Cost of Living Comparison Between Bjelovar and Chiang Mai Cost of Living Comparison Between Bjelovar and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $1,478 in Bjelovar versus $869 in Chiang Mai.

Estimated couple costs with rent: $2,304 in Bjelovar versus $1,362 in Chiang Mai.

Monthly costs for a family of three with rent: $3,131 in Bjelovar versus $1,855 in Chiang Mai.

Living in Bjelovar is roughly 70% more expensive than Chiang Mai, driven mainly by Eating Out.

The two cities straddle the global median: Bjelovar is 10% above, Chiang Mai is 35% below.

Meal at Budget Restaurant

$12.82 €11.05

$1.98 ฿64.3

547.47%

Three-Course Dinner for Two, Mid-Range

$68.5 €59.0

$18.80 ฿612

264.47%

Fast Food Meal (McDonalds, etc)

$10.52 €9.07

$7.75 ฿252

35.74%

Cappuccino

$2.23 €1.92

$1.92 ฿62.5

16.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.58 €3.09

$0.79 ฿25.79

353.16%

Water (0.33 liter bottle)

$2.17 €1.87

$0.36 ฿11.62

502.78%

Local Beer (0.5 liter draught)

$4.29 €3.70

$2.21 ฿72.1

94.12%

Imported Beer (0.33 liter bottle)

$4.83 €4.16

$3.66 ฿119

31.97%

Milk (1 liter)

$1.20 €1.03

$1.65 ฿53.8

-27.27%

White Bread (500g)

$1.57 €1.35

$1.63 ฿53.2

-3.68%

Rice (white) (1kg)

$3.97 €3.42

$1.19 ฿38.86

233.61%

Eggs

$3.53 €3.04

$2.00 ฿65.1

76.50%

Local Cheese (1kg)

$16.11 €13.88

$15.98 ฿520

0.81%

Chicken Fillets (1kg)

$11.10 €9.56

$3.03 ฿98.5

266.34%

Beef Round Steak (1kg)

$14.41 €12.42

$10.86 ฿354

32.69%

Apples (1kg)

$1.60 €1.38

$2.76 ฿90.0

-42.03%

Banana (1kg)

$1.67 €1.44

$1.18 ฿38.42

41.53%

Oranges (1kg)

$1.73 €1.49

$1.64 ฿53.5

5.49%

Tomato (1kg)

$2.50 €2.15

$1.52 ฿49.51

64.47%

Potato (1kg)

$1.24 €1.07

$1.38 ฿45.10

-10.14%

Onion (1kg)

$1.27 €1.09

$1.19 ฿38.84

6.72%

Lettuce (1 head)

$1.09 €0.94

$0.70 ฿22.86

55.71%

Water (1.5 liter bottle)

$1.22 €1.05

$0.56 ฿18.13

117.86%

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 €5.05

$4.58 ฿149

27.95%

Wine (Bottle)

$8.06 €6.95

$16.56 ฿539

-51.33%

Local Beer (0.5 liter bottle)

$1.60 €1.37

$1.83 ฿59.5

-12.57%

Imported Beer (0.33 liter bottle)

$2.03 €1.75

$3.20 ฿104

-36.56%

One-way Ticket (Public Transport)

$1.78 €1.53

$0.88 ฿28.56

102.27%

Public Transport Monthly Pass (Regular Price)

$43.24 €37.26

$18.72 ฿610

130.98%

Taxi Start (Normal Tariff)

$3.02 €2.60

$1.36 ฿44.16

122.06%

Taxi (Normal Tariff) (1km)

$1.37 €1.18

$1.34 ฿43.65

2.24%

Taxi 1hour Waiting (Normal Tariff)

$9.11 €7.85

$7.84 ฿256

16.20%

Gasoline (1 liter)

$1.63 €1.40

$1.23 ฿39.92

32.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K €33.2K

$21.6K ฿704.3K

78.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €22.9K

$22.5K ฿734.3K

17.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €164

$70.5 ฿2,298

169.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.15 €19.08

$13.68 ฿445

61.92%

Internet (50+ Mbps, Unlimited Data)

$32.66 €28.14

$17.45 ฿568

87.16%

Gym Membership (Monthly)

$52.5 €45.27

$41.33 ฿1,346

27.12%

Tennis Court (1 Hour on Weekend)

$14.58 €12.56

$6.96 ฿227

109.48%

Cinema Ticket

$9.17 €7.90

$5.77 ฿188

58.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 €253

$307 ฿10.0K

-4.40%

International Primary School, 1 Child (Yearly)

$8,148 €7,020

$14.6K ฿475.9K

-44.23%

Jeans (Levis 501 Or Similar)

$57.4 €49.43

$55.8 ฿1,817

2.83%

Summer Dress (H&M, Zara, etc)

$34.62 €29.83

$26.21 ฿854

32.09%

Sport Shoes (Adidas, Nike)

$100 €86.2

$85.8 ฿2,793

16.64%

Men's Leather Business Shoes

$104 €89.7

$72.2 ฿2,353

44.09%

1-bedroom Apartment, City Center (Monthly)

$658 €567

$430 ฿14.0K

53.20%

1-bedroom Apartment, Outside City Center (Monthly)

$457 €394

$239 ฿7,774

91.54%

3-bedroom Apartment, City Center (Monthly)

$1,049 €904

$817 ฿26.6K

28.34%

3-bedroom Apartment, Outside City Center (Monthly)

$788 €679

$511 ฿16.6K

54.35%

Buy Apartment in City Center (m2)

$3,720 €3,205

$1,983 ฿64.6K

87.57%

Buy Apartment Outside City Center (m2)

$3,450 €2,973

$1,484 ฿48.3K

132.51%

Average Monthly Net Salary (After Tax)

$619 ฿20.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.63

-7.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bjelovar: June 8, 2026

Last update for Chiang Mai: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $658 in Bjelovar and $430 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $69.0 in Bjelovar vs $19.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $296 vs $241 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bjelovar vs Chiang Mai: Cost of Living - Frequently Asked Questions

Bjelovar and Chiang Mai differ by about 70% in total monthly costs ($1,478 vs $869 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,217 in Bjelovar and $1,303 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $658 in Bjelovar versus $430 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $19.00 versus $69.0 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,478 per month in Bjelovar versus $869 in Chiang Mai – a 70% gap that adds up to real savings over time for anyone picking the cheaper option.

At $869 in Chiang Mai versus $1,478 in Bjelovar, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Bjelovar. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bjelovar and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 70% less than in Bjelovar. Beyond cost, consider language, visa policies, and how big the international community is in each city.