Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Bhilai

For one person, living is cheaper in Bhilai: $329 a month against $925 in Chiang Mai, rent and utilities included – about $7,200 less a year. Rent and utilities account for about half of the difference.

Chiang Mai
🇹🇭 Thailand
$925
/mo nomad
Bhilai
🇮🇳 India
$329
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Bhilai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Bhilai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $925 in Chiang Mai versus $329 in Bhilai.

  • Chiang Mai $925
  • Bhilai $329

Estimated couple costs with rent: $1,414 in Chiang Mai versus $562 in Bhilai.

  • Chiang Mai $1,414
  • Bhilai $562

Monthly costs for a family of three with rent: $1,903 in Chiang Mai versus $794 in Bhilai.

  • Chiang Mai $1,903
  • Bhilai $794

Living in Chiang Mai is roughly 181% more expensive than in Bhilai, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Chiang Mai 32% lower, Bhilai 76% lower.

Currency
🍽 Eating Out
Chiang Mai
Bhilai
Difference
Meal at Budget Restaurant
$2.29 ฿76.5
$2.56 ₹243
-10.55%
Three-Course Dinner for Two, Mid-Range
$19.64 ฿656
$8.75 ₹831
124.46%
Fast Food Meal (McDonalds, etc)
$5.61 ฿188
$3.21 ₹305
74.77%
Cappuccino
$1.66 ฿55.6
$1.94 ₹184
-14.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.70 ฿23.40
$0.32 ₹30.46
118.75%
Water (0.33 liter bottle)
$0.31 ฿10.24
$0.20 ₹18.82
55.00%
Local Beer (0.5 liter draught)
$2.41 ฿80.4
$1.55 ₹147
55.48%
Imported Beer (0.33 liter bottle)
$3.71 ฿124
$2.95 ₹280
25.76%
🛒 Groceries & Markets
Chiang Mai
Bhilai
Difference
Milk (1 liter)
$1.95 ฿65.3
$0.56 ₹53.1
248.21%
White Bread (500g)
$1.41 ฿47.03
$0.39 ₹36.71
261.54%
Rice (white) (1kg)
$1.31 ฿43.62
$0.64 ₹61.1
104.69%
Eggs
$2.18 ฿72.9
$0.95 ₹89.8
129.47%
Local Cheese (1kg)
$16.65 ฿556
$4.25 ₹404
291.76%
Chicken Fillets (1kg)
$2.76 ฿92.2
$2.79 ₹265
-1.08%
Beef Round Steak (1kg)
$9.11 ฿304
-
-
Apples (1kg)
$2.39 ฿80.0
$2.35 ₹223
1.70%
Banana (1kg)
$1.03 ฿34.26
$0.53 ₹50.4
94.34%
Oranges (1kg)
$1.63 ฿54.4
$0.93 ₹88.0
75.27%
Tomato (1kg)
$1.50 ฿50.0
$0.48 ₹45.73
212.50%
Potato (1kg)
$1.29 ฿43.13
$0.38 ₹36.32
239.47%
Onion (1kg)
$1.11 ฿37.03
$0.44 ₹41.73
152.27%
Lettuce (1 head)
$0.72 ฿24.08
$0.25 ₹23.58
188.00%
Water (1.5 liter bottle)
$0.53 ฿17.59
$0.29 ₹27.48
82.76%
Cigarettes 20 Pack (Marlboro, Camel)
$4.31 ฿144
$5.11 ₹485
-15.66%
Wine (Bottle)
$17.95 ฿600
$4.72 ₹448
280.30%
Local Beer (0.5 liter bottle)
$1.58 ฿52.9
$1.69 ₹160
-6.51%
Imported Beer (0.33 liter bottle)
$2.84 ฿95.0
$2.77 ₹263
2.53%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$3.73 ₹354
-
🚌 Getting Around
Chiang Mai
Bhilai
Difference
One-way Ticket (Public Transport)
$0.86 ฿28.86
$0.38 ₹36.43
126.32%
Public Transport Monthly Pass (Regular Price)
$53.3 ฿1,780
$6.67 ₹634
698.80%
Taxi Start (Normal Tariff)
$1.21 ฿40.29
$1.04 ₹98.7
16.35%
Taxi (Normal Tariff) (1km)
$0.57 ฿18.99
$0.22 ₹20.91
159.09%
Taxi 1hour Waiting (Normal Tariff)
$2.35 ฿78.6
$1.80 ₹171
30.56%
Gasoline (1 liter)
$1.44 ฿47.96
$1.07 ₹102
34.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K ฿692.8K
$11.1K ₹1.1M
85.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K ฿895.7K
$18.6K ₹1.8M
44.09%
🧾 Monthly Utilities & Internet
Chiang Mai
Bhilai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.3 ฿2,083
$32.10 ₹3,048
94.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.11 ฿405
$3.24 ₹308
273.77%
Internet (50+ Mbps, Unlimited Data)
$19.94 ฿666
$4.78 ₹454
317.15%
🎉 Sport & Entertainment
Chiang Mai
Bhilai
Difference
Gym Membership (Monthly)
$37.07 ฿1,239
$6.76 ₹642
448.37%
Tennis Court (1 Hour on Weekend)
$3.78 ฿126
$3.21 ₹305
17.76%
Cinema Ticket
$6.50 ฿217
$3.39 ₹322
91.74%
🧸 Childcare & Education
Chiang Mai
Bhilai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$793 ฿26.5K
$81.2 ₹7,709
876.40%
International Primary School, 1 Child (Yearly)
$14.8K ฿494.9K
$1,061 ₹100.8K
1295.39%
👕👟 Clothing & Footwear
Chiang Mai
Bhilai
Difference
Jeans (Levis 501 Or Similar)
$53.7 ฿1,796
$23.83 ₹2,263
125.51%
Summer Dress (H&M, Zara, etc)
$24.62 ฿823
$29.50 ₹2,802
-16.54%
Sport Shoes (Adidas, Nike)
$90.9 ฿3,036
$24.14 ₹2,292
276.35%
Men's Leather Business Shoes
$71.1 ฿2,378
$24.16 ₹2,294
194.45%
🏠 Accommodation & Living
Chiang Mai
Bhilai
Difference
1-bedroom Apartment, City Center (Monthly)
$455 ฿15.2K
$74.7 ₹7,097
509.38%
1-bedroom Apartment, Outside City Center (Monthly)
$298 ฿9,954
$57.2 ₹5,428
421.05%
3-bedroom Apartment, City Center (Monthly)
$908 ฿30.4K
$263 ₹25.0K
245.19%
3-bedroom Apartment, Outside City Center (Monthly)
$554 ฿18.5K
$212 ₹20.1K
161.02%
Buy Apartment in City Center (m2)
$1,931 ฿64.5K
-
-
Buy Apartment Outside City Center (m2)
$1,445 ฿48.3K
-
-
💵 Salaries & Financials
Chiang Mai
Bhilai
Difference
Average Monthly Net Salary (After Tax)
$591 ฿19.7K
$671 ₹63.7K
-11.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
8.82
-36.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 17, 2026

