Last update: Oct 2026

Cost of Living Comparison Between Bjelovar and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,568 in Bjelovar, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Bjelovar
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Bjelovar Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Bjelovar

🇭🇷 Croatia

$1,568

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Bjelovar and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bjelovar and in Chiang Mai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,568 in Bjelovar versus $938 in Chiang Mai.

Bjelovar $1,568
Chiang Mai $938

Estimated couple costs with rent: $2,407 in Bjelovar versus $1,426 in Chiang Mai.

Bjelovar $2,407
Chiang Mai $1,426

Monthly costs for a family of three with rent: $3,246 in Bjelovar versus $1,914 in Chiang Mai.

Bjelovar $3,246
Chiang Mai $1,914

Living in Bjelovar is roughly 67% more expensive than in Chiang Mai, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bjelovar is 16% above, Chiang Mai is 30% below.

Meal at Budget Restaurant

$13.19 €11.73

$2.26 ฿75.4

483.63%

Three-Course Dinner for Two, Mid-Range

$73.6 €65.5

$19.18 ฿641

283.73%

Fast Food Meal (McDonalds, etc)

$10.05 €8.94

$5.59 ฿187

79.79%

Cappuccino

$2.30 €2.04

$1.72 ฿57.6

33.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.65

$0.64 ฿21.54

365.62%

Water (0.33 liter bottle)

$1.92 €1.70

$0.33 ฿11.18

481.82%

Local Beer (0.5 liter draught)

$3.96 €3.52

$2.36 ฿78.7

67.80%

Imported Beer (0.33 liter bottle)

$4.43 €3.94

$3.90 ฿130

13.59%

Milk (1 liter)

$1.20 €1.07

$2.05 ฿68.6

-41.46%

White Bread (500g)

$1.59 €1.42

$1.40 ฿46.70

13.57%

Rice (white) (1kg)

$3.46 €3.08

$1.28 ฿42.89

170.31%

Eggs

$3.64 €3.24

$2.25 ฿75.3

61.78%

Local Cheese (1kg)

$15.81 €14.07

$16.94 ฿566

-6.67%

Chicken Fillets (1kg)

$9.99 €8.88

$2.74 ฿91.6

264.60%

Beef Round Steak (1kg)

$14.49 €12.89

$9.36 ฿313

54.81%

Apples (1kg)

$1.64 €1.46

$2.40 ฿80.3

-31.67%

Banana (1kg)

$1.67 €1.48

$1.01 ฿33.92

65.35%

Oranges (1kg)

$1.90 €1.69

$1.61 ฿53.9

18.01%

Tomato (1kg)

$2.59 €2.31

$1.52 ฿50.7

70.39%

Potato (1kg)

$1.37 €1.22

$1.28 ฿42.90

7.03%

Onion (1kg)

$1.32 €1.17

$1.11 ฿37.22

18.92%

Lettuce (1 head)

$1.35 €1.20

$0.72 ฿24.09

87.50%

Water (1.5 liter bottle)

$1.31 €1.17

$0.52 ฿17.54

151.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.78 €5.14

$4.33 ฿145

33.49%

Wine (Bottle)

$7.88 €7.01

$17.73 ฿593

-55.56%

Local Beer (0.5 liter bottle)

$1.61 €1.43

$1.63 ฿54.4

-1.23%

Imported Beer (0.33 liter bottle)

$2.11 €1.88

$2.85 ฿95.3

-25.96%

One-way Ticket (Public Transport)

$1.56 €1.39

$0.85 ฿28.31

83.53%

Public Transport Monthly Pass (Regular Price)

$40.23 €35.79

$53.9 ฿1,801

-25.36%

Taxi Start (Normal Tariff)

$3.28 €2.92

$1.17 ฿39.18

180.34%

Taxi (Normal Tariff) (1km)

$1.47 €1.31

$0.57 ฿19.00

157.89%

Taxi 1hour Waiting (Normal Tariff)

