฿2,124

$198 €169

-67.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.19 ฿433

$24.80 €21.21

-46.81%

Internet (50+ Mbps, Unlimited Data)

$19.44 ฿638

$41.05 €35.11

-52.64%

Gym Membership (Monthly)

$39.45 ฿1,294

$53.9 €46.14

-26.86%

Tennis Court (1 Hour on Weekend)

$3.77 ฿124

$15.75 €13.47

-76.06%

Cinema Ticket

$6.62 ฿217

$6.91 €5.91

-4.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$805 ฿26.4K

$563 €482

42.95%

International Primary School, 1 Child (Yearly)

$15.1K ฿496.1K

$13.1K €11.2K

15.19%

Jeans (Levis 501 Or Similar)

$54.8 ฿1,796

$100 €85.8

-45.41%

Summer Dress (H&M, Zara, etc)

$25.43 ฿834

$43.07 €36.84

-40.96%

Sport Shoes (Adidas, Nike)

$91.9 ฿3,015

$108 €92.7

-15.18%

Men's Leather Business Shoes

$74.7 ฿2,449

$116 €99.3

-35.67%

1-bedroom Apartment, City Center (Monthly)

$467 ฿15.3K

$692 €592

-32.59%

1-bedroom Apartment, Outside City Center (Monthly)

$282 ฿9,251

$529 €452

-46.67%

3-bedroom Apartment, City Center (Monthly)

$891 ฿29.2K

$1,223 €1,046

-27.15%

3-bedroom Apartment, Outside City Center (Monthly)

$521 ฿17.1K

$838 €717

-37.85%

Buy Apartment in City Center (m2)

$1,985 ฿65.1K

$3,775 €3,230

-47.43%

Buy Apartment Outside City Center (m2)

$1,462 ฿48.0K

$3,616 €3,093

-59.57%

Average Monthly Net Salary (After Tax)

$592 ฿19.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.73

49.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: August 17, 2026

Last update for Bjelovar: August 17, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $467 in Chiang Mai and $692 in Bjelovar. Housing cost is often the main lever when comparing two cities.

Dining out: $20.00 in Chiang Mai vs $76.0 in Bjelovar for a mid-range dinner for two. Groceries echo the gap at $237 vs $304 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Bjelovar: Cost of Living - Frequently Asked Questions

Chiang Mai and Bjelovar differ by about 73% in total monthly costs ($920 vs $1,593 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,380 in Chiang Mai and $2,389 in Bjelovar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $467 in Chiang Mai versus $692 in Bjelovar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $20.00 versus $76.0 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $920 per month in Chiang Mai versus $1,593 in Bjelovar – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.

At $920 in Chiang Mai versus $1,593 in Bjelovar, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Bjelovar. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chiang Mai and Bjelovar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 73% less than in Bjelovar. Beyond cost, consider language, visa policies, and how big the international community is in each city.