Last update for Bhilai: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$298
Bhilai
$57 80.8% $241
Groceries & Markets
Chiang Mai
$235
Bhilai
$93 60.3% $142
Clothing & Footwear
Chiang Mai
$108
Bhilai
$46 57.7% $62
Monthly Utilities & Internet
Chiang Mai
$94
Bhilai
$40 57.5% $54
Eating Out
Chiang Mai
$79
Bhilai
$69 12.1% $9.5
Getting Around
Chiang Mai
$61
Bhilai
$10 83% $50
Sport & Entertainment
Chiang Mai
$50
Bhilai
$14 72.9% $37

Cost Breakdown

A one-bedroom apartment in the center runs $455 in Chiang Mai and $74.7 in Bhilai. Housing cost is often the main lever when comparing two cities.

Bhilai pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $20.00 in Chiang Mai vs $9.00 in Bhilai for a mid-range dinner for two. Groceries echo the gap at $235 vs $93.0 per month, with Bhilai cheaper across the board.

Good to know
🇹🇭 Chiang Mai
🇮🇳 Bhilai
🕒 Local time
18:40 6:40 PM
17:10 5:10 PM
1 h 30 min behind Chiang Mai
🌤 Weather
👥 Population
127,240
627,734
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

On the map
Between locations
  • Chiang Mai Bhilai 1,860 km ≈ 2 h 45 min nonstop flight
From you
  • Chiang Mai
  • Bhilai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Bhilai: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Chiang Mai and in Bhilai?
Chiang Mai and Bhilai differ by about 181% in total monthly costs ($925 vs $329 including rent). Bhilai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 14% lower in Bhilai. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Chiang Mai and in Bhilai?
Rent for a central apartment: $455 in Chiang Mai versus $74.7 in Bhilai. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Chiang Mai and Bhilai?
Childcare runs $793 in Chiang Mai versus $81.2 in Bhilai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 152% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $329 in Bhilai versus $925 in Chiang Mai, a $2,000 budget is realistic in Bhilai but tight or insufficient in Chiang Mai. The gap between the two cities makes Bhilai the clear choice for anyone on this budget.
How does quality of life compare between Chiang Mai and Bhilai?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Chiang Mai or Bhilai safer for residents?
Safety-wise, Chiang Mai and Bhilai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Chiang Mai or Bhilai?
Expats usually find Bhilai gentler on the wallet – expenses run 181% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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