Cost of Living Comparison Between Bjelovar and Chiang Mai Cost of Living Comparison Between Bjelovar and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $1,593 in Bjelovar versus $920 in Chiang Mai.

Estimated couple costs with rent: $2,475 in Bjelovar versus $1,408 in Chiang Mai.

Monthly costs for a family of three with rent: $3,357 in Bjelovar versus $1,895 in Chiang Mai.

Living in Bjelovar is roughly 73% more expensive than in Chiang Mai, driven mainly by Eating Out.

The two cities straddle the global median: Bjelovar is 16% above, Chiang Mai is 33% below.

Meal at Budget Restaurant

$13.72 €11.73

$2.11 ฿69.1

550.24%

Three-Course Dinner for Two, Mid-Range

$76.2 €65.2

$19.75 ฿648

285.67%

Fast Food Meal (McDonalds, etc)

$10.27 €8.79

$5.85 ฿192

75.56%

Cappuccino

$2.35 €2.01

$1.76 ฿57.8

33.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 €2.66

$0.74 ฿24.37

320.27%

Water (0.33 liter bottle)

$1.97 €1.68

$0.33 ฿10.90

496.97%

Local Beer (0.5 liter draught)

$4.00 €3.42

$2.47 ฿81.0

61.94%

Imported Beer (0.33 liter bottle)

$4.53 €3.88

$3.88 ฿127

16.75%

Milk (1 liter)

$1.25 €1.07

$1.90 ฿62.4

-34.21%

White Bread (500g)

$1.61 €1.38

$1.67 ฿54.7

-3.59%

Rice (white) (1kg)

$3.57 €3.06

$1.35 ฿44.24

164.44%

Eggs

$3.92 €3.35

$2.14 ฿70.2

83.18%

Local Cheese (1kg)

$16.65 €14.24

$15.89 ฿521

4.78%

Chicken Fillets (1kg)

$10.54 €9.02

$2.83 ฿92.9

272.44%

Beef Round Steak (1kg)

$14.93 €12.77

$10.53 ฿345

41.79%

Apples (1kg)

$1.69 €1.45

$2.38 ฿78.2

-28.99%

Banana (1kg)

$1.79 €1.53

$1.07 ฿35.01

67.29%

Oranges (1kg)

$1.86 €1.59

$1.52 ฿49.79

22.37%

Tomato (1kg)

$2.73 €2.34

$1.50 ฿49.30

82.00%

Potato (1kg)

$1.41 €1.21

$1.28 ฿41.96

10.16%

Onion (1kg)

$1.36 €1.17

$1.10 ฿36.17

23.64%

Lettuce (1 head)

$1.35 €1.16

$0.69 ฿22.54

95.65%

Water (1.5 liter bottle)

$1.35 €1.15

$0.49 ฿16.18

175.51%

Cigarettes 20 Pack (Marlboro, Camel)

$5.93 €5.07

$4.27 ฿140

38.88%

Wine (Bottle)

$8.05 €6.88

$16.78 ฿550

-52.03%

Local Beer (0.5 liter bottle)

$1.64 €1.41

$1.66 ฿54.4

-1.20%

Imported Beer (0.33 liter bottle)

$2.24 €1.91

$2.81 ฿92.3

-20.28%

One-way Ticket (Public Transport)

$1.42 €1.22

$0.90 ฿29.44

57.78%

Public Transport Monthly Pass (Regular Price)

$38.03 €32.53

$54.9 ฿1,801

-30.73%

Taxi Start (Normal Tariff)

$5.66 €4.85

$1.20 ฿39.24

371.67%

Taxi (Normal Tariff) (1km)

$1.53 €1.31

$0.54 ฿17.78

183.33%

Taxi 1hour Waiting (Normal Tariff)

$28.74 €24.58

$2.37 ฿77.9

1112.66%

Gasoline (1 liter)

$1.70 €1.45

$1.43 ฿46.88

18.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K €23.7K

$21.1K ฿691.5K

31.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K €22.0K

$27.1K ฿890.2K

-5.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 €169

$64.7 ฿2,124

205.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.80 €21.21

$13.19 ฿433

88.02%

Internet (50+ Mbps, Unlimited Data)

$41.05 €35.11

$19.44 ฿638

111.16%

Gym Membership (Monthly)

$53.9 €46.14

$39.45 ฿1,294

36.73%

Tennis Court (1 Hour on Weekend)

$15.75 €13.47

$3.77 ฿124

317.77%

Cinema Ticket

$6.91 €5.91

$6.62 ฿217

4.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$563 €482

$805 ฿26.4K

-30.04%

International Primary School, 1 Child (Yearly)

$13.1K €11.2K

$15.1K ฿496.1K

-13.19%

Jeans (Levis 501 Or Similar)

$100 €85.8

$54.8 ฿1,796

83.20%

Summer Dress (H&M, Zara, etc)

$43.07 €36.84

$25.43 ฿834

69.37%

Sport Shoes (Adidas, Nike)

$108 €92.7

$91.9 ฿3,015

17.90%

Men's Leather Business Shoes

$116 €99.3

$74.7 ฿2,449

55.45%

1-bedroom Apartment, City Center (Monthly)

$692 €592

$467 ฿15.3K

48.34%

1-bedroom Apartment, Outside City Center (Monthly)

$529 €452

$282 ฿9,251

87.52%

3-bedroom Apartment, City Center (Monthly)

$1,223 €1,046

$891 ฿29.2K

37.27%

3-bedroom Apartment, Outside City Center (Monthly)

$838 €717

$521 ฿17.1K

60.90%

Buy Apartment in City Center (m2)

$3,775 €3,230

$1,985 ฿65.1K

90.21%

Buy Apartment Outside City Center (m2)

$3,616 €3,093

$1,462 ฿48.0K

147.32%

Average Monthly Net Salary (After Tax)

$592 ฿19.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

5.57

-33.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bjelovar: August 17, 2026

Last update for Chiang Mai: August 17, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $692 in Bjelovar and $467 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Bjelovar vs $20.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $304 vs $237 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bjelovar vs Chiang Mai: Cost of Living - Frequently Asked Questions

Bjelovar and Chiang Mai differ by about 73% in total monthly costs ($1,593 vs $920 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,389 in Bjelovar and $1,380 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $692 in Bjelovar versus $467 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $20.00 versus $76.0 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,593 per month in Bjelovar versus $920 in Chiang Mai – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.

At $920 in Chiang Mai versus $1,593 in Bjelovar, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Bjelovar. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bjelovar and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 73% less than in Bjelovar. Beyond cost, consider language, visa policies, and how big the international community is in each city.