$13.39 €11.91

$2.37 ฿79.2

464.98%

Gasoline (1 liter)

$1.71 €1.52

$1.45 ฿48.32

17.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.4K

$20.5K ฿684.3K

28.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K €21.8K

$26.5K ฿886.1K

-7.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €169

$62.3 ฿2,083

205.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.31 €21.62

$12.27 ฿410

98.13%

Internet (50+ Mbps, Unlimited Data)

$38.95 €34.65

$19.97 ฿668

95.04%

Gym Membership (Monthly)

$50.8 €45.18

$37.91 ฿1,267

33.98%

Tennis Court (1 Hour on Weekend)

$16.18 €14.39

$3.76 ฿126

330.32%

Cinema Ticket

$6.60 €5.87

$6.71 ฿224

-1.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$537 €478

$797 ฿26.6K

-32.63%

International Primary School, 1 Child (Yearly)

$13.0K €11.6K

$14.8K ฿495.7K

-12.20%

Jeans (Levis 501 Or Similar)

$99.2 €88.3

$53.3 ฿1,780

86.37%

Summer Dress (H&M, Zara, etc)

$41.10 €36.55

$25.05 ฿837

64.07%

Sport Shoes (Adidas, Nike)

$103 €92.0

$91.6 ฿3,062

12.89%

Men's Leather Business Shoes

$111 €98.6

$73.5 ฿2,455

50.95%

1-bedroom Apartment, City Center (Monthly)

$691 €614

$464 ฿15.5K

48.84%

1-bedroom Apartment, Outside City Center (Monthly)

$531 €472

$305 ฿10.2K

74.15%

3-bedroom Apartment, City Center (Monthly)

$1,171 €1,041

$915 ฿30.6K

27.90%

3-bedroom Apartment, Outside City Center (Monthly)

$886 €788

$552 ฿18.5K

60.36%

Buy Apartment in City Center (m2)

$3,947 €3,511

$1,912 ฿63.9K

106.44%

Buy Apartment Outside City Center (m2)

$3,064 €2,726

$1,438 ฿48.1K

113.06%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

5.57

-33.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bjelovar: October 11, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bjelovar

$531 33.8%

Chiang Mai

$305 32.5% 42.6% $226

Groceries & Markets

Bjelovar

$292 18.6%

Chiang Mai

$238 25.4% 18.5% $54

Monthly Utilities & Internet

Bjelovar

$254 16.2%

Chiang Mai

$95 10.1% 62.7% $159

Eating Out

Bjelovar

$212 13.5%

Chiang Mai

$79 8.4% 62.7% $133

Clothing & Footwear

Bjelovar

$160 10.2%

Chiang Mai

$110 11.7% 31.4% $50

Sport & Entertainment

Bjelovar

$64 4.1%

Chiang Mai

$51 5.5% 19.8% $13

Getting Around

Bjelovar

$57 3.6%

Chiang Mai

$61 6.5% 7.3% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $691 in Bjelovar and $464 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Bjelovar vs $19.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $292 vs $238 per month, with Chiang Mai cheaper across the board.

Good to know

🇭🇷 Bjelovar

🇹🇭 Chiang Mai

🕒 Local time

19:17 7:17 PM

00:17 12:17 AM

5 h ahead of Bjelovar

🌤 Weather

👥 Population

36,316

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Bjelovar Chiang Mai 7,920 km ≈ 10 h nonstop flight

From you

Bjelovar
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bjelovar vs Chiang Mai: Cost of Living - Frequently Asked Questions

Bjelovar and Chiang Mai differ by about 67% in total monthly costs ($1,568 vs $938 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,352 in Bjelovar and $1,408 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $691 in Bjelovar versus $464 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $19.00 versus $74.0 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,568 per month in Bjelovar versus $938 in Chiang Mai – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

At $938 in Chiang Mai versus $1,568 in Bjelovar, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Bjelovar. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bjelovar and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 67% less than in Bjelovar. Beyond cost, consider language, visa policies, and how big the international community is in each city.